/biz/ - Business & Finance

>>55773154
>What is the actual way to build wealth?
Be Jewish.

>>55773276
goyim edition please

i dont post here much, but heres legit what youve gotta do.

20 percent silver
20 percent monero
40 percent eth
20 percent stock

dollar cost average into all of these

>>55773286
Let me ask you this: How many niggers do you see campaigning against 401k's on Jewish owned platforms?
Do they wants niggers to prosper?
Do they control the narrative on these platforms?
Do they want the majority of society in debt slavery so they're easier to control?
It's really quite simple. How do you acquire wealth(which is just an extension of power)? Don't bet against the most powerful cartel in the world.

>>55773154
Learn a skill then start a business

>>55773289
Why ETH instead of BTC? Doesn't ETH have a shitty scaling issue and fucked over moving to pos?

>>55773289
>crypto
Yuck

Here's your list in percentages

15 percent silver
10 percent gold
5 percent copper
20 percent stocks
30 percent real estate
20 percent liquidity/possessions

Simple as

Wagmi

>>55773154

>>55773154

Wealth is all about a positive and healthy mindset.

buy gold&silver if you wanna crab&baghold for 20 years
buy real estate if you want illiquid gains
buy stock in good, well ran companies if you wanna make money
buy some Bitcoin along with it if you wanna make money faster

>>55773573
Ai will be a good investment but the question is where do you start

Imo crypto has the best options FET ROSE NEAR all integrating AI, fuck stocks

>>55773154
both. I'm a Millennial and would lean towards real estate. flooding the USA with the turd world makes it difficult to imagine a scenario where real estate loses in the long-term. I suppose your prop taxes could be raised to 75% or something.

>listening to literal 18yo zoomers
NGMI.

>>55773602
So you propose simply sticking to stocks and crypto?

>>55773632
Ye, but asking an incel board full of retards isn't the best of ideas.
Read the Intelligent Investor by Benjamin Graham if you're serious about this, guy had many decades of experience in the stock market and you'll be able to draw tons of parallels to today's markets. Things don't change as much as they seem. Go for the 1973 version, saves you 300 pages of inane bullshit added by some nobody. Security Analysis is also good, but it's a tougher read.

>>55773154
buy my shitcoins ser

>>55773831
I've read these and it's mainly investing in boomer stuff like bonds and stocks. Doesn't take new market conditions or crypto into account, which I'm guessing if he would, it would be condemned as speculation instead of "investing"
Prob something like 40% bonds, 40% large cap stocks, 10% mid-small cap stocks, 5% international stocks, 5% cash. If I do this I'll work my whole life most likely, especially if things do not go as smoothly another 50 years

>>55773154
>What is the actual way to build wealth?
Live below your means and invest the remainder into assets that have value like company equity, real estate, bonds, and gold. A good rule of thumb is that saving 20-30% of your gross income will build long-term wealth. If you're assuming that your society won't collapse in the next few decades, take advantage of retirement accounts like IRAs to save money on taxes.

Marry rich

>>55773276
You can unironically join a reformed synogogue and LARP your way into judaism.
>uh my mom was non practicing jew
>just want to get connected to my roots
>love to learn more!
Reformed jews are quite well connected and wealthy and no less nepotistic than their orthodox kin.

>>55773154

Work your ass off, diversify and put a little bit into everything. Well, not crypto, that's just a meme and a trap for retarded zoomers. Anyone shilling crypto is a retard and you should not listen to them.

Stocks, ETFs, bonds, precious metals, real estate etc. Just make sure you have a broad portfolio so that when one segment goes down for whatever reason (let's say real estate were to collapse in a year) then you can weather than disruption better. To start, I'd say put some money into a few ETFs which are diversified across various sectors whether it's mining, technology, consumer goods, transportation/logistics, real estate, bonds etc. Buy a bond and hold onto that too.

Have patience. Don't unironically expect to have 2 million dollars in a year because that isn't going to happen. Invest what you can afford to lose or not spend, leave it alone and it'll pay off in the future.

It's pretty easy, really.

