/biz/ - Business & Finance

They do not want to die in a car accident

>>7900511
kek

>>7900444
some people like cars/not being boring

>>7900444
Normies don't even buy. They lease and give the car back with nothing to show for their money spent.

>>7900511
you sound like a normie

>>7900444
checked.

I drive a 1996 LS400

you can buy one for about $3k and they were 65k+ new.

drives better than my fiances brand new ford escape.


but. i will probably buy a new one if i make it.

i literally grew up poor so i've got that jigaboo vein that needs shiny & new things to fill that void.

i literally had to wear my friends clothes "hand me downs". they went to the same school as me so people would notice i was wearing anons old shirts.

ive got a lot more stories if anyone wants to hear

>>7900531
>>7900524
and this is why they will live with mommy and daddy forever

the norman must always show that he is a part of the modern society by owning new peripherals, accessories, and utilities
the norman mind does not consider what is sufficient in terms of practicality but instead craves what is new in order to signal others of the same mindset that he exists and that he is part of the modern world
take a close look at a norman the next time you encounter one and you will see what i mean

>>7900511

What does this even mean

Plenty of cheap cars have good safety ratings

If you ever grow up and have a family OP, these cars won't cut it.

>>7900444
When Bitcoin Private hits $1000 next year I will be buying a nice used Corvette. Maybe a 2013.

>>7900691
I'm 20, having enough to buy a house is more important to me than a shiny piece of shit right now.

I actually rather travel than own a new car.

>>7900556
This. Please share your Stories. I was born farely poor in a rich country

>>7900702
If BTC private hits $1000 I will buy a house in cash at 20.

>>7900715
That's why I said when you get a family.

>>7900444
It is like women.
I fucking hate used goods.
I like to make things mine you know?
Frame, engine and seats

Honestly this is the perfect car. Not expensive, reliable, stylish and you won’t look like a poorfag. What more do you need?

>>7900444
Social capital

>>7900734
I realized someone wil just copy pasta my struggle so that's all i'm going to share.

to add insult to injury though. my step dad is a millionaire. my grandad is a mega millionaire. my aunt is too.

i will be a trust fund kid in the future but im already 32. i wish i had that money now to live a fun life while im young.

grandad is 84 with dementia, and a penny pincher. don't people realize you can't take it with you..

also; i dated a girl who physically abused me. for some reason i was madly in love with her. that's another story.

i think i was taught im worthless at a young age so that stuck for a while.

hopefully i keep my big heart once i make it.

>>7900826
>Not expensive,
true
>reliable
definitely
>stylish
maybe the newest model
>and you won’t look like a poorfag
kek

>>7900869
>dated a girl who physically abused me
how to find a grill like that please

>>7900444
>I just buy cheap 1k-2k hondas
and that's why you're a virgin

if you want to buy old and cheap, get an older sportscar. for example 996 911s are super fun and not that expensive, still have great power and can the interior can be upgraded to still look nice

I only pay like $250/mo for mine

>>7900869
Reminder.
Reddit uses TWO Enter row delimitation.

4chan uses ONE Enter row delimitation.
Like this.


Have fun, friend!

>>7900579
yes. this is essentially correct: everyone i’ve seen with a new mercedes s-class either lives with their parents or in a $500/month shitbox apartment

>>7900606
lol, no they don't

>>7900915
factor in repairs and fuel, insurance, especially if you're a new driver, I personnally would feel more financially fucked than happy driving it

>>7900915
I wouldnt wanna fuck a bitch that was so shallow she cared about a car anyways.

>>7900511
buy a 2003 xc70

desu if you have enough money then I see no problem treating yourself with a new car. personally if I ever decide to buy a new car it would be something above average, like minimum 200k

we've got a car thread on biz again and the kid with the 996 hasn't posted yet.

>>7900531
I lease because I can write off the payment as a business expense.

I used to buy, but after about 5 years, my car started having problems (It was American, Chevy to be exact. That's where I went wrong). I invested more into the car over the next 2-3 years, where I could of spent that on a lease on a new car.

>>7900942
Lol yes they do

Google
Consumer car reports

>>7900992
I agree with that i'm just saying normies shouldnt be putting their life savings or going into debt for a depreciating asset.

