/biz/ - Business & Finance

>>55007230
Already have the two months salary for the ring

>>55007230
Look at that fat fuck hand. Should get her a gastric ring.

>>55007230
my parents just went to city hall. I don't think it cost anything. And they have been together 30 years. Fuck a wedding, buy a house.

>>55007254
Is getting married worth the chance of getting cucked by divorce? Should just buy a house and have kids with a gf a put off marriage with prenup for as long as possible?

>>55007237
Lol usually I'm disgusted when women reject rings but this lady is in the right, that's ridiculous

>>55007237
>>55007383
Yeh fucking nigger men. What a sham.

>>55007383
>u ungrateful bitch ah been savin fah dis can ringpull fo yeeahs

>>55007230
Look how fat her Fingers are, absolutely disgusting.

>>55007230
definitely don't take out a loan for a wedding. your marriage will start with a huge debt bill.

get a $500ish ring and $1000-2000 on a ceremony at home. and add a few grand for a honeymoon somewhere sunny.

Zero. We just pretend we are married, call each other husband and wife, "wife" has changed her last name to mine, but we don't have any legal paperwork.
Wife's friend is spending about £40,000, absolutely mental.

>>55007473
also don't put it 'on the books' just say that you are 'life partners' dont have your marriage recognized by law. or do if you're a retard.

>>55007476
Faggots like you say they are life partners.

>>55007230
I say fuck all that. I hate what the world has come to. Fuck women posturing bs. I would actually like weddings if they were about love and celebration. Instead they feel stuffy and heartless even if people seem to be having a good time.

You guys are retarded. You're not supposed to apply logic or sense to marriage. The point of marriage is that its a risk, an emotional decision. Everyone else did it so you want to do it do. You're not supposed to calculate the optimal ROI on the dividends of your wife's deductibles like a fucking nerd lol, you will never get pussy

>>55007480
faggots stole the term 'life partners' from smart couples.

>>55007274
Hello me. What are your best stock picks go!

>>55007487
roastie detected

>>55007475
>Wife's friend is spending about £40,000
where is it?
used to work in events - weddings are fucking great, you just double the price of everything, from drinks upwards. No cunt will argue, so's 'not to upset the bride'

>>55007383
I was thinking the same thing but then she has a monkey and no is be talk good so wtfshespectin black cunt.

>>55007495
yep, if you want to get rich with ease there are 2 markets to get into.. weddings and baby products

>>55007487
I feel sorry for you.. jk you fucking retard cuck

>>55007495
Peckforton Castle.
Like everyone else getting married they already live together, so literally pointless affair.
I could maybe see the logic if your bride was a virgin, wouldn't put out without a marriage, and where there was a consequence for her getting divorced.

>>55007237
Before or after tax? Actually doesnt really matter im not gonna spend 8k/13k on a fucking ring

>>55007230
Hey anon I'm planning my wedding right now so I can give you a breakdown of ours.
We got our parents to pay for basically everything but wanted to keep it on the relatively cheap side.
BTW "cheap" for a wedding means under $5k if you're wondering.

Breakdown:
The ring I gave her: Got it for free as an inheritance.
My wedding band: Decided to go with a cheap $25 gold-colored tungsten one from online. Nobody can tell it's not real gold. Easy to replace if I ever lose it.
Venue: $625 for renting our church building. Had to become official church members to be allowed to be married there. Includes the officiant and a person to run the music. The reception will be served in the same building as the wedding ceremony.
Invitations: Like $2-3 per piece. IDK the wife handled these. Also add like $0.50 per stamp to mail them lol.
Photographer: Mom said it will be $1400. I didn't realize this shit was so expensive.
Wedding dress: Believe it or not, my wife found one online for less than $150. They mailed it to her and she even got to try it on and return it for a better size.
Her wedding shoes: She ordered some cheap $50 ones.
My suit: Haven't bought it yet. Still trying to lose a few lbs before I do. Will probably spend less than $300 on it.
Dresses for the 3 bridesmaids: They are buying their own. Just getting dresses that match in color but not style, so they can kind of pick what they wear.
Suits for the 3 groomsmen: They are just going to wear black slacks and white dress shirts, and matching ties which I'll buy them for $25 per piece.
Catering including dessert (fancy pies instead of a wedding cake, which we didn't want): BBQ and sides, with staff to serve the guests. Will come out to $43 per person after all service fees and taxes.
Decorations: Haven't bought them yet. Will probably spend less than $400.

