/biz/ - Business & Finance

>>50983146
Save it for the day zestimate declares bankruptcy

>>50983146
just in time for canadian housing crash followed by elsewhere

there's an entire team who is behind all the /biz/ memes?

>>50983146
>Also what are the implications of the housing market crashing?
It isn't going to crash until we start seeing more layoffs, and I don't think it is going to be symmetric.
If you just paid $1m for a 700sqft shack in CA and lose your tech job you may be fucked, but unless trends in remote work reverse hard, everyone who already fled the coasts should be fine

Unless your definition of "crash" is returning to Jan 2022 prices, then sure, that might happen if interest rates hit 7%+

>>50983328
the non-anura division

>>50983146
pic is kek

>>50983206
Fucking stupid Canadians
> Let's run a land pyramid scheme in a huge, underpopulated country

>>50983146
that's stupid because the whole point of that meme was that zestimate stacy always wins

>>50983379
>returning to Jan 2022 prices
we're already there, pic related
opendoor currently getting rekt in Florida

>>50983146
Oh, good news, our legal department managed to get the rights to use the Zillow Zestimate logo. So we added that in and slightly tweaked the design

>>50983485
Oof.
Do speculators not realize the sale history is public?
If you're listing a house 15 days after buying it, no one is going to touch it because it could mean there's a problem an inspection wouldn't find.

>>50983328
memeatlas.com has over 5000 4chan memes and counting.

> I know because I named them all

>>50983618
Do you still baghold BAT like the other suckers?

>>50983587
>no one is going to touch it
I saw plenty of Opendoor flips get sold the same day during the housing bull run at the beginning of this year. Thankfully, the party is over

>>50983455
how does she win when there's a housing price crash?

>>50983146
Y’all fuckers need to stop this FUD. I just put my other property up for +120% and it hasn’t sold in 6 days yet

>>50983581
I made these

>>50983662
I wonder if I'll ever stop getting surprised by stupidity
It probably happened up here too, but I never noticed because I ignored every listing bought within the last year

>>50983738
based

>>50983328
Funded by Chainlink

>>50983684
She buys a foreclosure as a slum rental using a HELOC or something

>>50983738
wut?

>>50983146
Why not give her red hair?

>>50983738
are you that new intern that the design team just hired?

>>50983809
I own the NFT patents

>>50983146
I just checked sweetheart and it’s doing just fine

>>50983146
Haha hey I saw that post too!

>>50983800
We toyed with the idea of using red hair, but our focus groups felt that it would too closely resemble the pink hair of 'Daddys girl', rather than the opposite of tradwife

>>50983832
but our red zestacy images were released under the GPL3 Gnu general public license

>>50983206
Canadian housing is not gonna drop much more. I watch it everyday. Its already fallen by almost 25% since its february high in GTA and the other big cities. Its now falling in rural areas. But also I have noticed that tons of properties are being pulled from the market, all the good land. Whats being left on the market at reduced prices are all the trashed houses and swamp land, people who couldnt sell even when the market was inflated. And of course we all know the buyers have dried up, no one is buying right now. The BoC is likely to raise rates again on september 7, which will kill whatever buyers remain.

but all you retards who think your gonna swop in and buy houses for a dollar are sadly mistaken. The stats are as follows:
34% of canadians rent
32% of canadians own thier own home, no mortage
34% of canadians own a home with a mortage .... lets talk about thsi 34%

of that 34%, half bought in last five years, and half of those (52% actually) have a variable rate mortage.

so only 8% of proerties could become "distressed". the vast majority of homeowners, even those with mortages, are well above water. and they are just gonna hold tight. they will tighten thier belts and soldier through a few lean years.

unless there is some global catstrophe, a massive economic downturn, a worldwide depression "a la mad max", housing prices, in canada, are not going to fall alot more. if a global depression happens, you will have bigger problems then affording a house. otherwise you should buy right now, while ratesare still below 5%, or plan to buy by the end of 2024, when rates will get back to normal (2-3% range).

tldr: the housing correction in terms of "price' has already largely occured, and the good properties are disappearing fast.

