/biz/ - Business & Finance

>>55666115
Lol comparing inflation to a year where inflation was already high is a scam. It's not 'going down' it's just goy tier hoodwinking

>>55666121
explain. don't try to con me

>>55666115
it's just like shooting yourself with low caliber bullets to build up an immunity

>>55666115
Oh my sweet innocent child.
Inflation going down doesn’t mean prices go down. It means the speed in which prices continue to increase is now slower. Prices as a whole will never go down to 2020 levels. They will continue to rise, they just rise a little slower now.

>>55666126

Comparing this time last years figures compared to now and calculating that variance as inflation going 'down' is projecting a false scenario of things getting better.

Example If prices went up 10% last year and only 5% this year, it's still up 15%. Not only that, but things aren't '5%' better. They're 15% worse

>>55666115
printer goes brrrrrrrr
everyone is paid due to a loan upstream, which created 10x money supplly every thime you issue a loan

>>55666115
Things are still inflating just not as fast. You didn't think prices were going to reverse did you? lol lmao even

>>55666115
CPI basket is biased and has been changed multiple times.That said, inflation going down but still positive means prices are still going up just by less than they were before. Disinflation is not deflation. First derivative vs. second.

>>55666121
So are prices going down eventually or is it going to go back up?

>>55666148
***More than 15% worse sorry because you gotta compound that shit

>>55666162
Rising interest rates curbs spending which puts pressure on trade and leads to price competition which leads to lower prices, that's the gist.

>>55666165
Ok thanks, I'll wait a couple more weeks for groeceries than.

>>55666181
Always eat a protein bar or two while shopping. That will increase your protein/inflation ratio. It's what I have been doing for a good year now.

That's all from me, see you in the next thread anon, take care ~

>>55666115
Inflation is the rate of prices going up, the rate increases. Let me give a simple example.

Compare it to another “rate”. Speed, in the comparison we talk about miles instead of price.

Let’s assume you’re doing 50mph. In one hour, you will 50 miles ahead.

If you reduce your speed to 25mph, you have reduced speed (or inflation), but in another hour you’ll still be 25 miles (price) ahead.

To lower the price or miles travelled, you would need to actually be travelling at negative speed. This would be called deflation, negative inflation and that how you would get lower prices.

>>55666162
>are prices going down eventually
lmao bruh inflation would have to go negative (deflation) for prices to go down. it won't ever happen. the best you can hope for is prices won't continue to rise as quickly.

>>55666115
Because it's still inflation shitbrain. The value is still going down , but at a slower rate. Prices will never go lower.

>>55666115
>I'm sorry if this is a dumb question
It is and I accept your apology.

>>55666115
Reported for hate speech

so you're telling me dollar menus will never be a thing gain

I hate jews there I said it

>>55666115
Imagine the negro population increased in your town by 1.5% one year but only .75% the next. You still have to move. Make sense?

>>55666115
>quotes tv

Retard.

>>55666148
Anyone who doesn't understand this should just give up because you are ngmi.

>>55666136

Cant believe this didn't get more upvotes. You my kind sir have nailed it!

>>55666136
People still don’t know this? Lol

Fuckin biz what a joke of a site

>>55666115
Because for prices to go down inflation has to be negative a.k.a. deflation.

Prices only go up. They are still going up.

>>55666136
Yeah but if inflation is low enough then wage growth could make up for it

>>55666115
>why isn't speed going down when acceleration is half of what it was before
Anon I...

>>55666115
Prices never go down, it's built in to the system and is the core of capitalism (infinite growth). If you thought this was the worst I am very sorry for you.

>>55666902
I know..lol, all the rest of us knew this before Kindergarten, there are some stoopid people in this world. I'm glad you and I were literally born with all the knowledge in the world, instead of having to axe for it.

