/biz/ - Business & Finance

>>50103776
If the "line goes down" we plunge into the Dark Ages. 1929 was a fucking joke compared to this house of cards.

>>50103776
>single handedly creates multigenerational homes again in an Anglo society
This is a good thing for society.

>>50103795
>just build a bigger house of cards, bro. fuck the next generation

>>50103776
>debt that goes to your children
That's some yakuza black market shit

>>50103795
To hell with sunken cost. Burn it to the ground.

>>50103795

>>50103776
I thought deanoblocks were the solution

>>50103801
It's not a multigenerational home if it belongs to the bank for at least half a century retard.

>>50103776
Absolutely based. Fuck the next generation I'm not gonna be alive to see them suffer anyway.

on the upside, youd have your house price set 40 years ago and force your boomer parents to pass the house on
on the downside, your boomer parents will probably ruin the house, not give you the tools you need to pay the debt, then pass it on to you like a turd in your lap

>>50103795
Yeah kick the ball forward, that will surely solve everything, retard.

>>50103776
Good luck with that. All you're doing is locking up homes for twice as long as they are now. The few homes that aren't locked in will be bought up by investors and rented out. Meanwhile the bank gets massive interest over 50yrs and every generation is tied down to the house they grew up in for the rest of their life.

>>50103913
I have heard fixed rate mortgages don't exist or are not common at all in england but i have not been able to confirm that.

>>50103776
this is because the UK knows they can't raise when the Fed raise.
This will further entrench the UK in a rentier mess, while countries that let housing drop will accelerate away from them.

holy shit that is absolutely insane
imagine being born into a world inheriting hundreds of thousands of debt and a ruined house

>>50103933
afaik the USA is the only place dumb enough to pretend one can fix rates for 30 years

>>50103776
It's so sad to see everyone be the slave of the banks. Sigh. Normies are just too dumb to realize what the source of the problem in. In a financial where new monetary units can only be created by debt issuance, of course everyone is going to end up poor and in debt. Sigh. "f the ̶A̶m̶e̶r̶i̶c̶a̶n̶British people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their Fathers conquered"

>>50103801
Wrong.
>>50103880
Correct. The reason he has to “allow it” is because it effectively allows the transferring of debt obligation to descendants, which was outlawed in the 1800s in the UK and was one of the founding principles of the US to bar it. All this does is allow people to saddle their children with obligation which if they turn down makes the equity revert to the bank, basically causing you to rent instead of buy with the added bonus of being legally responsible for upkeep as well

>>50103840
Kek this, reminds me of some crazy gang extortion debt type shit.

>>50103776
modern day serfdom. truly humans are stupid. they are so happy to own a wood box. they would willingly become slave just to own a wood box.

but humans CHOSE to go into debt. CHOOSING makes them free. and not a slave.

>>50103933
10 years is the maximum fix here

>>50103839
>>50103914
the endgame is to survive long enough to reach a level of post-scarcity technology, you either make it there or you die. there is no in-between. so you better keep kicking that can

>>50104031
post-scarcity is a myth pushed by academics that live in imaginary utopias in their head
humanity itself becomes a commodity as technology progresses

>>50104073
>fusion power and life extension are myths bro

>>50103776
the west is so fucking retarded

>>50103973
the UK is the original home of serfdom.
People fled Europe to come to America because it had land. And you've gone and built another UK, with enclosure. Very sad.
Most countries with insane housing bubbles are former UK colonies. The UK dream is to be a landlord. Not to start a company, to create something. It's to leach off others. The USA is on the same path.

>>50104112
the UK is going to be the first western nation to collapse.
remember in 2011 when UK riots in major cities were out of control? They had to stop reporting them on the news as it was inciting more.

>>50104091
So there's going to be more people using more power. So what?

