/biz/ - Business & Finance

>>56178137
FIAT money

>>56178137
Tipping

>>56178137
Insurance

>>56178137
May I say, women?

Taxes
Healthcare
Government contracting
Military spending
Existence

Taxes

>>56178137
car insurance
>someone crashes into you at no fault of your own
>rates go up anyways

>>56178137
taxation

>>56178137
Society

>>56178137
they were free because they were running on investor money

>>56178137
>YouTube premium
>ads

Use a browser that has Adblock in it you mongoloid

>>56178243
not really possible if youre a foamposter.

>>56178137
Income tax and fiat currency

>>56178137
>muh YT ads
>scam
Stop using a normie browser.

>>56178148
fpbp

Median household income in 1970 was $8.7k (235oz of gold), $450k in 2023 dollars. Fix money, fix the world.

>>56178247
just use newpipe, no ads , downloads, background playback. Unless you're an iCuck, then lol.

>>56178137
Still is, just need to know where to look.

Even allows screen overlay and continous playing with the screen off in a locked state. Zero banners. Zero pop ups. Zero ads. Totally free.

>>56178423
don't you need root?

>>56178137
Everything is a scam. The world is under the absolute full control of evil Jewish demons that hate us and have created a system in which the harvest/parasite our soul energy and productive value.

If not for Jews we’d unironically have colonized multiple star systems by now.

>>56178137
Quite literally everything is a scam and or a pyramid system.

You buy a can of cola for 2.5 euros in a night shop, he buys it for 1.3euro in a day shop the day shop buys it for 0.7euro in bulk and from the wholesaler, who buys it for 0.4 euros from coca cola, who produces it for 0.1 euro.

Any product you buy you pay a mega mark up and you ultimately get scammed paying 20x the cost of production at the end of the chain.

Work : work is pyramid scheme. You work for $20 bucks an hour, hard work, your manager makes $40 an hour telling you what to do , his boss makes $80 an hour as part of middle management. Then his boss makes $200. An entire chain of people until you get to the CEO who, actually does the least amount of actual labour and gets paid 1000x more than the labourer at the bottom. , you get scammed.

Quite literally everything is a scam

>>56178479
Total make believe fantasy.

>>56178137
401k. During the "Wolf of Wallstreet" days investment companies had to convince people to invest. Then they developed the idea that it's financially responsible, and profitable, to lock things up in an account you can't touch for 40-50 years. Furthermore, this props up the stock market. 95% of all people don't even think about it being a scam.

This isn't a conspiracy, it's "diamonds are rare and expensive" tier, except on a way larger scale.

>>56178137
Flu shots

>>56178137
Property taxes, income taxes, social security; basically anything part of the British Admiralty Maritime Law System.

>>56178247
I use Firefox on my phone with the Ublock Origin add-on. Just use the YouTube website. Sign in on it to get access to your normal stuff, only ad-free for free.

>>56178137
use a youtube ad-remover site like https://safeshare.tv/
paste the youtube link in and whizz pop no ads

>>56178677
>If we force them to pump our bags, we can keep selling forever
Sounds like crypto needs to learn from this method desu

>>56178493
can confirm
I sold legs for under beds, yes that's an industry
Factory in Romania made them for abt. 1e,, from totally (not) FSC wood
I buy them for 3,50-5,50 (the fancy ones with the aluminum ridges)
I sold them for 55e in western EU, had to, my more experienced partner told me to not go for 20-25, it would upset all the competitors and it was the standard, so do it.

>>56178137
Pretty much our entire lives and every single concept or identity has been co-opted by grifters and turned into a scam. None of the people leading muh communistic, muh conservative, or muh climate change movements actually believe in it. And it makes me smile, because there are still so many that believe in it all so strongly.

It has never been easier to make money.

>>56178199
>Military spending

If you think military spending is a scam than go volunteer in Ukraine. We have the best military in the world so you and your kids don't ever have to get drafted anymore.

>>56179220
Where's your morality in this? Do you think it's better just to jump on the winning team despite knowing it's a scam or staying poor/being happy with less but staying true to yourself?

>>56178230
Ding ding ding ding!

>>56179236
Anyone that feels compelled to follow a movement deserves everything coming to them.