>>7901031
normies do what's expected of them. They buy the latest iphones, watch reality tv and buy new cars that the media tells them to go into debt to buy.
you'll never get into this mindset.

>>7901025
pretty much everything on a chevy is going to fall apart except for what keeps the car going. those 5th and 6th gen monte carlos are fucking tanks, same to be said for impalas of similar years

>>7900971
lol the car isn't for the girl, the car is for you. Girls don't care about fast cars. They care about expensive cars, and expensive things in general. Those aren't the women you need to be chasing anyway.

>>7900963
I'm 19 and the insurance on my cayman isn't bad at all. Also the Porsche flat 6 in particular is pretty fuel efficient(if you don't drive in sport 24/7) so it's really not that expensive.

>>7900444
I guess I just got lucky being 26 and having the means to have a brand new car paid off and still having money to put into investments etc etc. I love cars

>>7900444
checked
a clean black coupe like that is worth nearly a quarter of >>7900826 in my country so i have to agree here

>>7900511
Yes good goy, buy this $60k SUV, it'll (((keep you safe)))
as if the life of an average normie was worth anything anyway

Only retards buy flashy things to meet the social expectations

Because we were taught that in order to make it in life you go to school. Colleges and universities are ran by left wing fucking Marxist radicals that are incapable of questionionijg. Thus we were jindoctrinated to believe bullshit. Until we reach breaking experiences and or 4chan

>>7901214
top kek

>>7900444
>the cost of properly maintaining an out of warranty vehicle is your prize for owning old turds
or don't and endanger yourself and everyone else. now, if you know how to do most of the maintenance yourself or can get it done cheaply then this is the way to go

>>7901452
gotta take the time, and find steals on craigslist that had 1 owner as a grandma.

>>7900444
I only buy new because I like nice things and I spend 2-3 hours a day in my car on weekdays.
Had a piece of shit truck until 2009 when it died, bought a $2k beater car that lasted until 2011, then got a new 2011 truck. Drove that until 2017 when I wanted 4wd, bluetooth, AC seats etc, sold it for about 20k less than I paid for it.
Have a 2017 Denali. I could have probably saved 50k over 6 years or so but whatever.
Why do you eat anything other than bull rice, beans and protein powder?
Why do you not live in a shed behind your house and rent out your house?
Why do you pay for running water and not just refill jugs from public restrooms?
Why do you own an internet capable device?
Why do you not constantly steal and pawn stuff?

>>7901593
because your a fucking boomer

>>7900444
yeah i had a mazda 6 and it was comfy and costed 2k
now i wanna buy an older toyota avensis
the new cars arent even that reliable
but thats why normies will stay poor

Why buy/rent a house when you can live in a cardboard box?

>>7900511
what did he mean by this...

What's the most /biz/ car manufacturer? Mine:
>Volvo
>Porsche
>Audi
>Lexus

>>7900444
newer cars are safer akon. do you want to get rich and then perish 60 years too soon because you were driving a rolling coffin? buy the safest car on the road and survive the crash that would have killed you. life insurance. pic related

>>7901723
Volvos are God tier

>>7901681
V O L K S W A G E N

>>7901681
>Volvo
>Dodge RAM
>Lexus

>>7900444
I would never ever buy a car if I live in a city or live nearby where I work in a 10 mile radius. Why the fuck do people spend loads of money in terms of insurance, registration, maintenance, gasoline expenses and parts just to "show off" what they own? Materialistic idiots piss me off so much. Having a motorcycle I can understand, it can save you time and you can go wherever you want. But cars? It's totally useless unless you live in rural areas or have a business that totally justifies owning a car.

>>7900798
Then you have no real experience with women.

>>7901723
>slipping under the seatbelt and breaking your legs
>safer

>>7901025
I expense mileage on an owned vehicle. pretty sure you cannot expense both the lease payment & mileage. If you buy you can depreciate the asset if it's your business vehicle also. not a tax guy just saying...

most normies I know lease a car for 12-24 months and then just lease a newer model.

>>7901767
>Dodge

>>7901593
I do all of those things, fucking Norman.

