/biz/ - Business & Finance

[Anonymous No.10135276]

I just gave my parents around $40,000, have less than $5,000 in my bank account and have never been happier.

Once you have it, you really realize money isn't everything. I'm closer with my family, doing better in my studies, enjoying anime in free time, in better shape than ever, just today I ran a 5:21 mile which is 3 minutes faster than what I could do months ago.

What you want may be right in front of you, so don't chase money too much where it hurts you.

[Anonymous No.10135293]

Could have invested that money in crypto and bought a family

[Anonymous No.10135332]

>>10135293
I still have a nice amount in crypto but I don't care much about it, it's kind of just a souvenir at this point. I'm focused on University, this way I'll be creating my future on my own, and not with the influence of crypto.

[Anonymous No.10135344]

How dumb are you OP? you could invest in crypto to turn those 40k to 400k, and then you could buy your parents everything they wanted.

[Anonymous No.10135372]

>>10135276
why on earth would u have to give your parents $40,000?
how much of a failure of a family have they made?

[Anonymous No.10135387]

Fucking retarded. Is this bait?
What you're describing is a coping mechanism to deal with the fact that you're bad with money.

[Anonymous No.10135396]

>>10135372
>spend 40k on bitconnect
ANOOOON!

[Anonymous No.10135404]

You're going to have a good life op.

[Anonymous No.10135414]

>>10135344
Op is retarded

[Anonymous No.10135430]

>>10135344
>>10135372
My parents have already paid for my University, this is me paying them back and some extra.

Sure they are not failures, or in need of the money, but it's more about the gesture of showing I can do things on my own than it is about the money itself.

>>10135404
Thank you. I hope you have a good life too

[Anonymous No.10135440]

>>10135276
Brainlet. If you invested 40k into BCH you would unironically have $4 million by 2020. Get ur money back OP. Roger Ver, Jihan Wu, Calvin Ayre, The 8btc mod (19hZx234vNtLazfx5J2bxHsiWEmeYE8a7k), Jiang Zhouer, the bitcoin.com cofounder, the Coinbase founder - all BILLIONAIRES who can complete the flippening with their own cash TODAY.
They're not doing so because they'd rather invest in BCH adoption. BCH adoption is skyrocketing while btc adoption is dropping.
In a few years both St Kitts and Antigua will use BCH as their main currency (Roger is working on St Kitts, Calvin is investing in Antigua more money than their GDP exclusively because of BCH adoption), Craig Wright will increase transaction counts by circumventing corrupt governments in Africa for money transfers (this one is not certain but very possible considering his funding), Roger is speaking to VIP-s every other day, including Japanese bank CEO-s, stock exchange owners, etc. Brian Armstrong will push BCH and shit on BTC subtly every chance he gets, bitcoin.com wallet is the most popular mobile wallet and it literally shits on BTC, propaganda/censorship effects are fading, Purse just added BCH meaning that normies can use it to get 20% discounts on amazon, Koreans love BCH and they seem to matter at least as much as Americans and significantly more than eurofags, miners are looking for ways to destroy BTC in the next few years otherwise their profits will crumble, LN is proving more and more of a failure every single day, Wright will patent-troll startups into moving into BCH, tipping on github is now possible with bch, smart contracts are coming in November, stress tests are a massive success, charities are popularizing BCH in struggling countries (Venezuela today, others will join in if trouble arises), Free Society project is progressing well, Circle is adding BCH next few weeks, Ayre who became a billionaire from gambling is going to create BCH-only online casinos

[Anonymous No.10135461]

>>10135430
So you had a debt of 40k anyway
this doesnt make u a good person, it means you're not an overly shitty person

[Anonymous No.10135496]

You're 100% right, money doesn't make you happy. What really makes you happy is your girlfriend/wife, family and a good health. You're a good human OP.

[Anonymous No.10135617]

>>10135440
You may be right, you may be wrong, either way it is money created through means not your own, so in the end it will feel less fulfilling, and when you have it the feeling is much more empty. Journey not the destination.

>>10135461
It wasn't a debt, my parents paid it as I did well in HS and earned scholarships, didn't do drugs, or get into any trouble like other kids.

>>10135496
Thanks, I do worry sometimes I haven't had a relationship really and don't know how to talk to guys, or make friends easily. But I also don't want those things yet, I want to focus on myself until I'm where I want to be.

I don't think it's fair to the other person if you pursue a relationship when you know you're not ready for one.

[Anonymous No.10135758]

>>10135617
if someone pays something for you, you are in their debt
weather they ask for it back or not

[Anonymous No.10135774]

>>10135276
>not investing that $40k in Link and buying them a mega-mansion in 2 years

Why

[Anonymous No.10135887]

>>10135758
If I pay for a birthday gift, are you now in my debt? If you perform well in a sports match and win, and I pay to take you out to celebrate after, are you in my debt?

