/biz/ - Business & Finance

>>49756353
Apparently I owe people here sex
>t. Women

>>49756400
Sharpie now

>>49756400
Yes

about 43k in debt. 30 years old living life comfy the debtmaxx way. i smoke weed every day and smash puss every weekend. life is good.

>>49756353
>26
>23k in Student Loans
>410k in 30/yr Home Loan
>Make $80k/yr + Freelance Shit
>Wife makes $55k/yr

don't have any debt whatsoever just utilities' bills/insurance and still somehow struggling on 3800/mo without working

zero

>>49756353
270k € in debt rn
Dont ask how or why
Gonna declare bancruptcy anyway

God bless EU

>>49756553
oh I'm 32 and wife is 29, for datamining purposes

>28
>2nd year BBA fag student
>$40k in cryptos
>$16k credit card debt
>leaf
I worked at a bank and still have the employee rate (10.9%) so its not that bad, personally. Too lazy to get a job so I do Uber Eats to pay off the minimum every month. Comfy kek.

Work about a 30k/yr job (remotely) and drive a BMW X3, still got about 40k left to pay off on it but other than that im debt free

>>49756353
Zero debt
28
Still living with my parents though

why do burgers measure their salary "yearly" and in brutto, its so damn retarded

>>49756746
>a cuckover
You better be a woman

34 y/0 about 250$ in CC debt.

30
70k mortgage
5k cc debt

>>49756400
Are u a virgin?

>>49756353
$0

just my mortage

>>49756353
0 debt, 27. But I am fortunate to have a family with 2 parents and prepared for having kids. So they have helped me a ton with college and cars

>>49757129
How do people get into credit card debt? Not trying to be condescending. How do you fall behind?

>>49756353
0
23
Paid off car
Full time job
5k in bank
2k in company shares
6k in 401k
4k in personal stocks
I'm better off than everyone I know my age, but I still have nothing.

>>49756353
Was debt free. Quit my stressful job and put 8 months of living on a credit card with 0 interest for 1 year. Got a new job that gave me a company car I can use for personal. Sold my truck paid off the card and more. Now just 5k on wife's car. About to be flush for the first time in a year. Feels good

>>49756353
All in all, $1.27MM. I am 28.

>>49756400
Tits or gtfo

>>49756353
bro, I bought my car for $4k in cash. Had to put like $500 more in repairs but she gets 30 mi/gal

>>49756353
buh

>>49757604

well personally i moved and just didnt get a job for a year which i had budgeted for but also got hit with some unexpected repair bills. at peak i was 12k cc debt but that was 3 months ago

>>49757644
42. Got 300k equity in my house. 100k stocks and shit. 40k precious metals. 20k cash. Could be a millionaire but we like to enjoy life. Not gonna live like a college student and die with a pile of money

>>49757750
larp

how do i do this? i want some debt for pic rel

>>49758149

you can just finance one from a local honda dealer

>>49756353
none, paid off my student loans and have my vehicle title in hand

>$10k SBA EIDL loan (3% interest)
>$700 student loans that have been in deferment for eternity due to covid
I think I have like 110k left after crypto dumping nonstop plus cash

0
28
just payed off my house this year
I invested my 50k life saving in oil stocks in april 2020 and held until this year and have been taking profits since ukrine

>90k in debt
>sold everything bought with credit
>started new life in overseas territory
>not a single care in the world
>normies are paying jewish banks fees and get involved with creditors because good goyim points
>i'm at the beach having a cocktail, using cash for everything

I suggest you start doing the same frens

>>49756353
0, 30.

>0
>27
Is getting debt for a vehicle a good idea? Lets say I have 60% of the value in cash, my plan was to finance it in Jan 2020 but I didn't, now the price is like 30% more so all the extra cash I managed to save for this purpose was not worth it.

>>49756353
About 18k € in student debt, 26

>>49756613
>29
Damn, you'll need a new model soon.

>20
>$5500 in student loans

Still impotently hoping that Biden might wipe it away and I get more fun money but I doubt it

>>49758184
dont i have to get approved for financing? I have no income on paper

>57
>2.65 million in debt
Never paying it back.

Also data mining thread, Sneed.

>>49756353
34
80k debt
250k in crypto
600k house
NEET

I feel like shit

>>49756494
do you have a job?

29
22k student debt i spent about 8 years in college getting a bachelor's
i got my first jobs last week. 80k salary.

>>49756353
$350 on my credit card, but that doesn't really count cause I'll be paying it off at the end of the month. 27 years old.

