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/biz/ - Business & Finance


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11175989 No.11175989 [Reply] [Original]

...after she can't even explain fractional reserve banking and debt based monetary system.

My profile literally says "if you can't have deep conversations about topics like fractional reserve banking or particle physics, you're not worth my time"... I was actually excited to have a discussion with this chick but def wouldn't put my dick anywhere near her.

How can people in banking not understand banking?

We are all fucked.

>> No.11176009
File: 27 KB, 130x127, metalwhale.png [View same] [iqdb] [saucenao] [google]
11176009

>>11175989
OP are you sure you're making the right decisions in life?

>> No.11176017

>trying to have an adult conversation with a woman

Are you retarded?

>> No.11176018

>>11175989

Good job OP

If she can't comprehend that every unit of currency created in a nation with a central bank is debt loaned into existence from nothing and that trading time in your life in the form of wageslavery for these units is absolutely meaningless then she can't comprehend your dick.

>> No.11176032

>>11175989

OP is that bumble? What are your experiences with it? Are the female users all sjw’s or feminists?

>> No.11176035
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11176035

>My profile literally says "if you can't have deep conversations about topics like fractional reserve banking or particle physics, you're not worth my time"

nice

>> No.11176055

>>11176009
Yes he is you dummy fat girls give the best blowjobs because they are always hungry.

>> No.11176072
File: 39 KB, 600x600, yroT63K.jpg [View same] [iqdb] [saucenao] [google]
11176072

in awe of the size of that unit

>> No.11176106

the absolute state of biz

>> No.11176147

>>11176032
Yeah its bumble. Chicks on there are hotter than tinder but also match less. If you see a fatty, they are almost guaranteed to match you back.

>> No.11176162

>>11175989
she probably rolled her eyes at your autistim, she just wants you to fawn over her, that's it

>> No.11176166
File: 91 KB, 1080x832, Screenshot_20180922-180809~2.png [View same] [iqdb] [saucenao] [google]
11176166

>>11176035
This is my tinder. Bumble doesn't let you post as many characters.

>> No.11176186

>>11176166
what a pretentious faggot

>> No.11176197

Get rekt, I had a girlfriend that was really intelligent, she will prolly end up being sucessfull as fuck on the "academy", she was aspie so she could see the mistakes in a 2k line of pure code just looking for it.

I remember that she just wanted to chill down and had her first triple kiss with me (me, her and girl friend of me).

OP, you have to smart talk when its smart talk time, besides that it's really boring like when I go to the bar with the guys that do engineering and they start talking about derivatives and integrals.

Stop with that.

>> No.11176203

>>11176166
lol, can you post other convos youve had on there that fell apart? i imagine women arent really even reading all of that

>> No.11176212

>>11175989
She's probably just a teller barely making above minimum wage, dude.

>> No.11176217

>>11176197
Being an autistic goybot that can spot an error in a jumbled ass mess of code doesn’t mean you’re intelligent just means you have a sense you know how to tune in with.

>> No.11176223

>>11176166
You're never going to get a single match.

>> No.11176235

>>11176166
I am pretty sure this is bait but holy shit, what an asspie.

>> No.11176240

>>11175989
You oppressive noninclusive piece of shit.
She deserves the same salary as men in banking.

>> No.11176246

>>11176223
Ironically, I pay for tinder gold and buy boosts. I've gotten 50 matches in the last 48 hours. I unmatch them if they aren't dtf or meet the description after trolling a bit. Why would I want to stick my dick in something that either won't leave immediately afterward or is an equal?

>> No.11176262

>>11176217
Bro, she was an aspie, believe me that a girl that is into those subjects in Brazil was really rare, she still being similar to an bot/npc, but at the end of the day she would be smarter than atleast 95% of the other womans and she would prefer to do things that all the others do : have a good time, kiss/sex/ have conversations.

There is a right time to smart talk and there is a right time to other ones.