Seems like you just don't have the concept of family or nice gestures.

[Anonymous No.10136054]

>>10135887
>If I pay for a birthday gift, are you now in my debt?
Yeah if they didnt get you a gift too or dont in the future then thats shitty

[Anonymous No.10136060]

>blah blah blah
are you a girl or what?

[Anonymous No.10136226]

I appreciate what you're trying to do but if your parents are rich enough to pay for your college outright... man you need to take advantage of that shit. And this is coming from someone growing up poor and working his ass off to get through college. But I guess the money will come back to you eventually anyway.

[Anonymous No.10136296]

anyone telling anyone else what to do or not do with their money never had any. good for you, OP. good luck in your future endeavors.

[Anonymous No.10136327]

>>10135404
OP's parents detected

[Anonymous No.10136330]

>>10136054
t. someone who's never given without expectation of reciprocity

[Anonymous No.10136419]

>>10136054
lol

[Anonymous No.10137362]

>>10135617
>I'm a good boy
I will literally kick your ass unironically and rip your head off.

[Anonymous No.10137402]

This anon always makes me cringe with their blogging.

[Anonymous No.10137403]

>>10135276
good on you, anime buddy.
Hope you continue to find hapiness, just don't post it here, we're all fucking miserable here.
You're just rubbing salt in the wound.

[Anonymous No.10137448]

>>10137403
Not miserable, just not as innocent and as naive as OP.

[Anonymous No.10137744]

>>10135332
You'll be doing low skill, low paying job and your boss will will be a high school graduate and your high school drop out will be the bosses boss.

How you like dem apples college boi?

[Anonymous No.10137924]

>>10136296
>>10137403

Thank you, best of luck to you too.

I was once miserable, and that's the thing, I think a lot of people here are miserable because they are so caught up in money, and crypto being as volatile as it is only adds to that stress. It's not healthy.

>>10137362
What?

>>10136060
It doesn't really matter if I'm a girl

>>10137744
Well I am doing well in my Major, and on track to graduate Cum Laude, I have an internship lined up for later this year, I don't think any of that indicates low skill from me or my future bosses.

Why are you attacking me for working hard?

[Anonymous No.10137975]

>>10137924
You could have bought an brand new F-150 with that money, or even something better like invest it. But instead you just gave your parents a big handout when they don't even need it.

Think about it, you could be driving a brand new luxury car right now! Think about it.

[Anonymous No.10138038]

>>10135430
>gesture showing you can do things on your own

>>10135332
>this way I'll be creating my future on my own, and not with the influence of crypto.

Nice logic there OP

[Anonymous No.10138052]

>>10137924
OP you could have used that money to save up for a house.

[Anonymous No.10138059]

>>10137975
>Think about it, you could be driving a brand new luxury car right now! Think about it.
automakers and auto dealers on suicide watch

[Anonymous No.10138195]

OP you did good.
I have only $20 in my checking, $3k in savings, and 89k in crypto. My credit card recently jumped from 0 to 200 because I just bought a nice date tomorrow for me and my grillfriend at Disneyland.

What's the point of having money if you're going to live a miserable life? I know the feeling you're experiencing OP, as I'm going through the exact same myself. This truly is the best feeling in the world.

[Anonymous No.10138210]

>>10137924
Im ready for my footjob girl anon
The question is if you are ready to give it to me

[Anonymous No.10138243]

>>10138052
>>10137975

You guys don't see my point, the car, the house, I don't need those things right now, they will come in time through my own efforts of working when I graduate, and it will feel a lot better to buy knowing how much work I put into it along the way.

>>10138038
What? My University grades, internships, even my scholarships earned through HS are all things I've done on my own.

Crypto is not something you do on your own, you read about another party or decentralized entity, invest, and hope things go the way you imagine. Nothing beyond the amount you invest, when you buy, and when you sell are in your control.

In a rampant bull market, everyone will feel like a genius, making thousands on "good trades" when really you're just shooting darts at an enlarged board. The board is much smaller currently, so sure some of you are still hitting it, but that doesn't mean it's any more in your control.

[Anonymous No.10138266]

>>10138243
>What? My University grades, internships, even my scholarships earned through HS are all things I've done on my own.
Yes, but you earned crypto apparently not on your own, so your gesture to your parents wasn't what you intended it to be. You in fact didn't do shit on your own to get that money. Your words.

