/biz/ - Business & Finance

>dood just count your wife as free labor forever

>>50683965
I didn't even mention wife.

>>50683941
Daycare is the most evil thing in the world. Yeah I'm just gonna have my kids be raised by some retard I'm paying basically nothing while I literally slave away at some job I dont like while my wife works far away from me. Sounds like. a great plan for great children.

The most expensive part is daycare until they're like 7 years old. Mostly taken care of during the school year. Almost negligible if you know someone to do it for free or cheap or you wfh.

This shit is FUD. They don't need endless expensive toys, they don't need gourmet food, a truckload of clothing, whatever else, they can be raised quite cheaply, my parents did and we're all doctors and engineers now.

>>50683977
How else do you intend to count for a family with bulk grains 3 times a day?

>>50683941
at the end of they day, kids are not worth it and im glad more and more people are choosing abortion and/or protection and refusing to have a kid

Cook*

>>50683996
More like you pay assloads so they can pay a spic 15 bucks an hour

>>50683996

Only exist because big strong families are hardly a thing in the US anymore, sadly. Usually there would be grandparents and relatives to help out.

>>50684022

At the end of your days you gonna realize just how wrong you were nigga

>>50684007
If the wife makes money, she covers the costs of the costs of daycare and her own food, if she doesn't, there is no need for daycare. The food costs are almost irrelevant from the budgeting and can be ignored.

>>50683941
The cost of raising a child like THAT is easy. Beat the shit out of your children instead because its fun and you can afford it.

>>50684032
>>50683996
Okay, but how do I get paid 10-20k per child to pay a spic 15 dollars per hour to watch them? it seems like free money.

>>50683941
that's it? I've lost that much trading in a day
maybe i should be a deadbeat dad instead

>>50683941
even if it was 234k to raise a kid, that number is less scary when you remember it's over 18 years, avg 13k a year. hopefully if you're having kids your income is at least 5x this, ideally and realistically 10x this if you have dual income or you're in a good career field

>>50684098
It seems like it until you realize that 10-20k per kid only amounts to $3-6 per hour over the course of the year.

>>50684128
You watch like 10-20 kids at a time in a classroom environment, that's 100-400k

>>50684098
Gotta get permits from the government

>>50684175
Wow, I'd hate to do 20 pages of paperwork and may be get a lawyer for 1000 bucks to make 100-200k a year watching kids.
Is this the kind of shit that filters wagies from successful small business entrepreneurs?

>>50684145
In my state you're legally required to have a 1:3 staff ratio for kids under five which is where most of the money is. There are some exceptions that can bring that number up but you can't have 10-20 kids with one staff member until they hit 5, at which point very few people opt for daycare.

Do you survive on $50/month for groceries, anon? Why do you think a child could? Further, why would you have a kid in the first place if you're just going to subjugate them to a "rice and beans" style of existence? Do you not love your children? Why have them at all if you aren't going to give them a decent quality of life?

>>50684442
>Do you survive on $50/month for groceries, anon?
Yes.

>>50684442
>subjugate them to a "rice and beans" style of existence? Do you not love your children? Why have them at all if you aren't going to give them a decent quality of life?
Love is going out and enjoying the world, exercising and seeing the peak condition of your fitness, and enjoying the wind on your face. Not consooming ritz crackers and oreos.

>>50684442
Bad parents spoil their children.
Give love freely but raise them to be strong.

>>50683965
>treating family members taking care of and looking after one another so they survive to adulthood as "labor"
Fuck off commie.

>>50683941
Aside from the costs, there's also the fact that people who can afford them are too busy to actually spend time with them.

You're either too poor to afford kids, or too busy to raise them.

>>50684442

>spoiled only child animeposter who doesn't understand the concept of disciplining and preparing a child for real life

it checks out

>>50684116

Also child tax credits mean $4k less per child.

>>50684022
People are going to start panic breeding when they hit 35, and it'll restabilize the economy

>>50684561
WFH fixes this though.