>>50104162
>more people
lol

>>50104161
worst part is people will just blame it on brexit, which is another form of kicking the can down the road

Debt gud

>>50104031
>dude industrialization will solve all of our problems
>dude nuclear energy will give us cheap energy for all
>dude computers will fix it
>dude conld fusion and post scarcity good vibes will solve everything
You are an incredibly naive retard. We are at a point where things could be automated, solar energy and hydrogen batteries could give individuals energetic autarchy if adecuately promoted and subsidized, houses be affordable for everybody if built to last and not monopolized by hedge funds, and overpopulation solved by self regulated game theory principles if money wasn't wasted on niggers.
And yet we are living in one of the most dystopic times in history. No matter how much tech you have, you can't change human nature dictating that the cocksuckers on the top want to keep on the top no matter what, even if that entails fucking up the rest of the world just to feed their egos, as they have been doing since the begining of time.

>>50104212
yeah but really brits deserve to live like animals, anyone who accepts having a royal family is not sentient

>>50104212
i think that brexit will, ironically, end up insulating us from a massive future EU disaster

>>50104031
Refer to >>50104073

>>50104091
Fusion Power can generate a lot of energy, does not mean they'll let you use it for free. If anything they'll claim perceived dangers of Fusion Power mean you need to pay more.

Life Extension already exists to an extent but was limited by the brain. The human brain and genome was completely mapped recently which would allow for the creation of artificial brains and/or transplantation of brains/replicating electrical signals of the brain to clone a human conciousness.

Longer life is also not something they would ever allow everyone to have, as it'd cause too many problems. You'll have medical advancements, but living past 100 for a majority is never going to happen and the vaccinated few have generally cut their lifespan via complications and gene degredation that will be passed to the youth.

The UK especially at the moment is suffering from a primarily elderly population and the best way to tackle that is to ensure that the current generation being born lives the shortest so its resets the layout to a small population of the population as elderly once everyone above them dies.

>>50103979
Yep it's just debt slavery.

>>50104161
I can see the UK being a test, it's fairly isolated from the rest of the world so the only methods of escape can be regulated and it'd be easy to wipe the island out via a tidal wave if the experiment fails and blame Russia, China or the US

>>50103801

>he is in favor of generational debt

i prefer we keep this pandoras box closed

>>50104490
>and it'd be easy to wipe the island out via a tidal wave if the experiment fails

>>50104161
>the UK is going to be the first western nation to collapse
Lmao no, EU countries are getting fucked way harder right now. I expect some small EU country to fold first

Lol fuck this shithole. I'd rather buy a house for 1/10 of the price in Europe or Asia

>>50104578
so the UK is talking about 50 year mortgages because all is well ? nope.
the uk is a financialized mess.
everyone is laundering money, flipping houses or selling "services".
wait and see, it's crazy over there.

>>50104073
>>50104261
>>50104454

You're all wrong and complete faggots. Our technology is being controlled by Jews who make money from sub par quality. Post scarcity exists only when the kiked out governments are brought to their knees, but is certainly exists. Vertical farming, hydropower, ceramic mold homes, water powered engines or even fucking nuclear power. All of these things can change the world for the better but WILL NEVER BE PUT INTO EFFECT. So long as we are manipulated to hate each other our true technological breakthroughs will never occur. They will keep people satisfied only enough to stay in power.

>>50104612
Even worse in EU though. They're in way over their heads in this Ukraine business

>>50104031
there can never be post scarcity of w/e until we stop feeding the fucking useless non-whites

>>50103776
Jews salivating over 50 year adjustable rate mortgages. Steal 300% of the value of the home in interest over the years, then when the rate bumps up and the kids can't afford the monthly payments take the house from them and rent it back. Literally Jewing them 3 different ways at once.

>>50104691
That is exactly the same thing I said, you stupid moron.

>>50104940
My bad

>>50103776
Britain cries out for Corbynism-Leninism

>>50103795
>Dark Ages.
So, the age were people were having a real economic instead of kikenomics? Sounds like a good deal to me.

Btw America will be forbidden to go into global hegemony mode forever after this

>>50104504
Fuck that, accelerate. Shit needs to crash hard and burn.

>>50104031
Shalom

>>50103776
They would fall apart before the mortgage is paid off.