>>55774070
you can do all that gay shit or you can simply invest in shitcoins according to current meta

>>55774316
Makes sense. I rather invest more time into my skills and possibly build out a business if I recognize an opportunity.
The only thing I'm struggling with is portfolio allocation. Would you split each of these sectors equally or go heavier on something like stocks/etfs? Assuming one has around $80k or so to invest

>>55773154
You can start by asking people who actually have money...you know....rather than some summer fags on their school break

>>55773154
family
land
firearms+ammunition
xmr
silver
btc

in that order

If it aint ai and crypto related it aint worth ir sers its fkn simple

>>55774633
name one millionaire who acquired their wealth by buying(!) and selling shitcoins

>>55774316
>Anyone shilling crypto is a retard and you should not listen to them.
See you in a year faggot.

>>55774633
>according to current meta
what do you mean?

>>55774747
Devs are buying domains and will distribute the gains from selling the domain to token holders
picture very much related

>>55774747

Meta in this context means the current thing that works.

Shitcoins and crypto don't work, though. There's a reason why nobody really takes it seriously and why the global economy is driven by real tangible things, not vague, arbitrary values we place on strings of numbers on a screen.

Anyone with just 2 brain cells knows that investing in stocks, real estate, metals and so on is going to actually bring them value they can use in the course of their life whereas you have like a 1 in 1 billion chance of investing in a random shitcoin and actually becoming a multimillionaire - or even just having enough to live comfortably. Crypto is for retards.

>>55773154
Be born rich or have massive amounts of luck, literally nothing else in this clown world today

Only correct answer here is owning a business. Look at a breakdown of wealth between income classes. Most rich people own businesses or equity in businesses. Everything else doesn’t matter.

>MUH crypto
Irrelevant, has no inherit value and cannot generate wealth or productivity on its own

>MUH blockCHAIN
Emphasis on Chain, used in enslave zoomers and their wealth.

>>55773584
underrated

>>55773154
Get a zero turn lawnmower a pickup truck and a trailer. Mow 15 lawns a day at $40 a yard. $600 a day 5 days a week 30 weeks a year = $90,000 with winters off to snowplow or shitpost. Scale the business, hire wagies, continue to mow grass.

>>55775154
I just got a zero turn mower and my dad gave me his old trailer. Seriously considering this as an ai proof side hustle.

>>55775649
There’s a lot of money for a white guy in lawn care. No one wants smelly dumb dirty beaner scum lurking around their property, even if they’re $10 or $15 cheaper per cut, they’ll pay you if you’re white and not a greaseball. And if you aren’t white, then forget I gave you any advice, go work at Amazon

>>55773314
so what you're saying is just abandon all principles and live to make number go up no matter what it takes in a monopoly game where the other players have infinite money cheat, no thank you I'd rather be Diogenes

>>55774653
Investment anon here. What is your goal? What is your desired return annually and what is your risk appetite? Look up “portfolio frontier”

>>55776078
>What is your goal?
$3-5M within 20 years. I have $100k already and save most of my income
>What is your desired return annually
I believe it would need to be 6.76-8.03%
>what is your risk appetite?
High. I'm guessing I'd have to focus on assets with pretty huge growth potential/volatility/risk or building out businesses

>>55774316
Why are you buying stock in companies that you know are pushing a gay agenda? Are you gay? Or are you just so desperate to earn 8% that you're happy to invest in transgender surgery for kids? That's what you're doing when you buy Pfizer through an ETF.

>>55776226
>$3-5M within 20 years
0.05 bitcoin. Your welcome.

>>55775154
Wtf, if each lawn takes an average of 1 hour to mow, and you factor in commute between yards, time for breakfast/lunch, errands, etc. that schedule is impossible.

>>55776226
100k at 8% for 20 years will result in about 466k. You need a return of 18.54% for 20 years to hit 3mm with 100K and That’s of course assuming annual compounding. Assuming you make 10k deposits a year you need about 15.80% annualized returns. You won’t be buying bonds to achieve these returns, you’ll be gambling on small-mid caps. Unironically if you truly want to make 3mm from 100k today some crypto gambling couldn’t hurt. You need to out perform the market by at least 100% for 2 decades. That means you need stocks with a Beta coefficient (risk factor) of 2 basically. Good luck with that anon.