>>55666115
You're looking at the chart wrong. Those bars don't mean the sum total of inflation for year to date is that percentage, they mean that's the percent shit inflated that given month. The bars getting smaller just means the price rises by less each consecutive month. If we see real deflation (that line goes negative by double digit percentages for 6-12 months) I would be fucking amazed.

>>55666115
>inflation going down
>inflation
>inflation means prices are still rising
>they're just rising more slowly than they were before
Prices are still going up you dumbfuck as long as we have inflation. If we have -0.2 inflation then prices will go down - thats called "deflation". They'll never allow you that.

>>55666115
You need deflation to reverse inflation.

>>55666952
Pfffffffff
>”wage growth”
LOL LMAO

>>55666464
We're at the point where $3 is equivelant to $1

>>55666162
>>55666115
>>55666148

So let me get this straight

Example
>Price of milk $2
>10% inflation
>milk now $2.20
>5% inflation
>milk now $2.31
>3% inflation
>milk now $2.40

>Yay Inflation is over!!!
>Price of milk up 20%

Do they really

>>55667241
What happened in 1979-1980?

>>55666115
The damage is already done inflation just measures rate of change

this thread reminded me why i dont pay taxes and scam as much money from the gov as possible in minecraft ofcourse

>>55667256
https://wtfhappenedin1971.com/

>>55666115
>I'm sorry if this is a dumb question but why is everything still so expensive when inflation is actually going down?
>>>
I'm seeing prices actually beginning to fall. I'm in the EU and some of the foods I buy had prices lower on them as they overshot inflation for a while. Stuff like garlic breadcrumb chicken, butter. However people like OP who don't understand how price inflation works seem to think when inflation stops prices go back down which is not how it works at all. In fact price deflation is a disaster if actually widespread as it causing a deflationary recession which is historically catastrophic. The prices that have risen from core inflationary pressures on inputs like energy or increased monetary supply or velocity will stay. For example in nations that import food instead of exporting it, life is going to continue to suck because of Russia(Africa, middle east, SE Asia). Life will suck in China and Russia because they fucked themselves up and made everyone hate them(Russia completely, China bubble and investors leaving). Everywhere else should be fine (USA, EU G7). Inflation has been managed extremely well. The fed has played a perfect game with rate rises. Not just that but the ghost of negative rates are gone in the US and EU. The economies of the USA,/EU/G7 have not been in this strong a position for a long time

>>55667253
Are you retarded? Inflation ending does not mean prices come back down, it means they stop rising. Why are people so fucking stupid the last ten years? Instead of posting why don't you go and learn something about economics that is not from Russian propaganda economic doom youtube videos?

>>55667253
They really, really do. Wait till you learn about how the markets actually work, it's a fuckin' laugh riot when you get done getting drunk and crying afterwards.

>>55667312
Because americans are retarded subhumans.

>>55667241
Coincidentally, this is also when jews allowed women to enter the work force en masse diluting all markets just so they could harvest more taxes and start producing more unnecessary products women could buy.
Behind it all is the jews of course but it's women who are obediently serving and the simps who enable them.

>>55667324
Do you really believe this schitzobabble you spray? Are you brown?

>>55667131
NO YOU FUCKING RETARD, YOU SHOULD JUST BE ABLE TO FIGURE OUT YEAR OVER YEAR INFLATION BY MERELY CALCULATING LAST YEARS PRICE+THIS YEAR'S RATE OF INFLATION AND THEN REALIZING IT'S NOT THE SAME AS IT WAS IN 2019.

>>55667329
I'm whiter than you and I don't see you bringing up any reasonable counter-arguments, except pointing your greasy fingers at your shitskin.

>>55667322
>>55667312
>Why are people so fucking stupid the last ten years?
Personally I attribute it to vermin from the turd world like India and South Africa Pakistan etc and shithole dictatorships like Russia China and Iran Syria and the clown countries finally getting mobiles to see the internet from and show how retarded they are and why they are poor. It would be nice to have a two tier internet, one for the USA/EU/G7 and then a second 'brown' one for the rest.

