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/biz/ - Business & Finance


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7701041 No.7701041 [Reply] [Original]

>earn 60k a year
>36k after taxes and student loan contributions
>750 on rent
>500 on travel
>300 on food
>200 on insurance
>30 on phone
>50 on internet
>1000 - 1200 on porn
>little to no savings

please tell me how to save my money /biz/... Free porn just doesn't do it for me anymore and torrents have been dead for years. I am unironically into extremely niche fetishes hence end up up paying like 50 a month for each site and it all adds up to 1 - 1.2k a month.

>> No.7701090

> 1000 - 1200 on porn

might aswell kill yourself anon

>> No.7701105

>>7701090

why? i love my job but i also love porn too. but i seriously need to cut my porn intake so that i can start saving. kind of ridiculous i shell out 12k a year on porn desu

>> No.7701111

>>7701041
antidepressants
no irony
lazy to explain
no it's not about giving you sexual disfunction

>> No.7701133

>>7701041
>"degree"
>36k a year
it's your fault

>> No.7701137

>>7701041
if you really can't drop porn for whatever reason, drop insurances and reduce food.

>> No.7701138

> 1000 - 1200 on porn
WHAT?????????????

I wouldn't pay that much even for fucking real children!

>> No.7701153

>>7701041
porn is for cucks

>> No.7701155

Wtf how are you able to spend so much on porn? It is free for fucks sake

>> No.7701169

>>7701155
It's not free, it's funded by cucks like OP

>> No.7701176

>>7701041
>1000 - 1200 on porn
What the fuck man

>> No.7701190

>>7701105
By porn do you mean live shows and shit? I don't see how you can pay that much through traditional subscription services.

>> No.7701206

>>7701169
Amateur is funded by the angst of jilted lovers

>> No.7701228

>>7701041
>vargface.png

Stop watching porn

>> No.7701246

>>7701041
Have ramen noodles and beans to get that excessive food bill down, also buy a campervan and move nearer to work to get that excessive rent and travel down

Any savings from above should go towards a small savings account, even $10 a month would help, and to getting up to a better pr0n tier

>> No.7701287
File: 84 KB, 720x540, vanshen_basein_s_kristalna_mozaika_i_darvolex_1.jpg [View same] [iqdb] [saucenao] [google]
7701287

You should have been born in Eastern Europe
>$50k gross
>$45k net
>no student loan
>$650 a month for a house with a pool in the mountain, 10 minutes away from City Centre
>can easily pirate everything on the internet
>You can easily save 80% of your money, but you can also travel every month and save only 60%

>> No.7701355
File: 58 KB, 593x446, whywouldyoudothat.png [View same] [iqdb] [saucenao] [google]
7701355

>>7701041
>>1000 - 1200 on porn

>> No.7701363

>>7701041
>1000-1200 on porn

Spend less on candles

>> No.7701373

>>7701138
>even considering paying 1000 - 1200 on real children porn
someone call the fbi on this paedo

>> No.7701391

>>7701355
Kek, forgot all about that

>> No.7701467

> lose $ 2000 in porn
> it's great
> it's not even my money in the month

>> No.7701475

>>7701138
>I wouldn't pay that much even for fucking real children!

Someone please call the police

>> No.7701596

>>7701041
>earn 60k a year
>36k after taxes and student loan contributions
stop living in a socialist shithole

>> No.7701700

>>7701138
Hol up I'll get the FBI in here to get your number
>*Clears throat*
> TERRORISTS BOMBS SCHOOL SHOOTINGS EXPLOSIVES GUNS 3D PRINTED GUNS IEDS TERROR HUMAN TRAFFICKING CULTS, WACO #2

>> No.7701833

>>7701041
MORE THAN 1K A MONTH FOR PORN ????????????????????? AND YOU ARE ASKING US HOW YOU CAN SAVE MONEY ???? HOW DUMB ARE YOU

>> No.7701856
File: 38 KB, 680x793, 557.jpg [View same] [iqdb] [saucenao] [google]
7701856

>>7701041
>$12k on porn
OP you shouldn't be paying a cent for porn

>but but free porn doesn't do it for me anymore

shut the fuck up
these are your choices

either cancel 95% of your subscriptions
so you're only paying a few hundred a year

or condition yourself to like regular porn again

I used to have death grip
where I would jack off with too much force
and wasn't able to stay hard / cum during sex

guess what? i forced myself to jack off softly for a few months
even though it didn't feel as pleasurable at first, I eventually adjusted
and now sex is fucking fantastic again

every other one of your expenses is reasonable
(except maybe travel, but maybe it's needed for work)
and you especially shouldn't be cheap with food
so if you ever want to live comfortably after retirement
you need to cut back on the porn

>> No.7701880

>>7701090
I have an invite to Empornium if you want one

>> No.7701909

>>7701041
>home cooking just doesn't do it for me anymore
>I NEED to dine at 5 star fancy restaurants every night
>please tell me how to save money

fucking retard

>> No.7701931

>$1000-$1200 on porn
Torrent is the way, anon. Or rent seedbox if you're on torrent restricted country like Germany

If you want it legally, pick some of the best, cut the worst

>> No.7701949

>>7701041
>1997+x
>still paying for porn

>anon, I...

