/biz/ - Business & Finance

[Anonymous No.11453469]

list your assets, liabilities and source of wealth

[Anonymous No.11453484]

>>11453469
>nothing
>nothing
>nothing
Fuck you OP

[Anonymous No.11453487]

i'll start

assets
>apartment $ 240k
>bank/brokerage deposits 75k
>crypto 18k
>stocks 0k

liabilities
>mortgage 112k

source of "wealth"
>office slave income and crypto

[Anonymous No.11453502]

Mom and dad

[Anonymous No.11453515]

>>11453487
You should put all deposits in crypto.

[Anonymous No.11453517]

assets
>~300k in cash (recently removed money from the market)
>house worth about 1.2 million
>boat worth about 72k (appreciating, it's a classic)

liabilities
>400k mortgage @ 4.125%

source of wealth
>wageslave but pretty lucrative.

[Anonymous No.11453525]

assets
100k bong of btc/bch
40k bong cash
1k computer setup
1k bicycle

liabilities
50k student loan

source of wealth
All savings + student loan into btc last year

[Anonymous No.11453526]

> one bent stick
> a pure heart
> The sun

[Anonymous No.11453537]

>>11453525
you think btc is going back up at any point? like back into 20k territory?

[Anonymous No.11453559]

>>11453525
>1k bicycle
Like a regular bike? For 1000 pounds? Why?

[Anonymous No.11453564]

>>11453537
Yeah definitely. I tell people I think iit's going to 1 mil irl and partially believe it, although in all honesty I have no evidence to back it up.

Even though I'm a zoomer I've already had enough probs with banks to never want to use them for any significant amount of money

[Anonymous No.11453583]

>>11453564
What kinds of problems did you have with banks?

I think this next correction in the market, which I do believe is coming now that interest rates are coming up, is going to tell us a lot. Hopefully it doesn't hit us too hard.

[Anonymous No.11453590]

>>11453559
Yeah. They drastically increase in quality up to this point, I've had a 100 (borrowed, absolutely awful), 250 and 400 before, the difference is very noticeable

[Anonymous No.11453592]

>>11453469
2k bank 50e pocket 2k shitcoins, bunch of land near sea, ama

[Anonymous No.11453603]

>>11453590
A 1k bike is a waste of money

[Anonymous No.11453611]

>>11453583
They freeze your money 24/7 when you try moving significant amounts, so fucking annoying and stressful.

[Anonymous No.11453624]

>>11453611
But anon ITS TO PROTECT YOU
if they dont treat their customers like 5 year olds that can keep their info safe the SEC will rape them :^)

[Anonymous No.11453634]

>>11453515
i'll never buy more crypto. i'll just trade with the $18k i have remaining. i've already cashed out 10x the amount i originally put in

>>11453517
>house worth about 1.2 million
expensive city or really nice house? or both. also isn't it expensive to maintain etc.?

also what are you gonna do with the 300k?

>>11453592
>bunch of land near sea
elaborate

[Anonymous No.11453650]

>>11453517
>appreciating boats
bro, I got news for you. if you use it every year there is no way it's making more than you spend maintaining it
but sure, if you are just listing assets I guess you can count it.

[Anonymous No.11453655]

>>11453603
I use it every day for exercise, and normally about twice a week for shopping, and once a fortnight to get to aunts house. I'm very happy I spent a grand (less than 1 percent of my nw) on it, and if you ever cycled you'd know it makes a big difference

Real wastes of money are buying digital entertainment, the "luxury" ranges at the supermarkets, excessive tech stuff which gets replaced quickly and buying crap you don't use in general.

[Anonymous No.11453688]

>assets
>2k stocks
>6k crypto
>2015 civic payed off


liabilities
>32k student loans
>3k credit card
>3k personal loan
>depression

source
>55k salary

[Anonymous No.11453706]

>>11453469
assets
>~5.5k eur on bank account
>~23k usd in crypto
>~4k eur in physical gold and silver
>software engineer, bsc in economics, currently doing msc in finance

liabilities
>no dept
>~900 eur per month expenditures

source of income
>parttime software dev
>freelancing as software dev
>donating plasma

[Anonymous No.11453742]

>>11453634
>expensive city or really nice house? or both. also isn't it expensive to maintain etc.?
Expensive area. My house is pretty much land value, the house is a bonus. It's in good shape because I'm /diy/ but my long term plan is to knock it down and build something, when the economy corrects and things are more favorable for people wanting to build. Right now everything is extremely expensive.

>also what are you gonna do with the 300k?
Now it's just to have liquid cash. I don't really have a plan. Any suggestions?

>>11453650
I'd doxx myself if I said what it was, but it's an appreciating asset. I bought it for 28, and I get offers all the time for 100k+. I used that number as a sort of average.

[Anonymous No.11453851]

assets

> Retirement accounts - $360K (3 401Ks, Roth IRA, HSA)

> Townhouse $150K

> Crypto $23K

> 2012 Prius Paid off - $9K


liabilities

> $35K mortgage (Mortgage from end of year 2016, paid off with crypto)

> $9K Student loans

> $6K refrigerator and furniture, 0% interest loan

> $1.2K monthly expenses (GF pays utiliites and all food)

[Anonymous No.11453875]

>>11453851

source

> ~$100K income

[Anonymous No.11453922]

assets
>25k cash
>420k crypto

liabilities
>3.5k engagement ring payments (6 months)
>18k car payments (3.5 years)
>1.5k rent

source of wealth
>$120k salary plus benefits

[Anonymous No.11453981]

>>11453742
>Now it's just to have liquid cash. I don't really have a plan. Any suggestions?

maybe pay down on the mortgage if you've got nothing else to invest it in. if you need cash later you could always just get a new loan using your house as security, right?

also if you like trading and shit, put a tiny bit into crypto. just for fun if nothing else. trading crypto and particularly crypto derivatives has made my life a bit less boring. more fun than stocks that's for sure

>>11453922
>>11453851
how much was your guys' initial deposit into crypto and how much have you cashed out?

[Anonymous No.11454128]

>>11453981
I have a few thousand in crypto just for fun. I haven't done very well with it. I don't have time to day trade and BTC has been shit lately.

[Anonymous No.11454342]

nice try nigger

[Anonymous No.11455350]

Assets
>300K stocks
>25K cash
>20K car
>15K crypto

Liabilities
>none

I am a NEET currently though

[Anonymous No.11455365]

>>11455350
source of wealth? also how long have you been in stocks and which stocks