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File: 56 KB, 640x405, MV5BNGQxMzJhYjAtY2RkNS00NTVjLWFjNTUtMDI5ZjgzOGI1ZDI2XkEyXkFqcGdeQXVyNTAyNDQ2NjI@._V1_.jpg [View same] [iqdb] [saucenao] [google]
58330874 No.58330874 [Reply] [Original]

Boomer FIL bankrupted his family in less than 3 months

My boomer FIL not only lost all his families money but also went deep into debt in under three months.

He first fell for a weird investment scheme. He invested 500€ on some website that claimed to be able to multiply his "investment" in a few weeks. After watching some fake numbers on a fake website rise to astronomical heights, he decided to invest 50.000€ and then another 50.000€ into it. When his "investment" had skyrocketed to a 7-figure number, he tried to withdraw it but found himself unable to do so.

The investment company then contacted him and told him they would gladly sent him his money, but since this is an international transfer, he needs to put forward 5.000€ to cover transfer fees and taxes, which he gladly did. A week after they e-mailed him again and tried to tell him that his 5.000€ did not cover the whole fee and that they need more. Instead of sending more he decided to put his foot down and demanded they sent his money immediately.

They called him back telling him all they needed to were his bank details. So he literally gave them his card numbers, his online login and even gave them his 2-factor authentication code several times. Instead of giving him his millions, he got his savings and bank account drained into the deep, deep red. Literally as down as down will go. Since my FIL is the kind of boomer that likes to brag about how much credit he has available, this meant almost -50.000€.

When he found himself unable to literally pay for anything and his bank desperately calling him, he went to the bank manager who almost had a heart attack. He ended up going to the police to file a report, closed his account, got a new credit for the overdraft and got a new, non-compromised account.

And he e-mailed the scammers to demand his millions and threaten to sue them.

>> No.58330882
File: 812 KB, 944x1126, 1712197109188139.png [View same] [iqdb] [saucenao] [google]
58330882

And he e-mailed the scammers to demand his millions and threaten to sue them.

Two weeks later some random guy called him out of the blue and claimed to be an international fraud investigator and offered to pursue his scammers and get his millions for him. All he needed for that to work were a fee of 3.000€, which my FIL gladly paid. The guy then mailed him demanding more money since the job unexpectedly turned out harder than anticipated. My FIL refused and demand the investigator do the job he was already hired for.

Said investigator then contacted him and said he'd manage to secure his millions, all he needed was his bank details. So he literally, **again**, gave away his card numbers, online login and 2-factor authentication codes to his new account to some random guy on the phone who was barely able to speak his language. **FOR THE SECOND TIME.** And again his bank account gets drained to like -5.000€.

He literally went from having about 320.000€ in his retirement fund to being in almost -50.000€ in debt in about three months.

So where are we now? The only reason he hasn't entered literal bankruptcy yet is because his wife has her finances completely separate from him and now has to fund their entire life while his monthly pension payments get almost completely garnished to pay off his debt.

We also spoke to a lawyer and they told us that he is completely on the hook for all the lost money and the accrued debt because there is no judge in this nation that would not consider him at the very least grossly negligent for what he did.

And you know what? He still believes his millions exist.

>> No.58330904

>>58330874
>>58330882
I hope in 30 years I am not this retarded.

>> No.58330917

>>58330874
>>58330882
Kek. Good job.

>> No.58330918

>>58330874
Yo, give me his email please.

>> No.58330931
File: 62 KB, 817x857, 1712258130934094.jpg [View same] [iqdb] [saucenao] [google]
58330931

>>58330904
You'll probably be good because you were raised on the Internet but maybe some new form of technology you don't understand could get you. This never would've happened if he had played and RuneScape

>> No.58331106

He fed a whole village. Your FIL is their hero.

>> No.58331150

>>58330931
How is the boomer reacting is he taking the blame?

>> No.58331218

>>58330931
Do not be so sure; apparently, zoomers are failing scammers more than boomers. People who did grow up with the internet and post on 4chan will likely be 99% safe.