>>55776429
Yep, this is assuming my stack of savings grows every year. What do you think I can do if I'm saving $50k-100k/year? Currently thinking go all in on ETFs and maybe up to 10% on small-mid caps

>>55776470
Well anon if you can DCA (dollar cost average) 50-100k per year then 3m is realistic. I would recommend ETFs but they have ETFs that target niches now. For example, you have probably heard of the S&P500. SPY and VOO I think are the 2 most popular ETFs that track those. I’d Recommend buying some international focused etfs, mid cap etfs and some small cap etfs. Tons of options available. If you want to grow money over the long run, don’t buy bond etfs. If you want to grow steadily over the long run, mix in 20-30% or so in various bond etfs (note: not financial advice just napkin math). This is of course in addition to your mainstream S&P ETF. Depending on your allocation percentages, you can expect probably 6-12% a year.

>>55778252
Thank you anon. Would you recommend holding any crypto as well? I know it's sort of gambling, just curious about your thoughts, especially considering there have been consistent market cycles on BTC and I dont see demand going away from the sector

>>55778274
why yes anon along with my last post advice i recommend XMR thanks for asking

Ice cream yum!
Grr! Kitty paws!

Ice cream yum!

>>55778274
Me personally, I don’t hold crypto. That’s not to say I’m correct for not holding it either. However, Blackrock and others have more or less petitioned the Securities and Exchange Commission (SEC) over the ability to include Bitcoin in investment vehicles. I am pretty in tune with the industry (gonna have to trust me on this one) and I don’t think they’ll convince the SEC this round to let them hold bitcoin in their investment vehicles. If I am wrong, then alts like other anons are mentioning could have massive upside. Once bitcoin is approved, then ETH will follow and then it all cascades from there. Institutional level buying in mass is what moves markets and if they want to hold x shit coin, it will moon.

Ignore all cope itt

Start working asap. Security guard job whatever.

Live with parents first 8 years. Save 150k (this shouldn't be hard you dumb fucking consoomer idiots lmao)

Find a girl who has the same mindset and can match your savings

Buy a house/put down massive deposit then move in with her

Pay off the house quickly then you will have so much spare money you will be set for an easy life

Also health is most important above everything. Being strong and fit is the ultimate power. Being a bald dyel but rich is cope

>>55773348
Both are for the long term hold. I'll rather invest in asset that can yield me quick bucks like XRP, LTC, NXRA, DUA, and even memes

>>55778336
yeah, it seems eventually a BTC ETF may go through. If anything, I would imagine some bull run after the next halving. It's been spot on the last few cycles and BTC itself has held high despite the conditions. If some new innovation comes into the scene or a new country picks it up as a hedge for inflation or gold, then it seems like an asymmetrical opportunity. Could not imagine BTC suddenly ending where we're at right now

>>55773154
Stonks or building a business. Hands down best way is inheriting a lot of money, but that comes down to luck.

>>55778341
>Buy a house
>Pay off the house
If you can't afford a house, then don't get one. Mortgage is a consumer credit that enslaves you and keeps you form putting the money into actually profitable investments.
Also when your girl decides it's time to cash out, she gets half your stuff, including the house.

Take the medicipill

>>55773154
>become an "influencer"
Who are you talking to? High schoolers?

>>55778469
No, no, he said a girl with the same mindset as you.

>>55778291
Wake up anon, XMR appears to be dropping as a result of news that it is being delisted from a popular exchange. I'm watching and still participating in the NXRA / DUA pool on the DeFi terminal. It's a way for me to stay engaged while awaiting the mainnet launch of BrillionFi,

>>55773584
That only helps you enjoy the blessings you already have, not to actually achieve them.

>>55778561
Both, actually. If you wake up and your back hurts and you suffer from a horrible hangover, then you won't be in the mood to GO GET IT.

