/biz/ - Business & Finance

>>52562489
Give it another 6 months. I know it sucks.

>>52562489
> When is the housing market going to crash?
Unironically never.

Housing will actually go up in price over the next year, but the increase will be below inflation.
Source:
https://youtu.be/1vAqaUwLg7g

>>52562489
BOOBA

bitches like this either are destined to become mothers with those milkers, or for real and digital entertainment

>>52562489
IT'S NEVER COMING DOWN AS LONG AS POPULATION KEEPS INCREASING WHERE YOU LIVE. IT'S THAT SIMPLE.

>>52562489
To most homeowners the actual price of their home is irrelevant. You're living in it. It doesn't matter whether it's worth more or less than you paid. To order homeowners looking to retire to Florida if they can't get what they need for the property they'll just wait or not move to Florida. For house prices to fall you need an external trigger and luckily for you there's not just one bullet there's a veritable machine gun full of bullets hitting that trigger.
Interest rates rising making mortgages more expensive. Mortgage companies requiring higher deposits and stricter lending. Job losses. High inflation making everything more expensive squeezing pay even further. Wage deflation.
The question is, will you be immune from all of this to be able to secure a mortgage and keep your job.

I know a chick with massive tits with the disgusting separation like this
She used to try to get with me (coworkers, she took me on a hike even)
She's a nurse (confirmed slut), out of town, but she sometimes comes back to town
Should I sleep with her if the time comes?
She's a 6
I've only been with one other girl
Should I save myself for a girl I actually like

>>52562593
thats an ai

My neighbor sold their house last summer when rates were 5%. She priced it at 300k when it was worth 350k in order to get multiple offers, or 15% below market value. There were 42 offers on the property.

Real Estate is down 10-15%. If rates drop back to 5%, you'll start having buyers and bidding wars again, because everyone who sat on the sidelines for a year as the fed made it impossible to afford a home will be jumping at a rate that is "30% off". Banks are the winners here, because 5% on a 300k home is more profitable to them than 3% on a 350k home.

>>52562489
Price drops come from desperation. It is happened right now. Over leveraged investors are slowly trying to dump properties without taking a loss. Once they'd lose money though, paradoxically they will refuse to sell, even if they absolutely should. They'll expect prices to go back up any day, until they can't service loans anymore. Then it's foreclosure which will force them to capitulate and sell into the bid price. This process takes one to three years to fully run its course. The start of this unwinding cycle was in spring, so we're 6-9 months in. You have to wait another 6-12 months if you want a fair price, or find a property in a smaller market segment where capitulation will happen more quickly. Rural props are starting to show signs of this.

>>52562533
>Unironically never.
about that

>>52563112
It's not summer anymore. Buyers are spooked about prices dropping more, so they're holding off. This why economists say deflation is worse than inflation. Falling prices tend to grab inertia more quickly than rising ones, and they're harder to stop once the trend is set. Everyone starts getting dopamine from "waiting for a better price".

>>52562489

The prices will only fall when people are lose their illusions and hope that their trashhouses are supposedly worth that much. Just make them a reasonable counteroffer, you'd be surprised how often that works even in the current situation.

>> also any source on this saggy slut?

>>52562866

use a condom and you will be fine, also never marry a confirmed slut, unless you're okay with her cheating on you from time to time

Prices in coastal cities and some of the larger midwestern metro's are and will probably keep slumping. Very highly doubt the huge price jumps that have happened over the last few years in rural land and homes in the mountain west will ever go down though. Those will probably keep pumping desu.

>>52563177
You may speak of a crash when that shithole costs 150k. It's never gonna crash again Anon.

>>52563406
Condoms are for children. Never use a condom just don't blow in them if they are on the pill

>>52562489
They'll all just go to (((Blackrock))).

>>52563651

enjoy your STD

As the situation develops, look for a starter home that was picked up during mania by an amateur airbnb "investor". They'll probably be the first ones that didn't do any marketing due diligence looking to get out.
>the entirety of cape cod is presently owned, up for seasonal rent, and sitting vacant by the only people on earth who used to actually rent in cape cod. They got high on their own supply...