Becuase being a cheap poorfag isn't part of my plans

And my taste won't settle for a rusty shitbox

>>7902323
>>7902373
Doesn't look like you have much taste.

>>7902402
t. thinks lambos are cool

Stay being a NEET for the rest of your lives

https://www.youtube.com/watch?v=p1LYnnaa8WM

>>7902402
this

having a fancy car wont change the fact you're a greasy autist

>>7902475
amazing how /biz/ does every kind of mental gymnastics to believe there is nobility in poverty

>>7902323
>BMW
are you a nigger or dune coon?

pic related is the most /biz/ car, prove me wrong

protip: you can't

>>7901751
a friend of mine has one of those golfs, its from 1989 and it still (kinda) works....

>>7902514
They're fucking fools who will never know what it's like to sniff coke with blonde models and then drive 180+MPH

https://www.youtube.com/watch?v=ZULbx_D9yE8

>>7902516
>a nigger has more money than him

>>7902704
Well first thing that dies on those volkswagens is its owner

>>7900994
I'm shocked as well

>>7902749
>all the cars you mentioned cost more
>but because you don't like BMWs, that means you have less money
Stay delusional
Filtered

>>7902859
>any z8 costing less than 200k

>>7902859
also, just noticed your shit poorfag list
Lmao if you think any of that trash competes with merc classics

>>7900444
The desire for new things. Corporations took advantage of that. Wouldn't it be easier just to keep the same model cars going as long as you can reproduce parts? You'd make even more money and have more jobs with people just recreating 1960 Mustang doors and shit instead of making new cars. Not much changes every year in new cars. Nothing so innovative it needs to be made every year? Monopolizing fucked it all up.

>>7901826
what experience is important?

>>7902739
posting a soccermom suv goes against your point but oh well

>>7903169
Since you're NEET so I understand your ignorant misjudgment. You should be embarrassed with your non-existent knowledge.

>>7900869
Green text physical abuse story pls

>>7900927
>>7900869
2 row is far more readable but we all insist on being mega autists and reee at anything that is "Reddit".

>>7901097
How much is it, and what type of cayman? I'm 19 and was thinking about getting one.

>>7900444
To fuck bitches

>>7901624
I'm 30, fag. You jelly you can't afford anything but a shitbox beater?

>>7903281
niggered
Take your pigfat lolcan't turn momwagon somewhere else and fuckoff my chans

>>7900444
yeah, and what do you need money for then huh?

>>7900444
I just did my first big purchase with crypto to get a 2018 A-Class. I'm leasing so with deposit it'll be around $6000 this year and then $3000 for four more years.

And frankly I can't wait till I get it. I've been penny pinching my whole life and I think it's finally time to enjoy life a bit. No I don't wanna drive around in some banger, no I'm not doing it to impress anyone, I just wanna be comfy in a car I think is nice.

You keep saving until you're 60 anon. I'm sure your teenage Stacy will appreciate the new BMW on her sweet 16. Don't forget to clean Chad's cum out of the seats.

>>7901214

>noseberg

>>7903602
I'm also 19. I got an 07 Cayman S for 21k with 60k miles on it. I didn't have any credit beforehand so my parents co-signed(I also pay for my uni and other expenses so they worked pretty closely with me to make sure I wouldn't be costing them any money. I also had a pretty substantial down payment.

>>7902674
the 718 doesn't have a flat 6. get the 987 cayman. They're cheaper and if you really want to spend the money get a cayman R. And ofc if you want a convertible boxsters are even less.

>>7900511
Man, Honda civic is one of the safest cars out there and is cheap as fuck

>>7900927
How the fuck do you know this?

>>7900942
are you retarded? you actually think all 15-20 year old cars were all death traps? we had safety ratings in the 90s ya know, driving a cheap older car is generally pretty safe as long as the steering and brakes are in good condition

>>7902323
thats a woman car tho lmao

>>7903390
yeah, chan culture is weird about that. most people divide their writing logically in paragraphs, and standard practice is to have whitespace between paragraphs

it's like pretending ">" is meme arrows when it's how quotes were universally used on emails and message boards predating 4chan by decades

>>7900556
>fiance
>reddit spacing.