>>56178148
>>56178171
>>56178200
These are the main culprits

microtransactions in videogames are a scam too. especially when they ask you to pay for things that used to be free, but of course this is minor.

>>56179246
You're a sociopath

paying a therapist/psychiatrist for advice on mental health issues

>>56179225
No war since WW2 would have endangered the state’s territory
>muh semper fi

>>56179273
That word only exists to shame you and keep you in your hole where you belong. It is the single biggest cope in modern society - the greatest divide between haves and have-nots.

You won't find such a word in my vocabulary.

>>56178213
Insurance in general is a scam

Probably hygiene products like soap, shampoo, cologne/perfume, etc., and other "nice smell" products like laundry detergents, air fresheners, and "disinfectant" wipes. If everyone stopped using all that shit, we would all be over the "stink" in about a week and our sense of smell would return to normal (possibly heightened, too). I would add toothpaste and mouthwash to that list, but our diet is so filled with refined sugars and other bad shit that our teeth would start to rot if we didn't regularly clean them.

This is something that you can't even talk about without having consensusfags ridiculing and sneering you as if you're protesting wiping your ass or something. But this is like a hundred-billion-dollar industry that's simultaneously the poison and the cure.

>>56178694
>scam
>literally free
???

>>56179589
>>Flu shots
>>scam
>>literally free
How can you be this ignorant? It does actually cost money to produce hundreds of millions of doses, and the government pays the pharmaceutical companies for them.

>>56179225
Pants on head retarded take

>>56178137
>>56178148
FPBP. This and usury, military service and income tax.

>>56178137
Yes. I recommended Brave browser to circumvent YT ads even on mobile

>>56179281
>No war since WW2 would have endangered the state’s territory


Yeah, because people know not to fuck with us on our turf. The threat of violence from the US, and the offer of protection as an ally to it, has been a key factor in the supremacy of the US economy.

You benefit heavily from US military spending and don't realize how. Troops need amenities, benefits, housing, healthcare, and education in addition to advanced weapons. Our past investment in military equipment right now means that we don't need to spend American lives to fight off Russia.

>>56179305
That is until you Jewish demons get shoahd for real

>>56179718
Wow it's almost like making sure people don't call in sick every year or worse, end up dying, and continue working to support their government is a good investment. Next you're going to say paying taxes to support infrastructure like roads is also a scam.

>>56179421
This is a regional thing, I traveled to the UK last month and holy shit literally everything is scented. Why the fuck would I want all my clothes and blankets smelling like cheap perfume

>>56179033
What do you think eth staking is?
>>56179279
Only if you can't think for yourself at all

If you want a real scam and a big scam at that, the biggest one I can think of is wallstreet not putting a one cent tax on every single trade. It'd kill HFT bullshit overnight and be more than enough revenue to fund something actually important.

>>56179281
Lmao, I envy your blissful ignorance

>>56179730
this I hope this was bait kek

>>56178247
Youtube revanced noob.

>>56179225

>>56179225
True and based and exceptionally funny how much seethe it generates.

>>56178137
>What's a scam that's so normalized that we don't even realize it's a scam anymore?

ULTRA toilet paper.
As long as my anus is not bleeding and shit is wiped off, the cheapest toilet paper is a good as the best.

>>56178137
SAAS

>>56179246
Lol before modern cuck laws made by """people""" like you, the tribe would have caved your fucking skull in m8

>>56179923
Britain is cold and wet so people only bathe once a week there. I am a fat tropics dweller so I am forced to wash daily lest the fungus takes over the outside of my body.

60 posts in and not one mention of marriage?! I expected better from you guys.

>>56179899
Wow, it's almost like you didn't even read what I said, and flew into an infantile rage.

>>56178148
fpbp. History shows how people fall for it over ad over again, all around the world. I think most people today have no clue about why its bad
The education system too. Its a crime against humanity to spend a year teaching kids fuckin multi variable alegbra, but not spend one minute on finance.

holocaust

>>56178171
Nailed it. A pool of money to which 20% goes to administering it and when you use it rates go up. So unless you are unluckier than 70% of the pool, you are getting scammed. Oh yeah, not to mention the 20% of claims that are fraud that you have to pay for

>>56178137
circumcision
vidya DLC/micro transactions
401ks
gratuity for waiters
insurance
toilet paper (bidets shit all over it)
most charities
cash advance penalties
application fees to a service you pay for
the education system
hifi sound equipment
guitar pedals and tube amps
fabric softener
>>56179421 sort of, but im still gonna buy bath and body works soap

>>56178137
Zoomcels are too retarded to use an ad-blocker. Not my problem.