>>50684561
Literally how. This is my theory why everything is currently fucked. How parents missed the fucking point completely to "have a career" or literally too fucking stupid to upgrade their station in life to support having TIME and money to be with their families and raise them. Its half the point of being alive.

>>50684636
does it? you basically have to take care of kid during day and work during evenings

>>50684685
It's easier to eat lunch with your kids, take breaks to spend time with them, and be around while they play by themselves or read books.

>>50683996
There's a few other big problems with daycare.
>baby brains don't understand daycare. They process being left with strangers for half a day as abandonment.
>Babies need to be with their parents as much as possible during their formative years and daycare/pre-K is a great way to fuck up that bond and start your kid on the road to hating you for reasons they can't articulate
>Leaving your kid in an uncontrolled environment leaves them at the mercy of every other person's mentally distressed child and you will have no way of knowing when or why your child was punished for misbehaving because some inattentive part-timer thinks your kid is a brat, so they treat them poorly, compared to someone else's kid.
>Neglect and abuse at daycares and pre-K are more common than people think
>sexual abuse is more common at daycares and pre-K than it is at churches. The public education system has tens of thousands of cases every year and it's only gotten worse

>>50684022
death cultist

>>50684646
It's not like they really have a choice with how fucked everything is. College is no longer feasible for the average person without going into debt. Housing is no longer affordable for most people.

The days where a single minimum wage job could buy a house, pay for college, keep the bills paid, raise kids, and pay for a vacation are gone.

You forgot about diapers which is a pretty big expense for pike 2 years. Medical bills, toys, furniture, clothes. You didn't even mention any of that shit.

Of course it's gonna be fucking cheap if you only feed them and nothing else.

>>50684746
What is the alternative? Either you
1 - WFH and keep your kid nearby
2 - have enough $ to live off of one income and you/your partner cares for the baby
3 - hire a full time babysitter.
The only other solution is to have grandparents nearby, which could work if conditions are right

>>50683996
This. Daycare is a form of child torture and imprisonment. Compulsory schooling is just as bad.

>>50684784
I work as a server in a medium size restaurant, family-owned (not family). I worked 7 days a week after we came back from the pandemic, and that was only 35 hours a week. Lived in a van for 2 years (super comfy thanks to solar). I work 25 now after getting my house. Literally everything you describe is just wrong and filters people because they don't want to get away from cities, or they unfortunately are too retarded/never realized their options/too lazy and distracted by the easy excuses. Don't care if it sounds like Boomer talk. I'm not bogged down retarded shit I don't need, and I only started getting things I wanted when I stopped crying about deserving shit. Made it really easy to focus and go do what I needed to do.

>>50684914
Grandparents, siblings, aunts and uncles. People who will hopefully be around for a significant portion of the child's life. The whole "it takes a village" saying is more about having a good social support network, and less about having a town full of conveniently located government-run services around to take care of shit for you.

>>50684914
>wfh
>wife doesn't work
>grandparents close by
im a lucky man

>>50685028
Unfortunately every fiber of modern society is at odds with the idea of "the village", and I don't think it will be an easy fix

>>50685026
A minimalist lifestyle doesn't work in the modern era

>>50684442
>you don't want to set unrealistic expectations for your child?
>how else are they going to think they can afford eating delivery fast food every day and never learn to cook or budget
>why even have children if you aren't going to make more uneducated consoomers

>>50685234
It's unethical to raise your children in worse conditions than the ones you yourself had as child, that's why millenials don't have any

>>50683941
This chart assumes that a child's time under your care (~18yrs) and its associated costs happens instantaneously... it fails to account for inflation and increasing costs of living

>>50683941
You're paying for food, a few drug store items and clothing. They don't eat that much, never as much as you want them too, but if you try too hard to trick them into overeating they'll notice and develop an eating disorder.

>>50684442
i wish i was fed healthier as a kid, would probably have a broader taste and better eating habits as an adult if my parents forced my little shit ass to eat carrots and beans n shit, if i have a kid that boy's on the health train day 1 whether he likes it or not

>>50685182
It literally does.