>>55773154
What I've been doing has worked for a bit I'll say

I've basically gambled on the stock equivalent of shitcoins. Penny stocks that are very speculative. There's no crazy levels of volatility like a magic 1000x but there's plenty of easy 2x and 4x I've had quite regularly. But just as quickly as you win you buy 1000 VORB trying to catch a falling knife and yeah it cuts you. But it's a lot of fun and one of these days you might just pick someone who is emerging into a new industry and make it big that way. A lot of companies were at one time worth $5-$20 and are now worth hundreds or have split the stock volume. And the other half of my money has gone towards the boring safe investments.
I recommend some level of finance involvement because it adds some flavor to it and keeps you involved in the process. People who are 100% boring investments don't bother to watch my money types are never on the pulse with what's going on in finance or the world.

>>55778446
>inheriting a lot of money
Only trust fund kids can relate with this

>>55778366
Why limit yourself to quick bucks when you could print wife changing gains on alts like Ride and Vra?

can't actually take this one as a real advice to build wealth but actually arkham made me some good as i claimed y'know its not like having a wage buuuut its still decent.

>>55773154
Certified /biz/ boomer here
Buy fucking $VINU and shut the fuck up, start lifting some bags instead of your dad's balls

>>55778597
Bobos are good at stupidly assuming everything is easy aaha

what are the odds that any of those actually gets to pump in the next bull run?
I think veracity is already dead

>>55778670
Easily giving yourself away that you're a retarded pajeet

>>55778488
He thinks we're his classmates

>>55773154
>What is the actual way to build wealth
Options.

>>55778597
I've been holding ride for months now, the only reason I ever got in was because I liked the idea of using VR in motion and thought it would bang

>>55773154
VTI in a Roth IRA.

>>55778469
All investments are cope unless you won the lottery by throwing money in Google stocks in 1995 or whatever

>>55778901
It still gonna bang, Meta already announced they'll be doing something similar with BMW

>>55778597
Because DUA will grant access to premium features, unlock higher yield opportunities. Then I can change my side chick and wife.

>>55778739
Is clear to see assets that will pump in the next bull run anon. Team Brillion for instance have envisioned an integrated cashback system where accumulated DUA can seamlessly unlock access to decentralized applications.

Short the Shitcoin

If you're too cowardly to do this directly by trading your shitcoins for Real Money™ (ticker: BTC) than do it indirectly by DCAing into SOXL/TQQQ/USD(the 2x semi ETF, not the statist shitcoin).
>b-but muh chop chop
They Will Never Stop.
-M2-
1970: $0.5T
1980: $1.5T
2000: $4.5T
2020: $15T
2023 $20.8T

Even at the top of the dotcom bubble, DCAing into a 3x QQQ would have been a winning move, that's how big a shitcoin fiat is.

>>55773154
Crypto grows way faster than real estate. By a lot. I buy since 2017.


I rent an apartment. Yea looks like I'm burning cash. Who cares? I ll buy cash after the next bull run. Looks like I paid a ton in rent but it s only like a couple weeks of crypto run.

>>55773154
Look at the boomers and ask yourself if you want to live the same way they did. That should answer your questions

>>55773539
By wagmi you mean upper middle class at 60yo?

>>55773154
>boomers
real estate and shiny metals
>zoomers
crypto and onlyfans
>millennials
stock and bond index funds

>>55778554
1 xmr = 1 xmr. The rest of your post is just curry flavoured streetshit.

>>55773154
insider trading

>>55773314
>>55776010
Great positions guys. Please argue a bit more.

>>55774949
"the global economy is driven by real tangible thing"

lol try again

>>55773154
Trading crude oil. Thank me in the future.

>>55773154
I think Real Estate in Cities is fucked for the next 30 years. Boomers are slowly dying, tolerance for imigration is fading and working from home is here to stay, which will free up living space in now commercial buildings/areas. Real estate in rural areas with good infrastructure should be fine to invest in.
Marketwise, the S&P will pump shortterm to 7-8k and BTC to 60k before we run out of steam, collapse and go into a 2-3 year recession.

>>55778341
end up on extreme cheapskates and still have no money

>>55778530
implying people here have a choice in the women they end up with

>>55776010
do it malaka, debase dat currency

>>55773154
>every Zoomer says crypto/become an "influencer".
That's the real deal with respect to investing in crypto. Index investment is one of the coolest strategies to build that wealth.