[Anonymous No.10138289]

>>10138195
>89k in crypto
>3k in savings

[Anonymous No.10138375]

>>10138243
>You guys don't see my point, the car, the house, I don't need those things right now, they will come in time through my own efforts of working when I graduate, and it will feel a lot better to buy knowing how much work I put into it along the way.
You're on sum sucker shit tbqh, being a "hard worker" wont get you that far, you actually need to be cunning and be able to finesse on bullshit and play office politics.

I bet there are a lot of hard workers at wendies or the post office, it don't mean they going places in live

[Anonymous No.10138414]

>>10138266
I don't think you understand, if I keep the money it is me acknowledging I can't do anything on my own, that I may need it in the future, that I'm scared of trying on my own.

By giving it to them, it says I no longer need it, nor do I need their help. I'll finish through University, get a nice job, and get the things I want on my own.

I still have all of my crypto and am not selling it, nor do I care much about it.

>>10138375
It is already getting me this far if I'm getting good grades, with future internships, meeting my goals, I don't get why you guys have this mentality of needing to scheme, or get rich quick (crypto), etc, is that honestly the malicious type of life you want to live doing anything if it means you'll get paid more?

[Anonymous No.10138544]

>>10138414
I view giving money to your parents, when they don't need it, as flushing it down the toilet. When you could've saved this money, at worst, cut off a few years from working from retiring, at best, use it to start a business when you're knowledgeable enough in whichever field your career is. Those 40k in the bank wouldn't do anything to hurt you, and you've basically made an emotionally charged decision, which is an objectively wrong decision.

[Anonymous No.10138545]

....enjoying anime in my free time. Is that a larp?Cannot believe anyone likes that childish garbage.

[Anonymous No.10138597]

>>10138414
> is that honestly the malicious type of life you want to live doing anything if it means you'll get paid more?
That's literally what most people do to get rich, find some sort of rent seeking angle and milk it dry.

I'm not even going to begin going into the nepotism and cliches to make it in the workplace.

Unless you have a high EQ you ain't never getting out of middle management, that's basically your and most people's glass ceiling. You either have to be a chad or a slick normie ever get higher than that.

[Anonymous No.10138630]

>>10135276
cute but i would have just paid rent or something. in my situation i just bought a house, relatives moved in with me as theres a ton of room. they get no bills for rent and just have to sign for packages for me or watch the house while im out of town visiting japanese femdoms.

[Anonymous No.10138639]

>>10137924
Anon, come over here and pleasure my dick with your boipucci you little slut.

You just seem daft and weak so what better than you riding my dick

[Anonymous No.10138715]

>>10138545
Well I am pretty young, I'm watching Naruto Shippuden for the first time and it's fun.

>>10138544
And that is the difference, you're thinking purely in money, and not from a relationship standpoint, or considering personal feelings. If this money means nothing to me, and only serves to better my family relationship, why would I not give it to them? Paper is not worth more than my relationship with them.

This is why I say money isn't everything.

>>10138597
What will you do with all this money is the point. You want it all so fast, and then what? Say you have a job for $500,000 a year, you could retire easily, and then what? Travel for some time, buy some nice things, but ultimately, all the people you wronged, the relationships you ruined, those things will linger forever in your mind, where that feeling of buying the luxurious car will be fleeting because of the method used to obtain it.

Without disclosing financials, my parents bought a very nice house after being married and working together for years, they have pictures of them, and you can see the happiness on their faces, do you think they would be happy if they got the house by abandoning their morals, manipulating others, etc?

You can have all this money, you still won't be happy. Why can't you understand that?

[Anonymous No.10138725]

>>10138715
Lets fuck

[Anonymous No.10138735]

>>10138715
OP, how did you acquire such a sum?

[Anonymous No.10138831]

>>10138715
> What will you do with all this money is the point. You want it all so fast, and then what?
You get ze money for a higher place on ze social hierarchy ladder by flaunting ze wealth and buying more expensive houses, cars then planes, companies etc.

By buying higher up on ze social hierarchy ladder you get better/more pussy.

That's basically the nitty gritty of modern life, you don't have to like it, but Jordan Peterson gave the clearest black pill about human motives. And that SSRI popping blowhard actually think telling people this gives there lives a meaning and a purpose instead of utter despair.

Also, happiness is a finite resource, in a way that someone has or is living through a shitty low serotonin/dopamine experience so you actually know on a relative scale that what you're feeling is good and more prestige.

[Anonymous No.10138846]

>>10135276
>doing better in my studies
Lol. Once you grow up you'll think differently, kiddo.

[Anonymous No.10138855]

>>10138715
>why would I not give it to them?
because they don't need it, and with money comes responsibility. I assume your parents are normies when it comes to money, so they know fuck all about it.

Money is a lot like food. Having money doesn't really change anything, but consuming it, by spending it beyond what you need, is a lot like overeating. You grow fat. Or with money, you get spoiled, and you'll want more and more, that's how greed is born. That's where you're mistaking greed and fiscal responsibility.