3% inflation is still inflation

>>55667342
There is n o counter argument to schitzobabble because iots nonsensical to begin with. If you truly believe what you posted you are either retarded or brain broken. Give me your 'counter argument' to pic related. You even think in terms of argument instead of conversation. You seem very brown, 80 IQ manybe you are just a tard.

>>55667345
>3% inflation is still inflation
There has to be some inflation and corresponding increase in monetary supply as long as there is population growth.

>>55667303
Jerome staying the course is the single only reason why I have hope for the future of economics and monetary policy and thus the world.

>>55667365
he seems to have done a good job. I'm sitting here every day going they have done it, they eliminated negative bond yields and walked away laughing. Never have the USA/EU/G7 been in better economic health in the last 25 years

>>55667363
Yeah but typically you want inflation under GDP growth so you can still keep servicing your debts without going in the hole. GDP has been negative for about the last year and inflation has been hot although well managed, and while that's far from being the end of the world right now it would rapidly start sucking ass if it continued for another year or two.

>>55666115
The USD was devalued. This is the new price floor. We were basically robbed guys.

>>55667379
Disarmed a fucking nuke with some toenail clippers, yeah.

>>55667384
3% was always an ideal. Its going to fluctuate either side. I still am awestruck to actually see how well the USA and EU tuned their situation around. At one point I thought negative rates were going to rip the civilisations apart eventually but a quick lash of inflation and some interest rate hikes and its looking rosy.

>>55667392
Not just that but the banks are well capitalised and liquid, personal debt is bearable, inflation is under control, negative rates gone, no market crash, employment is great. 10/10. Could not have done a better job

>>55667359
You're way too obsessed with browness, I'll chalk that up to inferiority complex which proves that you're indeed the person of ethnicity here, Rajish.
And again, waiting for you to refute any of the existing statistics and materials, you smelly basterd bitch.
https://www.propelhr.com/blog/women-in-the-workforce-1970s-a-decade-of-change-for-women

>>55667322
But do they have gold in their heads ?
That's the question, Brodrake

>>55667365
This

>>55667415
>>55667379
Soft Lander.
The doomer podcast economists stay seething

>>55667312
>>55667329

Are you okay angry anon? I was just explaining to OP why prices don’t “come down” and why they will remain elevated, but at a slower rate.

You seem quite irate. Maybe its time to log off the channel and relax. Getting so angry at strangers online that you misread and misinterpret posts and then lash out is a good sign you should turn the computer off.

Its funny the people who tend to call others schizos tend to be the most schizo themselves
Take your meds boy.

>>55667420
I find brown people on the internet in the majority to come from the third world and suffer from low intelligence possibly because of childhood malnutrition or lack of access to children's healthcare or maternal healthcare, poor water quality, disease etc. At this stage I think the solution is just to kill them all (also Russians and similar failed states). No point in having nuclear weapons if you don't use them occasionally. I would be delighted to see Pakistan, India, China etc nuke each other but frying Russia would be a good start, quality of posting would improve immeasurably. Your link has nothing to do with jews, you are just a cheap worthless schitzo weak brain who drank too deep from the tard cup of /pol/,

>>55667443
Seething brownoid

>>55667445
Meds, don’t forget them. Take them and take a nap.

Maybe go touch some grass

This anger is not healthy for you .

>>55667453

>Seething brownoid

>>55667450
>>55667455
12pbtid
All angry raging essays

Yea im the one “seething”

Just a reminder tk take your meds

>>55666115
Iminflation going down just means prices won't continue to go up as much. Prices don't go down from here. Enjoy your new normal and don't forget to tio

>>55667445
Stop with the self-loathing Rajish, it's bad for your..skin heh.

>>55666115
Inflation isn't The price of goods and services, inflation is the rate of change of the price of goods and services. The prices of goods and services don't need to drop for inflation to decrease, they just have to stop rising as quickly.