>>50104091
>decades of research
>billions in funding
>most advanced reactor managed to run for 5 seconds at a massive energy deficit
We are never going to have an energy source better than fossil fuels, and the fossil fuels are running out. Figure out for yourself what happens after that.

>>50105557
"traditional" nuclear is already better than fossil fuels

>>50103776
Why not just increase the house supply?

>>50104454
>Longer life is also not something they would ever allow everyone to have
Brainlet take. Most developed nations can only continue to exist with citizens who live longer, like korea. The average age in europe is pushing 50, even after all the immigration. Humanity either extends life, or everything will come crashing down.

>>50104578
Italy is in truly terrible shape.

>>50103776
This is the price the west pays for usery

>>50105431
the value is the land

>>50105641
In England at least, there's no land left to build them on. The country just cannot handle any more people.

>>50105713
or they decrease the cost of a home and people can afford to have kids again.
but no the psycho boomers don't care about the future

>>50105779
there's room.
even fucking canadians say the same thing: no more room. absurd.

>>50103776
>LINE MUST GO UP FOREVER LINE CANNOT COME DOWN LINE NEVER DOWN ALWAYS UP
the salt of a rentiod feeds me

>>50105604
It is, and there have been many advancements to waste storage, reuse, efficiency, safety and production over the years but people hear "nuclear" and immediately think of bombs and Chernobyl/Fukushima and shut it out. It's getting better these days I think due to the shift away from fossil fuels, but countries like Germany and Japan need to get their heads out of their asses.

>>50103840
In china, they had a punishment called zuzhu or "family extermination" reserved for people the ruler really hated where they killed 9 separate categories of people related to them.

>>50105779
Only because:
A) over centralization of valuable jobs in select cities and increasingly underfunded public transport/infrastructure development making people reach a breaking point on commuting
B) suburbs being absolutely fucking HORRID civic design that simply CANNOT deal with the rate at which cities have grown the past 100yrs

Encourage working from home where possible, invest in internet provision and train/bus lines, and build more (buy to own) apartments and other high density housing as opposed to laying down hundreds of semi-detached housing estates with big gardens and you have enough housing for everyone.

Ofc foreign investors buying up real estate as a way to store their wealth and the crisis with large corporate rental companies needs to be addressed to.

>>50105641
>Why not just increase the house supply?

Several reasons, not UK specific but describe in general why housing is always in short supply
>Increasing population and/or living nature of the population (More single folks wanting to live on their own will put more stress on the housing market than a family)
>Nobody can be fucked building them. Governments don't care much and expect private folks to do it.
>It's more profitable if they are built to just rent them out.
>Regulations surrounding what can be built and where things can be built in cities and/or metropolitan areas
>Lots of Green areas cannot be built on
>NIMBY's

>>50105857
exactly, loads of space in East Anglia or Lincolnshire.
every retard on the street uses the "no more space" crap

>>50105779
Bullshit. Just increase the size of all the small towns. Buy up farm land, etc.

>>50103776
>the jews don't want to reintroduce slavery, stop being such a schizo

>>50105910
> sobs into union jack hankie
>> we can't increase the size of Norwich it's too hard
The sun never sets on house price bullshit.

>>50105783
You wouldn't have kids anyway. Pretending that whites would have a babyboom if everyone got a house is silly.

>>50105940
I've got two kids fatty

>>50103776
Lol, parents gonna hand down mortgages

>>50105884
>Governments don't care much and expect private folks to do it.
Pathetic. Doesn't your socialist island have private builders anymore? Why should the government do it?
>It's more profitable if they are built to just rent them out.
Why don't people who want a house buy up lots of undesirable land in a small town and build a villa? Seems a lot better than renting a cuckshed in prime location.
>>Regulations surrounding what can be built and where things can be built in cities and/or metropolitan areas
>Lots of Green areas cannot be built on
Surely towns can be expanded. There must be plenty of land to use.

>>50103933
5 years in Australia, but the fees mean your rate is 3-4 times the variable rate

>>50103776
yea the tories are done. end of the blair government was the same, just total nonsense and glazed eyes from the party faithful.