>>50984000
Not going to drop much
> Fallen 25% so far on present rate hikes

>>50983836
this

>ZES STATUS
UP
>YOUR RENT
INCREASED
>PRICED OUT
YOU ARE FOREVER

>>50984000
TL;DR nivce tripz

>>50984000
Wow. Nice WEF digits. Maybe I should read this.

>>50983836
Lmao rentoids still seething.

HONEY YOU NEED TO SELL YOUR BITCOIN RIGHT NOW ITS GOING DOWN WE NEED TO REMODEL THE KITCHEN

>>50984090
yeah, well it was completely out of control in the winter. but you have to factor into your decision making the fact that inflation is still rising. the cooling housing market cant absorb the fact the trudeau printed more money then all the other prime ministers combined, a massive trillion dollar spending spree in a country with 10% the US population. that money is going somewhere. and housing is the number one place to park cash. as the canadian economy tightens people will stop spending money on alot of things (cars, restaurants, vacations) before they sell thier house at a loss.

and inflationary pressure is still pushing up everything else, making housing seem like a better bet. you havent seen the price of cars drop 25%, or the price of food or fuel drop 25%, have you? so all that cash trudeau pumped caused housing to rise spectacularly, and now with tightening, its has fallen .... but have all the other commodities caught up? thats the real question. if inflation doesnt cool, then it wont be housing thats causing it. everything is about to start costing alot more, except houses!!. wagies, as always, will suffer more then anyone.

imo, the time to buy a house is right now, OR, wait until 2024 and see how the market plays out. with another .75% rise expected Sept 7, the housing market may drop a bit more, but i think your gonna also see a mass exodus of sellers. sellers who have alot invested in thier home, they saw the highs, they have low mortages, or fixed rates, and they are just gonna start pulling the houses off the market.

consider this anon, most RE contracts to list a house are six months or one year listing contracts. the boomer who thinks "I know what I got", who already paid off his mortage, and listed in Januaryor march when he thought "oh i can get a zillion bux" for my shack, is watchig the prices fall. as the lsting contract expire, hes just gonna pull his house from the market and decide to wait until 2024 too.

Will we ever go back to normal?

>>50983618
Enjoy this newfags
basedjak party
https://picrew.me/image_maker/1666360

>>50984877
No, because "inflation" as measured by the BLS is just a tool to keep the masses complacent while the government steals their savings for Israel.

>>50984359
MARCY DOWN THE STREET JUST PUT AN ISLAND IN THEIR KITCHEN, HONEY I WANT AN ISLAND TOO!

>>50983328
>he doesn't know about the secret discord

>>50983146
op for once was not a faggot

>>50983146
based
saved

>>50983146
I know several women that this personifies

>>50983146
Kek

>>50983485
>Listed
>1 week
>Price changed
>2 weeks
>Price changed
>every 2 weeks
>Price changed
>7/01/2022
>3 weeks
>Price changed
>Now listed at a loss
>continues to Price Change lower and lower every 2 weeks
LEL, FOMOs get the ROPE, that's what you get for balooning the housing bubble, housing should've never been a speculative investment asset.

>>50983146
Excellent work team

>>50985852
truly the original slurper, slurping all those prime subs and donations all those years

>>50986324
as a professional futures trader, not having liquidity to exit is a nightmare. i cant imagine the terror these people are enduring.
desperately lowering your price to get out but no one will buy. watching prices cascade lower as your losses mount

>>50983328
Mossad and company

>>50983146
That's cute but I'm afraid it only goes up

>Fix the zestimates
NOWWWWW

My Zestimates stay estimates. $1000 per sq ft EOY.

>They build too little
>Every input to a house is up one billion %

Why does /biz/ think the market is crashing again?

>>50984359
>>50985827
This. You zoomies think you're safe from rising rents in a house but then your thot wants new everything and you need a new roof and property tax is gay and everything starts breaking like an old car. It never ends. Live in a van.

>>50983581
Do the pay you to advertise them in the meme? Is that how you profit?

>>50983146
The green is where I bought, mooned like a shitcoin. I’d cash out but then I’d have to rent and I love my house. Feels bad frens.

>>50983328
bro are you not getting paid for your memes? Sign up for the discord ffs

what is the most efficient way to short the entire housing sector for a poorfag who's willing to take risks?