>>50685260

Some basic, decent food, a few toys, only as much clothing as they need, is not that expensive. The important thing is to be present, teaching and raising them, and providing a secure living space for them. People, kids especially, do not grow in the absence of reasonable challenges. Your "ideal safe space" would also exclude schooling, which is a routine stressor for children, and yet is considered almost universally essential. So are other things.

>>50685442
In a civilized society, a roof over your head and the conveniences of modern life are not mutually exclusive.

If they are, it means the system is failing to do what it was designed to do.

Even if I could afford a house, I still wouldn't buy it out of sheer principle. I vote with my wallet, and I do not vote for price gouging.

>>50683941
only like 13k kek what are you faggots poor ?

>>50683941
I'm guessing this isn't adjusted for today's dollars? Cause if not then the cost of in today's dollars is probably closer to 150k. Also who the fuck is spending 20k per year on college? If your kid isn't smart enough to get a scholarship then spending money on a state school isn't going to help him. Send that dunce to a community college.

>>50685652
You honestly sound like you don't understand how the current system works, and also what it means to live a "minimalist lifestyle". At least in US, its completely possible to afford a normal lifestyle. Its people's inability to go out and learn to cook, research and move to a location with modern convenience but not sky high rent/home prices, and the absolute egoistic attitude to avoid living at home with family to get ahead, simply because some peers chant how you're somehow a loser for saving money and being around family and supporting eachother.

>>50683941
you forgot about clothes, toys/whatever and hobbies

>>50685761
>You honestly sound like you don't understand how the current system works

I understand how it works, which is why I know it's corrupt and refuse to contribute to it.

>Its people's inability to go out and learn to cook

I know how to cook.

>the absolute egoistic attitude to avoid living at home with family to get ahead,

I do live with family and save money.

>>50685853
Are we talking about you or are we talking about how the average person can/can't afford a minimalist lifestyle?
>I understand how it works, which is why I know it's corrupt and refuse to contribute to it.
You literally don't get it, and thats cool. The answer is right under your nose. So, I hope that it comes to you, friend.

Just wait for the lack of children to start hurting business's profits, and then the government will step in and start paying people to have kids.

>>50683941
My parents rised 5 kids and I don't think they've even made that much in their entire life.

>>50684590
Not late enough, it'll be 40 for most millenials and by then plenty will have trapped themselves in expensive mortgages + car
payments


OP forgot Health Insurance.
Also, I WFH with a 9month old, it's pretty challenging and my baby is by no means a bad baby. Kids just get into everything every second because they get bored easily.

>>50683941
> Lets round up to 240K
> Over 18 years 13.333K per year
> Becomes 1,111 per month
> Assuming 2 working parents that's like a car payment each- kinda a pain in the ass but not terrible
> Assuming 1 working parent, you should save on childcare costs and lower overall costs
>Lean on grandparents for free daycare services
> On the other hand, my kids will go to private school so additional dollars
> Got 18 years to figure out the other expenses

> Probably just gonna keep popping those little fuckers out until bae is tapped out fr fr no cap. Just get them going and figure out how to handle all the other stuff later

> Also people don't need brand new everything. Just get a used carseat, your kids probably only going to sit in it like 4 times over the 6 months it actually fits them

>>50683965
Imagine a woman working. Now imagine YOUR woman working.

>>50685968

He's just the prototypical loser who copes by insisting that "I could win if I wanted to, but the game is rigged so fuck playing."

That's fine in small doses. Don't waste your energy on fruitless endeavors. It becomes a problem when the rhetoric becomes "the game is unwinnable/not worth winning"

>>50684550
It's what medieval peasants did

>>50686499
Only retarded commies think doing the shit you absolutely have to do to barely function as a human being is "labor"

Like housewives bitching about their lazy husbands who work all day to pay all the bills, but the wife is pissed off that she has to do laundry and wash a few dishes.

>>50685818
A ball, my old legos, and some vidya is like 250 bucks. Clothes are like 3000 bucks. It's negligible.

