/biz/ - Business & Finance

>>55202076
Those are males you trapping nigger!
Didnt read btw.

>>55202076
Left > right
Don't @ me

>>55202076
cant believe the fat incel that made that caption kek

girls with tattoos are cute

as long as its small things like hearts on a subtle place, obviously not anything in your face

>>55202076
yeh. gotta spend money to make money and you can't spend no money if you don't have any.

>>55202093
Bro the habsburg family already collapsed

>>55202076
How can you give me advice when you can’t even fucking speak English LOL

>>55202088
>>55202093
>>55202109
>>55202118
goddamnit guys. that aint the point

>>55202126
i am asking for advice here you bantu nigger mongoloid hybrid.

>>55202093
this is objectively correct

>incredibly lucky
the amount of luck you need decreases with iq

the fact is if you're not rich after the past decade you only have your genetics to blame.

>>55202109
the only thing wrong with the caption is that real men never care about a woman's financials

>>55202140
i dont want to waste time with blaming myself and pondering on how fucked i am. So i still hunt for advice on what should be the next step.

>>55202076
in 2023 an adult woman being "debt free" (didn't go to university) correlates with being stupid. Being an adult female virgin in 2023 means there is something extremely wrong with her mentally or physically.

why would I want to marry an ugly retard who will give me ugly retard children?

>>55202076
Man I got everything pic related with my current gf but she’s Latina

What do

>>55202169
i dont fucking know man. but thats not the point of this post im afraid.

I am not a retard like you OP.
>you
Is not applicable to me. Only to (you)
Simply stop spending and you will accumulate a decent pool which can then be used as you see fit by applying various investment strategies suited to your own timelines and desired returns. There are so many options in tradfi alone before you even get into the protocols available with defi.
DYOR and think for yourself or you'll lose any profit you gain anyway because you have not developed the necessary pathways and chemical balances needed to sustain the profit.
But you will not because you simply want me to reveal my strategies so you can copy/sabotage them for your own benefit or dismiss them as inapplicable to you so that you can continue justifying the continue belief in the false premises you purported in your post.
I will not help you anymore than this. Because help is wasteful and counterproductive if not applied with caution.
If this is not the help you seek, beg harder and elsewhere.
>>55202076
>>55202109
Samefag, either in fact or metaphorically.
Irrelevant opinions are irrelevant and gay.
Yours are not superior to anothers because they are all equally fiction subject to change by future perceptions.

>>55202180
i am not begging, i am asking for advice you imbecile motherfucker. You literally wasted your own time, and my time with your dumb shit response. Write something useful or fuck off.

>>55202169
Education level doesn't equate to intelligence, fucking faggot.
Body count doesn't equate to attractiveness, fucking faggot.

>rejects advice and objectivity
The predicted reply.
>You literally wasted your own time, and my time with your dumb shit request
A lesson for you if you had the wits for it.
Take your own advice and stop wasting your own time.
Do something productive instead of begging for handouts that you will waste because you have a poor mentality.

>>55202109
>girls with tattoos are cute
>girls who fall for masculine behaviors are cute
You just might be gay

>>55202235
aight. Thank you Mr.Buffet.

>>55202109
girls with tatoos have poor decision making, bad impulse control and follow-the-herd mentality
hence they're good for hookups and bad for relationships

>>55202076
>You are not able to become rich, without already having significant money, or getting money from family side or getting incredibly lucky.
FALSE.
Grew up poor single mum.
Now on my way to $100 million.

>So how did you manage to make money and break the poor barrier ? Thats the new goal.
there are loads of ways to raise capital.
You can get a money partner.
An angle investor.
Crowd funding.

A profitable enough deal will in fact fund completely fund its self based on its feasibility with a commercial lender

When you drop ship you dont even pay for the goods until you already receive the sale.

When you provide a valuable service, you can have clients paying you thousands up front.