>> No.58331387

>>58331218
i'm not clicking that

>> No.58331402

>>58330882
next the judge will be asking for his newest bank account to avoid serving time in jail for the gross negligence and waste of tax payer dollars

>> No.58331454
File: 265 KB, 954x1009, doflamingopoor.png [View same] [iqdb] [saucenao] [google]
58331454

>>58330874
and i guarantee he heard about bitcoin when it was under 1000 and still thinks its a scam

>> No.58331496

>>58330874
>>58330882
Lead poisoning leads to brain damage, and lead used to be in paint and many other household products back when they were young. That explains quite a bit

>> No.58331500

>>58330882
A friend of mine did the same thing. Invested all of his money into a supposed AI trader. Spent the better half of six months telling me about how great it was and how the number was going up. Got his dad to invest in it too. It turned out to be a giant scam, just as I thought, and they told him he needed to pay a certain amount to withdraw his funds. He paid the amount and then they asked him for more. He didn’t have the money to do this so he asked me for it, promising to pay me back once he’d gotten his earnings. I said that I’d think about it (my way of saying fuck no), and he ended up getting the money off some other family member. As mentioned, it was a scam and he lost everything. He borrowed some more money from somewhere (not sure if family member or loan) and paid some ‘investigator’ to try to get his money back. This was also a scam. Afterwards, he paid money (not sure where this came from either) to join an “exclusive” group where they’d teach him to manage a self-owned business and this was a scam too. Apparently the logic of someone having millions but spending all hours of the day on call to total strangers that they’re “mentoring” didn’t register. It’s sad to see because he really believed in it, but once he sets his mind on something, there’s no dissuading him. I’d mention the possibility of it being a scam and he’d always be like “don’t worry about it”. I respect going balls to the wall, but in this case it did not work out. Despite all of this, he took out a loan right after getting scammed by the mentor and put it straight into crypto, kek. I think he’s almost paid off everyone that he owes money to, except the loan, but he’s at a massive net-negative. Gotta respect the absolute balls-to-the-wall attitude though, lmao. Pretty sure all of this happened after he already lost a load of money trading crypto too.

>> No.58331742

>>58330882
>He literally went from having about 320.000€ in his retirement fund to being in almost -50.000€ in debt in about three months.
He's obviously too stupid to
A. Deserve that money
B. Know what else to spend it on
Given the number of fuckups involved here.

Don't worry, it's not unique. I just read another example of a boomer spending 200+ a month on an isp package they didn't use. Just like my neighbour; down about 60k over 20 years.

They only exist in this state due to the pure opulence of surplus they enjoyed previously, not through immense skill or equally immense hard work.

>> No.58331884

>>58331218
Fake and gay.

>> No.58331898

>>58331884
https://nypost.com/2023/11/11/lifestyle/gen-z-more-likely-to-fall-prey-to-online-scams-than-boomers/

>> No.58331905

>>58331898
https://www.dailymail.co.uk/yourmoney/consumer/article-12558905/gen-z-online-scam-boomer-grandparents-study.html

>> No.58331910

>>58331898
You obviously missed my point, dipshit.

>> No.58331913

>>58330931
>This never would've happened if he had played and RuneScape
Do not try to excuse the boomers.

This has nothing to do with being
>quantum hacked
And everything to do with being so utterly retarded they'd give all their details out to some randomers over the phone without even checking who they are; e.g. by calling their actual bank themselves.

They must have instantly came in their pants when they saw he'd paid the initial 5k "recovery charge". And then again 5 seconds later when the next 5k appeared.

>> No.58331944

>>58331905
>>58331898
https://www.warren.senate.gov/newsroom/press-releases/at-hearing-senator-warren-highlights-dangers-of-crypto-scams-for-seniors-need-for-legislation

>need.
>for.
>legislation.