I think I covered everything but not 100% sure. Like I said the parents are covering 95% of the costs.

>>55007230
Three months salary for a ring is/ was the tradition.

>>55007487

So this is what goes on in a woman's head lol

>>55007576
That's absouletly insane, like I said that would mean like 12k after tax for me. In what World is that happening lmao

>>55007569
Is it common for family to cover most of the costs and fees for a wedding? My parents had to pay for everything since my family was dirt poor in the old days, then again getting married in the late 80s was probably a hell of a lot cheaper than it is now.

>>55007576
That's definitely a marketing scam. The average price for a nice ring a 3-5 grand unless you come from money, but most people are poors and plebs that'll never spend fucking 3 months salary beyond their means like that.

>>55007600
It's pretty common but not everyone has parents with money.

Our parents are both solidly middle class so they can afford it.

>>55007230
Just have a big party in their backyard and that's it, weddings don't necessarily have to be fucking expensive, they are celebrating their love after all, it's like me wanting to throw a fancy dinner party for myself because PAPA went up a bit

>>55007230
>a literal Jewish psyop
As little as possible. If a frugal wedding is a problem, so is she.
Pro tip: tell everyone involved it's a business event. They charge less for those.

>>55007274
As an economic calculation: no.

>>55007487
Marriage is supposed to be a union between families so that both sides could pool their resources and leave the grandchildren more potential for growth and then repeat the cycle. But then Boomers were born and decided to pool their resources in materialistic goods and usurp their children's resources in the form of rent; all while telling them to marry anyone they choose as long as they love each other. So now 80% women are choosing the top 10% of men.

>>55007237
>>55007383
It’s a joke. Notice how the stone is offset? It’s just sitting on her finger

>>55007569
>Dresses for the 3 bridesmaids
>Suits for the 3 groomsmen
Lmao, lol even. Find 3 fuckers and 3 fuckerettes willing to use their own formal attires. What if you spend money and some of them never show up? Wasted money

>>55007838
*wasting their lives together

>>55007230
my wedding cost about $4, sign at the registry office, pay $4 for 2 copies of marriage certificate at $2 each. happily married.

>>55007569
Doesn't sound like you have an open bar. Sorry bro I will not be coming to your wedding if I have to buy my own drinks, I already spent enough on wedding presents.

My wife and I got married in the county courthouse and spent about $25 total

>>55007230
yearly non-essential expenses, double them

The point is you make it an event she won’t hold over your head forever. She will recognize its cost as a function of her materialistic spending. The ring should be consistent with her style. Honeymoon should be organized to be all inclusive

Don’t take a loan. Save until you hit the mark or she authorizes an expedited service. Don’t propose until you have the ability to accumulate/spend this within a year. She’s a GF til then

>>55007230

>>55007491
Anon, the people who used the term "life partners" weren't allowed to get married because they were fags.

>how expensive should a wedding
fuck the ring and ceremony, buy a house or land

>>55007230
Spent $10K on the wedding, $5k on her ring, $15k on honeymoon. $30K total = 3 month’s salary. The only important thing about the ring is that the rock should be bigger than all her friends’.

>>55008820
You can very clearly see how the stone is set, brainlet.

>>55007569
Good luck for your big day

0 if the bitch is not virgin
no hyman no diamond

I spent £250 on a ring and she loved it because I chose one I knew she would like. She bought her dress new first under £200 because she liked it and didn't want to spend more on a dress she would wear once.
We're getting married in a registry office with just 2 other people to be witnesses, then there's a big party at a bar we are hiring out.
Whole thing is less than £6000, and we both earn pretty well.