>> No.7702163

>>7701856
>Death grip
Holy shit the symptons you describe i know them i often last way too long i never thought it would be from too high pressure masturbation thanks ill check it out

>> No.7702243

>>7702163
glad my rant could help anon
it could also be the porn you're watching

the vast majority of the porn I watch now is amateur
so my brain isn't hardwired only to cum to the extreme stuff you see in professional porn

>> No.7702288

>>7701041
>1000 - 1200 on porn
Nice bait, you got me

>> No.7702290

>>7701700
autism

>> No.7702302

>>7701041
don't spend money on porn first of all

>> No.7702345

>STEM master race
>make 6 figures plus stock options and ESPP
>single, no kids
>buy w/e I want with disregard to price
>look at my bank account every 3-4 months
>loaded with like $50,000+
>throw money at shitcoins
>have like 1mil in crypto
>last month get letter in oldstyle mail about 401k I forgot about
>its loaded with $50k
>w/e nice
>800 credit rating I never use because I have 0 debt

>> No.7702354

Seriously who buys porn tho. Fucking lol you sad fuck. Let me tell you about this thing they have now called the internet. It's gonna be big.

>> No.7702425

>>7701041
>1000-1200 on porn
What decade are you from? Porn is available for free on multiple boards here, on multiple websites and every dumb whore teenager throws nudes everywhere for attention.
What the fuck have you been buying?

>> No.7702444

How to spot a larp bait thread in 2 easy steps
>OP leaves a post that seems to good to be true
>OP leaves 1 or 2 replies and abandons thread

>> No.7703036

>>7701041
Ask for a raise dipshit

>> No.7703752

>>7701041

Stop spending so much money on travel and food you dumb fucking millennial.

>> No.7703982
File: 169 KB, 500x750, varg3.jpg [View same] [iqdb] [saucenao] [google]
7703982

>>7701041

> 1000-1200 on porn.

>> No.7704022

>>7701041
>Free porn just doesn't do it for me anymore
watch "charlotte1996" on pornhub and report back

>> No.7704057

>>7701111
different people's experiences are different, but anti-depressants actually helped my sexual function. When I'm on SSRIs I can last longer. In Europe there are actually SSRIs that are specifically prescribed for PE.

>> No.7704069

>>7701041
Uhh...Porn is free. Its not the 80's anymore anon

>> No.7704148

Your budget is pretty tight. You already know the answer.

Download your favorite vids, get a couple hundred GBs of quality content. Then shut it off for a few months. Saves you a 8000 a year. Drop that in crypto.

>> No.7704304

>>7701105
how da fuq do you pay 12k a year on porn
are you commissioning personalized furry porn from one of those turbobusinessartists on tumblr/deviantart?

>> No.7704335

>1-1.2k a month on porn
lol troll
or retarded
clearly
>500 on travel
travel every other month
bring your paid porn down to 2 sites for the premium fap and just use free porn for the average fap.
there you go $1250 a month for savings

>but i want savings without sacrificing overpriced luxuries
ok
>b-b-b-ut i cant give up my porn
what do you want?
>i want you to help me figure out savings even though im not willing to cut any of my expenses
now you're trolling

sage

>> No.7704391

>>7702345
based

>> No.7704427

>>7701041
>one thousand fucking months on porn
>A MONTH
You fucking retard.

>> No.7704441

>>7701133
He says 60k a year you mong

>> No.7704477

>>7701041

So many idiots here. You got jewed hard. You suck in RL so you need to escape in a dream fetish porn reality. You are a Beta fuck nothing else. You got jewed.

>> No.7704494

>>7701041
wtf?

just don't fap then you get really horny

you don't need to pay thousands for that shit. it's free. are you into child porn or something?

>> No.7704505

Buy hacked porn accounts from shit forums like mpgh/hf, way cheaper. If your site isn't available ask someone to do it for you. Note all your spending in an excel spreadsheet and see where u can pick off a couple of bucks. Also get a fucking GF, doesn't matter if you cheat on her or not, you need some sex OP.

>> No.7704541

>>7701041
Waaa 32k why is life so hard waaaaa

>> No.7704555

>>7701041
I love porn too, just search for hacked accounts they are free on the internet, got one of mofos.com( my favorite site) that lasted for at least 6 months, cracking king dot com

>> No.7704615
File: 125 KB, 1080x1349, 1517489043215.jpg [View same] [iqdb] [saucenao] [google]
7704615

>>7701041
>1.5k a month on extreme fetish porn
get a load of this good goy
well go on, explain what niches

>>7704541
kek, get a job commie

>> No.7704655

>>7701363
no

>> No.7704704
File: 41 KB, 505x330, b73[1].png [View same] [iqdb] [saucenao] [google]
7704704

>>7701041
>>1000 - 1200 on porn

>> No.7705182
File: 149 KB, 1024x682, c60b8216-08b5-42c7-a07b-de8ac5f7c084--12747797395_e6d9a00b07_b.jpg [View same] [iqdb] [saucenao] [google]
7705182

>>7701041
eating only milk and oats helps with my savings a lot
>cheap as fuck
>healthy because its fiber
you can add some sugar if you want.