>>50105955
>here's how i live
Irrelevant. I was talking about whites in aggregate.

im getting a thousand year mortgage
pay $10 a month
my great great great grandkids can pay it off

>>50106013
>You wouldn't have kids anyway.
>> I've got two kids fatty
> Irrelevant. I was talking about whites in aggregate.
Your stupidity disgusts me.

>>50106000
>leftycuck
All the other alternatives you've got are even worse. Contrary to what losers and idiots dream about, socialism is never going to make you rich or content.

>>50105991
the government's aim is to boost housing.
that's what offering a 50 year mortgage does.
they game is: keep putting more and more pressure on housing stock by: rampant immigration and restricting building.
the last thing they want to do is "solve" this.
do you think they are trying to help people by offering a 50 year mortgage? if you do, you are daft. it's to prop up prices as real wages fall.
they spread smaller payments over a longer period to prop up the price.

>>50106031
You do understand that you liking having kids doesn't mean that this is the same for other whites, right? Try pumping up the national average, and see how far you get.

>>50106072
then write your fucking sentences with clarity you fat fuck, don't put "you"

>>50106064
it increases demand, not supply. What they're doing will only raise prices. To lower them, britain needs less farmland and forests and more residential areas. You also need to be less cucked and socialist.

Brilliant. Let's introduce 100 year mortgages next, so we can have formal contracts for voluntary slavery

>>50106105
that's what i wrote fuck me this thread is so, so poor quality

>>50106089
>>here's how i live
Irrelevant. I was talking about whites in aggregate.
Where's the "you" here? And how did you manage to misunderstand this? Just admit you misread it, faggot.

>>50103795
You think like a boomer. Fuck the next generation as long as we get to have a little bit of fun, right?

>>50106105
they don't want to lower prices.
the uk "economy" is housing.
same for Canada. you think they're out of space there? they just stop you building, like some big open gulag.

>>50106106
I hope the Fed continues to raise rates and the UK collapses. I can't wait to have to send my father in law money.

>>50103958
It wouldn't be dumb if the lenders could ever actually lose money. They should get what they deserve.

>>50106168
it's all dumb, having agencies that underwrite the mortgages is dumb, which then enables issuing dumb 30 year fixed.

>>50106139
"you" are stupid

>>50103776
whats wrong with a 50 year mortrage? it's just 100 years so what are you complaining about! come on it's just 300 years

>>50105910
Yeah bro, who needs food when you've got Abdul and his 200 grandchildren to put in boxes

>>50103874
We gaan

>>50106200
When you say "you", do you mean the retard you're replying to or retards in aggregate?

>>50104031
>trekkie boomers are going to kill us all chasing a fantasy
Now that's a plot twist

>>50103795
Good.

>>50103795
>things they want you to believe

>>50103801

>>50103776
They already do this in switzerland since long

>>50107037
nice try

>50 year mortgages
strong top signal

>>50103776
Chattel Debt Slavery?

>>50103776
Incredible. Talking about generational debt like it’s a solution. Do you really think this will come without conditions? Watch children being unable to pay off the last ten years, because the guberment has deemed that anyone being a liability for paying off debt should be unable to take on a low risk loan. So certain companies will “buy” the loan from the bank, or the bank themselves will seize the home to “pay off” (profit from) the loan.

>>50103801
> Multigenerational slaving for Mr Shekelstein

>>50105779
Meanwhile in Wales there are more sheep than people. I'm not saying build houses in the middle of nowhere and destroy the natural habitat but they council should be giving people planning permission to build houses on the outskirts of villages where there are fields doing nothing.

>>50103776
What's another expression of "kicking the can down the road" but with more oomph?

I unironically joked about this on /biz/ a year ago or so

This is on top of dismantling post-2008 restrictions on risky mortgages and making banks count the benefits people are on as income. Desperation politics. But of course none of this will be rolled backed till the market collapses in on itself again.

>>50103801
>multigenerational home
nah, just multigenerational debt
I hope you enjoy inheriting millions of dollars of debts anon. Once your papi dies, it's off to the debtors prison for you.