>>55007230
It's unfortunate that diamonds do not hold their value at all after you buy them. However gold does.

>>55007569
>>55009626
Forgot (you)

>>55007576
lol, more like 3 days. You simp got scammed by both jews and roasties.

>>55007476
You do know 5 years of living together as a "life partner" is considered common law partners right and they kinda have the same protections as being actually married so if you separate, the woman can still get pretty much everything you own.

If no hymen, no diamond.

>>55007230
We eloped for 2500 bucks. Spend the money on the ring and the honeymoon. Weddings are media influenced events

the atheist marriage is bastardization of the theist marriage
atheist marriage= the public servants say you are bound to another person defining a household and they give you tax cuts out of it

atheist marriage only makes sens is you take the democratic republic seriously, ie the bourgeois revolutionists public servants.

And the fact that they allow divorce without cause shows how much of a joke their marriage is.
The atheist marriage is just the hedonistic version of the theist one, people get married because they feel like it, then they get divorced because at least one of the person feels like it. There that's the atheist marriage for you.

The atheist marriage is nihilistic, like anything created by the atheists.

>>55009626
based. but dont get married.

>>55009626
mine was free

Getting married in 9 days.
Were spending maybe 1500 USD on the wedding itself.

Were getting married in our garden, by my fiance's old priest. Were making the food ourselves (taking Thursday and Friday off), and we're keeping it pretty small, 30-35 guests + kids.

>>55007230
Anyone who makes a huge ceremony out of a wedding is a fucking retard.
It should be nothing more than signing the right documents, sharing a kiss and maybe do a small get together with a few friends.
If your wife insists on spending a fortune for a huge ceremony, then maybe you have the wrong fiancee and shouldn't marry her.

>>55010020
Theistic marriage in a church is just as retarded and I say that as a deeply religious person.
Why would you get married by someone who's a servant to the whore of babylon ?
Someone with whom there's a relatively high chance that he's diddling kids in his free time.
A proper marriage is made purely within you closest circle of family and friends, with the closest one conducting the ceremony.
The atheist marriage you do only so it lowers your fucking taxes.

>>55007237
>dis mf ion want
I hate niggers so much. Why can't we just give them their own language at this point and treat them like foreigners? It's not like they'll ever be able to assimilate into our society anyway.

>>55007230
zero

>>55008862
>>55008977
I had to pay $70 for my marriage license wtf ($50 to the county clerk, $20 for personal certified copy)

>>55007230
Women don’t care about love and connection and thoughtfulness. It’s about how big the wallet is and the useless fucking rock and how much it costs

>>55009988
Yep. Based. That’s where I’m at.
Already accepted women for their past, ignored it, or was lied to about it. Tried “blank slates” or “it didn’t matter because it was before she knew me”.
Only got me burned and destroyed.
Need to feel deeply and truly special and loved - “I have extreme dignity and self respect for myself, this man is worthy and the only one I ever want to give myself to in every way”
This goes physically and spiritually and in dreams.
No loopholes or work arounds.
Otherwise I’d rather be alone and kms.

>>55007274
The only reason you get married is because after you date a girl for a period of time she gets comfortable going on the attack on you and so she'll start giving you ultimatums and generally making your life miserable, you know, to show you how good life will be with her if you cave and get married. Marriage is not only not worth it, but we're getting to a point where relationships over like 3-6 months aren't worth it either.

>>55007230
just buy her moissanites. it looks the exact same as diamonds to the naked eye except it costs like $20

if she takes it to get inspected then she's shady af and you know to leave her

>>55007230
DO NOT TAKE OUT LOANS FOR WEDDING. Financial stress, including being in debt can ruin your marriage.

Things to spend the money on: the ring (duh), her dress (make her feel pretty; happy wife, happy life), the honeymoon (this is when you make the memories).