>> No.58332534

My mom lost $20K+ in some hair product pyramid scheme and a few others. The shampoo causes hair loss too kek

>> No.58332552

>>58331898
I could see it. They're online more and they don't understand computers either since everything is an app

>> No.58332580

>>58332534
Prose or Olaplex?

>> No.58332589

>>58331944
congress could just classify the call center scammers as pirates and then they'd start getting black bagged for bounties. problem solved

>> No.58332591

>>58332580
Monat

>> No.58334508

>>58332589
Sounds fun

>> No.58336302

>>58331218
The actual tech literacy window is like '90-'99. The "digital natives" grew up with debilitated commercial tech that doesn't teach anything other how to navigate its own UI.

>> No.58336713

>>58331898
>>58331905
Now compare the magnitude of the money lost.

>> No.58336870

Had a friend fall for a similar scam where he was falling in love with some alleged Asian woman and she convinced him she was an avid gold trader, so he threw in several thousand and same story fake crypto balance went up but when he went to withdraw he wasn't able to. Not sure how that ended up I think they got him for around 10-15k

>> No.58337192

some korean boomer put 750k into some fake ass phishing site recently, i know because that phishing site was pretending to be the legit site that i manage and they came for us thinking it was us

>> No.58337284

>>58330874
>>58330904
well alot of people havent even tried withdrawing and this internet money especially the meme coins are always at risk of rug pulls.
even uninsured banks, if it wasnt for the government their money might not be real whwen it matters

>> No.58337337

>>58330882
>320.000€ in his retirement fund
Fake ass copypasta. Nobody in Europe gets to retire with 320k only, unless you live in some shithole countries like Romania or Ukraine. Also, 5k? Who the fuck is happy with 5k? Can't pay three months rent with that fucking 5k.

>> No.58337346
File: 42 KB, 646x595, 1684437292189334.jpg [View same] [iqdb] [saucenao] [google]
58337346

>>58337284
Coinbase is fdic protected...right guys??

>> No.58337408

>>58337337
>Fake ass copypasta.
>Guy is clearly retarded with finances.
>Oh that story is fake, the number he had could only have been accumulated by a retard.

>> No.58337816

>>58337346
only the cash you have on there, not your bitcorn or shitcorn

>> No.58339139

>>58337284
>even uninsured banks, if it wasnt for the government their money might not be real whwen it matters
It isn't. Banks used to have a 10% reserve requirement but when covid hit, they removed that and put it to 0%. Now that they tried to raise it back up to like 3% and the banks said they couldn't do it without going bankrupt, kek. Welcome to the modern financial system and part of the reason Bitfuck is pumping so hard

>> No.58340064

>>58337816
Sad

>> No.58340206

>>58330874
>>58330882
boomers all have heavy metals in their brains, vaxes back then had way more lead. they were also sprayed with ddt as children and ate way more chemicals. most are circumsized too. they are all effectively retarded

>> No.58340391

>>58330874
He needs to be put under some kind of conservatorship and not be allowed to have access to any banking information . He should be getting an allowance in cash like a child since he is clearly not responsible enough to use a card or have bank accounts.

>> No.58340399

>>58340391
My bank handles stuff like that daily.

Just send me $ 3000 + his account information and I’ll work something out.

>> No.58340417

>>58340391
>>58340399
This doesn’t seem right.

OP, tell your FIL to send me $6,000 and I’ll keep u/MadeInWestGermany from stealing his money.

>> No.58340430

>>58340391
>>58340399
>>58340417

u/jayhof52 sems kinda shady OP, I wouldn't trust him with $6,000. Send me your FIL credit card info and the name of his first pet and he'll be in secure hands

>> No.58340440

>>58340391
>>58340399
>>58340417
>>58340430
u/MadeInWestGermany

u/jayhof52

u/pluviisCognitatum

are all well known scammers. Send the infos to me, I’m a special agent of the Interpol - anti corruption and pro scamming department

>> No.58340454

>>58340391
>>58340399
>>58340417
>>58340430
>>58340440
while fucking hilarious, maybe not the right time for it. OP is going through it.