Etc etc

>>55202109
>girls with tattoos are cute
they are disgusting whores and massive red flag.

>>55202076
>You are not able to become rich, without already having significant money, or getting money from family side or getting incredibly lucky.
FALSE.
Grew up poor single mum.
Now on my way to $100 million.

>So how did you manage to make money and break the poor barrier ? Thats the new goal.
there are loads of ways to raise capital.
You can get a money partner.
An angel investor.
Crowd funding.

A profitable enough deal will in fact fund completely fund its self based on its feasibility with a commercial lender

When you drop ship you dont even pay for the goods until you already receive the sale.

When you provide a valuable service, you can have clients paying you thousands up front.

Etc etc

>>55202109
>girls with tattoos are cute
they are disgusting whores and massive red flag.

>>55202334
Just 2 quick questions.
What would you call a valuable service, which actually worth thousands?
When you decided to act and start to find opportunity to make money, what was your first step ?

>>55202076
if I can survive and feed my cat I think I'm ok, I mean, I have to work 2 jobs for this but the responsibility I feel for la creatura is stronger, plus I have a plan b with CROOGE, I just have to wait for its release

>>55202441
I understand you. I work in construction industry and as a janitor after. But i want a little more from life, not much just a little more.

>>55202381
>What would you call a valuable service, which actually worth thousands
Digital Marketing consultant
Cloud/IT/Software/Security consultant
Property Development consultant or Site Acquisition
Business consultant
Coaching/Mentoring

>When you decided to act and start to find opportunity to make money, what was your first step ?
Learn from those already crushing it in their field.
Emulate success.

>>55202093
You're sick... SICK
DIE DIE DIE
it's obviously: Left<right

Here is something for you to consider,

There are funds out there with BILLIONS looking to invest in mediocre yields to put peoples retirement money. All you have to do is put together a deal that meets their risk profile and return 6% and they eat it up.

For example, I was at a conference last weekend and talking to a guy about a deal hes working on. And he has the option on a site that he can sell to one of these funds for $20 million, and should net $4 mil profit in one deal.

>>55202076
Incorrect thinking. This is true DURING A CYCLE, but when a cycle CHANGES, massive wealth transfers can happen. This is why crypto and precious metals (and commodities, in general) are things to look out for. Just realise how the world really operates, i.e. not how it seems to be, and try not to be naive or idealistic about things. An can't know everything, but they know a lot. Signs and Symbols rule the world, not Words or Laws. This is an opportunity for the focused schizo.

>>55202527
>An can't know everything
*An outsider

>>55202076
>You are not able to become rich, without already having significant money, or getting money from family side or getting incredibly lucky.
We missed one out there didn't we.

>>55202088
you are jew psyop

>>55202467
>>55202512
Thank you for your replies,
I will do some research and see if i do possess the brain to improve in one of these fields. Thank you for the tip too will look around and try.

>>55202109
ask me how I know that you're an american with that inbred/meth-junkie physiognomy

>>55202527
Im not gonna lie, i understand what you wrote but i dont know what do you mean.

>>55202076
I know plenty of people that have achieved significant success without having the advantages in life that you think they had, I also know people with lots of advantage that have had to work hard but the path was laid out in front of them from day 1. That's the only difference: being shown the path vs finding it (guess which one is more fulfilling)

Escaping poverty is literally as simple as:
>objectively look at your natural advantages (can be as simple as knowing 2 languages, living in a city, etc.), background and interest to determine viable paths for your circumstance
>acquire skills that are in demand for the market
This requires sufficient IQ to be able to see things from a non-self POV. Observing and understanding what other people need and where the money is.

This also requires sufficient discipline to be able to build said skill. This might be through academic endeavours (at least to start) or through non-academic endeavours
>create value skew and deliver over a prolonged period of time
That's all you need to be rich
>scalability, what's the maximum impact of the idea
This determines whether the number ends up being $1M, $10M or $100M but the steps before are all the same

A sense of self-ownership, resourcefulness and sufficient IQ to be able to execute a plan over 5-10 years is all you need. It's not easy, that's the fucking point, but it's doable. If you have a good credentials as >>55202378 says raising capital is the easiest part. People will kill for a 20% ROI and a good business will offer way more than that.

