State your income, monthly expenditures and what you have left

[Anonymous No.11366409]

>income: $1.8k after taxes

Expenditures:
>rent: $800
>food: $120
>insurance: $170
>internet: $50
>phone: $12
>electricity: $50
>commuting fare: $230
>gym: $40
>gas: $70 max
__________________
>leftover: roughly $250

[Anonymous No.11366470]

>income : 2100€ after taxes
>loan payment : 650€
>commuting : 0 (fully paid by my company)
>water+heating : 100€
>electricity : 25€
>insurance : 75€
>food : 150€
>phone+internet : 40€
>gas : dunno, not even a monthly fill

Leftover 1100€

[Anonymous No.11366473]

You only spend 120 a month on food? That’s impressive.

[Anonymous No.11366492]

>>11366473
I'm a student so I don't really earn that much. All this will change once I finish my degree or get an internship
My food budget is low as I usually only buy cheap stuff like rice and get pricier food like meats on discount. Canned tuna and DEENZ are life savers. Chicken is also dirt cheap here

[Anonymous No.11366502]

>>11366409
Income: $0
>>Expenditures:
property tax: $100
food: $110
insurance: $0 (mommy)
internet: $45
phone: $0 (mommy)
electricity: $50
gas: $40
gym: $0 (mommy)

[Anonymous No.11366610]

State your age too faggots
>age 29
>net income $1000
>rent, internet, utilities, maintenance fund 0 (part of my business, already counted against income)
>food $350
>dog food $30
>phone $6
>transportation $20
>insurance $0
___________________
leftover $594

I guess bretty gut considering I'm eastern yuro

[Anonymous No.11366625]

>>11366610
27 here >>11366470

[Anonymous No.11366815]

>>11366610
>transportation $20
SHUT THE FUCK UP POLAK REEEEEEE

[Anonymous No.11366824]

>>11366815
oh yeah, 22 btw

[Anonymous No.11366875]

@11366815
It's not what you think it is but a car-on-demand service I use only sporadically. I don't commute cause I live in central district and everything relevant is within walking distance (or delivered after ordering).

>>11366409
>food $120
Where do you live? Is your food lifestyle poverty tier?

[Anonymous No.11366930]

>>11366875
kek alright then. My uni is like 70km away but I don't want to move too far away from my parents and work. Thus monthly train fare is quite high
>Is your food lifestyle poverty tier?
Yes
>>11366492

[Anonymous No.11366979]

>age: 23
>income $4.5k post-tax
>rent: $600
>util/internet: $100
>food: $300
>insurance: $150
>unlimited phone data: $40
>gas: idk, $40 at most
Dont really budget, rest usually goes into parties/travel/entertainment, IRA, general brokerage, or crypto depending on what comes up that month

[Anonymous No.11366983]

> income: $3.4k after taxes

Expend
>rent: $600
>food: $245
>insurance: $60
>phone: $50
> electricity: $75
> commuting: $50-100?
> misc outings: $270
________________________

leftover: $2k

[Anonymous No.11366995]

Only poorfags in this. Count me in. Not gonna do the data mining shit, but yeah. Can put aside less than $1k monthly. How am I gonna get any shot at making it slaving away like this?
>batman.bat

[Anonymous No.11367001]

>>11366930
>>11366470
Same goes for you, do you live on canned beans or what?

[Anonymous No.11367090]

I'm comfy for the first time in my life. I work as a server 2 nights a week and make 2k/month.. mostly cash so no tax.
Expenses
Rent - 350
Vehicle - 400
Bills - 150
Food - 300
Misc/Ent - 300

Total 1500 expenses
Monthly surplus of around $500 a month from working 2 nights. I feel like I should take this opportunity to do more with my life, like go to school or get a day job to save a ton of cash. Maybe start a biz.

[Anonymous No.11367119]

>>11366995
>$1k monthly savings
Technically, you can make it. Save for 10 years and you have $120 000. If you time the market (not that hard), you will earn at least 4% annually after inflation. That's 400 bucks monthly passive income, enough to retire in some comfy third-world country.

>>11366979
>food $300
>>11366983
>food: $245
>>11367090
>Food - 300
>Rent - 350
What's up with all these poverty-tier food budgets? And that rent?

[Anonymous No.11367169]

income 0
mortgage/insurance/council tax 400 ( after brother pays half)
consumables 300ish
utility bills 0 (mate in spare room pays all)
currently studying shit to get piece of paper to back up the last decade i spent working in an actual job
future income in next yearish 20k
future income in next 2-5 years 30-50k
welp, each month will be just a chuck a pile of cash on the pile...
what else is there to life?