>> No.11176263
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11176263

>>11176235
I mean, it's not bait lol.

>> No.11176293

>>11176263
Bro, favelanon here, erase that photo.

You study/studied at Uni of south carolina, have 28 instagram photos. Is a male and middle aged.

People without anything to do can search and find you and fuck you for no reason.

Believe me, I'm a thirld world shitposter and a guy sent the photos I post here in the uni to there telling I would do some shit, had to explain myself for nothing.

>> No.11176303
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11176303

>>11176203
I mean, I usually go straight to asking for their number and then sending dick pics and shirtless pics. The more I put them down the more they want the cock. Either I unmatch or make them feel worthless and that I'm better than them, then fuck em and leave.

>> No.11176326

>>11176293
If anyone wants to come fuck with me bring it on. Good luck. I also have more than 28 IG photos. I connect IG and then make it private. Good luck finding me. If someone can actually discover me from that post, message me on IG, say you're from 4chan and I'll send 0.05 BTC for actually not being a larp. No shenanigans.

>> No.11176363

>>11176326
The Anna Kate is that girl:
fbcom/anna.k.lister
Right?

>> No.11176379

>>11176363
Not even close.

>> No.11176414

>>11176363
Honestly, I'll give you a hint. I travel for work. Broaden your search. I do enjoy Charleston, SC though. Maybe I'll hit up that Anna Kate when I'm in the area. Seriously, though. Feel free to fuck with her. She's not the right one.

>> No.11176433

>>11176414
Bro, I was just trying to remind you that here is internet, for every answer we have 10 lurkers or more, some people just want to ruin others life.

Hope you enjoy your tinder matches and all the other things.

>> No.11176462

>>11176166
nobody who knows anything about banking or particle physics has "discussions" about it, unless they're literally discussing their research, that they perform for a living, probably with decades or more of study and understanding of the subject.

only faggots who read the wikipedia article on the double-slit experiment "discuss" particle physics. yet you're so arrogant you post your profile here, without shame.

i'm not saying you should kys, but there's nothing wrong with bursting your own bubble from time to time. it comes off as pretentious and extremely arrogant to want to discuss "banking" and "particle physics" without being a serious student or active in those fields.

>if you're lucky

are you looking for women with low self-esteem? all the women who swipe left should be glad you aren't self-aware about what you're doing.

>> No.11176495

>>11176462
I studied particle physics in my accelerated masters programs. People do have discussions about it. Double slit experiment is like physics 101. Kys faggot.

>> No.11176499

Y I K E S
I
K
E
S

>> No.11176529

>>11176462
I find topics regarding spacetime, dark matter, dark energy, string theory, E8, the standard model of particle physics, and quantum gravity very exciting.

People talk about this stuff.

>> No.11176538

>>11176495
that isn't studying particle physics. that's learning what is likely the trivia of the subject. i highly doubt in your "discussions" you could say anything meaningful, innovative or relevant on the subject of particle physics.

>> No.11176565

>>11176529
be more like richard feynman, faggot

>> No.11176568

>>11176529
why do you care about fractional reserve banking so much

>> No.11176577

>>11176326
Please don’t give that guy any more money. He is shitting up biz with his terrible posts because someone gave him $700.

>> No.11176601
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11176601

>>11176166

> Muh pitfalls of fractional reserve banking

Fractional reserve banking refers to the practice of having more money in circulation than banks could ever afford to pay out all at once. Much like a casino, and I don't think the comparison to casinos would upset you that much, they don't hold have enough money to pay everyone in the building if they all won at once. A bank doesn't hold enough cash on hand to pay out everyone if they all tried to get their deposits back at once. Major retailers like Wal-Mart and Target also don't carry enough liquid money to pay everyone if they all returned their items at once.

The key word here is at once. Fractional reserve banking fundamentally requires it's participants to behave over time. Many financial instruments work this way. A loan doesn't make sense unless it's paid back over time.

