/biz/ - Business & Finance

>>51155955
you're trolling right?
i'm yuropoor
>rent 900€
>util: 100€ mid summer, 400€: winter (RIP)
>total: 2k€ for 2 ppl

rent: $400/mo (3 bedroom)
util: $100/mo
wifi: $20/mo
food: $200 (if cooking my own food), $400 if takeaway every day

somewhere in sea

>>51155955
General stats for Americans: https://www.bls.gov/cex/tables.htm

>>51155955

I live in Germanistan:

Rent: $1,400/mo
Electricity: $120/mo
Water: included in rent
WiFi: $20/mo
Gas: $0/mo
Beer: $2,500/mo

no food?

>>51156251
Uh, ok based?

$300 for rent. One bedroom in city center. Includes Wi-Fi
$~100 for electricity. I run AC 24/7
$~20 for water
$15 for phone with unlimted 4g
$~300 for eating out and groceries.
$~30 taking taxis around town
$~150 for misc junk that makes my GF happy

I make $65 per hour working remotely. I'm saving a big chunk of change for a down payment, before I return to America.

>>51156263
Food, probably like $20-$40 a day. Maybe $10k a year

Rent: $950
Electricity: Included in rent
Water: Included in rent
Internet: $22
Phone bill: $55
Car payment: $396

Total: $1423

Monthly income after taxes, health insurance and savings: $3250
After expenses: $1827

3bd 2 bath apartment penthouse downtown state capital. Great location but really want a cheaper place to live. Also regret my car purchase, I WFH and barely fucking drive it. I fell for the meme.

>>51156298
I WFH as well, but I still drive my car to the gym, to get food, and to fuck bitches. its not a meme

>>51155955
>food $0
>electricity 0$
>water 0$
>WIFI 0$
>Gas 10$

t. live near la and WFH+live with family. I'd never pay rent in california, its too expensive. waste of money unless you make 200-300k a year.

>>51156364
You definitely pay for food sometimes, there's no way your monthly cost to live is $10 goy

>>51156354
I love my car but I got a nicer one than I really needed, could have gone cheaper but it makes me happy.

I've barely put 12k miles on it since I got it September 2020.

converted gbp to usd

rent: 950
internet: 36
water: ive never paid it
council tax: 180
electricity: 72, soon to be 200

income after taxes: 5400
average savings: 3000

im getting scammed…

>>51155955
Suburb of Houston, Texas

Net monthly Income: $16,000 (we are DINKs that work remote in professional jobs)

Mortgage and property tax: $2300
Internet: $100
Power : $100
Water sewer trash: $100
cReDiT cArD dEbT: $100 (need to just pay this off)
Groceries: $500
Restaurant and Uber eats: $500
Other stuff: $500 maybe. We are sort of frugal

We legit are banking over $10k a month and nobody is stopping us. We plan to buy a 2nd home next year for cheapies.

I've already played 10 rocket league matches from my couch thanks to WFH.

This is the best life ever. Buy ICP, that is all.

>>51156452
oh BMWs suck dick bro, you fucked up. The minute something goes wrong it's $2-$5k to fix

>>51156528
I've owned BMWs before and do my own work on them. This was a 1 owner 30k mile when I bought it. Can be a headache if something goes wrong but the B58 engine is goated and nothing like older generations.

>>51156251
How much u party ?

Rent: $1600/mo
Electricity: $40/mo
Water: $0/mo
WiFi: $30/mo
Gas: $25/mo

Monterey Park CA

>>51156510
>we are DINKs that work remote in professional jobs
>I've already played 10 rocket league matches from my couch thanks to WFH.
>This is the best life ever.

>>51155955
you pay 4500 for that POS?

>>51156688
lmao checked

>>51156688
>1 post by this ID
Post your financials or shut the fuck up.

>>51156767
>we are DINKs that work remote in professional jobs
>I've already played 10 rocket league matches from my couch thanks to WFH.
>This is the best life ever.

>rent: $1100 (including utilities except internet)
>food $500
>gas $100
>cell phone + internet bills $100
>Auto insurance $110
>Health insurance $250 for 2 people
>Gym memberships $50
Why is life so expensive tho

condo HOA: $400/mo
water + electric + trash: $150/mo
internet: $70/mo
food: $400/mo
cigarettes: $80/mo
date nights (food & drinks & tickets etc): $200/mo

feels good not making rent or mortgage payments anymore

Rent £1000
Groceries £250
Energy: £60
Water: £40
Internet: £40
Phone: £40
With my income I can put over £1000/mo away and spend £1000/mo on discretionaries :)

>>51156835
How the fuck is life expensive bro, like stop being poor nigga lmao

>>51156900
Also my expenses is $0 because i'm a NEET master race

>>51155955
Rent : 750/month (utilities included)
Food : 70/month
Internet&phone : 30/month
Insurances : 75/month

>>51155955

Mortgage: $1650/mo
Electricity: $30 in winter, $350 in summer
Gas: Same as electric but in reverse.
Water: On a well
Satelite: $170/mo for 35mbps
Food: Family of four, more or less $500/mo
Take-out: $0
Car: One car, paid off, $1000/year in insurance

Can you guess I live in a flyover?