Of course you all probably feel a little guilty, and my empathy course can help you with that. $2999 and we have a Discord and weekly SubStack!

>> No.58340462

>>58340391
>>58340399
>>58340417
>>58340430
>>58340440
>>58340454
For everyone looking to register for the empathy course by u/CaptBobAbbott , I have some vouchers I can give to you for a deep discount. Just send me $1500 in Google Play gift cards and they're yours!

>> No.58340472

>>58340391
>>58340399
>>58340417
>>58340430
>>58340440
>>58340454
>>58340462
u/CmdrJorgs is ripping you off! Send me $1k and I'll give you the second protection for half off! Why have only one protection when you can get 2!

>> No.58340483

>>58331944
>she has been in the senate for 13 years
>330 bills written
>only 11 bills passed through
And you’re worried? Lmao

>> No.58340484

>>58340391
>>58340399
>>58340417
>>58340430
>>58340440
>>58340454
>>58340462
>>58340472
this was fucking great. upvotes all the way down

>> No.58340514
File: 18 KB, 222x293, 1678202196245229.jpg [View same] [iqdb] [saucenao] [google]
58340514

>>58331218
You read a headline instead of the study.
Zoomers "fall for more ONLINE scams than boomers" because there are 100 zoomers online for every boomer online, and they didn't report percentages, only total scam numbers.

>> No.58340526

>>58340391
>>58340399
>>58340417
>>58340430
>>58340440
>>58340454
anon stop samefagging and replying to yourself, its unbecoming

>> No.58340531

>>58331402
Kek

>> No.58340538

>>58330882
So he literally fell for an Indian scam? I guess the jeets do it for a reason.

>> No.58340556
File: 105 KB, 255x378, The_Beekeeper_poster.jpg [View same] [iqdb] [saucenao] [google]
58340556

>>58330874
it sounds lik you just watched this movie and are making shit up

>> No.58340569

>>58331500
Literally better off gambling on shit coins that this. How are there people this dumb?

>> No.58340586
File: 471 KB, 996x994, 1711802238049.jpg [View same] [iqdb] [saucenao] [google]
58340586

>>58330874
just needs go pick himself up by the boot straps

>> No.58340606

>>58332552
This, zoomers are actually the most tech illiterate generation, not boomers.

Millenials are the only generation that genuinely understood computers and the internet.

>> No.58340621

>>58340514
There are more millenials online than zoomers. Zoomers are just gay and retarded. Zoomers are the competency crisis.

>> No.58340658

>>58340606
Most tech billionaires are gen X though. Those guys built everything before millenial codemonkeys came along

>> No.58340883

>>58330874
Reddit thread fuck you

>> No.58341047

>>58340883
?

>> No.58341185

>>58341047
Newfags and zoomers aren’t used to seeing effort-posts. If a post is longer than 200 characters their tiktok brains malfunction and they lash out

>> No.58341190

>>58331898
True if you count shitcoing rugpulls a scam (which they are).

>> No.58341283

>>58341190
Shitcoins are like lottery tickets and every zoomer knows that. They expect to lose money on most but hope to hit the jackpot once or twice. But unlike the lottery it’s not a 1 in a million chance but more like 1 in 100

>> No.58341316

>>58341283
They're still a scam. Just because you get lucky once a while and exit before the rugpull doesn't mean they aren't scams. It just means you were able to take advantage of a scam.

>> No.58341332

>>58332589
if they did this they could set up an entire counter scam Indian task force that would catch these scammers
srsly just give a 10% bounty for the cash returned

>> No.58341355

>>58330931
Anyone who doubles money I trade and show 1M
then I demand I test them first by trading 5k.
They double and give. Then I walk away. Ez pez lemon squeezed

>> No.58341581

>>58330874
If it wasn’t morally wrong, I’d scam US boomers out of their millions
t. balkaner

>> No.58341720

>>58341355
Simple as