/biz/ - Business & Finance

Add some international exposure (20-50% of your portfolio).

Expect 2-5% real annualized 10 year returns from 100% equities, given current valuations.

Otherwise, make and save more money. Min-maxing just the right small cap-mid cap-large cap domestic-international mix gives you maybe a couple % a year. So doing that on a 100k portfolio's likely earns you less than job shopping or negotiating a raise.

>>7036085
VTI is the absolute best. I've held it for years and been absolutely satisfied. I've got a huge stack on the sidelines waiting for the market to crash (either this year or next year in my estimation). Then I will go balls deep on VTI as soon as the bottom hits.

>>7036497
>trying to time the market
What an absolute retard. It probably will go up 3x and crash to 2x, leaving you behind in the dust. Look at the huge bull run from the 1980s to the dot-com bust. If you were doing this in 1990 "waiting" for the next crash and picking it up at the absolute minimum you would have lost out on 4x returns.

>>7036497
Thanks Owen!

>>7036085
set up a roth IRA ya dingus.

target date funds are your friend

>>7036932
Not in burgahland

>>7036497
You were right though, I had the symbol wrong, I was indeed choosing between VTI and VOO. VOO seemed too conservative.
>>7036301
You might need to dumb that last part down a little for me.