>>55773154
>become an "influencer"
Just applied for the AstraDAO ambassador program, chad. Let's see what I get in store.

>>55779274
what are you hedging on?

>>55776226
>>55776429
>>55778252
Thanks anons I'm in basically the same position except already have $300k in BTC/ETH so I'm not too interested in adding to that position besides maybe throwing a couple k into the jeetscam of the month.
I'm thinking to DCA the 50k/year into spy and swing my 100k trading account on whatever.
I made a separate thread with no responses. Should I keep my swing account and DCA account separate and at different institutions? So far I ended up just selling my DCA position which was dumb I know.

>>55779779
Im richer than you will ever be because I don't go on 20 cope holidays to shitholes every year

I don't buy cope fashion or useless huge cars. I live within my means, enjoy actually non-npc hobbies, and save my stacks of cash

>>55781189
>enjoy actually non-npc hobbies
what would these be?

>>55773154
doing both.
but the difference is:
boomers:
don't take loans for real estate
zoomers:
don't take loans for crypto
there you go now you unlocked the secret. I like about 60%/40% where 60% is my primary residence, at whatever value I can afford to pay off. go live in louisiana if you have to.

>>55773154
Max out IRAs every year and then beyond that invest in good mutual funds. Crypto is retarded. Only put 5% or less in that scam shit.

>>55773286
get a fucking job

>>55781244
Dildos, anal furry tails, women’s lingerie, and mail polish

>>55781284
>Crypto is retarded
at least with crypto you have a chance to get rich

start a business that provides value to society, that's literally it and everything else is cope for lazy retards

I've got $30k in savings and no clue what to do with it. I'm terrified of spending my money on anything because of how frivolous all the rest of the family have been.

>>55773315
This is the only way to build wealth.
Start a company, be successful. Profit tremendously. Then start buying real estate (Not for rent), anticipate future city trends, sell for a profit. Then buy ETFs/stocks/gold, etc

>>55781356
same 10k in crypto account cash though 20k stock account cash and 15k gold/silver no idea what to do with the cash i don’t want to buy stocks yet

>>55773602
gold is up over 500% since 2000.
silver at 321% since 2000

source: kitco

drive around on big trash day for furniture and scrap metal. I usually make $1000 on those days

>>55773154
listen to me very carefully, anon.

>GOLD
>SILVER
>OWN IT PHYSICALLY, ENCOURAGE IMMEDIATE FAMILY TO DO SO AS WELL
>BE FRUGAL
>DO NOT TAKE LOANS WITH INTEREST
>NOT EVEN CREDIT CARDS
>DO NOT GIVE LOANS WITH INTEREST
>MAKE YOUR OWN BANK WITH YOUR FAMILY, DOES NOT HAVE TO BE A LEGAL ENTITY (IDEALLY IT ISN'T)
>BORROW AND LOAN BETWEEN YOUR FAMILY WITH ZERO INTEREST

This is how the Jews have taken over society, except with one extra thing: the give loans with interest to those outside their tribe. Take away interest, and the Jews have a giant handicap compared to their current financial strategies. Nothing racist here, just the facts. This is how you build wealth, especially between generations. Own the things you own. Give them to your children before death. Repeat.

>>55773154
>Every Boomer says go real estate,
I say go into real estate on crypto through realio network or Maple finance, or Wait for RWA tokenization on SpoolFi v2 to be live...

>>55773602
AI will hack every single lock society has made.
The entire global financial and economic landscape will be unfathomably upturned over the next decade.
Your bank, brokerage, and 401k will be drained.
Boomer rock enthusiasts will inherit the earth.

>>55781339
No you don't. You are throwing away your money in the best time of your life for compound growth. If you maxed out your IRAs you would retire a multimillionaire but you will just blow it on grypto and goyslop.