Fractional reserve banking balances the equation with time.

>> No.11176623

>>11176565
Fuck that. Feynman diagrams were annoying

>> No.11176647

>>11176538
I mean I took a masters course titled "particle physics" i haven't performed research in the area but it still interests me.

>> No.11176671

>>11176462
this

>> No.11176672

>>11176263
Oh snap, Im in Columbia tho I spend most of my time traveling off crypto gains. Country girls are nice, city girls are delusional. Most of the time their professions they list are fake, or ideal, or what they think theyll do one day.

>> No.11176852

>>11176017
>this
FUCKING THIS. When you grow up you realize there is no such thing as a discussion with a woman
>inb4 based and redpilled
get around enough to realize some illusions people like to uphold don't do it for real life

>> No.11176893

>>11176852
Married 10 years. I limit my conversation with my wife to superficial subjects and banter. You're not going to get interesting/meaningful/deep dialogue with a woman. It's simply not in their nature to do this and to expect otherwise will only cause griefcfor everyone.

>> No.11176906
File: 542 KB, 896x373, sergey at a party.png [View same] [iqdb] [saucenao] [google]
11176906

>>11175989
Oh man.
Imagine being a gross roastie and finally matching someone and then he's autistic.

>> No.11176911

>>11176017
Haha, so true.
When talking to women you basically have to bring yourself down to the level of a child.

>> No.11176947

>>11176893
exactly what i tried to convey, thanks. Imagine there are men out there that will react with resent and anger when you point that out.
if you don't mind answering that, how did you know for sure she is the one, im interested in the thought proccess.
t.same anon

>> No.11177051

You incel virgins are absolutely pathetic, im happy you will never breed

>> No.11177081

>>11176326
>If anyone wants to come fuck with me bring it on.
>Liberal

K

>> No.11177355

>>11176906
kek

>> No.11177372

>>11176601
Say you have $50k in a bank account. The bank tells you there is $50k in that account. Everyone else who has deposited a sum of money is also told by the bank that they have that amount. However, because it is not a 100% reserve bank, by definition some of those statements must be fraudulent. Therefore fractional reserve banking is fraud, it is implicit theft.

>> No.11177402

>>11177372
>I don't have it here, but I have it close by

>> No.11177450
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11177450

>>11177372
>wait until he figures out that the reason they don't actually have all your money available is because they lend it out, and moreover, they keep all the interest they gain for themselves

>> No.11177652

Lmao thread of the year. Thanks for the keks OP, you absolute sperg.

>> No.11177791

>>11176166
it's not as bad as all these virgins are saying it is.

>> No.11177841
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11177841

>>11176906

>> No.11177934

>>11176303
looks like you've read a couple too many PUA books dude.

>> No.11177953

>>11176303
kek, honesty works better in real relationships though with genuine people.

>> No.11177955

>>11176246
>. Why would I want to stick my dick in something that either won't leave immediately afterward or is an equal?
Because it feels good? A girl doesn't need to be smart do have a good pussy

>> No.11177961
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11177961

>>11176647
>>11176529
>>11176495
lol dude you really lack self awareness if you can't see how cringy/embarrassing this is.

>> No.11177967

>>11176303
Absolutely based. These “women” are whores who’ve fucked 50+ men and deserve nothing. The only value these things have are the wet holes between their legs.

>> No.11177978

>>11176017

Bingo.

Women are children. The sooner you realize this, the happier you will be.

and before it's all, "this guy's never been with a woman", I'm a former manwhore who is now married with children.

It's not that you CAN'T have a deep conversation with a woman it's just that's not what you do. That's not what they are here for. They are here to love you and take care of the home. Your job is to make money. A story as old as humanity itself.

>> No.11177989

>>11177967
Oh, but everything else about physics and shit is cringey is hell. Wanted to add that.

>> No.11177998

>>11176166

Wow. You are gayer than Rupaul sucking 2 dicks in the middle of the San Francisco gay pride parade.