Holy shit am I on r/bitcoin or biz? Get the fuck out of here faggot.

Who else /corvettec7/ here? I bought a used 2014 one with cash after I cashed out a tiny bit of crypto, it's only around 3%-4% of my total net worth and I enjoy driving it everyday so it was worth it. The corvette is probably the best sports car for the price currently, models like the z06 even beat out 200k super cars.

>>7900444
>not used nissan
you know nothing about cars also fuck your trips

>>7900556
Nice dude I'm rocking a 2011 Lexus LS460. Great car, drives like a fucking tank. Only thing that sucks is gas mileage but gas is cheap here.

>>7900444
>why do normies enjoy nice things
Gee, I wonder

>>7902516
Kek, BMWs only good cars are X5, M4, and their 7 series, which most poorfags can't afford.

>>7906243
>X5
Hi mom

>>7900511
Lmao you either bought a literal chink car or you got meme'd

>>7905894
maybe a c2 roadster 427 in pretty good condition. Store of value.
and some shitty 2k car.

>>7904710
Of course, I wouldn't fuck a masculine car obviously, I'm not a faggot

>>7906243
>X5
SUV soccer mom strikes again

>>7906383
I'm just saying it's worth buying unlike other BMW models kek.

>>7906438
nah, it ain't
Only bimmers worth getting are the e34m5, e39m5, m2 and anything with the Alpina badge if you have the money

>>7902373
The thing about the roadster, it goes for 180k now which is the same price as a mclaren 520s

The one on the left would be better

I will always follow the oportunity cost curve so , whats the car that can give me the most confort, looks and reliability for less money? A lexus? . I like the model 3 too but thats an experimental car right now desu.

>>7906668
I posted the pic specifically because of that beauty
AMG gt>sls

>his car wasnt made before the twin tower fell down

P L E B I A N
L
E
B
I
A
N

>>7901025

This. Smart money leases. Only people that haven’t figured this out are boomers and people who never ran the numbers. Kek.

>>7904895
-10 points, not indented like standard paragraphs.

>>7902968
>make more money repairing old cars
Nope. They make more money selling cars a model year ahead for $10,000 higher than typical resale values, or by leasing it (i.e. rent) to people so they can take it back in two years and sell it again, plus $1,000 maintenance package.
You can’t justify a premium for parts, and upselling is rather difficult. Plus they know this shit won’t drive for 50 years without motor & transmission work.
Also safety regulations change so often, old cars need to be retrofitted to accomodate new requirements, this is not often as simple as just bolting on parts. The entire body needs to change.

>>7901809
>motorcycle

It's like you want to be looked at as scum and you don't value your life. Nice.

>>7906802
>fiat

has there ever been a worse car brand?

>>7900444
The worst ones are normies who lease BMWs they can't afford. I've seen to many college dude-bros do this
If I make it I'm getting pic related

>>7908009
yeah you can get one of those and look like a nigger with a Cadillac on lease.

>>7908009
>Escalade
You're worse than the Chads leasing BMWs.

At least BMWs handle well and aren't tacky af.

>>7908286
I go to NYC a lot and trust me everyone on Wall Street is driving one of these

>>7906805
Stay Poor
>>7908340
Lol Idiot, their drivers are driving it....

Honestly all of you i was poor as a kid still poor as an adult mind fuck me

>>7900556

yeah the 1990's lexus are beautiful cars, remember riding in my friends dads one in the early 90s and it was the nicest ride I have ever felt

>>7908493

Kek worth over a mill faggot and I'm only 29, enjoy your cuck car.

>>7900556
>4,0 motor minimum
holy fuck it does cost like more than 2k a year to have this car without counting gas

>>7908340
M8 I live in NYC and no one on Wall St owns Escalades, those are all Uber Black cars. Rich people in NYC don't drive, I personally know a couple with a net worth of over 50 million and they don't have a car in NYC. Just one in Nantucket where one of their houses is and another In Florida where their penthouse condo is

>>7906741
>13 posts by this id

Damn you’re austistic af. You probably park your car where everyone can see it.