>This is why I say money isn't everything.
I'm not disagreeing, but you've made a mistake, unrelated to what money is.

[Anonymous No.10138900]

>ctrl+F "zoomer"
>0 results
You disappoint me /biz/

[Anonymous No.10138938]

>>10135332

i jus k-keep money in bankkkk

[Anonymous No.10138957]

>>10138831
I'm sorry you think this way anon, you may come to hate yourself one day.

>>10138735
Me and my little brother have always been given savings growing up to instill work ethic.

>>10138855
My parents are very responsible and plan ahead with money... they probably have over 10x of what I gave them saved.

>>10138725
That's quite sudden...

I hope this at least changes some of you to think differently, it's kind of sad to see this many people that would value money over a relationship, or even turn on a friend or family member for it... maybe it's why I don't have friends, if society's mind is this shackled by pieces of paper.

[Anonymous No.10138969]

>>10138957
You are going to regret not being able to say 'no'. I know I do.

[Anonymous No.10138973]

>>10138957
Post your feet

[Anonymous No.10138997]

>>10138957
>money over relationships
You can't really claim that, as your parents didn't need the money. They'd probably appreciate it more if you'd spend time with them instead.

[Anonymous No.10139013]

>>10138957
You know nothing about money until you are hungry and have none of it. You seem well intentioned but clearly spoiled, protected, pampered, born with a silver spoon. You preach "wisdom" but know nothing of the other side

[Anonymous No.10139060]

>>10138957
> I'm sorry you think this way anon, you may come to hate yourself one day.
That's like the sociological scientific explanation of human motives anon.

When I was your age I thought like this too, "everything is going to work out, the world is a fair non dog eat dog type of world and all it takes to make it is some hard work ethics and elbow grease" "and money actually isn't everything and it won't effect my quality of life that much or what kind of partner I get(if I even get the privileged to even be eligible in the eyes of the normies.", "it's not like college is a scam or a time waster or anything and isn't just setting kids up for failure", "nobody would be that callous"... etc.

Come back when those puppy eyes are gone and the only eyes you can give are dead eyes.

[Anonymous No.10139183]

>>10139060
He's a teenager. Did you really expect any kind of wisdom/maturity for someone his age?

[Anonymous No.10139254]

why are you showing off being such a huge fucking weeb? post feet thx babygirl

[Anonymous No.10139275]

>>10139060
>>10139183
Boomer COPE

COPE
O
P
E

[Anonymous No.10139610]

>>10138243
>muh University grades

Are you from the past? Like, legit, are you a time traveller? How are you not aware that university is fucking worthless now? Outside of a handful of specific STEM degrees it's just throwing your money and time down the toilet, on the vague chance you can be a goodgoy wagecuck forever.

[Anonymous No.10139698]

giving back to your parents is good
but
being an anime-watching wanna-be sissy only leads to pain
you're not a girl, anon. you're not a "boy trapped in a girl's body" either. don't let evil people with no interest in you convince you this shit is ok. you can be a man and be sensitive, and it doesn't hurt to keep it to yourself. your parents obviously love you so do them a favor and life a live that makes you happy in the long run. that'd bring them more happiness than any amount of money

[Anonymous No.10139729]

>>10138969
I'm not sure what you mean, no one asks me for anything... but I do know how to say no in the situation of being taken advantage of, but my parents aren't doing that.

>>10138997
I do spend lots of time with them.

>>10139013
I am saying this because there are people on this board from the other side, that have nothing, that want it all, that are chasing money, but they may not be valuing something right in front of them, or even giving that something up, all in the name of money. And when they get this money, I don't want them to regret the decisions they made that got them there... that type of emptiness, I really don't wish it on anyone.

>>10139060
Do you not realize the paradox of a mindset you're in?

>>10139254
>>10138973
You can see my socks, nothing more.

>>10139610
My degree falls under a high demand STEM field.

I hope you guys think about it, really. I'm not saying money isn't everything so go be homeless and live that lifestyle, but it's also not so luxurious that you need to chase after hundreds of thousands, or millions, you can be happy without that, or if your goal is still to make a lot of money, you should be enjoying the journey there, the work put in... not ruining your health or mentality by scheming on others, gambling on crypto, etc, it's the equivalent of steroid use, the instant gain will ruin you in the long run.

Good luck, I'm gonna go watch Naruto with my little brother.

[Anonymous No.10139738]

>>10139729
Im ready

[Anonymous No.10139901]

>>10139729
>OP is an autistic grill

epic bread

[Anonymous No.10140195]

>>10139901
tfw no rich family autistic gf to watch anime with