>>56178137
Usury when giving loans out

>>56178137
election and idea of democracy,, KEK they say your vote matters, if it does they won't let us vote --- some anon wrote it ,,

>>56178137
income tax
*drops mic*

>>56179281
Yeah because we increased our defense spending after ww2 dumbass

>>56178213
>at no fault of your own
If you’ve been hit you’re a bigger risk. The data they crunch suggests people who get hit are more likely to be in future accidents therefore your rate goes up

If we're being honest, everything.
Unless you grow/acquire and build/cook it yourself, everything else is "for profit" with the intent of taking value away from you in excess of what you're acquiring. You're paying for the materials, the construction of it, an approximated rate according to the manpower that theoretically went into it (which is a value that for things like appliances is nowhere near as high as it used to be, but the value is still present as an excuse to charge more), the approximated cost of wear and tear caused on machines used in the creation of the product, and profit, this last line of which accounts for often more than half the cost of a given object and is purely to line people's pockets and make shareholders happy.
It's basically been this way since ancient times, out of inequal parts desperation, fear, and avarice.

>>56178137
It was normal to play a music video on your phone, turn the screen off, and have the music still play. Then browsers disabled it. Then Youtube charged to have the feature back.

>ctrl + f
>chainlink
>0 results
baka

Getting taxed on my income and then getting taxed again when I buy things with already taxed money.

>>56178137
Taxes

>>56178137
Blood doners
Ozone depletion
Voting
Income tax
Scarcity mindset

>>56182779
Not everything is about scamlink, anon. In fact, when you think about all the possible scams, scamlink is the most botted one, but also not a significant one.

>>56179899

> paying taxes to support infrastructure like roads is also a scam

I was 18 once also, it’s ok, you will learn as you age. The government is terrible at everything it does.

>>56180551
Marriage is like interest on a loan, whether you get 3% fixed or 25% variable it's your fault for signing up for it. Only a scam if the emptor don't caveat.

>>56178180
best answer women are evil

>>56179835
>Our past investment in military equipment right now means that we don't need to spend American lives to fight off Russia.
You know if that pipeline hadn't exploded and you weren't trying to park missiles right against their boarder via zelenshart, this wouldn't even be happening?

Neither is the US is not untouchable.

>>56182854
True. The second revelation is that private industry is no better, and all the progress over the last 200 years was ENTIRELY on the back of face melting scientific and engineering advancements, which have slowed considerably over the last decade.

politics.

If your normal person you already know this but so many fags forget this. Work politics - people do less while earn more if your manager likes you, being likable is also a skill but it's especially in gov your productivity is not the main concern. At least where I work.

My manager doesn't like me so it ruins everything for me, including closes all the doors. Can't change department because can't get required cert and can't get required cert because manager says "because fuck you, thats why" . brutal.

>>56178137
>cable TV
You’ve always had to pay for it, it continues getting more and more expensive, 99% of the shit on tv is garbage, and ads take up 75% of any given show’s airtime.

>>56182896
I don’t agree with you on that point but I might someday. I think humans are very innovative and to think nothing new has come out it short sighted. I watched the internet and cell phones change the world and I’m 32. I’m sure in another 30 years there will be other new shit that’s groundbreaking. Give it time

>>56179934
Eth staking exit queue is basically nothing at this point. We need to ponzi harder. We need to force cult members to hold for decades.

human nature. Competition is rarely fair.

"Jews" is just a scapegoat term. People compete and screw each other over(especially me cuz i'm weak and easily subjugated) when needed. I am only able to keep my job cuz while sharing wage pie(quota limit who get's more) others can get more while they need a person who can throw bone to.