[Anonymous No.11367197]

>>11367119
I live in a rent controlled apartment with roommates, not my own place. Honestly I don't mind all that much, and its nice not to be stressed about high fixed expenses.
Food -300 is just groceries. I eat out a lot, most of my 300$ misc/entertainment budget is restaurants with friends etc. Also I get free food at work twice a week

[Anonymous No.11367210]

>income:
>computing sales: €1.3k
>Grant: €265

Expenditures:
>food: €120
>internet + phone: €20
>commuting fare: €120
>gym: €30
__________________
>leftover: roughly €1270

This is a part time job while in college studying pharmaceuticals (there are literally 15 pharma companies beside my house and 3 opening soon) , which is fully paid for by the grant. Going to have 5k saved up by Christmas ready to diversify and invest and then I have work placement in college in February until September and using the money from that too get a car as insurance here is rough.

[Anonymous No.11367237]

>>11367210
actually having a girlfriend is another expenditure (worth it though) so lose about €200 spending time with her. She always spends money on me since we take turns on who's paying so its a win win. 20 btw

[Anonymous No.11367282]

>>11367237
you are paying someone 200 a month for sex

[Anonymous No.11367310]

>>11367282
sounds like a good deal to me

[Anonymous No.11367311]

>>11367282
Faggot, its called going out money. Its fun to go out for dinners, movies etc with a girl. You wouldn't know though apparently.

[Anonymous No.11367322]

I’m currently saving about 2-3k a month, I will probably only be able to continue saving this much for another year. After that it will be more like 500-1k a month:

[Anonymous No.11367328]

>>11367311
>Its fun to go out for dinners, movies etc with a girl
that's like, your opinion

[Anonymous No.11367331]

>>11367001
Well, I live fith my gf, we split the budget so its 300€ of food per month.
>veggies and fruits delivered from local farms for 15€/week
>lunch for me 20€/week (company restaurant)
>other groceries (meat, cheese, bread, fish) 40€ a week tops

[Anonymous No.11367341]

>>11366409

Only giving household #s averaged over the last year because I don't track closely and the wife makes about as much as me. We just bought a home a year ago, so it's possible expenditures go down since we won't have moving expenses or buy new furniture for a while

Monthly Income $27k
Monthly expenditures $16k
Monthly Savings $11k

[Anonymous No.11367394]

income: 3.2k
rent:850
food gas bills etc: 1000
crypto investments: 1346.50
leftover: 3.50

[Anonymous No.11367437]

~$3200 after taxes for freedom

>$500 rent
>$375 car insurance and payment
>~$100/week on food
>$335 student loans plus personal loans

Only about 10k in debt at 24 I'd say I'm pretty fucking cash

[Anonymous No.11367522]

Dutchfag here 30 year old boomer

Income: 2400 euro nett
Mortgage: 140 euro (= interest, + I pay 300 euro back of the principal each month). Comfy appartment
Food: 200
Transport: 150 euro (tax is skyhigh)
Insurance: 120 euro
Phone: 50 euro
Heating + elec: 60 euro
-------+
Can save around 1000 euro easily each month, pretty comfy. Have 35 payd holidays and get 2000 euro vacation pay each year so me and me bitch are travelling alot. If we travelled less i can save a lot more.

[Anonymous No.11367597]

>26
>7.2k usd
>200 utilities
>1.2k food, restaurants, Amazon buys
>3k into home equity loan
>5k annual prop tax, insurances, and misc bills, averages out to 2k+ each month. Gfs are expensive

[Anonymous No.11367608]

might as well join in on all this data-mining

age 32
~$3000 cad per month, work 3 days a week
$0 rent, about $20 a month for property tax
$600 car insurance, 2 cars
$250 on food per week, family of 4
$0 loans
$400 for all utilities including electricity and internet
$500 on clothes and other shit like school supplies new keyboard ect
$500 into savings

pretty simple i guess, I could be saving more but what's the point when jewish currency is going to be worthless soon.

[Anonymous No.11367675]

Jezus christ why are americans paying so much for car insurance ? Is that for a green lambo or for a monstertruck wtf ? 300-400 dollar seriously ?

[Anonymous No.11367739]

>>11367675
Don't know about amerifats, but in Canada we are required by law to pay for it.

Private insurance companies can set whatever prices they want because you have to pay for it no matter what. The whole thing is basically a mafia backed by the law.

[Anonymous No.11367749]

>>11367331
>>11367119
Expanding a bit on that, I just spent 10€ for a week worth of cheese for breakfast and dinner. Food isn't that expensive if you stay out of prepared meals.

[Anonymous No.11367857]

>>11367739
There is no competition amongst them ?