Don't feel bad about it, sometimes my brain automatically gets stuck there too. It's kind of like the difference between velocity and acceleration.

At the same time, this is probably why all the chuds don't understand that inflation has improved dramatically and think the news is lying to them because the price of tendies hasn't gone down

>>55667415
My only niggling caveat in everything you said is the personal debt-load, that was getting pretty damn high for a hot minute before it started correcting course back down to the upper range of sane-ish. But yeah otherwise I was expecting the same as you, everything getting super fucked up, and it's nice to see that's not the case. I'm sure rates will stay high well longer than anyone that got hooked on the QE tiddy would like but that's a small price to pay to avoid collapse.

>>55667498
People confuse sum total inflation across a given period of time with the month-over-month CPI calculations all the time. Yes inflation is down this month and prices are still 1.5x what you were paying a year ago and 30x what you would've paid in the 1920's is a hard pill for most to swallow.

>>55666115
They're lying about the inflation numbers to give the democrats a glimmer of hope in the coming elections.
Also
TPTB are killing fiat by milking it for the last few drops before going to CBDC's
My hypothesis is that they'll allow payments for both CBDC and fiat but where the price of goods in CBDC remains flat and low, the price in fiat will continue to rise leading people to voluntarily make the switch over

>>55667587
Sounds like schizodoomer permabear babble to me, unfucking bonds so they didn't rape the world to death was a pretty big accomplishment. Otherwise I might still lend some credence to your theory.

>>55666115
Because in order for it to become cheaper inflation would need to become negative.
>>55667253
Yeah, they really do
>>55667312
>sperging out because of someone's explanation of how other people interpret inflation

>>55666115
There is nothing you can do about it

>>55667253
>>Yay Inflation is over!!!
>>Price of milk up 20%
>Do they really

yes, we literally need negative inflation % (deflation) to get prices back to pre-covid. Deflation is bad for the (((economy))) so it'll never happen

>>55666115
they're just trying to psyop you into spending more

Even with 3 percent inflation every year that's 2.43x more in 30y. So at 60 most of you will need 120k a year just to buy what you already buy with 50k today. If you're lucky to get to your late 80s you'll need almost 300k a year just to keep up.

Sleep tight

>>55670529
I need a 10x so bad it’s unreal

>>55667415
>the banks are well capitalised and liquid
regional banks have huge exposure to commercial real estate and duration mismatches, the whole thing is a house of cards on the brink. right now reminds me exacly of the period right before lehman brothers failed. things can change very fast.

>>55666115
Just because the increase is smaller doesn't mean that things are less expensive. The average person is an idiot who has no business voting, and won't understand that chart.

>>55666952
I want to give you a hug

How stupid are normies to believe that kind of crap? Literal high school level economics

>>55666148
>>55666164
>>55666890
>>55667253
the price in year T-1 is 100
using the 10% inflation rate from the previous year (T-1), the price in year T-0 would be:

price in year T-0 = price in year T-1 * (1 + 0.10) = 100 * 1.10 = 110

using the 5% inflation rate for the current year, the inflation-adjusted price for year T-0 would be:

Inflation-adjusted price for Year T-0 = price in year T-1 * (1 + 0.05) = 100 * 1.05 = 105

calculate the cumulative inflation rate:

cumulative inflation rate = ((105 - 100) / 100) * 100 = 5%

>>55667445
Russia is going to annex 404

>>55666115
Year over year damage. Inflation is going down from last year but that just means that this year's prices are only slightly higher than last year. God damn there are so many retards on this board

>>55671265
this

>>55666115
>>55666121
you have low IQ

>>55666902
It's basic calculus that people say high school students need anymore

>>55666115
>why is everything still so expensive when inflation is actually going down?
Why is the car still speeding up when I am not pressing the gas pedal as hard as I was before?