>>50684861
Reusable diapers exist. Family healthcare is covered by many employers, and kids have hardly any health problems so their healthcare is cheap. Toys are a luxury and kids don't need too much to stay entertained.

>>50683941

Any time you see a number like that it's the average spent. A savvy person can cut that number in half without any quality loss, and a frugal person willing to make cuts/put in legwork drop it by at least 75%. True for almost all things.

>>50686649
Kids grow up fast, too. Buying tons of toys and new clothes for a little creature that will be doubling in size every year and rapidly going through mental development just means you're going to have boxes of crap to get rid of every few months.

>>50686747
Toys aren't necessary to have a good childhood. A set of soccer balls is like 150 bucks at most, good camping gear can be used for decades, a bike can be bought for 100-200 bucks. Other things like guns, fishing rods, videogames, etc can be shared between father and kids.

if you have a daughter, sure. feed her all the rice and beans you want.
but if you have a son you better be a millionaire who can afford to get him orthodontics at a very early age (5) with a palate expander to give him a wide, properly masculine face, regular consultations with a trusted endocrinologist to monitor his hormonal profile, illegal HGH + testosterone + estrogen inhibitors, a 3500 calorie diet full of protein, milk, red meat, etc, vacations in 5 star resorts so that he can build up a solid solid media presence from early on, a nice car for his 16th birthday, money to rent his own apartment when he turns 18, etc...
otherwise you're just setting him up for failure. lmao at "rice and beans"

>>50687282
Nice bait. Have a picture of a nice sailboat.

>>50687320
not a rebuttal

>>50687384
I don't rebutt bait. Go to r9k or something

>>50683941
Don't forget to subtract tax breaks from children
If you have to pay for childcare you are a retard or an orphan because my grandma takes care of all the kids who are too young for school during the day so they all get socialized and grandma has a extra reason to stay alive
Don't be that idiot who is so butthurt your parents kicked you out (also retarded and a very recent way of raising your kid) that you move thousands of miles away and never speak to them

>>50687282

Most of this but unironically. Networking has never been more important for men, and a significant component of networking is how you look as well as your ability to attend social events and drive there in your own car.

What you're saying right now is hyperbole, but the lengths young men have to go through to stand out would have been hyperbolic 15 years ago. The game's fucked, but you can't win if you don't play.

>>50687823

Doesn't always work out. I declined away all sorts of opportunity and cheaper living arrangements just to stay close to my parents just to have them rugpull me by travelling 9 months out of the year and proudly squandering the family fortune.

>>50683941
IOTA will fix this

>>50686822
>Guns, fishing rods and vidya
>Vidya
C'mere Timmy, let daddy show you the wonder of big tiddy lizard GF in Skyrim

anti-natalist propaganda directed towards certain people by (((certain "people")))

Well if your kid gets exposed to shit like $qom or other shitcoins in this board and Twitter...

I'm 25 and I'm still a child.

>>50684058
>t. wants to get a kid on this disgusting piece of shit planet filled with sociopaths and horrible danger just to have someone to clean his ass without burning cigs on his arms at 70 years of age and ridden with dementia

>>50685260
Cheap, home-cooked meals is a far better condition than goyslop in front of the goybox.

Good job middle class wagie. You bought into the lifestyle psyop. Meanwhile shaniqua and jaun pump out 10 kids each and (((they))) do the same. Just worry about your car payment and travelling and experiences. Focus on you career first and think about kids once your 35 or something..

>>50684550
>it's only work when a nanny does it!
lol

>>50684914
>2 - have enough $ to live off of one income and you/your partner cares for the baby
this is what you should strive for

>>50683941
WIC + Foodstamps/EBT + Tax Refund = Ridiculous cost savings.

Children are not expensive after the first year. Diapers and formula, assuming your wife can't breast feed for the whole first year, are when things cost. Don't give me the boomer bullshit about bootstraps and government help. It's your tax dollars. Fucking use them or niggers and illegal spics will.

t. single income dad with stay at home wife and 1 year old daughter

p.s. I live rurally, own all of my assets outright with no debt, make a little under $40k take-home, and I still manage to save at or around $12k a year

>>50684006
>daycare
>his wife doesn't stay home
NGMI

>>50683941
>
>Buy bulk grains, chicken, and veggies for $50 per month for food, this comes out to $10800 total, and if you add things like fish and snacks, maybe you spend 15000 over their 18 years of childhood.