[Anonymous No.11367914]

>>11366409

>income: $4800 after taxes
>age: 25

Expenses:
>rent: $900
>food: $240
>car payment:250
>car insurance: $250
>internet: $95
>netflix: 12
>phone: $140
>gas: $160
>electricity: $75
>gym: $20

total cost: $2142
net profit: $2658

some spending on random shit that I need to cut out and be more disciplined about... usually adds up to $200 a month


>no health insurance costs... my work pays for it 100%

every single excess penny goes into crypto

[Anonymous No.11368009]

>>11367857
by competition, u mean they all get together and agree to jack up the prices? then anyone new who tries to enter the market is legislated out by corrupt paid off politicians?

then yeah we have competition

[Anonymous No.11368057]

>>11366409

Household of 2 monthly Income after taxes:
$3,900

>House $820
>Food $400
>Car $350
>Car Insurance $65
>Car Gas $160
>Electricity $100
>House gas $100
>Cell phone $210
>Fast internet $70
>Netflix $10
>Hulu $13
>Credit Card bills $400
>Entertainment $100
>College Loan $30
>Dog Supplies $200
>Paper/Clean products $200
Total Expenditure = $3,288

>Left over = $612

Wife only works 9 months a year so we pretty much have to save every dime for the lean months.

It can get stressful but we're doing OK. I wish I could pay off our credit card debt, that would make life a lot simpler.

[Anonymous No.11368103]

>>11368057

Ah, forgot age and water bill.

Age: 31
Waterbill $50 (basically my total expenditure is correct I probably flux about $50 here and then depending on flex costs like supplies.)

[Anonymous No.11368148]

>>11366409
Income: $4.7k after taxes
Mortgage: $1200
Debt: $1200
Food: $650
Insurance: $200
Car + Gas: $380
Phone: $50
Internet: $70
Electricity: $79
Other Utilities: $15
Gym: $40
_____________
Leftover: $1466

[Anonymous No.11368208]

Question for americans : how do you plan saving for retirement in your monthly expenses ? Is it included in your taxes ?

[Anonymous No.11368212]

>income: ~$1,000+¥5,000

Expenditures:
>Nil, company benefits

[Anonymous No.11368213]

>>11366409
love threads like this

>age: 21.75
>income: 2200 CAD after taxes + 200 CAD CASH for working saturday mornings
>debt: 0
>loans: 0
>commuting: 90$ gas (carpool) + 30$ public transport tickets when I go out drinking
>rent: 0 (living at home)
>phone: 70$ , will soon change cause im downgrading in cost soon
>savings contribution: 1000$ to savings account
>investments: 500$ to mutual funds

Leftover: ~700$ literally free to spend on anything and not feel bad

Prob have the comfiest life on this thread desu

[Anonymous No.11368232]

>>11368208

America's answer: "We'll retire when we die."

[Anonymous No.11368237]

Income after tax
1000$
Expenditures
>Weed 400$
>Food 600$
>Transport 100$
>Other 400$

[Anonymous No.11368258]

>>11368237

Shit my nigger that's a lot of weed.

[Anonymous No.11368261]

>>11366409
>income 1.5k
>expenses 1.6k for rent and utilities

[Anonymous No.11368274]

>>11368237
You had better be turning a profit with that weed. If that's just your usage, get yourself a dry herb vape.

[Anonymous No.11368281]

>>11368232
wew I guess you better not live too long then.

[Anonymous No.11368283]

>age: 23
>income after tax: $6100
>rent: $960
>food: $300
>utilities: $100
>phone: $40
>transit: $100

$4600 which I save or spend on dumb shit.

[Anonymous No.11368930]

Age: 18
Income: $1500 after taxes
Expenditures: $100 Shit I want
Investments: $1400 Stocks/Crypto
All I do is work for 4 days a week and attend school living with parents

[Anonymous No.11369485]

>Income: $2200 after taxes

Expenditures:
>rent: $1050
>food: $200ish
>internet: $5
>phone: $30
>electricity: $20
>commuting fare: $30
>gas: $10
>misc: $50ish
__________________
>leftover: roughly $750

25 I'm living abroad in China; hodling 5.5 bitcoins I bought at $1000 each

[Anonymous No.11369596]

>>11366409
>income: $2.4k USD / month after taxes

Expenditures:
>rent: $0
>food: $140
>insurance: $0
>internet: $0
>phone: $25
>electricity: $0
>car costs: idk yet, i'm only paying for petrol so far, mommy has paid for the rest
>gym: $23

>leftover: a lot

why would anybody want to pay rentberg when they can just live at home LMAO?