All hard working men that are not alcoholics or junkies DESERVE a virgin wife from society.
There is absolutely no point as a man to work hard and contribute if you do not have a wife.
Absolutely ZERO.
So I will not contribute. I got my own apartment my parents paid for.
I will not contribute with rent.
I will literally just slack off at every job I have until I get fired. If I work 3 months per year I can survive an entire year food is extremely cheap, utilities are close to 0 the only electricity I use is my phone and LED bulbs. The only water I use is drinking water.
You can also reduce propriety taxes and other taxes close to 0 if you move to the countryside but I am too lazy for that.
Oh alcohol is cheap too.
There is NO REASON to work if you don't get a virgin wife.
If I have an emergency I can ask my parents for money.

>>55202527
>but when a cycle CHANGES, massive wealth transfers can happen
this is true.
Fortunes are made in collapses.
There will be a coming opportunity for those who are prepared to pickup assets for pennies on the dollar.

>Deutsche expects default rates to peak in the fourth quarter of next year. It forecast peak default rates to reach 9% for U.S. high-yield debt, 11.3% for U.S. loans,
>The estimate for a U.S. loan peak default rate of 11.3% would be a near all-time high, compared to a peak of 12% during the 2007-2008 global financial crisis
And personally, i think the bank is down playing the numbers to not trigger a panic. Its gonna be worse than 2008 IMO

https://www.reuters.com/markets/default-wave-imminent-will-peak-2024-deutsche-bank-2023-05-31/

>>55202581
basically buying up shit cheap after to economic collapse.
>"but i dont have money to buy all those cheap assets"
>"i cant get finance in the collapse because no one is lending"
This is where you can get clever, and take over mortgage of people about to lose their home.
For example, when housing market collapses, and people are trapped in homes with negative equity they cant sell. You can buy them out very cheaply (maybe $1000 to help them move) and save their credit by taking over their mortgage repayments. You then rent out their property to cover the mortgage, then refinance it in a few years once the market recovers. When that happens the sellers debt is wiped and has perfect credit.

You have to use some advanced techniques to secure the property, like an option, and a limit power of attorney to have the right to deal with the bank in regards to their loan. Im personally gearing up to do a bunch of these if the reserve bank keep raising rates (they just did again today the cunts)

I literally just get a new job and when training ends I immediately start using my paid leave by making bullshit reasons.
Once that is over I just slack off as much as possible.
Usually 3-4 months have passed by the time the employer normalfag piece of shit realizes I'm just leeching from his shit company.
By that time it is too late I have already made my 1+ year money and he/she can suck my dick.

Oh and if it's a woman I'm leeching from or a feyyymale manager I'm making life harder for even better.
I hate women so much it's unreal. Imagine being emasculated enough to take orders from a woman. Pathetic.

>>55202076
incels prefer virgins so they don’t look like they’re bad in bed like the tiny penis mommy issue little insecure entitled whinging fucks that they are

>>55202654
imagine being this autistic

>>55202669
>caring about being bad in bed
did i cum? then it was good. who cares what women think. lmao. spend enough time with the same woman and you wont even want to fuck her.

>>55202596
good post.

>>55202685
women talk, your reputation will be mud and you’ll get zero pussy lol. you hate women so much yet you spend every day obsessing over them

>>55202596
Thank you for your detailed reply, it is useful!
It may be actually just some line of text but actually makes me think.

>>55202622
Thank you for taking your time and explaining me! On the second part, about how to take advantage of the situation, It is absolutely logic and i really do understand, but i have a question. How do you know how to proceed on for example on this exact scenario ? I mean starting with paperwork and then talk to a lawyer etc. How someone can learn the process without guidance ? Is it trial and error while considering the fact that if you make a mistake you will receive a fine ?