Things NOT to blow tons of money on: the ceremony (venue, minister, flowers, music, etc), the reception (another venue!, food & drink, decorations/flowers, band/DJ). Seriously, skip having an ostentatious display for the ceremony. You will barely remember it because reasons, but the irony is your family will have the better time. Go JP or city hall. The reception/party might be the better idea to spend the money on of the two.

>>55007230
Woman’s family pays for the wedding and mama family pays for the rehearsal dinner/honeymoon.

Otherwise I’d just say “hey, hon. Let’s go make it official at the courthouse this Friday.” Spending money on a wedding is a tremendous waste if you’re just getting started out in life (early/mid-twenties)

>>55010930
>make her feel pretty; happy wife, happy life

>>55010064
I already live with her and share a mortgage on the house, she's already entitled to half of my stuff. I've also hit it pretty lucky with my girl, I know women cant be trusted, but we're been together 6 years and never argued about anything properly.

>>55010930
This. I spent 5k total including the honeymoon (which was the bulk of the budget.) The actual ceremony and reception was like $200 bucks but I got a deal because I'm active in my church so they helped me out. We also had a small wedding, we had like 30 guests and had tacos lol. I've asked if she'd have wanted something different in hindsight and she has no regrets, neither do I.

>>55009639
because they have little to no inherent value at such small sizes and diamond wedding rings were always a scam

>55007576
Three months, post tax for me (software engineer) is $21,000. I would spend $7k to $10k on a ring but no way $21,000. Seems like a big waist.

>>55007487
(Biological female) woman hands typed this post

>>55010768
>hits mid 30s
>sitting at home watching your kids
>get home from work
>honey I realized I never fucked Chad and I blame you so we need to open the relationship

I get where you're coming from but this is also pretty likely and I've personally seen it happen. At the end of the day a good person is a good person.

>>55007383
wtf, I'm not blowing my account to get a ring for any girl.
The most I can go for will be less than 3K and I will also pay for it with my CryptMi card to get cashback on it

>ring shaming

Lol. Anyway, the ring is the perfect last shit test to see if she's worth your marriage commitment or not. Get her something nice but not quite "up to par" with the going roastie standard, which is starting to get obnoxious. If she gives you shit for it and makes a big deal about it there you go, not marriage material. It's only going to get worse once you're contractually locked to her. Good women don't care.

>>55011886

In my personal case, I make six figures. I could have dropped $5-10k, or more on the ring. I come from humble circumstances so that seemed absurd to me. I was in the middle of buying our house for us so I didn't have much leeway in cost, I went for a $1.6k 1 carat lab diamond ring which is very pretty.

She's been very happy with it but she does feel peer pressure from her friends, who all seem to have bigger stones. She asked how some of her friends, like the one who's still stuck with her parents and married to a deadbeat, could afford a bigger rock, and I told her, "that's exactly why." He blew his tiny bank account on a fucking shiny rock. It's a mindset thing.

I'm planning on growing big time wealth and building an estate for us. Rock obsessions are for monkeys.

>>55011948
>>55000243

>>55007237
> talking bout > talmbout
> gettin > gen
> married > merr
> for > fo
Jesus, can't even speak proper nigger

>>55007487
I hate women so much it's unreal. Too bad pussy and tits feel great.

Spent 5K last year on the wedding and the rings. Had 30 people. Delicious food truck catering and we got to take the leftovers home which fed us for a week, rented a whole ass mansion so my wife could be a fairy princess for the day. She's the DIY type and made our cake topper and did our (fake) flowers which she uses to decorate our house now. Wife bought a custom ball gown for 200 bucks off AliExpress and looked incredible. I tailored my own suit. We have no debt from the day and it was really fun, just a sincere and intimate wedding. No regrets here

>>55011836
You are one stingy faggot that doesn't think he will make it.
I also use that card and instead of shopping for cheap rings, I shop for expensive bags for the mother of my kids

>>55007230
reminder that diamonds have very little real value and their price is manipulated to sell you shit for 100x more than it is worth.

If you're dating someone who wants a ring you're with an NPC unironically.