>>50987147
zestimate estimate everything was a scamtimate

>>50983328
I made this one pffff

I want a pepe to bobo or mumu converter

>>50983146
i thought stacies were the chad equivalent, high school king bee whores, how can it also be the average flower dress trad wife meme? or do they all don that dress after 30 when the party is over? i demand a new name for zestimate roasties

>>50983738

>>50983146
kek

>>50983836
>>50983146
Zestimate Stacy has to be the best meme of 2022. Stacie a LITERALLY CAN’T STOP WINNING.
>wins in social life
>wins in biology
>even beats investment chuds when it comes to finances
>will own a home and be happy
I KNEEL

>its gotta go up forever, i suhwear!!
>boomers die off
>where they hell did all this real estate come from??

>>50989428
>boomers die off
>all their real estate gets bought up by zesty stacy with her equity
>where they hell did all these rentals come from??
fify
enjoy renting stacy's bags cuck

>>50983146
>dream on rentoid
>my zestimate will never go down
>my zestimate will moon forever
>nothing can stop my Zestimate

>>50983146
Is Zestimate Stacy a good Fuck? Like is she down for all the dirty stuff? Or is she a PiV only, puts in no work missionary chick?

>>50990031
I was only 39 years old
>I loved my Zestimate so much, I had all the charts of it on my wall
>I pray to my Zestimate every night before bed, thanking it for the net worth I've been given
>"Zestimate is love" I say; "Zestimate is life"
>My husband hears me and calls me a slut
>I know he was just jealous of my devotion for my Zestimate
>I called him a limp-dicked faggot
>He slaps me and sends me to go to sleep
>I'm crying now, and my face hurts
>I lay in bed and it's really cold
>Suddenly, a warmth is moving towards me
>It's my Zestimate
>I am so happy
>He whispers into my ear "Interest rates have dropped, rents are skyrocketing and there is no inventory."
>He grabs me and puts me down onto my hands and knees
>I'm ready
>I spread my myself for my Zestimate
>He penetrates me with his huge Zestimate past my cervix
>It hurts so much but I do it for my Zestimate
>I can feel my cunt tearing as my eyes start to water
>I push against his force
>I want to please my Zestimate
>As he moves faster the heat begins to build between my legs
>Soon I'm in rapture with my first orgasm
>My body quivers as he thrusts and I scream in ecstasy "double digit annual increase in home valuation"
>Only my Zestimate can satisfy me
>He roars in mighty chimes of cash registers ringing as he fills my womb with equity growth
>My husband walks in
>My naked body is doused in my Zestimate's home appreciation and my husband sees my satisfied face for the first time in our marriage
>My Zestimate looks him straight in the eyes and says "Remodel the kitchen for an even bigger Zestimate faggot."
>My husband weekly nods his head in agreement as he sobs in the corner
>Zestimate leaves through my window
>Zestimate is love. Zestimate is life.

>>50983328
He’s never been to ylilauta.
99% of the memes on 4chins came from a collective of autist photoshoppers in finland.

>>50990333
The one of you I met is a cheating cunt so unselfaware he thinks he is a nice guy.

>>50990031
Zenestimate Stacy is only the very tip of the real eatate iceburg.

She is likely is most similar to your mom.

The women who follow zenestimate range from concerned mothers, to batshit insane whores. Most are not good fucks desu.

The women who follow zenestimate have a killer instinct that makes them more manly. I wouldn't mind this if they didn't apply this sociopathic attachment to jewish numbers to everything.

>t. I find Real estate women to be terrifying, even if they are normally legally retarded and waiting to get sued.

>>50983328
Fucking newfag how do you not know this? We got offices all over the world
New york, Tel-Aviv, Mumbai, Hong kong, Amsterdam, etc

>>50983904
>not AGPL-3.0-only+NIGGER
ngmi
https://plusnigger.autism.exposed/

>>50990077
>weekly nods
that took me out of the fantasy, please fix it

>>50987013
Is this vaxxed stacy?
>>50986324
Offer 100k less than asking.
When he drops the price send another offer with 110k under ask. Keep increasing the deficit every price change with a new offer.
Watch him rope eventaully.