>>55202725
>women talk
who cares.
>every day obsessing over them
i got one sleeping behind me right now. i can barely tolerate her, fucked her maybe 3 times in the past 2 months. theyre a meme.

thankfully not everyone on biz is an incel, don’t get why these fucks constantly spam a business board with their self-loathing

>>55202644
>>55202654
>>55202669
>>55202675
>>55202685
>>55202725

>i deserve/i blame
Fictional and unproductive mental exercises only serving to waste time and generate inapplicable feelings.
If you want a virgin wife, or anything at all, seek.
No one will give it to you. It will not pesent itself to you. No matter how many fingers you point, or how unjust you proclaim your experience to be, this will not change.
This is not an argument against yours, it is only an observation on the reality that your argument is an irrelevant distraction to the process of obtaining what you are arguing for.

>>55202742
you sure you’re not gay bro?

>>55202750
no because im attracted to other women. like i said, you spend enough time with one and you lose interest in them, get annoyed by their retarded brains and shitty childlike behavior, and fantasize about smashing their face in with a claw hammer or squeezing their delicate little throat and choking them until they turn blue and die from oxygen deprivation.

>>55202669
>female virginity prized for all of human history
So by your logical, all men for 1000's of years were worried about being bad in bed like the tiny penis mommy issue little insecure entitled whinging fucks ?

Laughable.
No ones ever valued roasties, and they never will.

>>55202076
>debt-free
Gotta be bait. Who gives a fuck if she has debt?

>>55202792
If she has debt she probably went to college: she a hoe

>>55202109
I haven’t seen a good rebuttal to this image yet because it’s completely true.

>>55202731
>How someone can learn the process without guidance ?
like i said, you learn from people doing it. emulate success.
>Is it trial and error while considering the fact that if you make a mistake you will receive a fine ?
if you fuck up the contracts, they could either take back the property, or mess with the loan on the property.

A guy in the US in this field i learned a lot from is called "Phill Grove"
And Australian couple i also learned a lot from are called "David & Julie Siacci". Another is Dominique Grubisa.

I dont know if any of these people still sell their courses because i got them quite a while back. But their systems included the how to, the legal contract templates, etc

>>55202076
what is the sauce for this image? Plz tell me it's porn

>>55202309
Let's be honest though, there aren't many quality guys worth marrying. Usually the woman ends up working anyway.

>>55202609
Don't be salty you can't afford a decent woman. Only 20% of males throughout history got to breed at all.

>>55202747
All men who work and contribute to society deserve virgin pussy. Shut the fuck up with your feminist nonsense.
Everything you believe about relationships was invented in the last 200 years you historically illiterate chimp.
It's literally social engineering.

>>55202969
This is nonsense and I'm tired of refuting this stupid feminist propaganda made to pacify incels
>hurrr durrr it's the best time in history to be a male
Why don't you open up a book you historylet chimp. According to your retarded beliefs 80% of medieval peasants didn't have wives.
Well guess what you retarded shit for brains, the vast majority of them did. The lowest fucking scum in society had wives only complete drunkards and crazies were outcasts and isolated from society.
You had to literally be a beggar to not have a wife.

Only hobos and junkies should not have wives in today's society. PERIOD. The fact that so many working class men have no prospects of ever starting a family is insane. It's complete feminist nonsense.
Fuck society do not contribute if you are a virgin and you contribute you are a cuck.

>>55202076
what an idiotic premise
you are either rich or poor? there is nothing in between? what is the goal again?

>>55202076
I grew up Kensington, Liverpool; in a council house where we had a pay-as-you-go electricity box outside that my parents regularly neglected to top up.
Now I own my own home in Kensington, London and I drive an RS8. Don't shit on hard work simply because you are a failure, anon.
What appears to be luck to you, is often significant effort and skill in reality. This is something you may never realise.