>parents take out multigenerational loan before you're a twinkle in your fat fuck's eye
>pay off like half
>they reverse mortgage it
>spend your life paying off the rest of a house that won't be yours at the end of it

dont know why people want to live here in a new pod style commie barrett home. kiked beyond reason and will be a minority in 30 years... im moving to the balkans dont care if its poor still have balls against globohomo there

>>50103776
Unfortunately a 50-year mortgage doesn't have a much lower payment than a 30-year when you consider it would have a higher interest rate

>>50106026
>.
holy shit, everything is solved

>>50111638
re-arranging deck chairs on the Titanic, at this pace

>>50113042
>perhaps we could pile them into a tower - b*omers probably

>>50104426
>anyone who accepts having a royal family is not sentient
Yes, because the bureaucratic democracies and republics are doing so great and their policies serve the public.

At this point a monarchy with the right vision could well be preferable. I imagine in the right circumstances and with the right narrative the royals in Britain at least might get quite some support.

>>50103776
Has anyone ever considered just killing billionaires (and their supposed trillionaire overlords) and returning their wealth to the working class people they took those riches from in the first place?

We have to destroy the housing market.

Also isn't it weird you can tell a British news story just by the photograph.

>>50104031
No mover in our society is actually interested in progressing towards that. None of our resources or brainpower is allocated to that,

>>50106038
The antisemitic menace got kick out of labor a while ago

>>50104031
>the endgame is to survive long enough to reach a level of post-scarcity technology, you either make it there or you die

technology does not solve scarcity of resources, it accelerates it

>>50113177
makes far more sense to kill off all bankers.
at least some billionaires provide a tiny, tiny amount of productivity or vision - banks just leech money.

>>50113281
Antisemitism was the sole redeeming quality of those faggots.

>>50105896
lincolnshire is farmland you giga retard. The whole island can't be London. How would we feed ourselves? Open Google maps, the whole island is farmland or city with tiny tiny unused areas with trees.

>>50103776
i hate this country so much i have to get the fuck out
i wouldn't mind if you at least got something for your money but 50 years to pay for a shitty red brick terrace in an increasingly brown slum is just madness
utter and complete madness

You know I'm starting to see why usury was considered a sin.

>>50103776
lmao all these retards that think your child is forced to take on that debt

>>50103776
Why won't you guys just be socialist so production can be rationally planned rather than left up to the anarchy of the market under capitalism?

>>50113532

They practically have open end mortages in switzerland since forever

You just pay the minimum amount every month, something like 1%, and dont care how long it runs, if you die and it isnt payed either your children pay it or the bank gets it

Its actually great for landlords, you can maximize profits by only paying the minimum out of the rent

>>50113601
*1% minimum should be per year

>>50113537
You glow

>>50103776
Yes.

>>50104031
>you either make it there or you die

That is just stupid. No matter how hard the crash can be, it will not be doomer material.
Realistically, could the west becomes poorer than Brazil? I don't think so.

>>50113639
In sha'Allah

>>50103983
Dont really have a choice. Need material goods to attract mates.

>>50113621
Suggesting the only viable solution glows, glows.

Houses in the UK are a joke, at least with american house prices you get a decent size home.

Badly built new 2 bed semi-detached? 250k please mate with 70k deposit.
Buy an older house? Then fuck giving you your HTB grant, give us 120k deposit.


>>50105910
They are already doing this to great detriment, need a doctor? Dentist? School? Hospital? Too bad, capacity at these places was reached some years ago and now we are hastily whacking up 10 more estates to the edge of town that will also want to share these things with you.
Oh and we won't be building any more of these things you need so good luck.

>>50113680
You're a cuck who's scared of your wife cheating on you. Scared under a fair economic system no women will like you so you have to keep them trapped in the home? Scared black people will end up more successful than you? Cuck

Proof that the people in charge are so incompetent (all sides politically) they don't know the basics of what they are talking about.

What would the amortisation be on a 50 year mortgage? Just did a quick example , 300k mortgage for 50 years results in 600k of debt payments.

Fucking ridiculous.