You should kys for having no knowledge of nutrition and skimping out on food, getting literal trash instead of quality, organic food that will be crucial to the child's development.
>grains
kys
>chicken
undoubtetdly sourced from gmo, antiobiotic-laden, caged chickens, kys
>vegetables
are not food and full of antinutrients/indigestible fiber, kys

Stupid fuck

>>50684075
This. Literal subhumans think they're allowed to have children and raise them poorly. These subhumans deserve to be savagely beaten to death and removed from the gene pool

>>50684517
You're a subhuman animal. Kys.

>>50684535
Love is many things and that includes providing your child with high quality, organic meats, eggs, dairy, and fruits.

>>50689955
>>50690033
>t. obsessive /fit/ meat schizo

>>50683941
Me and my wife are white and we had to abort our twins because when we calculated everything the cost of raising each child is around 5 million dollars, I didn't want to raise midwit poorfag wagies that I will abandon at 18 but no one else was helping us so we had to abort, all this talk and no one wants to help.

>>50688231
If I had kids I wouldn't let them touch any modern games. Everything nowadays is designed to get you addicted and then siphon money and time out of you, shit is ridiculous.

>>50690500
>5 million dollars per child
Wtf

>>50690500
Too obvious bait.

>>50685985
They already do this in Japan. It doesn't work, btw. Population lines are all in a downtrend.

>>50683941
>mfw niggers have like 5 kids each and the single mothers manage to pull it off while 4chan autists ITT are arguing about whether they can afford just 1

>>50688751
What the fuck even is this image? I don't know what it's measuring

>>50690665
We want to produce kids that are a net benefit on society and our own lives not pop out 5 future deadbeats/criminals.

>>50683941
In clapistan it's a fusion of the medical cost (becuase freedumb isn't free, so you pay $40,000 to give birth and then $20,000 every time a kid breaks an arm or has an upset tummy) and the opportunity cost of the woman working (unless you marry an 80 IQ cashier I guess). Also you need a larger apartment or house than a childless couple who only need a 1 bedroom place.

the rest of the costs are nickel and dime stuff like utilities and food. the big costs are medical, housing, and lost wages. you can't frugal your way out of those.

>>50683941
First of all, healthcare- family health insurance is considerably more expensive than individual, and you're guaranteed to max out your deductible many years of childhood

Children also need stimulation, now if you don't give a fuck about your kid growing up to be a drooling retard you can just sit it in front of the tablet 14 hours a day but that's still a few hundred dollars instead of the thousands you'd spend on toys

Also not an issue if you're fine with raising a drooling retard but you need to take your kid out to museums and festivals and sports events and such if you want him to develop social skills and not be an autistic weirdo. Also kids sports are like several hundred a year which adds up to several thousand

Also clothes, you need to buy hundreds of sets of clothes as the child will grow out of them every couple years, you can save by going to goodwill I guess but it'll still add up to at least a thousand over the years

And, children are not autistic adults, you can't feed them chicken and veggies they'll simply refuse to eat it, and then what will you do let your child starve or go buy it some real fucking food?

Basically OP in addition to being a faggot you are a huge retard.

>>50691391
>you pay $40,000 to give birth and then $20,000 every time a kid breaks an arm or has an upset tummy
Europoors actually believe this lol

>>50690660
>>50689886
I don't want to have kids, yet. I live with my wife and we both have very busy lives, she goes to the office from 8 to 5 and i stay at home investing. She ofc comes back to clean up and cook because i make 80% of the gains (she keeps going because it's fun to her so i let her). Nominally im not ready for a child, economically speaking i want him/her to have the best of the best (the things that i couldn't have) and you need to be aware of ALL the costs of maintaining a child. If my $CHAMP investment goes south then i would totally be down to have a family now, but let's just hope Charlie is better than his daddy and does everything good

>>50683941
https://reducing-suffering.org/the-cost-of-kids/

>The present-value cost of having a child may be at least $300K (measured in US dollars as of roughly 2012) when both direct expenditures and opportunity costs are considered. This shows the value of using the most effective birth-control methods, like the implant and vasectomy. That said, some people may find having children very important to their wellbeing, and in such cases, having children may be worth the cost.