>>55202076
I just went to university, got work experience for course credits, got a graduate job at a fortune 500 bank and got promoted a couple times. Unironically took like 6 years total. Make more than I ever have in my life, could get promoted again but I'd have to do a bunch of tard wrangling and accounting, and I'd have to go into the office at least half the week for the promotion role.
Just pick a career path or set of similar careers, make a plan and ensure it includes getting industry experience before you graduate. I literally started with nothing from age 15 onwards, just plan.
And apply for scholarships and extensions and lobby for opportunities.

>>55202076
It’s easy to get rich if you spend 20-30 years cultivating a valuable skill. You just don’t want to do that.

>>55202076
>So how did you manage to make money and break the poor barrier ? Thats the new goal.
Once I was in a situation where I had income that was usable for investment, I wasn't poor.
Odd how that works, isn't it?

>>55203102
All this shit and most people browsing this site could still not get a woman to give them the time of day.
What's the point? To buy a shitty sports car? I'd rather just fuck with female managers and make their lives harder and make them look retarded to their bosses for hiring me.

>>55203011
or Sir Isaac Newton

>>55203058
Nice neighborhood.

>>55202169
>Being an adult female virgin in 2023 means there is something extremely wrong with her mentally or physically.
there are a many 18 year old virgin girls

>>55202228
>Education level doesn't equate to intelligence, fucking faggot.

something a schizo 4channer would say yeah

Are you really gonna do that, anon? Engage with a doomer thread?

>>55202596
Just show me the fucking path I don't need to waste my best years trying to find shit when others already have the answer and just don't want to share fuck off

>>55202792
I'm not taking on extra burden no woman is worth another lump of student debt especially if the degree is in something worthless like gender studies.

>>55202076
>how did you manage to make money and break the poor barrier ? Thats the new goal.
How do the successful people do it? Nepotism. Do business with people you know whenever possible. Your friends, your family.

More specifically, be a reliable person. In whatever you do, be reliable. That's the foundation. Have something you can offer to other people and be reliable in doing it so that they know they can rely on you for it instead of going to someone else.

Similarly, think about what you can reliably get from people you know or who are at least like minded or local and deal with those people whenever possible.

This doesn't get rich quick but it helps the network of people you deal with to prosper.

A Chinese girl I dated told me she couldn't bring Americans to meet her friends for dinner because Americans didn't understand that you support your friends above all. That means you go to dinner and someone asks you for a referral somewhere? You do it.

For some reason Americans think nepotism is evil when it's really just the natural way of human behavior. Notice even in America all the successful people practice it. The poor public get mad about it but there's a reason they're poor.

>feminist nonsense
>simple logic
I'm not arguing against your argument as i said. I am not disagreeing with it. I am not even questioning it. If you fail to comprehend this, then work on your literacy.
I am simply pointing out that no amount of arguing for your viewpoint here is going to further your goal as there is no one here who can give you what you 'deserve' and there is also no female virgins here awaiting your proposal.
You're pissing into the wind.

>>55202175
keep her away from social media for one thing

>>55202792
true for pump and dump
debt is a huge factor if you're going to be serious with her though

>>55203844
The path gets closed as soon as normies know about it and use it. Or profits simply recede and everyone remains poor.
If you're not willing put effort in to look, or just smart enough to see, then you have been filtered.
Rightfully so too as you would just ruin it for everyone by telling everyone you know or succeeding and then wasting away your success, likely blaming others for your wastage.
As you are doing now.

>>55203985
>The path gets closed as soon as normies know about it and use it. Or profits simply recede and everyone remains poor
Sad but true. Every path is like a goldmine or an oil field. Once people know about, it gets drained. Someone can only openly share a specific path by destroying it. If someone does share a path in the open then you need to consider why exactly they'd be doing that.

>>55202175
Marry her.