>>55781339
>at least with crypto you have a chance to get rich
No you don't.
Crypto is the same as the normal world.
You make a business / You make a company with a token and good business model
You profit

>>55781539
>If you maxed out your IRAs
I already max my matching 401k, $6000 for IRA, and my HSA. The rest is to crypto as there's some chance I could retire early instead of retiring a few years before I'm too old to do anything. Keep in mind the mind and body are depreciated assets, although I work out and eat clean to keep them as sharp as possible

>>55781790
Ok that's good. IRA is 6500 now though. Beyond that just invest in index funds or mutual funds. There is no get rich quick. It's all scams. Only option is to start your own business or just heavily invest and you will be able to retire early. Crypto is fine but I wouldn't put any more than 5% of your investing capital into it.

>>55781376
M2: 2000 $4.5T, 2023 $20.8T.

So Ag is down, and Au is flat.

>>55781541
>>55781829
what do you recommend I do instead? I have $100k already and my goal is to retire with $3-5M. I can add $50k on top of this yearly for as long as it takes. Currently just building out my coding skills to make more money. I'm also hedging that I will eventually build out a startup, but that's easier said than done. I know exactly 0 people that have pulled it off

>>55781480
>automating the tedious task of vulnerability search will make things less secure

>>55781857
Are you maxing out your IRAs and matching your 401k at work?

>>55781932
yep already doing that

>>55781958
I would just buy good index or mutual funds. I personally like VTSAX.

>>55781981
What's the difference between VTSAX and VTI? I moved my previous job's 401k to a rollover IRA and traded it for VTI

>>55782008
Basically the same thing. VTI is great. VTI is an etf so it has slightly higher expense ratio but it is degligable. Also VTSAX has a minimum buy of $3k.

>>55782042
What net worth are you at, if I may ask? What kind of financial goals are you going for? Would like to see what's a realistic trajectory. I'm not quite sure if I should also just stay more liquid to try out more business ideas

>>55782103
I'm approaching 7 figs(not including home). Majority is in retirement funds. Just plug the numbers into an investment calculator and use a realistic 6% to 8% yearly gain. You could invest in other good funds and just keep them in a taxable account. Not ideal because of the tax man but it will still be fairly liquid with you being able to access the money if needed within a few days. If you want something very low risk just put a lump sum in a high yield savings. You can easily get 4.5% in one. Vanguards settlement fund is getting 5.24%. That is where I have my cash parked for now. Best rate I could fine. High interest rates suck for borrowing money but you can benefit from it by lending it.

>>55773276
I’m Jewish and still poor. Where did I do wrong?

>>55782207
>I'm approaching 7 figs(not including home)
pretty solid. How old are you?
>You could invest in other good funds and just keep them in a taxable account. Not ideal because of the tax man but it will still be fairly liquid with you being able to access the money if needed within a few days.
So, if I were to keep my money in VTI, would it be difficult to get the money back? I'm assuming I could just sell at the current value and pay the tax, which should outpace 5% in a savings account. I would just want money to try out business ideas if I were to think of something down the line, which seems the realistic way to get rich. High paying career + living below means + consistent investments + building a business that delivers value within my profession

Can I just max my 401k (even though I don't get a match) just so it's automatic and I don't have to worry about fragmenting things into several different accounts? The IRA limit and roth IRA income limits were laughably low and now even more so.
>401k is some target retirement date fund

>>55782353
I'm 36 but got a late start because I was a complete retard in my late teens and early 20s and racked up a bunch if debt so I first got rid of all my debt then started investing heavily. If your VTI is in an IRA you can't touch it before retirement or you will be taxes into oblivion. If it's just a regular taxable account you can sell at any time and get the money. How old are you? You have a very good financial plan and you will 100% make it. Ignore all the bullshit and get rich quick garbage it's all a scam. Nothing wrong with crypto I have crypto as well but it is a very small % of my portfolio.

>>55782426
Yeah you absolutely could. I think the max is 50%. I would still have a roth IRA because when you start taking income from it, it will be tax free.

>>55776250
Not my kids not my problem

>>55782428
I'm 26, nearly 27.
>you will 100% make it
Thank you anon. What do you think "making it" would look like for me? Assuming I never build out a successful startup worst case
>Nothing wrong with crypto I have crypto as well but it is a very small % of my portfolio
Do you think it makes sense just going for high-risk positions if it's going to be small % or would this portion be the least risky crypto like BTC?