Like God damn.

>> No.11178009

>>11176166
wow based and redpilled

>> No.11178040

>>11177967
>The only value these things have are the wet holes between their legs.
It's a "dating" app. It's literally made for it

>> No.11178042

>>11176166
That is the most assburger profile I've ever read

>> No.11178050

>>11177978

This 2bqh. Your deep conversations are basically only to pull her to your way of viewing things. If you don't do it she'll find another dude that will.

>> No.11178078

>>11176647
>actually got a masters in Physics
hows it feel to be a fucking brainlet top fucking KEK

>> No.11178081

>>11178050

Furthermore, that song said it best:

> girls just wanna have fun

It really is the case. Women just want to have fun and enjoy life. Taking this path will make you much happier in dating and in life. You may have a deep convo with your woman every once in a while, but it's not something you should be looking for.

>> No.11178197

>>11175989
autism

>> No.11178235

>>11175989
Yeah dude shes a burocrat, not an economist. Most people lack the insight that is necessary to achieve a C level of employment. And that's ok.

>> No.11178260

>>11176852
Mother in law is doctor whose name would be recognized nationally in her field. We regularly have good discussions about subjects tertiary to her field. I don't have super serious conversations with my wife tho

>> No.11178281

>>11176495
>double slit experiment

Lol at this dude talking about double slits even though his autism will prevent him from seeing any slits

>> No.11178365

>>11176217
Delet
Autists are special non-bots. Very smart too
Reee

>> No.11178390

>>11176166
Lmao I hope you have at least 1 PhD you retard.

This screams Dunning Krueger effect to the max. Jesus Christ

>> No.11178420

>>11176568
>why do you care about being born into debt slavery so much?
cringe and bluepilled unironically

>> No.11178432

>>11176947
We knew each other for a long time, so no surprises. We got along well. We've been together 17 years, married for 10. Do talk to your wife or gf, just don't expect anything profound to come of it. You will be disappointed otherwise.

>> No.11178504

just post your jaw and height pic
block out the rest of your face

>> No.11178510
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11178510

>>11177953
>be completely honest with gf
>she starts asking questions like, 'is she more beautiful than me?'

>> No.11178529

>>11176032
ive had way better conversations on bumble but some of them dont even message you back after they match which is ironic

>> No.11178539

>>11178510
That's when you smirk and shrug.

>> No.11178578

>>11176166
i think hes just trying to be edgy like the 8/10-10/10s on tinder but he forgot that hes just a guy and the rules arent the same

>> No.11179054

>>11176166
*tips fedora*

>> No.11179095

>>11176166
This has to be bait.

>> No.11179170

>>11176166
Anon good looking women with a brain are so rare you would never find one a dating app. They are snatched up in high school or earlier.

>> No.11179178

>>11176166
you sound like some punchable onions boy with a stick up his ass, I'm afraid you won't get anything better than that whale you rejected

>> No.11179232

OP is the male equivalent of a blue-haired SJW radfem tumblrina

>> No.11179248

>>11176893
>>11176852
jesus christ, why did you settle for dogshit? do you *really* think women are incapable of higher intelligence? you're a bunch of hopeless degenerates with no self-respect and no perspective

>> No.11179264

>>11178081
sheltered moronic incel

>> No.11179592

>>11179248
hillary voter detected. shut down crab-16-b.

>> No.11179668

>>11176166
>using tinder
>coming off like a narcissistic autist
Fucking cringe.

>> No.11179673

This place looks like r*ddit more and more everyday.