>validation from others

Kek

>>7908340

Just saw this holy fuck this is gold lmao.

>>7900444
because they're normies

>pull up in a jank car

/biz/ how come i dunt have gf??

>>7900444
Because I like to have nice shit.

I fucking hate driving shitty cars.

>lambo meme way back
>unironically wanted to buy a lambo when I made it
>ANS suddenly decided to make me rich
>bought a new Volvo V40
>not because of its looks or price, but because it's one of the safest cars to drive

Turns out life becomes more precious when you make it. I'd never buy a used car anymore on the offchance that one of the previous owners were retarded and neglected maintenance.

>>7902475
>speaking monkey nigger
what?

>>7900444
I used to be like this but when you get nice things you look like you have been smart and are powerful and people treat you differently

I think that if you are a holed up wagie then don't think about it

I own multiple businesses and rolling up in a nice car in 2k of clothes gets people excited about working with me.

Also, easy sex

>ha! your new car just lost $3k in value
>said person spending $5k on repairing an old car

>>7910770
I'll never understand people like you, people that care SO MUCH what others think. I have 500k in crypto and I still wear ripped $30 converse and plain white tshirts.

>>7910944
>5k repairing an old car
Yeah, an S-Class or a 7-series from 2005.

Any normal car would not even cost $300 to maintain every year, and that would be much less if it's a Japanese brand.

>>7902674
Gt2 RS is at least 10x better than that

>>7910996
You can take the ho outta the ghetto but ya cant take the ghetto out of the ho

>>7900444
social status, my sister dates a normie and its hilarious how much he cares what everyone thinks about him. His whole life is a facade and its becoming sad as he enters his late 30's. being a normie might be easier early in life but god damn it sucks later

>>7910944
You're pathetic. There just is no comparison that will make a new car look like the better economic decision.
Those expensive cars, no matter if it's a Mercedes, BMW or whatever lose half their value within their first 3 years. After 3 years though a car is basically still new.

Nothing can justify buying a brand new car. It's just the worst *investment* in the world. Because it's not an investment, it's a waste of money.
But I'm still happy that there are enough idiots who do it. That way there will always be a constant supply of cheap cars that will have already lost a big chunk of value when smart people decide to buy them.

>>7910996
No faggot

It's like this, they are wagies and shut ins and then there are people that have projects and have to bring people into them.

I took my 6 figure crypto gains and launched three businesses. Do you know how to get talented 20 year old designers? Look interesting, know about non autist things, help them imagine that they can learn something and be interesting and wealthy as well.

Want to getmoney from an old wealthy couple? Want to rent places without people checking your credit? Want to date a model? Want to hang out with artists and entrepreneurs? Then just try a little.

I feel like a Thai Lopez LARP but it's fucking real. You don't have to be a douche or a cuck but it's fun to understand culture and participate and reap the rewards from it.

>>7900444
Even been in an accident in a "cheap" car. You will understand why having a newer model car is better. Stay safe anon but dont be stupid.

Source: friends work as EMTs, nurses, doctors, trauma surgeons. None of them drive shit cars anymore and always with best ANCAP safety ratings for a reason. Volvo ftw

>>7900444
Because theyre morons. Girls cant tell the difference between the 2008 and 2018 challenger and id bet that most couldnt even distinguish or give a shit whether you drive a boxter or a 911. Even worse is married types buying a new people carrier to cram their fat, wobbly families into. My dad used to be addicted to buying new shit on finance and it brought him more problems than anything else. Brand new bmw, 1 week in it starts snowing and he cant even get it to the nearest garage to get snow tyres on it because theyre fucking garbage in the snow. 2 new audis within 3 years, both have the same TPMS fault which once caused the cars entire electronics including the goddamn speedo to shut down mid journey. Meanwhile my impreza has had 1 camshaft replacement in 15 years and thats it

>buying a car
>not putting 100$ down for a lease
i shiggy diggy

t. lease all my cars, get a new car every 3 years, pay less than people buying a car, pay for no repairs or maintenance since its included in lease

>>7900942
I’ve worked on cars a lot when I was in school and through my experiences most of the old ones (1980’s-early 2000’s) are actually very safe! Obviously there’s a limit to what safety features can do and at some point you the driver must take the proper measures to try and prevent the severe accidents from happening, so don’t be a shitty driver.

