/biz/ - Business & Finance

>>50146609
effective value crash of 80% in the next to years

>>50146617
Mehh, the crash probably wont happen before 2030 starts. 2028 if being optimistic

>>50146609
Due to a housing shortage and continued elevated construction costs, prices will continue to rise gradually overall. There will be corrections in some areas but a lack of inventory will keep those small.

Over time most houses will be rented by large corporations and the ability to build generational wealth by owning your own will be gone for most people. Its the death of the American dream for them. But hey at least my zestimate will be epic.

>>50146668
this. unless regulation is passed prohibiting or preventing corporate ownership of single family residential property, We will never again see a 2008 style crash in housing prices.

>>50146668
Nothing goes on forever, my jew friend. Psychologically speaking, IF everything rises without stops, then at some point people will stop buying houses, and lives on family owned houses. House sellers will then lowers and lowers their stocks prices until chart i mentioned above.

But that probably happened in distant future, not near

>>50146715
Funny enough, if you see the chart, 2008 house crash is on the "first sellof" and "bear trap" phase.

Meme on people, saying "houses price will never fall" itself is a proof of enthusiasm from the collective consciousness

>>50146725
>people will stop buying houses
Reread my post. That's exactly what I meant. The price of housing will be out of reach for all but wealthiest Americans. Instead corporations will build tiny cheap homes and rent them for obscene amounts.

If you're in the housing market you will become asset rich and potentially can get to a "rent-free" lifestyle. This will further increase the class divide.

>>50146609
So I just have to wait 20 years to buy a house. Got it.

>>50146782
Yea i know, but my take is the opposite from you. While your take is "house price will be so expensive, only the rich will have houses", my take is the opposite. "House prices will be so expensive, that no one will buy it, so the sellers will lower it to get some purchases"

Yours is logical, but mine as well. When your take is "houses becomes supply demand for the rich", my take is "no demand for houses, no profit, so they will lower the prices to keeps demand going"

>>50146799
Yes. But at least your kids will have a better life than your

>>50146829
Renting is where they're going to get there profits. Buying your own home has long been held as the best investment a person can make. Home buyers have historically built generational wealth by simply owning the home they live in. It's also the best way to ensure that you don't outlive your money when you retire.

The corporations have now figured out how to move that wealth accumulation from the people living in the homes to their own balance sheet. By making homes so unaffordable that most cannot come up with the down payment or hope to cover the monthly mortgage. Now they have a large pool of rent slaves to exploit.

They have practiced this model with mobile home parks for years. Corporate investors make enormous returns off of those. Do those look like they are concerned with quality to you?

delusional mumus: the thread
where will the demand come from when everyone is unemployed retards?

>>50147341
Unemployment is under 4%

>>50147341
People who don't want to be homeless, and people who want to charge people to not be homeless.

>>50146668
this is bullshit but i believe it
>t.closed is april 2022 on first house

>>50147382
yet most employers have frozen promotions and hiring, what comes next?
>>50147470
read my lips
if people dont have money they cant pay rent

>>50147486
Homelessness will increase, people's standards of living will decrease (more people crammed into smaller space to make it affordable).

>>50147529
>people's standards of living
both physically and psychologically, they will get excired to live in the pod
>hey man, check it out, brand new pod straight from the assembly line, aint she sweet

>>50147529
and when people's houses are foreclosed and they become homeless and all those houses are vacant how are houses supposed to go up in value exactly?

>>50146782
>>50146725

So useless morbidly obese retards with no skills will inherit their boomer parents' homes and become asset rich? kek, I'm sure the elite would be thrilled about liberating these hams.

And how will they pay off their student loans or $100K trannie surgeries? By renting out their inherited home and then having to pay rent of their own to someone else with no other streams of income? UBI?

Who will they rent to in 20 years when the projected demographic is basically nigs/spics/illegals who are either squatting/destroying the property or just saying "iono i'm not paying deal with it"

Most sane & productive people will resolve to just building their own shack on barren land (even if material/construction costs are inflated) as opposed to taking out jewish mortgage loans like they have been.

If nobody owns houses anymore, won't people simply vote for rent control, making renting out unprofitable?

>>50147561
The trading will be between corporations. The occupants will go with the property, like serfs.

CRASH FFS

>>50147679
People rarely have the chance to vote for specific policies. Were you ever asked to decide a major policy position?
They can choose between pairs of identical politicians, who will vote for whatever legislation is handed to them by lobbyists.

>>50147681
how and why would institutions feed on each other like that and why do you think this is a sustainable market?

>>50147679
>thinks you can vote to change your life
Lmao blue team vs red team wooo! You still get shafted

>>50147700
I can see it happening on regional stage. People voting for representatives who promise them to lower their renting expenses.
Eventually, politicians will catch on that it's a good way to get votes and implement changes on state or federal level

I love how Amerimutts whine about their housing prices when the rest of the world has seen much higher growth in prices.

I've been saying housing will rocket up from here and been called a boomer who is seething he bought the top and how people were going to buy my bags once they weigh 80% less, kek.

A bunch of houses near me are half renovated and being sold as is so I'm guessing building costs are too much and property developers are offloading them as they know they won't make a profit if they do it up.

>>50146925
Yea, sure renting. But what if the majority just not moving at all from their parent's owned house?