>>56182923
I'm also 32 and an engineer who has had a great interest in the history of human progress. I'm the kind of person who reads research papers in many fields, and has a rough idea of the general scientific state of the art.
Much of the technology we've been seeing change the world over our lifetime was known to be possible as early as the 70s. Limits of silicon computing, data rates in copper, fiber and free air. These were known, and we've approached both. They instructed the production of better CPUs and faster connections because we knew we could make them. It was a matter of material science, engineering and culture catching up with the fundamental physics. Now we're at the point where we know further progress is measured in steps forward, not leaps and bounds. In a decade we'll be struggling for each inch.
The same goes for many areas of research and development. Combustion engines, turbines, photovoltaics, batteries, agriculture. The physical limits of all are known, and we're already in the ballpark of the limit for each of them. Excepting medical science, the low hanging fruit for improving life is no longer technological, but cultural. Making use of the tech we have in novel and useful ways, which currently many people are scared of, and stopping the shitty, inefficient use of tech which people currently enjoy using or is profitable to sociopathic industries. The knowledge on what needs to be done is known, just as we knew the math for how fast a WiFi connection could be in 1948. Convincing people is another story, and we've actually been regressing lately. The current cope is that AI will fix everything, but all it will probably do is tell us what we want to hear, or be cursed as Cassandra was.

>>56178213
That has to be the American way, it’s not like this here in Germoney.

Anything at the forefront. Go see a modern Hollywood film, you'll pay $40 for two people, some drinks and popcorn, the movie will probably be shit and you won't remember it a day later.
AAA games are all half baked, made to be sold experiences. If something isn't finished, it doesn't matter as long as it sells. $60 for a $20 value, when most indie games at the top of any year are the reverse.
New cars are objectively worse than cars made from 2000-2010. CVT transmissions need fluid changes and have finite lifespans in comparison to a lot of mechanical gearboxes that can last 20 years or more. Additional safety features and lockouts can stop a car from starting even if the engine and other components are in working order.
Chainlink is a cryptocurrency that, rather than rugging, plots narrative after narrative to keep itself just above death so that people still think it has a fighting chance. From Google partnerships to social media photos, it's all just smoke and mirrors to prop up a shitcoin amongst deserving currencies.

>>56178137
LINK

>>56181509
i think the reddit meme "correlation != causation" comes into play here.

>>56178148
Came here to post this

>>56178137
Crypto currencies? I mean, this very same board was created for it, and people still think it's the future LMAO

>>56178148

>>56184020
It's the present.

>>56178137
>Taxes.
Long running scam, ceases to fail.
>Legislation of Marriage and Divorce
It is a social signal that has been industrialised.

>>56178148
fpbp. this and "inflation rate"

>>56182894
>t. Russoid or German cucksocker

Vaccines

>>56178704
Is the gold trim in the room with us rn?

>>56178247
get good faggot
you shouldn't be supporting jewtube anyway

>>56182896
Science is a religion that got lucky. If you believe in science you are a brainwashed mongoloid that doesn't know anything about "science"

>>56183522
>what is defensive driving
Being a bad driver is more than just you crashing into other people. A good driver will anticipate road conditions and the behavior of surrounding drivers in a way that will make him less likely to be hit by others. It's very rare to be hit by another car without you sharing at least some part of the blame even if it was mostly the fault of the other driver. The data supports this, hence your rates rise.

>>56178171
I was quoted $10000-$15000 per year for residential snow removal (shoveling driveways) and $20000-$45000 for commercial snow removal and that is before registering my vehicle with the province as business use so with no "insurance experience" in this category I would be paying on the high end

so on the low end I would need about 20 residentials or 10+ commercials just to make a small profit

>>56178148
fippy bippy

>>56178137
i just found out the other day my parents have neon, netflix, disney+, and apple tv..... there is a heap more other subscriptions they have but those are the streaming services. I can't help them. they are so normified.

>>56178677
>This isn't a conspiracy, it's "diamonds are rare and expensive" tier
It’s an undeniable fact that the diamond industry is an absolute scam and yet I know people who still spend $20,000 on diamond rings because “you have to spend at least 15% of a year’s pay” or whatever bullshit society came up with.
Jewelry starting with Jew might be an actual coincidence, but it’s a funny coincidence nonetheless

Taxes are literally theif when the FED can print debt of trillions in currency out of thin air

>>56178247
Just use brave even works in ios

>>56187616
Yup. There's a huge loophole with induction. Science tests hypotheses, but isn't responsible for coming up with those hypotheses to test. That comes from industry, funding, egos, sometimes curiosity.