>>50105827
Zuzhu? Everytime a bell rang, a family would get their angel wings.

>>50113630
how did they scale "prices" from 1509 with 2016? gold?

>>50103776
yes, this is the next step to fuck up millenials and zoomers for their whole lives. imagine having to pay your stupid grandad's debt, I'd rope myself

>>50103776
>born into debt slavery

Very bri'ish lads

>>50112748
LMFAO

>>50113787
I spent all morning fucking my gf, I was born white so the idea that a black person can be more successful than me after I won the genetic lottery is cope.

>>50103801
No it is not. You are a fucking moron to think that there isn't going to be some gimmick.
House always wins.

>>50103801
the replies to this post really do show biz lack of reading comprehension
he isn't talking about the ownership of the particular piece of real estate
this is about a society being redirected to living arrangements of a multigenerational nature and this is a good thing, its the anglo extreme individualism that led to a lot of the current disaster in society

>>50114021
Its about creating a society that is born into debtslavery, fool.

We're going to end up with another French revolution.

>>50103839
I dont understand when people say this. you will never get rich like this. who cares about eh next generation? they are gonna be even more golemfied and retarded than zoomers. by then it will literally be idiocracy tier anyway

Instead of generational wealth bongs will get generational debt. How about building more housing instead?

>>50114182
The French revolution was the start of why we're in this mess.

>>50114199
>How about building more housing instead?

Why? Cities don't need more housing they need less people, specifically less net tax drains. Housing crises are caused by deportation not construction.

>>50114230
Solved* not caused.

>>50113763
They aren't building new houses.

>>50114271
False

>Boomers literally fucked everything uo due to lead
>Rack up eternity bag
>Gift Eternity bag for tax deduction
>Microplastics get pissed off
>???
>Profit
It is yours, my son. It now belongs to you.

>let jews in power
>jews force immigration on the british people
>suddenly not enough housing to go around
>your daughter goes to school with niggers and is raped by a pakistani by the time shes 16
i wonder how long this lasts

>>50104031
>>50104091
Fusion is literally a decades long scam, here is an excellent documentary on the subject and how ITER is a scam (yet again) and won't ever produce more electricity than it consumes. Fusion is still always 3 decades in the future and will never be real
https://www.youtube.com/watch?v=xnikAFWDhNw
>>50114230
Well maybe you're right, cities definitely don't need more housing but I didn't say they needed to build it in a city. For all I care they could create some artificial island off the coast of scotland and build houses there or found a completely new city. They just need to build shit to bring the costs down

>>50114514
Or go really hard on the deportations, demolish some of the ugly and pointless parts of the current cities and put some more nature there.

>>50103776
huh what? wouldnt a 50 year mortgage be even higher %? what are they trying to say?

>>50114547
Sure, whatever, I'm not big on understanding the housing market and so on so I don't know what should be changed besides having sound monetary policy to remedy the issues we see today. I do find it funny though that once educated architects, city planners, and so on came about cities became noticeably worse in almost every way compared to old layouts and architecture that have existed for hundreds or thousands of years.

>>50103801
image your father dies and all you get is his debt and a run down house with a dead cat behind the couch from years ago.

Why are the supposed Bongs in this thread talking exactly like internet-dwelling Americans do? There's nothing distinguishable about their speech. Have Bongs been Americanised or something?

>Well little Billy, it looks like your retarded boomer parents decided to use this new opportunity to get a generational loan and blow it into a scammy holiday bungalow in Benidorm
>It looks like you'll now be directly paying for their living standard increases even after they're dead.

This kind of loan is the most kiked boomer shit in existence.
You can bet your ass that entitled parents are going to crank the shit out of the debt dial.

>>50114731
All satrapies of the jewish states of america are soulless.

>>50106200
That's an earlier post, not the one you responded to, you braindead retard. And even in that one, I mentioned that I talked about all whites.
>>50107037
You too, you miserable retard. NGMI

>>50113177
>leftypol retard shows up to jerk off about killing everyone more successful than him
kys and make the world a better place, subhuman commie
>return the wealth
You're worthless and will never amount to anything. The same goes for every other commie.