>>51155955
what kind of retard pays monthly for a wifi router? did retard zoomzoom mean isp? or phone plan? or both?

>>51155955
House paid off
5 bed 4 bath 2 den 300sqft kitchen 100sqft kitchenette in gameroom graduted seating in media room on 25 wooded acres with river fed pond taxes $4,000/yr
Electricity solar
Food ~$250/week
Internet $75/month
No cable (lol)
Well water with reverse osmosis taste like Figi water $0.00/yr
I live on a country road about 30 miles from major city.
Closet city in 95% white 3%Hispanic 1%native american 1% asain no blacks here
Have to travel to the city if we want to see blacks.

>>51155955
Rent: $200 month
Total bills: 260 dollars
Food: 50-200
Gas: 60 dollars

>Rent, Power, WIFI : $630.00
>Gym Membership:$23.00
>Amazon Music:$14.00
>Food:~$600.00
>Gas (Two Tanks):$160.00
>Stupid Shit:$300.00
I have about $1,700 left for the card table at the end of the month.

>>51156900
>Person that can't even tie his own shoes is telling people to grab their bootstraps

>>51155955
About €1000 covers rent and expenses here. Also I don’t need a car. Have money left over to keep investing. Take the Balkan pill.

Home insurance: $90
Car insurance: $120
Gas: $75
Food: $350
Health insurance: $125
Streaming: $80
Internet: $75
Dogs: $100
Total: $815
House & car are paid... separate savings for repair & new purchase but that's my monthly nut more or less

Rent: $2600
Electricity: $90
Water: Included
Wifi: $90
Gas: Included
Food: $350

Boston adds up nigga

rent 650
electricity 120
food 400
internet 70
health 150
car 200
phone 20
various utilities 30

>>51155955
>rent: $1450
>utilities: $80 in normal times, $280 nowadays
>(((council))) tax: $100
>internet: $20

>>51155955
This looks like south mission/noe valley (fair oaks st?), nice house

>>51155955
Rent $0
Utilities $0
Groceries $200
Internet and phone $100
$100 ish on restaurants
$100 ish on miscellaneous shit
Save $300 for travel
Invest the rest ($1200)

I'm in germany on the american taxpayer's dime playing soldier.
The work is really easy, we haven't actually worked all week. But typical is 6 hour workday (with a two hour lunch) so 4 hours. A few times a year we go camping for a week
The military is honestly such a grift and I'm not even maxxing it

>>51156251
>Gas: $0/mo
Your uncle would be so disappointed.

>>51155955
>Rent: $4,500/mo
Do bugmen really

>>51155955
Adjusted for inflation fetishists.

>>51156900
>>51156926
you're an insult to the species. youd do a favor to everyone if never talked again.

>>51155955
Mortgage/tax/ins: $2500
Car loan: $600
Food: $500
Electricity: $120
Car insurance: $110
Water: $40
Natural gas: $50
Internet: $60
Phone: $20
Gasoline: $0 (electric car)

I make $16000 a month before taxes. Most of my disposable income goes towards my investments in crypto, stocks, and my retirement funds. I put in about $6000 a month.

>>51156271
Looks like Eastern Europe copy-paste. Only electricity is 2x and rent also a bit higher
Oh.. and salaries 5$ per hour

Rent: 800/mo
Phone: 58/mo
Food: ~200/mo
Transport: ~550/mo
Income: 6400/mo

>>51156510
>Buy ICP

Jesus Christ...

>>51155955
>Mortage 480
>Electricity 129
>City Utilities 58
>Fiber 90

Got a 1400 sq ft with 80 year old oak hardwood, antique crown molding, custom cabinets, on a 1/2 acre lot. No HOA, country rules, and purple spray paint on my perimeter trees. No complaints here.