>>55203985
>>55204020
kys larpers trying to pretend that you're above anyone else

>>55204232
Ooooh I found a magical path in the forest which leads to bountiful fields filled with hot sexy virgins, but I wont tell where it is aha because it's so unique and special and I'm the only one with the capacity to think of it :)

>>55204232
>>55204366
Just look at anyone who explains how they started a business on twitter. Soon after they get several new competitors in their niche, some of whom basically clone their product.

>>55203844
look here faggot, it isn't about "finding" shit. It's about creating something new for the market. It doesn't have to be totally novel, just new to whatever market you are serving.

You are missing entirely the point here. I hope it's because you are inexperienced rather than stupid, I can give you 100 examples but use your brain to think of what you are interested in and find something that is achievable to get started and get some experience and money.

Friend of mine has a small falafel kiosk, best falafel I've ever eaten and has a huge following. He sells around 400 a day for 8.50 a pop. He does this 4 days a week. Assuming he takes 6 weeks off a year that's 600k+ of revenue. Assume 30% margin 200k ain't bad for 4 days work and a day of prep. Could he scale to 10 of these kiosks? Maybe. Does he want to? Probably not.

Are you going to start doing falafel? Probably not. There are billions of examples online or IRL of people starting their own thing so look around and jump into it rather than asking strangers on 4chan to spoonfeed you ideas to make you a millionaire.

When you have money, you suddenly have way more options and start being able to play a different game, until then just figure out how to get to step 1.

>>55202109
Half strawman, half this but unironically.

>>55202908
>rebuttal on a silly internet image
Because you’re a retarded loser*

>>55202768
False. Only religious nutters/cultists prized it, then forced their ideology onto the rest of the population as they happened to get into power.

Marriage historically was society’s way of forcing a man to provide for his children, not run off like a lil pussy.

>>55202763
Way to naturally select yourself away from the gene pool

>>55202768
Major fucking cope, lol. I know plenty of guys who adore their women. And their women adore them back. Just admit you’re a bitter, mentally stunted incel. Admitting you have a problem is the first step

>>55202669
>>55202675
>>55202744
>>55204863
>>55204875
>>55204902
complete faggot

>>55202669
>incels
You will never be a woman. Stop projecting.

>>55202109
pics like this are such a fucking lie. incels will kill each other for a chance to get a fat and ugly handicapper whore if she will kiss them on a cheek twice a day. the "I will only date trad virgins" is a defense mechanism. they try to portray the issue like it's men's problem they are alone, they are just too picky, which is just blatant lie. but I guess it is easier to blame a huge social issue on a very simple universal explanation and sweep it under the rug than to actually open a discussion about causes of incels

>>55202109
the free thinker got his ass bombed by the most obvious bite this board has seen. as always

>>55203813
of course it doesn’t. intelligence is not a learned trait.

>think you're above anyone else
This is why you've not made it yet.
It's not about being above.
It's about being before.

> I'm the only one with the capacity
I'm not, that's my point you illiterate and uncomprehending retards.
You are perfectly capable, just unwilling. And so have proven a lack of capacity to yourselves and project this sense of failure onto others by blaming them for not giving you something you think you fucking 'deserve.'
>DESERVE; do something or have or show qualities worthy of (a reaction which rewards or punishes as appropriate).
Read your own posts, analyze your own actions, and describe to yourself what qualities of worth you have shown. Then find yourself an authority that can and will provide you with what you fucking 'deserve.' Because it's not fucking me and it won't be found here.

One last time i will reiterate this basic fucking logic you seem to lack, or reject, in the hopes it will inspire you to exert your will and discipline yourself into action.
Every person i tell about my personal strategies, decreases its potential success. As there is always someone who has more capital, more connections, more intelligence, works longer or harder, or produces cheaper and faster.
This is why you'll only ever get vague replies no matter who you fucking ask.
>tl;dr put in work

>>55202093
Obviously idiot
I @ you