So there's a world of knowledge that is still hidden out there and science just tests and retests details about a small portion of it, hoping to accidentally ask the right question to break out of that small portion, but no incentive or methodology to do so.

>>56187616
Not luck. Modern science is pagan occultism. There is literally 0 evidence that the earth moves. Einstein's reflectivity nonsense is how they really pushed the heliocentrism and outer space crap, + CGI.

The judaeo-masons have done a number of everyone.
Reminder that the average person thinks the moon landing was real...

>>56188269
Satans tools the jewish rabbis and the freemasons want you locked into their false construction and man made beliefs. Ultimately your soul is what the devil wants.

>>56182892
It is traditional for men who killed another man to gain all of their assets including their women

>>56178300
>ShadowStats as a source
That's been debunked. The guy who runs the site said he just makes up the inflation data

https://m.youtube.com/watch?v=vWx4ShG65aY

>>56189342
>including their women
Accruing this liability is not exactly savvy.

>>56189441
This was during a time where these women would only serve as a liability if you were dumb enough to give her the opportunity to kill you in your sleep

>>56178137
Governments (but muh roads), democracy

>>56178247
NewPipe

>military spending
Only the Navy, a small US based army presence (for border defense) should be funded. Doctrine should be "don't fuck with us and we won't nuke your cities"

>>56187616
If something gets "lucky" 100 times in a row, it's not lucky. It's better. Science is just finding what works and writing it down. If that's somehow a religion to you, whatever. You're a retard but that can't be helped. But maybe you should consider paying attention to the "religion" that gets lucky again and again while your god does literally nothing outside the ancient fanfic in your kike books.

>>56188269
You're high on bath salts. There's an enormous incentive to overthrow our understanding of even small things. You can get your name immortalized for giving a better explanation for how the universe works, and uncountable people are constantly trying.

>>56178253
Great image.

>>56178137
taxes, tipping, electricity (prices have gone up not down over time), cars, houses

>>56178137
“Free trial” all you have to do is enter your credit card and cancel your subscription before the trial is over.
I know some of you are too young to remember the early days of the internet, but this tactic used to be exclusive to ultra shady pajeet tier scams. Now its standard practice.

>>56178137
Education. There is nothing natural about spending so many years of your life in school just so you can be a productive member of society.

>>56189541

Of all of the mega scams, mega grifts going on in DC now you pick one of the most tangibly useful and timeless functions of our federal government to call a scam? Lmfao

>>56178677
I have made good money on my 401k but I work for a good company that makes good investments. I can see your point though, I would really rather have a pension or just get my money up front.

>>56178137
Crypto

>>56178677
yes goy you can have your money back when you're old, decrepit, and liable to expire at any minute

>>56178677
This, and niggas be like
>b-b-b-but muh 401k matching

Nigga they just take that shit out of the fucking payroll budget instead of just paying it out to you directly

>>56178493
>You buy a can of cola for 2.5 euros in a night shop, he buys it for 1.3euro in a day shop the day shop buys it for 0.7euro in bulk and from the wholesaler, who buys it for 0.4 euros from coca cola, who produces it for 0.1 euro.

thats not a scam. you can go buy soda in bulk if you want but you bought it from the convenience store because its... convenient. everyone in that distribution chain had to be paid or there wouldnt be soda in the store.

>>56179225
Our military is a woke faggot force full of spics since the dems got in power and now we can't make recruiting goals. Also the draft is coming back. It's the fall of Rome all over again.

>>56181234
>tube amps
No. Paying thousands of dollars for 50 components arranged in a 60 year old circuit layout is certainly retarded when you can build your own for next to nothing but for guitar tube amps are sick. Modeling amps are for gays.

>>56193670
>Also the draft is coming back

Oh god I hope. Imagine how much zoomer pussy that will free up for millenial men now that the broccoli cuts are getting sent off to get their legs blown off in another hemisphere.

>>56178137
View botting

pets, I love pets but seeing people willing to spend 10-40k on them for medical bills and shit is fucking lul

Overpriced != scam

>>56178137
Working

>>56193284
the "professional" military is a scam. name the last war we were involved in that had anything to do with the actual US of A.