>>51156877
>feels good not making rent or mortgage payments anymore
>condo HOA: $400/mo
this is a joke, right cuck ? enjoy 4k / month price decrease on your shitty small cuckshed apartment

>>51155955
Rent: 2000CHF
Electricity/water/things: 200CHF ? I dunno
Food: 1000CHF
Bars/clubs: 500CHF
Public transport: 70CHF
Prostitutes: 1000CHF

Luxembourg
Rent: 1300e
Electricity/water/things: 200e
Food: 500e
Bars/clubs: 150e? do not drink a lot
Public transport: COMPLETELY FREE IN WHOLE COUNTRY


Income 3400e after tax

>>51161874
>Prostitutes: 1000CHF
based

>>51155955
me and my girlfriend split up and i earn £55,000 (around 3k per month after taxes lol) I want to keep the lease but it's 1600 a month is this a terrible financial decision? I will be earning around £120,000 in a few months time and have a house deposit saved and gifted from parents so maybe it's okay to not be saving any ££?

>>51156510
This reads like a reddit comment. Are you going to get a vasectomy to celebrate ICP's pump?

>>51161929
>it's 1600 a month is this a terrible financial decision?

what car?

>>51161992
sorry lease on the flat (i.e rent)

>>51162023
oh so depends if its proper and quite new it would be wise to keep it at least for a winter. Energy prices skyrocketing is no joke

>>51162063
good point actually, it's an old flat in a conservation area in de beauvoir town london. Could be quite expensive with the prices going up but i love the area and the flat and finding a new place at the moment in london is stupidly tough and expensive. The deal on the flat is very good and the landlord is excellent however i don't want to financially rekt myself.

Rent: $929/mo for 704sqft 1BR/1BATH
Electricity: $70~/mo
Utilities: $90/mo
WiFi: $5/mo for 500MB speeds (lied to Spectrum that I work from home, eligible for Affordable Connectivity Program)
Food: $220/mo
Gas: $80/mo

Austin TX, living off 44.5k Salary. 2 cars, and a sweet balcony view of the city skyline.

>>51161918
Hello Luxembourg friend, is all public transport free for everyone? Even if I'm a foreign visitor can I just take any bus or train and it's free?

why do you euro niggers have it so good why is everything so cheap there

Rent: $1553/mo for 1000sqft 2br/2bath
Electricity: $126/mo
Internet: $137/mo
Cell phone: $40/mo
Food: $600/mo (including eating out/delivery)
Car+home Insurance: $130/mo
Gas: $20/mo because I don't drive much anymore

After tax my take home is something like $60k/year in leaf country with 1 car, it's alright but I don't want to live here forever, the people in this country are sick.
Just saving for retirement right now, have about $400k in investments/crypto and I'm saving about 30k/year.
I could afford a house if I put all my money into a down payment but it seems retarded when I could get a place for half the price in the US that's twice as good.
Legally moving to the US isn't easy though, so idk what I'll do. I want to find some other better country but everywhere I go, none of them feel like home, everything is foreign.

>>51162190
yessir all Buses, trams and trains clean on time and completely for free. Also now you can buy 9e monthly ticket and travel all regional trains and buses in whole germany

>>51162643
I got my 9eur ticket for August but it's just about over now. Back to paying normal prices now I guess.

>>51162203
we literally created current world so its normal to be that way

>>51162203
wages lower

>>51155955
rent:400€(paid by taxpayers and sexhavers)
food:100€ (paid by taxpayers and sexhavers)
electricity: included in rent
water: included in rent
internet: included in rent
gas: 0€
phone: 10€ for mobile data (paid by taxpayers and sexhavers)
health insurance: 200€, paid by taxpayers and sexhavers
savings: +300€ each month (paid by taxpayers and sexhavers)
I live in a big city in Suffermany.

>>51162094
at best you'd get something for 1000, the 600 wont bankrupt you, just stay there for 6-12 months and then decide, in the meanwhile check for places. 600 a month is is 7200 in a year, but it's your life.

$0 for rent
$1,400 on Uber eats
$0 for everything else
Live at my grandmas at the beach in Southern California. I post here everyday and made it from shitcoin season last year.

>>51162203
wages are basically 30-50% lower here across the board and taxes are a little worse than US taxes on average, so the take-home pay for the average middle class guy is between 2000-4000 (4000 is already pretty much upper class if that is your take home pay)

>>51155955
>WiFi: $120/mo
Americlaps pay 3 digit internet bills? What the fuck.

Pasadena CA

$8500 mortgage
$1800 food
$3000 daycare
$750 gas/insurance
$2500 entertainment/kid shit

I have 3 kids. It's not cheap.

> 2022
> still renting your ship
> still paying galactic federation fees
> still ordering wormhole delivery grub