>>55667268
nigga you blind ?
you went back 9+ years

>>55666115
>tv news

>>55667089
I think the infinite growth meme is more from Keynsian economics than capitalism

>>55667322
I'm in my first longterm relationship where I'm having to explain economics to my gf. Its quite the blackpill to try to get women to understand these things, and this chart is so unsurprising.

>>55666115
Inflation going down is like acceleration going down. It doesnt mean youre slowing down, only accelerating less rapidly.

>>55667399
>>55667415
Quality bait.

>>55667253
>Do they really
No, it's just you being too retarded to learn a simple definition.

>>55666115
It's not going down. It's decreasing in the rate it's increasing.

>>55672638
take your meds 80iq schizo retard

>>55666165
>>55666181
except for stop and shop, eggs are fucking, 5.99$ for a dozen.

>>55667131
You're just really dumb dude. This is a highschool level concept.

>>55667256
Opening up of china was completed and outsourcing began. Simple supply and demand, hundreds of millions of workers working for pennies a day crushed the labor market

>>55672926
salve labor production prices also deflated local wages in the USA by dropping the price of basically every manufactured plastic crap we import

>>55667253
You want to check the Consumer price index, which is way up and never coming down. Inflation is also NOT coming down the FED just hiked rates, nothing of value was done really, and the dollar is only strong on other, more inflationary currencies. It's global 2008, don't listen to the left on economic matters

>>55666952
>if
Yes.

>>55666115
Look up what inflation is then get back to us.

>>55672948
Yes. The volcker shocks also aided in this by crushing exports and thus domestic production

>>55666115
Inflation isnt reversing its just not increasing by as much as it was the month before, its still increasing each month lol. We still inflated 3% more last month than we were the month before.

They put these graphs out because they know 95% of the population is like you and will interperet the data wrong, and they do it on purpose to make you feel like its going well.


"I was shot 3 times in June, as compared to 4 times in May, how come there's still bullets in me? Why does everything still hurt?" Meanwhile nobody has taken a single bullet out of your body for the past 3 years and you're being shot multiple times a month.

>>55666115
the rate of increase in inflation is decreasing. why are normies so fucking stupid they can't interpret this graph? inflation is still increasing just less than before.

>>55666115
Inflation is going down. Prices have not gone down. Inflation would have to go negative for prices to go down.

>>55672966
>inflation is like being shot
Do monetarists really

>>55666115
is this a serious question?

>>55666162

Prices going down would be the boomer's apocalypse. Everything must go up up up forever. They just want it to go up slower.

Prices and consumer commodity sizes will never be at 2019 levels again. (((They))) make sure never to waste a crisis.

>>55672968
but that's wrong. Inflation is decreasing. The amount of inflation is less than it was before. Prices are still increasing, but less than before.

>>55673075
yep shrinkflation is where (((they))) get you

>>55672968
>why are normies so fucking stupid
Because they failed high school math. "Why do I need to learn this? I'm never going to use it." People don't realize why this stuff is important until it's too late. Anyone here with kids, make sure they do well in school, otherwise they are bound to be fucked for life.

>>55667322
Can't women just pay student debt with working at OnlyFans?

>>55673075
Those are literally two different products that existed BEFORE 2020. It's not like you can't buy the one above anymore.

>>55667263
how

>>55667256
I'm sure there are compounding factors but stock buybacks were legalized in 82.

>>55666115
3% inflation is still inflation. Prices are still going up, month after month.

>>55671439
The effects of policies in 1971 took nearly a decade to kick in, and then exploded afterwards. What happened in 1980 was set in motion a decade prior.

>>55666115
OK so imagine something costs $10 on year 0, 2% inflation per year is the normal in developed countries
>Year 1 it's now costs $10.20
>Year 2, $10.40
>Year 3, $10.61
OH SHIT SUDDENLY INFLATION'S 10% FOR ONE YEAR
>Year 4, $11.67
OH SHIT INFLATION'S BACK TO NORMAL AGAIN, 2% MOTHERFUCKER
>Year 5, $11.91
>Year 6, $12.14

There's still inflation happening so prices will continue to go up, unless deflation happens (which is honestly worse for a number of reasons) prices won't return to normal. Generally speaking after a sudden spike in inflation it takes 3 - 5 years for wages to catch up to the point that prices feel "normal" again, so things are likely going to feel relatively expensive until sometime around 2026 - 2028. At least assuming wage growth lagging inflation keeps to the historical norm.

