/biz/ - Business & Finance

>>56108766
would she have sex with me

I don't know; it's a good question. Check blogs, forums, and books in the FIRE (financial independence/retire early) community; maybe someone has successfully done it. (Look especially for the keyword "lean FIRE," meaning frugal early retirement.)

>>56108777
With digits like those, the chances are high.

>>56108766
no, even the most basic costs of living will net you close to 0 savings. then you have to suffer working fast food AND starve/live in a box.
the answer is always to make more money

>>56108766
she looks like the anime chick from the robot movie who always gets posted. hwo do I get cutie redhead gf?

tl;dr yes

you would have to be a manager and put in some amount of OT but if you could get you automotive and food costs down to sub $200/mo combined and lived with roommates for $700-ish a month plus another hundred bucks of whatever a month you are saving about $40k a year of post tax.

that's enough, fucking miserable life you will lead for a while.

>>56108993
wholly wrong. you can live real cheap in america if you do it right.

I just think if you're going to suffer that much you should just get a skill at a local community college in 18 months then live the same ultra frugal lifestyle and bank 2x or 3x the money. just eat a little bit of the upfront cost, the returns on education beat any "investment".

that's if you have this FIRE goal

>>56108766
Why does this nigger record himself ordering fast food

>>56108777
dude she's like 16.
>>56109093
forgot schizophrenia medication

>>56108766
Yes. Work your way up and you'll be making $100k as a manager in some markets.

>>56108766
This nigger is retarded >>56108993
Do you have rent, if so try to reduce it, imo this is what kills the fast food wagie.
Never I mean never
>>pay for video games ($60 is too much , you can't afford it), pirate games or play indie games, free games you are paying with your time which you don't have.
>>pay for subscriptions, always pirate (you shouldn't even have one I don't care what it is.)
>>buy alcohol from bar (buy from liquour store, or do it once twice a year)
>> don't have shitty habits like vaping, ciggs, a habit that cost you money is fucked.
>> don't pay for fast food, you have free food from you work, mooch off from there.
>> NO app services (uber, lyft, tinder blah blah)
>> buy a new vehicle, If you can get away with driving your family vehicle do so. Becuase insurance, repair, car loan is a killer. ON that learn to drive, don't be a loser discord vermin who can't drive

>>56109717
Use credit cards to churn money, get the bonuses every 6 months or so.
High yield saving right now is 5.05% (CIT bank) , that is literally free money with no risk.
You can get lucky with crypto, but you have to be ruthless adn unemotional. Alway protect your capital AND your gains. NEVER fall for their lies. You have to extra careful. Understand the tax implication of every action you take. Understand YOUR time horizon, not what the project is telling you.
If you can put in atleast $100 in a roth ira, every month. (YOU CAN DAY TRADE this money with no tax penalty, but you can ONLY Take your profits at age 59, doing swing trades and then letting your money grow in VOO in a roth account is a good strategy, buy you need to know what you are doing and never gamble with options.
Your wage place has a 401k, if they match take it. I am assuming you are young, ALWAYS TAKE roth or 401k if you are 18 and is a wagie. Only wagies can do this, it is a gift by the US gov.

IF your state doesn't have a penalty for NOT getting health insurance I would say avoid it or get a health saving account. If healthy ignore.

College -> go to community college -> finish in online college.
For connection, keep your ear to the ground you have no connections (your wagie freinds are loser druggies or LOW T), go to church network with wealthy individuals. Volunteer.

>>56109725
Unironically drive for uber, people yap all the time, and since networking is a numbers game you might get leads.
Always go for front facing roles, avoid autistic behind the scenes work where you don't get appreciated.
Understand you are poor, so you need social capital more than anything, technical skill is overrated and can be learned with the internet on your own pace.
Everybody in youtube is lying to you, trying to sign up for a funnel.
Always be prone to action, knowledge/experience is supplement, don't ever not do something because you lack the knowledge for it, just do it and gain experience.
Next decade you will make it, leave this shithole, only come here to mock these faggots.
People on 4chan, twitter, reddit are not your friends, they will grind you down to the level they are at.

>>56109564
legal in most states

>>56108777
yes but she would regret it

>>56110477
c-checked

>>56108766
I love how she pouts like "are you gonna cry about it, bitch nigga?"

Just look at how she is twitching, craving that BBC.