>>7911107
>But I'm still happy that there are enough idiots who do it. That way there will always be a constant supply of cheap cars that will have already lost a big chunk of value when smart people decide to buy them.
my nigger

>>7901097

>is 19
>giving out life tips

>>7900743
>buy a house
>cash
Brainlet detected

Daily reminder that if you like cars, ignore these threads. It's full of frugal soyboys who don't know the difference between chink shitboxes and German/Italian masterpieces

>>7911604
Also dont seem to realise if you have $500k+ that a $50k car isnt really that expensive, I bet if I said I had $50k in the bank and owned a $5k car they would be jerking off over it.

>>7909330
/o/tist here
The car mirrors the man's soul

>>7904002
why save until 60 when you can retire 25+ years earlier? also, cars aren't fun or comfy. enjoy a walk or a bike ride and live a little.

>>7911467
If you are making money from a bubble pay cash for things

>>7911950
>not buying 5 rental properties on with the minimum down each
Just because you made the money from crypto doesn't mean you have to spend it like a brainlet after you cash out

>>7911604
>don't know the difference
there is no difference

>>7900444
you wasted money on a car. move to a city that doesn't require that shit, faggot... oh hang on, london, new york. (((central))) to everything

>got '94 accord hand me down from my aunt with only 70k miles on it for my 16th bday in 2008
>only have 120k miles on it now
>have spent only about $1500 lifetime in repairs/tires since i got it

gonna drive this baby for another 10 years desu

>>7900444
They're normies OP. Its in their culture.

>>7900444

how bout a slightly used car?

the cheap used cars cost alot of maintenance

had replace everything on my shittty toyota

>>7900511
buy a used subaru.

>>7902514
There is not nobility in poverty, but there is in minimalism, utilitarianism, and rationality, all which come along with living a life where you minimize needless expenses to allow less wage slavery and more living.

>>7900444
Newer cars are more reliable. Some people want a car they never have to worry about breaking down. Especially true for those not mechanically inclined.

>>7900994

Yes he did, look closer.

Toyota Camry is god tier. Reliable, fuel efficient, comfortable...and the 2018 model looks very nice as well.

>>7902323

get that thing off the sidewalk i'm calling the meter maid right now!

>>7911107

I bought a new Honda for 18k. Hondas these days barely lose their value so buying a lightly used late model isn't gonna save me much, I'd rather get a new one than save a few g's getting one with 30k miles that was probably smoked in, fucked in, eaten in, and otherwise treated like shit.

I'll probably keep it for 10 or 15 years. Not too bad if you do it this way imo.

>Never bought a car at all
>Literally take the bus everywhere

It's just so much cheaper and more convenient. I could easily buy a 50 thousand dollar car but I don't really want or need to when it's just so much more efficient to take the bus wherever I want to go.

>>7911310
And you never own it and simply go on renewing debt, you brainlet.

>>7900798
>It is like women.
>I fucking hate used goods.
>I like to make things mine you know?

I like my women like I like my new cars...

First to enter them and soil their insides with cheetos and stickiness

>>7900444
I work near a campus and every year at graduation time I see newly minted doctors (PhD as often as MD) run out and buy a Mercedes or BMW to park in front of the house they don't own, rather than paying down some of the mountain of debt they owe.

>>7901751

goff

They buy into the commodification of identity, needing purchased consumer products that an individual uses to define himself or herself to give their empty meaningless lives value.

>>7914646
Haha great pic

>>7900826
The v6 is the perfect car.
I love the fact that it blends in, nobody will expect a Honda to bust out nearly 300hp. It makes you both infamous, and haterproof.

>>7900942
>lol, no they don't

>>7900915
I make 120k a year and have a small fortune in crypto with no debt, and I drive a 15 year old saturn. fuck normans and fuck materialistic roasties. not a virgin, but have absolutely zero desire to impress women with material assets. I will never reveal my power level to them.

>>7911050
Yeah no shit, but unless you own a 918 or have been buying Porsche's since the 80's they won't sell you one.