>> No.7705488

>>7701041

>>1000 - 1200 on porn

at that point get a hooker wtf

>> No.7705875

>>7701931
literally how? I can never find any seeds on the niche porn i watch. All the seeds are on pleb tier porn like elsa jean or riley reid. pfffft please...

>>7704148

i really can't fap to something i've already seen. i need to constantly fap to new porn even if its the same pornstar

>>7704494

i'm in to a lot of niche bdsm, eastern european, japanese and tranny shit

>>7704505
>>7704555

i got scammed of $100 last time i tried using those sites. (paid by BTC)

>>7705488

I cant get hard with hookers due to anxiety.

>> No.7705913

> pays for porn

lol

>> No.7705954

>>7705875
buy it from reputable sellers, usually through selly

>> No.7705971

>>7701041
Is it shemale porn?

>> No.7705981

>>7705875
>niche bdsm, eastern european, japanese and tranny shit
empornium, pornolab, sukebei.nyaa

>> No.7705995

>>7701041
Is this a joke like that budgeting meme on Twitter where the guy says he spends 3600 on candles?

>> No.7706010

>>7705875
The fact that you a re spending 1200 a month on porn means you have a problem, stop looking at porn. problem solved.

>> No.7706025

Well if this guy isn't a good candidate for Pink Date. You have an addiction and you're paying for it when it's free. Need a change of pace because you're obviously depressed.

>> No.7706033

>>7705875
nvm, you posted it here
fuck man, just get shemale escorts, still cheaper than $1200/mo
How old are you?

>> No.7706037

>paying for porn
Never gonna make it.

>> No.7706115

>>7705981

pornolab is in russian and can't seem to translate the page on my browser. also asks me to sign up. fuck that i m not using my real email address

>> No.7706207

>>7706115
Just use sukebei you dumbtard.

>> No.7706212

>>7701041
I hope what you're filing under 'porn' is high class virtual reality anime girls or else there really is no excuse.

>> No.7706981

>>7706115
give us the names of the paysites you use or video titles to see if anyone of us can find them for free

>> No.7707097

1200$ on fish bait

>> No.7707710

>>7701041
>500 on travel
>1000 - 1200 on porn
Wewlad

>> No.7707901
File: 733 KB, 539x960, 1511546808753.png [View same] [iqdb] [saucenao] [google]
7707901

>>7701880
>Empornium
What is it? Website shows nothing porn-related

>> No.7707998

>>7707901
that's shopped,right?

>> No.7708117

>>7707998
Nope.

>> No.7708170

>>7701041
>1000 - 1200 on porn
This has to be a larp. Nobody pays for porn. Especially not THAT much.

>> No.7708264

>>7705875
I am saying this unironically, you are a degenerate.

>> No.7708721

I don't think I could get off knowing I paid 100 bucks a month on porn..

>> No.7709166

>>7704057
>SSRIs that are specifically prescribed for PE.
Penis Envy?

>> No.7709225
File: 576 KB, 1439x1595, 1518199470177.jpg [View same] [iqdb] [saucenao] [google]
7709225

after inflation + taxes a "salary" will never make you rich or even modestly wealthy

btw in america median salary is 24 000 usd per adult. that is a hard fact directly from tax statistics, not some mambo jambo university advertisement "starting salary" limbo

>> No.7709235

>>7701041
>1000 - 1200 on porn
Well there's your problem man

>> No.7709328

>>7701041
>>7705875
Learn to use your imagination, retard. All direct visual input is processed in your brain anyway before it takes any effect, so you can just cut out your eyes (from the process).

>> No.7709481

>>7701041
1200 a month on porn? You're retarded and degenerate.

>> No.7709571

>>7701287
Where is this fabled land? I'm thinking of moving to eastern Europe with my crypto gains. Already learning Russian.

>> No.7709581

>>7701041
>torrents have been dead for years
thats why we are investing in UFR anon. hop in

>> No.7709610

>>7701355
Candles?

>> No.7709742

>>7709225
Even as a poorfag if you save and invest $500 a month for 45 years you will have over a million dollars at retirement.

>> No.7709815
File: 190 KB, 1024x768, 9C8CE712_E947_46A6_B779_8017DE5FE044.jpg [View same] [iqdb] [saucenao] [google]
7709815

>>7701041
>be 23
>once got 1400€/month for a year doing voluntary conscription
>usually earn around 800€/month
>32 000€ in savings
You are doing something wrong
And im not even living like shit i just dont throw my money around