>>55007230
a gold ring and lab made diamond is like $500-2000 (at the most)
small wedding maybe 2-3k
honeymoon maybe 2-4k
5k is doable, no way should the whole thing cost more than 10k, that's insane

>>55012786
yeah just get a financially conscious wife lol

>>55007230
not sure my wifes parents paid for it. if I had to guess, 50k? 300 people and they paid for a lot of the wedding guests rooms since the festivities were from wednesday to saturday

>>55007230
$0: you're paying for your wife's expenses for the rest of her life; the bride's father must pay for the entire wedding, because that's the price to close the deal, and, besides, it's only fitting to thusly cuck further the cuckiest cuck of all: a girl's daddy.

>hobbitsmokingpipe.jpeg

>>55007230
The universe-brain move is to just let your peepo bags pump, sell them for profit and then buy whatever you need because you've made it.
Except if you didn't buy peepo you're totally fucked

>>55007487
Actually that is wrong. A logical man would compile an archive of statistics and graphs to find the ideal female, as I have, as well as plan out a detailed itinerary of when and how life events will happen including the dollar cost average. Any deviations will result in immediate divorce.
I'm not married yet but my girlfriend, well she doesn't know she's my girlfriend yet, technically I'm not allowed within 100m of her, but once I finish up my data analysis and if she passes all standards I will break the restraining order and allow her to become my significant other.

>>55011948
Why didnt you just buy a whitegold ring with a Zirkonia stone. I bought one which looks like a 20k ring. Was laughing my ass of when all her friends and family where like holy shit thats a BIG DIAMOND.

>>55007230
if you need something so expensive you're about to make a terrible mistake

depends on if it's important to the people involved. it was important to my wife and her family. they ended up putting in about 50k. I put in around 15 including ring and honeymoon. I'd have rather used that as a house down payment but it all worked out fine in the end. married just shy of a decade now. be aware wedding shit is stupid expensive for no reason. we saved at least 50% on catering by not disclosing it was a wedding until after we agreed on the price.

you're not even a room temperature IQ if you get married before you've been together at least 5 years. taking out loans for a wedding is a smooth brain move.

>>55007230
>>55007237
I've never seen these rings on/with thin fingers. It's always some fat, ungrateful hamplanet whore. The second one even has nigger nails. Imagine marrying that.

Beyond just financial pragmatism, I think I would be genuinely unattracted to a woman who was willing to go into debt for something so superficial

>>55007594
>12k
Is biz really the poor? 12k is a nice week long vacation for 2. A decent car these days is starts at 50 grand and its more like 80 for a truck. Stop the normy think. It's not 2019 anymore. We've started down the hyper inflation path.

>>55009046
Ok zoomzoom

>>55007230
>Most people in my neighborhood take out loans for their weddings
don't let the boomers retire.

>>55010930
>happy wife. Happy life

Buddy you dont actually believe that. If you did you would ask if she likes cuckolding. Where you find a black man to fuck her while you watch

>>55007487
tell that to the ancient Greeks who literally judged women based on how many cows or goats she was worth. modern women aren't even worth a single chicken.

>>55007569
>Venue: $625 for renting our church building.
protestantbros...

>>55007576
I don't think I even spent 500 on my wife's, and she was the one who picked it out

Was married once
Never again
NG+

>signing a legally binding agreement to get a higher tax rate and share 50% of your assets with a roastie who will probably leave you in a few years
/biz/ average IQ really went down since the bill run huh

>>55013269
>paying the man who will fuck your daughter in every hole and make her clean the toilet after he takes a messy shit
Literally cannot get more cucked

buy anything other than a wife lol

>>55007274
If you live with a woman and have kids the law will still give her child support and alimony. Common law wife.