>>56178137
We'll keep seeing scams and hacks in crypto until Vitalik's account abstraction concept is in play. That's why I'm keeping an eye on Brillion and Ambire—they're on the right path

>>56184020
Maybe you're stuck in shitcoins, and that's why you can't see the potential. I'm all about utility, which is why I've put my money in XRP, SHIB, RUN, and just got into DUA for lower fees, quicker transactions, and beefed-up security.

>>56178137
For young people, social security.
>work any sort of job
>get your pay taxed automatically
>pretty much guaranteed that you will never be able to use it to any decent level, or it would be so worthless the best it could do for your old crippled ass 40-50 years down the line is pay for a can of beans and some moldy bread
>no option to opt out of the whole thing and use that lost income on your own shit that would likely do more to benefit you anyways
>the only people who will ever be able to use it are boomers who have been systematically gutting everything just to prop it up a bit more so they can keep consooming in old age, and a decent chunk of them can’t even get anything good out of it anymore just because they can’t stop spending like total retards
That said there’s not a single thing on this sewage infused open air caustic sewer of a planet that isn’t either a scam or purposely designed to fuck you over, but social security is a big one I don’t see posted often.

>>56182912
Nigger get a new job holy shit

>>56196153
That's a soild bag anon, I'm not fading on a few like QANX, ATOM, QRDO and HAPI

>>56187705
>t. Jake from State Farm

>>56178137
It would be a much shorter list if the question were, "what are some things that are not scams?"

marraige

>>56182892
Come on I don't think she's gonna fuck him. He's a kid

>>56178137
Civilization

>>56178300
Just win another world war and you will increase your purchasing power

>>56178253
What is included in "other?"

>>56199604
Imagine getting married. Imagine surrendering your independence to a fucking woman. A child in an adult's body. Imagine basing your life around please an adult child and letting them boss you around.

>>56178137
Military service.

>>56187705
>was stopped on a 2-lane highway at night in the rain because someone was turning left
>the person who rear ended me at near full speed was already driving with a flat tire
How the fuck does someone drive with a flat tire

>>56178137
Allowing county municipalities to mass harvest our biomass and sell it for profit, while charging us for the priviledge of drinking the return water.

>>56179835
The US fed is now an open terrorist organization. Our 'allies' saw us blow up a pipeline and impoverish their industries to keep them on our teat. Half the country itself would rather fight the government than Russia

>>56183485
>new advancement in technology like Vanta Black
>gatekept for all eternity

>>56178137
retards on youtube making these types of threads on 4chan and reddit then raking in a few thousands bucks by having Microsoft sam read the posts out loud in a video.

>>56178479
>1st paragraph
Completely correct and 100% true
>2nd paragraph
Space is fake and gay. Part of the secular state religion and talmudic thought-control matrix

>>56178253
I retarded. Are there no more tariffs on imported goods?

>>56183485
>how fast a WiFi connection could be in 1948

Interesting, have the source on that?

>>56205627
>Are there no more tariffs on imported goods?
Of course not, that's an impediment to a free and open society! You support free trade, right goy? You're not a nationalist, are you? Prioritizing your own country's well-being is extremely anti-semitic!

>>56178137
>professional licenses
>income tax
>government

digital media (games, movies, etc.)

>>56183485
Here's something: https://www.nber.org/papers/w18315

>The analysis links periods of slow and rapid growth to the timing of the three industrial revolutions
(IR’s), that is, IR #1 (steam, railroads) from 1750 to 1830; IR #2 (electricity, internal combustion engine,
running water, indoor toilets, communications, entertainment, chemicals, petroleum) from 1870 to
1900; and IR #3 (computers, the web, mobile phones) from 1960 to present.

>It provides evidence that IR #2 was more important than the others and was largely responsible for 80 years of relatively rapid productivity growth between 1890 and 1972. Once the spin-off inventions from IR #2 (airplanes, air conditioning, interstate highways) had run their course, productivity growth during 1972-96 was much slower than before.

>In contrast, IR #3 created only a short-lived growth revival between 1996 and 2004. Many of the original and spin-off inventions of IR #2 could happen only once – urbanization, transportation speed, the freedom of females from the drudgery of carrying tons of water per year, and the role of central heating and air conditioning in achieving a year-round constant temperature

Standardized college exams