>>52563727
>Starter homes

>>52563739
2-3 bed ranch or cape in a livable neighborhood within an hour drive to major employment center.

Cape Cod should be a proverbial /pol/ "this is what they took from you" poster, but instead you have yuppies with paper weight jobs from Waltham owning 3 airbnb rentals each, despite the fact that they and their pickleball buddies were the only ones who ever rented them to begin with. I predict a cascade in those types of markets, because the expected seasonal rents will never materialize.

>>52563190
Buyers will buy the second rates drop. But the fed has already announced that they're still going to raise rates so that's not going to happen for at least another year.

>>52563528
that's a 30 percent loss and counting.
its only beginning.
cope

>>52563894
There are few on the sidelines who would trust a rate drop. If the fed dropped rates 75bp at the next meeting, would you trust them to not hike again the month after? During the run up, all anyone cared about was the monthly payment. Now there are two things to care about: The payment and the risk of going underwater for a long time. Everyone feels the times turning rough. A rate drop won't suddenly resume the real estate bull market.

>>52563918
> cope
Quit projecting. I am not gonna buy or sell real estate any time soon. I just see things for what they are.

>>52564550
I've presented evidence
you have presented nothing.

>>52564664
> evidence
If you say so.

>>52562866
>disgusting
i think its hot as fuck

>>52562489
Wait until early 2024

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>>52562489
>the same houses have been listed for 6mos
>haven't dropped price
Now you know why they haven't sold and have been sitting for 6mos.
>>52562866
It's amazing any girl likes you at all if this is how you act
>>52563528
>sold for $750k in 2018
>listed for $585k
Half the niggers on this board can't even fucking read but will still try to argue with you.
>>52563112
Remember when all those bidding wars happened in 2008?

>>52563825
Why would anyone want to live in the Cape? it sucks off-season, I have family there. It's a great place to get addicted to heroin if that's what you're into. It's also more than an hour from Boston.
I also don't understand why people are so obsessed with buying a house. Huge waste of money when you factor in opportunity cost unless you already made it and have millions.

>>52562866
How is the separation disgusting? Where else are they supposed to go?

>>52562866
You can get herpes even with a condom. Protect yourselves kings.

>>52562552
try to use actual economic terms
while the nominal price of houses may stay the same or increase the real price of housing will decrease

>>52562489
>>52562552
Disgusting
Seek help or ngmi
https://youtu.be/OC1Mx6UbxwE
https://youtu.be/uWsIH1V7yIY
https://youtu.be/sweychxDFlQ

>>52565904
female hands typed this post

>>52562866
>saving myself
what for? are you a woman? Your sexual market value increases with more partners if you're a man. I had this same retarded attitude in high school, and passed up a lot of great opportunities while staying faithful to one girl who didn't work out anyway. Some of my biggest regrets are missing those opportunities. don't be me.

>>52563142
thanks for your answer anon. Interesting insight

>>52566579
>t. virgin

>>52566652
thanks for confirming

>>52562881
is this an ai? jfc if they can make the vr version i'll take this over rl womyn

I'm going to start going to open houses and offering 1/3 of the asking price.

>>52563739
> treated as a slave by his own father, working on construction sites
> kills the father at 9
> skips town
> creates a giant natural reserves where citizens lives with no technology
> sikes, it was actually a cover for a drug empire
> Profits
> gets killed by a natural disaster anyway
How do I profit from this?

>>52562489
Anyone know who that is in op pic? She gets my meat going

>>52562489
You know when you find an old pokemon card from childhood and you look it up on ebay to see if it's worth anything, and you see it selling for $2000 and freak out. Then your mom called you stupid because that's just the listing price no one's actually buying them?

That's every Zestimate Stacy right now

>>52567522
jesustrekstxr

>>52562866
They all want to be treated like meat anyway, just go for it, get some experience, suck the milkers

>>52566571
fuck off christcuck, we're talking about housing not your fucking jewish broscience

>>52567522
also bonus of OP pic:
redgifs.com/watch/familiargravetsetsefly