>>49759025
Based europoor

>>49758958
ah ye, might be tough then. it is only like 3k tho so even minimum wage job would qualify

>>49759064
I'm america/

Should I buy this?

>>49756353
>26
>no car
>home with parents (not a burger so it's cool)
>no degree yet
>unemployed
> zero debt
> €600 cash
> about €2k in collectibles, in the process of liquidating
> 40k LUNC (bout three fiddy €)
Rate my life

>>49756685
16k credit card debt is brutal

23k auto loan
150k sbloc

>>49756400
You’ll never be a woman Faggot.

>>49759157
get a job nigga. I wish i still lived with my parents so i didnt have to pay the fucking jew fucks at my apt

>>49759214
bro just get a house. it's not that hard.

>>49758430
Good on you bro

>>49756353
>$3k student loans
>$6k left on my car
>$2k medical bills
vs
>$4k in crypto
>$4k in stocks
>$4k cash

Could be worse, debt isn't real anyway. Can't even remember the last time I made a student loan payment

>>49756353
>19
>no debt
Did I fuck up guys?

>>49759301
You're too young to have been able to capitalize on free funny money. You'll probably get another chance later

>>49756353
I'm 38. I've been debt free for couple of years now after paying off my house, which was my only debt.

>>49756353
0 debt, should I finance a car? I feel like I should have some debt

28k car
16k student loan
8k motorcycle
3k medical
240k mortgage

>>49756353
27.
no debt.
130k leafbucks in net liquidity available to me if i sold everything today.
ive spent the last decade living like a degenerate nigger in order to save as much as possible though, and i trade stocks when the market has obvious signals.

i still feel very poor.

26 years old
27k student loan
24k in taxes by October 14

2k on my mastercard
23 yo
staking 6k on vinu as we speak

>>49761150
at least you're self aware

>>49756353
I’d say around $300k
>mortgage $260k left
>credit cards
>car
>student loans which I will never repay

>>49759104
my honda could smoke that

>>49756353
33 years old only 10k of student loan debt w 30k cash, just ~100k in the 401k. no hard assets either though, i feel like ive worked 10 years for basically nothing

My debt is a wife that doesnt work and a kid.

I pay around 4k a month in expenses

Best financial advice is stay single, don't breed.

>>49756353
I'm 35yo and have been debt free since I was 22yo. I took out a $30k loan when I was 20 and paid it off in 2 years of working making 42k/yr as a web developer. I paid the principal, not the interest.

I'm now making less than 12k/yr, but still have my own place, a car, and a nice gaming PC with 35k in the bank. I continue to save.

It is beyond me how/why people live outside of their means. Debt makes me feel like a slave. Fuck that.

>>49758784
Everyone takes debt for a car anon. If your down payment is 60% of the car (or even half now) your monthly payments will be relatively low.

>>49756353
>27yo
>31k student loans, 380k mortgage

If interest rates and the cost of living keep on the same trajectory for the next couple of years I will have to kill myself. It’s a horrible feeling being a debt slave.

>>49758989
128k mortgage
27k on car
60
Boomer cares not. It's ogre.

>>49756353
I am 26 years old and I have $8,000 in debt.

>>49756353
I am closing in on 30 and have 2000€ in debt for my cah. I hate debt. Oh boy i hate it.

>>49756353
>27
>3k in cc debt
>zero student loan debt (paid off in full)
>$37k USD in crypto; ~30k in fiat
How am I doing bros?

>>49756787
>4 minutes 59 seconds have passed
>time for my anti american post

>>49756353
I've got $460k in mortgage and car loan debt. Would you believe me if I said my ETH holdings were once worth enough to pay this off almost 3 times over? No regrets.
>no ragrets

28, 8k (student debt)
Just got a job that will pay 65k so I’m happy

>>49762161
Pay that shit off asap anon. What I did

i was an expat, applied to all credit cards, debtmaxx all them and left the country during the peak of vaxx mandate (no jab no job so have to quit and leave the country anyway)
free money, it's that easy

>>49756353
About 65k still. All student debt. Currently have a portfolio of about 250k. I was worth ~1.4m at my peak. Feel like I made a mistake.

22 21k 11k car and 10k personal loan

>>49762260
oh i'm 27 btw. I mean i could be in way hotter shit.

>>49762241
Plan to, should be debt free by end of summer

24
8k fiat 10k btc
27k college debt
no job living in my moms house
i am fucked arent i... too many nuggies not enough wagie

>>49756353
>33k land mortgage (fell for the homestead meme)
>7k in unsecured credit debt
>23
ugh

>>49756353
26 yo
Something like 60k in student loands