>What is the financial cost of having a child? To many people, it's the amount of money spent on food, clothing, housing, transportation, tuition, and so on. One calculator suggests that these costs might total ~$500K for a kid in the US who goes to private college, although I believe that figure does not account for the time value of money, and the estimated costs of living may be more than what frugal altruists would require. A better estimate might be something like ~$150K (assuming ~$12K of expenditures per year over 18 years at a 5% real rate of return) plus ~$60K (based on ~$160K for college ~20 years in the future using a 5% real rate of return).

>>50683941
Are you Indian? Because if you are the cost is essential zero because they re the worst parents on the planet.

>>50688375
t.

>>50690765
y axis is number of kids per family , x axis is household income. people between $75k-$200k have the least children

>>50686247
Bohohooooooo women working how bad.
ARE YOU A FUCKING PAJEET AMERICAN? ONLY PAJEET AMERICANS THINK LIKE THIS.

HOW DUMB ARE YOU? HOW FUCKING DUMB DO YOU HAVE TO BE TO THINK LIKE THIS? NOT EVEN IN THE ANIMAL KINGDOM THEY THINK LIKE THIS. NOT EVEN IN THE INSECT KINGDOM

WHAT IS WRONG WRITYH YOUOUUU UU UIIIDIOTTSS
YOU'RE NOT MAMMALS

GET BACK IN THE MENTAL HOSPITAL.
YOU ARE NOT SANE IN THE HEAD
GET BACK IN THE FUCKING MENTAL WARD
THE ENTIRETY OF INDIA ANAD AMERICA SHOULD BE SENT TO THE MENTAL WARD.

>>50684550
That sounds like a capie talking point

>>50691897
Please seek help immediately

>>50689955
>organic good gmo bad
no anon it is you who is the retard

>>50691590
>Epic day trader sitting at home
>wife works all day then comes home and takes care of all the housework

Sounds like your wife is busy and you're lazy

LE HECKIN KIDDERINOS ARE EXPENSIVE!
Is a Reddit psyop made to dissuade white people from having kids. Shaniqua and ray ray have 8+ kids and are doing just fine. If you let FUD like the OP image stop you from having kids you’re a midwit.

*BOOOOORRRRRPPPP*

The science said that you shouldn't have kids, Morty. You won't be able to consoom as hard if you've got rugrats running around. The science is settled.

>>50683941
Oh wow, 233k over the course of 18 fucking years. Truly financially ruining.

>>50685260
>muh ethics
have sex

>>50683941
How am I going to make 2.3 million dollars bros?

>>50683941
>if they are smart send them to scholarship, if not to state or college school
lol implying they will listen to your advise

>>50693909
and that they will move out at 18 and just be self suficcient because yes. hah!

My sister has now two kids ready to go to college. Problem is both have to go to separate and distant towns. They will leech us all.

>>50693558
I find me too ugly to have kids. I don't want to pass that on. I do the altruist thing and avoid it.

>>50683941
Interesting, so I need less than a million on liquid assets with a return of 8.5% to provide for a family? That's even assuming a relatively high level of inflation. I was under the assumption that it was more. So in reality, anyone with 5M worth of liquid assets (a bit less if housing is accounted for) is set for life?

Interesting.

tell me /biz/ is having kids worth it or is it just a meme?

250k? the lifetime value of a brown isn't even worth that much.
its why white children are critical to humanity's future

>>50694881
It's the only thing worth doing in life, you just have to raise the retards properly.

>>50685077
Lucky

How come they never use non-White children for these "having children = bad" propaganda posters?