>>50113281
You leftist whites are just as bad and soulless as jews.

>tfw my parents own multiple properties and are selling them all to go on an around the world cruise for months in their late 70s
>has outright told me there won't be anything left for me and my brother and sister

>>50115193
absolutely BASED
you're not entitled to things other people worked for

>>50115193
Kill them on minecraft. It's justified.

>>50114731
They spend all day talking to Americans online and consuming American media. You can notice it when you speak with 'spergs that they never talk to normal people.

But mostly it's Americans making everything about themselves as usual.

>>50115208
They inherited two of the properties, rented them out for decades and are now selling them. They did buy their own home + one other I guess.

>>50103776
JUST PRINT MORE MONEY BRO

WHAT COULD GO WRONG IF WE JUST PRINT MONEY FOREVER?

>>50104031
>system about to collapse under the weight of anti-human parasites
>dude lets just intensify what we're doing and we'll reach the singularity in no time!
kill yourself

>>50103880
*at most

>>50105797
We're full ravinder, fuck off

>>50105884
The government has eminent domain backing it up. All they need to do is:
>Determine where additional high density housing is needed
>Declare the area "high density/mixed use"
>Give the current residents the option to sell to the government if they want (since it was force rezoning).
That is all it would take. Developers would quickly move in and build. It doesn't even matter what they build, only that it be more housing then the single family or rowhouses they replace.

>>50114021
If you think that cunt-obsessed narcissist is doing anything for anyone except his image and his bank account you're really reaching.

Multigenerational households in cramped Northern Europe involve teaming up to spend the minimum on property, combining duplexes and terraces and engaging in creative remodelling to to get the maximum utility for the minimum property tax. And the entire transactions are carried out in cash/PM/crypto so bank AML doesn't come into play.

"Anglo extreme individualism" is a product of jewish hollywood indoctrinating management tier boomers and nothing innate to the people. Go and work on a production line in an Anglo nation and you'll have all the fellowship you'll ever need in under a year.

>>50105797
>England: 130,373 km^2
>Canada: 9,985,000 km^2
Great analogy, paki

>>50103776
>multigenerational debt
*inhale*

HAHAHAHAHAHAHAHAHHAHAHAHAHAHAHAHAHAHAHAHHAAHAHAHAHA

>>50103973
>Sigh
>Sigh
>Sigh
Disgusting, back to >>>/reddit/.

>>50109972
this thread is dumb.
so straight away you looked at this and said it was crazy. yes, you are right.
they know it's crazy.
so, why is this happening?
the UK couldn't raise rates when the Fed did.
Next Fed raise is in 25 days.
The UK is utterly desperate and knows it will collapse. That's why they are throwing ideas like this around. Position accordingly.

>>50113281
Corbyn isn't antisemetic.
Corbyn was going to introduce real change and get rid of the rentier filth. So all the press made up these stories, and all Brits with homes pretended to believe them so they could continue to get free money by exploiting the young.

>>50114954
"you" are stupid

>>50115442
it was a contrast, you stupid chav fucker

>>50114977
I think you’re stupid

>>50104578
This. Europe is totally fucked.
Italy is mega fucked.
Even Germany will be dead in 20 years due to their demographic pyramid and extreme energy insecurity.
UK is not gonna be great, but compared to a lot of EU countries they’re doing good

>>50115596
UK is on a ledge, no EU, smaller ccy, very pissed off population that looks ok until it snaps.

>>50111864
>debtors prison
Nah,
>Parents spend 40 years paying the mortgage.
>The die
>Kid inherits it
>Cannot afford it
>Losses it all to the bank
Will be very common in a few decades

>>50114487
Forever they don’t have guns

How about a 1000 year mortgage? Is there any way we can bind a soul to some sort of contract? Maybe we could take payment in blood instead of money? Are there any sigils or gods we could invoke to keep people buying these overpriced sheds?