>>55015102
Varies upon state, with a prenup you can leave money you made before the marriage of the table. Child support is terrible alimony is the evil

I am 29 years old and I never even kissed a girl

Bought a ring very similar to this (smaller emeralds) for $1200. Still thinking how to the wedding, don't want to spend any money on it. Would rather spend on vacation

>>55015190
Could do a destination wedding with just a couple of close family and a photographer. Wife and I were looking into that initially because then you could do a vacation and the ceremony all in one. And if that annoying relative can't make it, all the better

>>55010833
My GF of 1.5 years tried to give me ultimatums about marriage early on in our relationship. As time has passed, she's realized she brings almost nothing to the table while I'm well-tempered, educated, and wealthy. These aren't easy traits to find in a black man.

>>55007230
I spent a little more than 2g on my wifes ring, it didnt even need to be that expensive but I bought it from a family friend and so I went bigger.
The wedding was like 3g we had it on the rooftop of a fancy restaurant
46 people in attendance, still get told it was one of the best weddings on a regular basis my friends and family.
Less is more, stay away from reception halls like the plague
They are low quality and expensive

>>55011409
Freudian slip about your fat wife?

>>55007576
>>55007617
Aren't diamond wedding rings themselves an old marketing scam? I don't think diamond wedding rings became standard until like 150 years ago or so

>>55007487
>You're not supposed to calculate the optimal ROI on the dividends of your wife's deductibles like a fucking nerd lol,

...that's exactly what you're supposed to do. ask any divorced man how not doing that worked out for him

>>55007254
yeah. or at least rent the dress. crazy bitches.

>>55007576
Can't spell Jewelry without kike

>>55007237
>>55007230
I am amazed at how Americans have been brainwashed into taking debt to get married or how a ring should cost several month of wages etc.
All of this are marketing or sales scam by the very companies selling these shits.

Get legally married it has a lot of advantages.
Have a nice party with friends and family that love you and will shower you with gifts and appreciation.
Don't get bullied by toxic people into inviting them.or letting them have drama at your party. If it's not for this these people would have found another imaginary offence to be mad at you.
Getting estranged with these dramas vortex as fast as you can is actually you best course.
Have endless fun, get drunk, have awesome photos taken to remember it fondly for the rest of your life

>>55016718
Also I spent around 1000 USD on our first wedding.
We were planning on a big ceremony but I got laid off. The severance package could be used to buy a small flat or finance a big wedding. We talked and chose the flat. I surprised her with a small courthouse wedding before we moved together in the flat because I knew it meant something to her to be married before living with me even if she had renounced the Idea out of pragmatism.
Signed the papers and got a small garden lent by a friend, rounded 70 people and had tacos and cheese. I supplied a couple beers but People brought their booze
Couple years later when we got our footing back we had a big religious ceremony. Cost around 15k but it's a cheap country here.
150 invited with lunch and dinner, free booze all day long, activities in the afternoon and party in the evening in an old hacienda.
Then we had a wedding in France with my family. Cost around 5k. 35 persons in a restaurant for lunch and tea in the afternoon.
Had another party for our 5 year anniversary of the first wedding..spent around 2k again but it was fun.

We.enjoy having big parties. Not directly a good investment but keeping important people and family close, and having shitload of fun is the best way to spend money imo

>>55007230
inherit the ring (or pay $300 max for a sturdy vintage ring), sign the papers at town hall, parents-only tea ceremony at your place. budget for maybe $500 and spend the remainder on your honeymoon

>>55015541
I believe it was mostly Tiffany's like 60-70 years ago. Diamonds are gist best friends etc. The baby boomer gen basically

For my wife I decided to do something a bit unique. I'm from a steel region so I tracked down an old shipment from the mine where my grandfather worked. It was hard because it had to be food or surgical grade and the mien closed long ago. But some knife making craftsman in Germany had a stock and sold a bit to me
I then had to find a jeweller that could work stainless steel properly. I found a semi famous guy in Mexico city.
I also tracked down some gold from Mexico where my wife is from and a friend in Tokyo sent me a pearl from Japan from a special saltwater farm (my wife has Japanese ascendancy).

And then my wife proposed to me with a watch before I had a chance to get the ring finished....she's always smarter and faster than me. That's the problem when you marry up.

>>55009066
This guy matrimonies

>>55007838
What comic is this?