>>55666115
Inflation is still going up and that's why things are still expensive.
What I do now is shop with CryptMi crypto card which offers cashback that can be used in any store and this is what helps me to spend less

>>55673171
Some of them do this already but it's despicable

>>55666115
Because it isn't going down, and it never will until the dementia patient is gone.

>>55671300
your autistic presentation is not attractive enough to bother deciphering

>>55666115
because none of those numbers are negative

>>55674148
No what I mean is that inflation could have been 9% this month, but it was only 3% which means we saved 6% in inflation which is a good thing?

>>55666162
LOL
LMAO

>>55666126
https://m.youtube.com/watch?v=XRThSRG4Tyo&pp=ygUZaW5mbGF0aW9uIGJvdHRvbXMgaW4ganVuZQ%3D%3D

>>55666115
printing money dilutes buying power. numbers go up like prices and wages but your fiat units buy fewer things

>>55666115
Because prices going down requires deflation

>>55667303
>The economies of the USA/EU/G7 have not been in this strong a position for a long time
EU is in recession, record inflation, mass deindustrialization. Not to mention the millions of refugees

>>55666162
when in your life have you ever seen things get CHEAPER? This is the new normal, if we're lucky prices will only climb 2-3% a year from here, which won't happen with the coming crisis

>>55667089
retard alert check what happened in capitalist japan

>>55666115
inflation is not going down,inflation is slowing down: that means it still going up but at a slower pace.

Things are still getting more expensive but slower.

>>55673500
>deflation happens (which is honestly worse for a number of reasons)
I'm sure you can elaborate how bad deflation is and how it's just so much worse than inflation.
Tell us.

>>55666115
its incredibly people as dumb as you can even breathe

>>55666162
holy fuck the more you post the more of a retard you are

>>55674535
People will hoard money
Inflation is lubrication

>>55671963
Short busser

>>55666121
/thread

>>55667253
Yes actually. They want 2% inflation which means prices still rise 2%. Not that prices come back down.

>>55667384
>well managed


Fuck you, you fucking normie tech nigger faggot dumb moron.

>>55674535
People don't want to spend money when they feel that its value can increase in the near term, this also applies to banks and major companies. The more money horded the less money gets moved around, leading to more hoarding, leading to more deflation, leading to more hoarding, etc., in a viscous cycle that gradually destroys the economy until at least mild inflation can be re-introduced.

>>55667415
You are the dumbest niggers on the planet.

>>55666899
this. all my this good sir, tipped fedora heckin good boi

>>55672136
Truly.

>>55666126
Think compound interest, I'd explain it further but 90% of the posts here are 1pbtid "please explain XD" posts

>>55666148
>>55666148
>>55666148
>>55666148

/thread

>>55666115
prices won't fall. there is no going back

>>55667303
>Inflation has been managed extremely well. The fed has played a perfect game with rate rises. Not just that but the ghost of negative rates are gone in the US and EU. The economies of the USA,/EU/G7 have not been in this strong a position for a long time
HAHAHAHAA
if you live in la-la-land, sure. but people are poorer than they were, wages haven't kept up with inflation

>>55667535
>My only niggling caveat in everything you said is the personal debt-load, that was getting pretty damn high for a hot minute before it started correcting course back down to the upper range of sane-ish.
no idea about europe, but that happened because of monetary help during covid. that stopped and people are getting more and more indebted due to inflation.

is the only winning move with these high ass levels of inflation to have a business or out trade it?

>>55666952
>could
You could win the lottery 50 times in a row too.