>> No.11179690

why are you expecting a woman to be anything more than somewhere to put your dick you absolute idiot

>> No.11180291
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11180291

>>11179668
He should go full autism

>> No.11180326

>>11176055
Yeah, until she tricks you into getting her pregnant because you think you're cumming in her mouth but it turns out you were cumming in her big, ugly, mouth-looking pussy

>> No.11180492
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11180492

>>11176166
Bahahahhah topkek

>> No.11180493

>>11175989
Kek

>> No.11180501

>>11175989
you dont go on tinder to have deep discussions you stupid autist
its for mindless fucking

>> No.11181016

>>11176166
Hahahahahaha post pic of matches OP

>> No.11181037

>>11175989
Cringe

>> No.11181072
File: 25 KB, 325x499, 41V1P79D9eL._SX323_BO1,204,203,200_.jpg [View same] [iqdb] [saucenao] [google]
11181072

You ALL need to read this book
Except for the anons who are already aware of course

Trust me

>> No.11181076

>>11175989
What kind of bait is this? Are you actually retarded or do you just have autism?

>> No.11181121

>>11175989
Dude bankers, private bankers and what other bankers there are give standard prescripted advice to people, they get a prefiltered calculation that they can easily apply to all jobs and ages. Everything this woman learns is bottom of the barrel trash. These bankers will just tell you what makes them the most profit, nevermind your retirement. If you go to a bank, you pay for their retirement. They won't give you any valuable advice. It's money man. There are no people that know more than you when you put in the work and research. Bankers try to sell you magic beans.

>> No.11181732

>>11179248
I don't *think* it, I know it. I am 35 years old, I have had exactly 0 meaningful discussions on science, economics, morality, math, theology, politics, or any other such subject with any woman. This is because they cannot hold them. Plato knew what he was talking about.

The only minor exception is literature. Women are capable of some depth here, but that is because they are comfortable in the realm of words.

>> No.11182329
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11182329

>>11176166
holy shit this autism

>> No.11182354

>>11176462
based and redpilled

>>11176495
>>11176529
cringe and triggered

>> No.11182378

>>11176009
More cushion for the pushin anon. Everyone knows that. Plus that can all cook delicious food. And the ass is fat. God I love an ass that is fat.

>> No.11182431

>>11176166
you actually get matches with that shit? tip your fedora some more, you autistic faggot.

>> No.11182483

>>11176017
This honestly.
I only talk to my wife about how her vagina shows are dumb and what she's doing wrong with her bright colors and "intriguing dialog" games.

>> No.11182494

>>11176166
I'd let you suck my dick desu

>> No.11182504
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11182504

>>11176166
I would date you if you were a girl or a feminine boy.

>> No.11182715

>>11177372
FDIC and you shouldn't have that much money not doing anything in the bank. Have it work for you, don't try to overthrow the system when you can win the game by playing intelligently.

>> No.11182761

>>11182715
I have 160k sitting in my checking account because I don't know what else to do with it besides wait for the next great depression and then go all in.

>interest rates are shit, so fuck bonds+cd's
>stocks are at ATH meaning I'd need major gains to see anything
>I use play money for cryptos, no way am I betting my whole stack on them though I am still at a profit with them since I got in before the great bull run.

I max out my IRA annually and have about 112k split among all that. Maybe 45k among the kids college funds.

There just isn't anywhere to put $ right now. I'm on the fence about just paying off my mortgage but the interest rate is so low it seems pointless.

inb4 real estate I have no desire to be a landlord but I do have some $ in various REITs.

>> No.11183430
File: 12 KB, 258x245, D89851B7-51C1-4DF9-B5D3-F23377BEA751.jpg [View same] [iqdb] [saucenao] [google]
11183430

Kek. Major retail bank manager fag here. Don’t know shit about fractional banking and I’ve been in this industry 10+ years. But honestly who really cares? As long as I’m collecting my said wage I’m comfy. You come across as pretentious in your convo. Nobody will ever want to be with someone like that, ever. You should just kys now before it’s too late.

>> No.11183501

>>11176197
>and had her first triple kiss with me
That's not a thing you fucking faggot lmao
"muh first triple kiss what an occasion"

>> No.11183523

>>11176018
>because they're both nonexistent