>>50115610
Rising sea rises all boats. The tide is no longer rising and the EU is about to become a mega-liability.
UK will be ok because they have decent energy security (lots of wind potential + oil offshore + Norway oil), the third best navy in the world, and a good relationship with the Americans.

>>50115686
The Americans have dropped you.
Look at the Prince Andrew thing. You think that would be happening 30 years ago when the UK was a player? They are now a cheap whore of the USA, ready to bend over whenever asked.
Time will tell.
One thing is for sure: the 50 year mortgage suggestion is desperate as fuck. Would a country in a good position be doing this? They are cornered.

>>50115733
I’m American. All the socialist states in Europe are absolutely fucked within the next 20 years due to their demographic pyramids going from high tax payers to all retirees with not enough tax payers. I’m arguing that the UK is less fucked than most of continental Europe.

The people who are most likely to do well in the future (for Europe) are France and Sweden since they have the healthiest demographic profiles

>>50115733
>Look at the Prince Andrew thing. You think that would be happening 30 years ago when the UK was a player? They are now a cheap whore of the USA, ready to bend over whenever asked.
>the fact pedophiles are being prosecuted is a bad thing

>>50115208
They've failed as organisms. The entire purpose of inheritance is to try and give your children the best chance of survival when shit goes bad - and eventually it always goes bad. The reason the practice is so common is the descendants of those who provided proper inheritances outcompeted those who did not. Inheritance isn't there for fun, it's part of a recognition your family is a continuous genetic line, not a collection of individuals.

>>50115792
I really hate the way that on biz there are a few people who are interesting, mixed in with pieces of shit like you.

>>50115802
the boomers aren't really human.
they are a disgusting offshoot.

>>50103776
I don't live there but I hear most of the politicians have most of their wealth tied up in real-estate. Terrible conflict of interest.

>>50115193
feel free to let them know you won't be taking care of them either, and if they ever get to their vulnerable years you will outright abuse them, and that their body will rot in an unmarked grave from a pauper's funeral in a cardboard box, and notices will go out upon their death about how they abused you as a child.

>>50103776
I posted in every real estate thread posted here since Feb about 40 yr old mortgage that’s coming soon and the kikes plan of pushing the can down the road.
Don’t ask me how I know, but it is coming. You’ve been warned. There will be another RE boom when it happens and people will be bound to debt for 40 years with no escape.

>>50115532
>>50115568
>t. 90 iq morons who fail at everything they attempt in life
Bet you're both brittish. That accursed island only produces pathetic people nowadays.

>>50115789
>France and Sweden since they have the healthiest demographic profiles
anon what do you think makes up those demographics
and is it anything healthy

>>50115437
never said they did it for benign purposes, but its unintended consequences will be positive as it forces people to learn to life together again
bla bla muh hollywood muh blue collar kinship
england didnt have hollywood until recently and they were far more individualistic than mainland europe
blue collar kinship on the assembly line reaches all the way to drinking beers together but they still kick their children out of their homes, totally missing the point there anon

>>50105884
>>NIMBY's
yeah because people should just accept 150 deanoboxes being thrown up next to their home and being filled with brown people

>>50117844
they have to keep adding people who get mortgages who create credit. this is how the UK appears solvent.
it's also why on rates rising they are looking to double the mortgage period.

>>50103776
have they forgotten about debtor jails already?

>>50115193
jesus christ kill them right now

>>50115193
OK? Why is that any of your business?

>>50117844
this looks so fucking grim. it's like victorian slum housing except they pay 200k for it (more like 400k over 30 years).

I was joking about intergenerational mortgages a little while ago. It was only supposed to be a joke.

>>50116803
>Calls other people morons when he can't even spell
I bet I know what country you're from.

>>50104161
>2011 when UK riots in major cities were out of control
Do you even live here...? It was ENTIRELY niggers being opportunistic to chimp out and loot. Which is an everyday occurrence in US apparently

>>50118595
bullshit, manchester was just non whites rioting? no.
anyway the UK doing 50 year mortgages is desperate as fuck, no question

>>50103913
Fixed-rate in Britain is typically 2-5 years. Very few countries have American-style 30 years fixed.