>>50684022
Anti human reddit fag

>>50685182
It's actually how you become happier in this cooonsooom world

>>50684442
>Further, why would you have a kid in the first place if you're just going to subjugate them to a "rice and beans" style of existence?

He probably lives near the intersection of Despair and Poverty in the middle of the shittiest neighbourhood in town.

Either that or he's been smoking more than he's been selling.

>>50695326

Because you know exactly who's putting them together. Some blue haired graphic designer.

>>50693909
If they don't listen to your advise, they can pay for their loans on their own. But seeing as they have half of my genetics, they would probably be financially literate by middle school.

>>50684039
americans are raised to hate their parents

>>50686649
Ok, Lenin

>>50684590
First you would need to find a good girl. Look at divorce rates.
Then on top of getting a girl that hasn't ridden the cock carrousel, she has to be attractive so your kid isn't incel.
Even less %.
Then on top of that, you must have guaranteed income to not only sustain yourself but 3+ people (you never know how many kids are comming, so you may have 1 or 3 at once)

I look around all successful couples I see are looksmatched couples that meet during high school. Most other couples don't last long enough to have kids or end up divorce with kids.

I would like to have a family butI never meet that cute non used girl. There's a limited window of opportunity during HS, if you missed then what the fuck you do on your early 30s.

>>50698870
>she has to be attractive so your kid isn't incel.
If you are worried, just pick daughters.

>>50698870
That's the frustrating thing with people who say "you have to marry and have kids, its the most fulfilling thing, just find the right girl you have to keep looking". They're delusional with how difficult it is in today's modern dating. I'm the same as you, I would like a family but most girls are shit and I'm not certain if it's worth it to keep looking. Plus it doesn't help that I'm short and have an average face, people deny that height/looks matter, but they do to a certain extent. I'm not a complete blackpiller, but there's a ton of evidence that height/looks play a big role in attraction/finding a partner

>>50698954
>just choose the sex of the baby bro
also with daugthers you'll have to see how she becomse an att. whore on social media or potentially dates a nonwhite. good times

>>50699204
yep. it doesn't help that i premature ejaculate so in case i got a decent girl in dates and it scalated into something sexual i would cum too fast

i would like the nice wife and kids but there's too many fucking boxes to check for it to work that it gives me more stress than anything.

>>50683941
233k
divided by 18 years = 12,978/year
divided by 12 months = 1,081/mo
using their percentages:

>194/mo food
>314/mo housing
>162/mo transportation
>97/mo healthcare
>65/mo clothing
>173/mo childcare
>75/mo misc

child tax credit is $3600/year

>>50683941

maybe in burgerland but not here in afrigermany

Here at syscon you often hear them speak about our NEVM Smart contract platform and how we are aiming to be the world's first mature blockchain system. What we mean by this is to provide the technological infrastructure necessary for Web 3.0 applications that are so ubiquitous and seamless that the end user is often unaware of its existence.

>>50691590
>economically speaking i want him/her to have the best of the best

The midwit trap. I must have the best job, the best house, best relationship, have my career settled, have this much in saving, enough vacation time, etc etc. Just have a fucking kid or don't. You can have a kid and everything above goes south 1 month later. Nice planning. I wonder if you'll plan the entire 18 years of their entire life as well.

>>50689811
extremely based keep it up anon

>>50690238
puny faggot

>>50683941
Only a 3rd of the cost of keeping a nigger alive on the taxpayer dole according to that chart

>>50701453

"Your job as a parent is to prepare them for the road, not build it"

>>50685566
this
the biggest costs associated with children is time and cost of opportunity. i had to miss a good seo gig , but i'm much happier spending time with the little brat and showing him the world

>>50699795
You must have bad genes if you're so worried about the discipline and character of your children.

>>50687282
It’s either this or you’re raising a woman anyway

It's not expensive and they aren't annoying/bad like the Jews want you to think

>>50684914
>2 - have enough $ to live off of one income and you/your partner cares for the baby
I do this and don't have a great job. You don't need as much money as you think you do

I dont want children.
A jetski on the other hand...