>>50147580
YES exactly. Why the fuck would you rent, when you can just move to middle of nowhere and become a hillbilly, or just not move out from your parent's owned house in the first place?

Independence? Privacy? In a city? Kek

>>50148140
Have you ever experienced living with adult children for extended periods. It's a nightmare for everyone.

>>50148483
I heard thats the case for blacks and whites, but Its the opposite for asian like me. Asian parents tends to hold their kid to their home with all of their might until their death. And i heard Latino people are also like that too, but who knows

>>50148483
>>50148788
pardon me my long nosed but well-intentioned fens, but escape velocity anon is correct. The goal here is to concentrate returns for large companies over the long term. Right now they are buying up all the land they can, jjouses on it or not. The gaol like the first anon said, to price everyone out so that only companies own houses in the most desireable markets, which ensures the price never dips, because they never sell or if they do, only to eachother, similar to how corporate real estate is today. Now, where second anon makes his case is assuming the market is honest, which it is not, because property tax does not correlate with price very well, they dont need to sell when prices go up or down, doesnt effect the coist of the investment, they can hold forever until prices go back up. Where second anon could be correct is if this causes enough turmoil to drive public outcry enough to where the govt steps in and mandates companies cannot own above X% or X$ or X# of single family homes, forcing a crash and selloff back to normal.

>>50146609
>look mom I put the funny template over the housing market

>>50146609
Housing in a ponzi scheme. The ponzi status is caused by the banking system who generates insane number of fees in writing mortgages and then packaging them off and reselling them.
The problem is, these assets need to continue to move higher on a perpetual basis. However, average wages have never increased to match this increase in housing, so the number of people available to prop up the ponzi is declining.
Housing, in particular LUXURY premium, will crater. Practical, family homes will hold up much better, but any sucker with Xmillion stashed away in a house who may be using it as a savings account will lose most of this value. You remove the leverage (borrowed money) and the whole things collapses.You may as well have people taking on huge sums to buy up used cars. A house is a durable consumer good, not an investment. People have been making huge sums of money using borrowed money, and all of the "common sense" around real estate is faulty reasoning. Debt and leverage utilize exponents, and it mathematically cannot continue forever.

>>50149450
Succinct and correct. I think the turmoil will not arise because of obfuscation of true ownership (e.g. Franchise and subsidiary companies doing the management) and the complaints would only come from the very limited pool of people who are only just priced out and who could benefit from stock limits. It's an indicator on the economic value of the middle class as they no longer need to be rewarded with a stake in their community.

>>50146668
>t. new paradigm!!!

>>50147786
i hate my country so fucking much

>>50149450
>>50150256
>You will own nothing and you will be happy
Everyone should be able to own their home with a full time job. It's one of the greatest travesties of my life that this is happening.

>>50146609
Prop valuations will become so high that prop taxes will be unbearable for those who live paycheck to paycheck. Zestimate chuds will get their just desserts.

>>50146609
The media phase. You’re actually fucking retarded. Do you think people haven’t talked about fucking house prices before?

This image is retarded and you are in fact retarded.

>”HURRR I RESIZED THE GRAPH AND IT ALMOST LINES UP TO DA CHART AHAHAHAHA!”

Do you honestly believe that house prices will 2X FROM HERE!? Like what the fuck honestly why did you post this fucking retarded image. Oh yeah also this shit isn’t reaching 1970’s level, or whatever the “return to the mean” figure is on your chart. I was actually forgetting for a bit of how utterly useless and retarded most of you are on this board but now I am reminded of the financial ineptitude that a bunch of autistic crypto spergs can demonstrate on a daily basis.

Fuck you.

I've already sold my home for ICYp and NEAR. I will buy a beachfront condo when the collapse happens.

>>50146609
>80-year long technical analysis on real-estate over a time period of gold-standard leading to fiat money; natural population boom leading to massive immigration.
It is retarded.

>>50146725
>Psychologically speaking, IF everything rises without stops, then at some point people will stop buying houses, and lives on family owned houses. House sellers will then lowers and lowers their stocks prices until chart i mentioned above.
You are retarded.

>>50147341
I hope that housing crashes, but if you think the U.S. is bad, look at Canada, or Australia, or New Zealand. The U.S. is relatively cheap compared to other Anglo-Saxon countries. See: >>50147786

>>50147679
This has not helped France.

>>50149466
Checked.

>>50152275
LARP

>>50147486
6% unemployment

>>50146609
Crash isn't coming until either all talented workers move to cheaper places elsewhere, or when some sort of mass development of new homes begins.

>>50146609
Bullish

>>50152517
Lmaoing @ ur pic, who the fuck cares about canada

>>50146609
I just sold my house, I think we're way higher in the mania
My property increased in value 29.2% in 2021 alone lmao
It's obviously fucked
I'm in Australia though so it's different to the US bubble

>>50146609
Are you kidding? Media attention was in 2020 when housing started rising despite early projections. We've been at the crest new paradigm for several months as delusional investors think the rate increases won't stop growth. When the increases stop, they'll get the return to normal pump, followed by a megadump as it turns out we're waist deep in a recession and people are cashing out on their home to ride things out with family.

>>50146662
literally always follows the market crash 12-18 months later