>>55782501
It's really hard to say without knowing income and amount yearly invested. You could get a rough idea with a investment calculator. Multiple millions easy.
As for crypto that is really up to you. I have mostly BTC but have fun buying and dumping shitcoins for quick profit as well. Just did a 14x on PEPEF. It's all money I consider already gone and just have fun seeing how much profit I can make.

>>55782532
Income is about $200k before taxes and I intend to make more income every year by just jumping between jobs and building out skills. Can easily invest $50k a year and maybe $100k if I put in a lot of overtime
>Just did a 14x on PEPEF. It's all money I consider already gone and just have fun seeing how much profit I can make.
Do you have a strategy for this? Or do you just sell when you feel like enough is enough? How do you figure out what's a descent shitcoin to trade?

>>55782628
It's all a crapshoot. Just buy and pray. As for profits I usually sell at 2x or 3x. I wouldbhave sold PEPEF sooner but I was busy and it pumped fast so when I saw the price I just dumped. Better to take some profits than ride it to 0.

>>55782782
Makes sense. So with $70k in the bank, would you just flat-out buy VTI or wait for a discount or follow a DCA strategy? I'm thinking also just keeping 6 months worth of expenses in the bank

>>55782893
That is entirely up to you. DCA would probably be the smartest way to do it. Trying to time a dip is just a gamble. Most definitely keep a 6 month emergency fund and keep it in a high yield savings.

>>55774070
20-30% of fuck all is still fuck all. Just be lucky and know people who know people who will give you a job

>>55773286
Rob jews>>55773276

>>55773289
>silver
Opinion discarded

>>55783058
>doesn't understand compounding interest

>>55778341
>Find a girl
Shiggy diggy

>>55774316
>bro just buy my worthless boomer bags that are all going to 0

>>55773154
real estate has brought wealth to people since 22,000 BC
"crypto" is a ponzi scheme

>>55781410
I would not lend my family a single fucking cent lmao, nor would I expect them to lend me any (because they are broke)

>>55778366
>in asset that can yield me quick bucks like XRP, LTC, NXRA, DUA
>XRP in lawsuit for 2 years
>finally win
>x2 bump that last 2 weeks before it starts dwindling down again
BAHAHAHAHAHA

>>55783082
I'd only have 150k after 15 years @ 5% compounding

>>55782893
I'm a poorfag (went bankrupt during covid due to divorce) but my sister and brother in law are both CFP's (and my friend's dad works for Nintendo). Their quick, easy answer for small fish investing (anything under like 7-8 figures) is basically VTI or other Vanguard bundle packages. I chose VTI, currently have about 75 shares I think.

>>55773629
this was my first thought. if you're an adult man asking 18 year olds how to make money then you're never gonna make it

>>55773154
Want a good investment?
Buy some land for your family to live on, buy a gun, buy a bible.

>>55783168
Get a better job, homie. That's abysmal.

>>55783082
Wrap your nude head around SpoolFi or Compound protocol to understand compounding interest...

>>55783340
Engineers barely get paid in my country

>>55778341
>Find a girl who has the same mindset and can match your savings
Literally impossible. Anyone with my mindset is dude with Asperger's.

>>55783106
Put a sock in it jeet. Btc has performed better than most of your fuckin real estate.

>>55781339
Crypto has made a lot of chads a fortune anon. Users can even earn passive income regardless of market conditions through staking and yield farming.

>>55773154
the most straight forward and practical way is to start a successful business. Just being a wagie and investing will get you nowhere, maybe you can net some pocket change from it but you will not become wealthy

Yeah, starting a business is hard, that's why most people are wagies, but there's no ceiling, you just keep scaling up then you are rich

>>55774949
>the global economy is driven by real tangible things
double triple synthetic tranches CDOs are very tangible, yes

>>55781324
based

>Security guard job whatever.
BRO JUST GET STABBED/SHOT BY TYRONE OVER A PAIR OF NIKES, FOR MINIMUM WAGE

>>55773348
>fucked over moving to pos
????

>>55781339
crypto is gambling, not investing

Acquire assets that will hold their value. Jewelry is a good start.

>>55773315
/thread
how was this not the first and only comment?