/biz/ - Business & Finance

I also hate how horrible we are with money. But at least we have style and have fun. It seems like all of you are angry all the time.

https://i.4cdn.org/wsg/1655229002394.webm

Also are these kids also zoomers? This is like the next generation, not us. I don't think they even have a name for them yet

death to all zoomers, and I say this as being a zoomer. Zoomers are a cancer, I have had to unzoomer myself, and start acting more like a boomer to survive.

>>49640642
just get a job, save up capital, diversify and wait for a good entry point. there will be one.

>>49640815
I feel the same way, but what can we do to survive? What are you doing?

>>49640642
Always remember what they took from you.

>>49640773
this is the only one that's gonna make it

>>49640853
call me a schizo if you want, but I am physical buying physical silver, and gold as I wait for the debt market to implode.

>>49640773
They're not zoomers they have to make a name for themselves yet by eating tide pods or whatever

>>49640773
That's generation Alpha bro, some say they will save the world.

>>49640955
Welcome.

>>49640815
nah I have grown to appreciate them. Zoomers are okay. They are very friendly, a bit inexperienced and kinda cringe some times but it is w/e.
This place has turn into a pit of misery. What is the point of making money if you are this mad at the world.

t. resident brown boomer.

>>49640978
we are doomed.

>>49641004
We were all just as cringy, just no social media back then

>>49641004
Fair point I feel like the zoomer males with enough guidance could turn out alright, but the woman are a lost cause, the propaganda has taken a hold of them all.

>>49640954
shes a future dyke

>>49641049
Weak men create hard times and uppity women
Hard times create strong men and broken women
Strong men create good times and trad women
Women create nothing

>>49640895
its crazy how many zoomers know about dadrock tho. i was playing games and the little faggots knew about prince and guns and roses. i was surprised.

>>49641366
I guess the HUGE names like that, sure. I feel like even those will eventually fall by the wayside

>>49640642
>>49640675
>>49640773

>>49641357
>Women create nothing
Babies.

>>49641500
Not a bot, fuck off.

>>49640642
Save a little bit of money each week-put it in something like inflation bonds (series 1)

>>49641004
>t. resident brown boomer.

>>49640773
what the fuck is this

>>49641646
Burger King concert maybe

>>49640773
>blonde chick in overall shorts
dat ass

>>49641780
she's like 8 bro

>>49640675
bussin
on gawd i woulda said 19 fr fr

>>49640675
>get age right - get kiss
>get age wrong - get slap

You literally can't lose

>>49640773
>all white
the future is bright bros

>>49641428
Literal who?

>>49642374
He was in the Backstreet Boys you dumbfuck

>>49640675
>at least we have style

>>49641852
>that shoulder to hip ratio
That's a clear 6.5 for me anon

>>49642403
It's 100% true. Millennials have 0 style whatsoever. I'm sorry.

>>49642156
THIS

>>49642403
eh you're getting there.

zoomer speak is just ghetto black speak which proves that the USA is so degenerate that the absolute gutter-culture has become "prestige" and thus imitated by the young
Gott strafe Amerika

>>49642588
Not really.

Every generation has weird new language. Watch Happy Days, daddy-o

>>49640675
I actually never heard someone say bussin unironically, pretty in shock right now no cap.
>>49640642
I really do believe that the era of passive investment is over. You won't make money anymore just putting shit into the SP500

>>49642588
Zoomers speak nothing like the niggers on god you're straight sussing with your low vibe old man

>>49642625
>t. MTV (((executive)))

>>49642679
The fuck is MTV you retarded boomer

>>49640853

You do this >>49640850

Shit's fucked and the game isn't winnable right now, but the environment changes. Be in position to capitalize when asset prices correct. Have your down payment ready to go, put in extra hours or side gig if you don't have it already. I bonds are neutral against inflation right now.

>>49642824
Sorry but what are I bonds?

>>49642751
>being this dumb about how culture works
zoomers are truly the goyest of goy cattle slaves

>>49642751
honestly it makes sense that black people are going to end the white race

>>49640815
I thought we were done with the “i was born in le wrong generation!” pick-me bullshit

>>49642858

https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm

Series I savings bonds. Government bonds that get rebalanced against the CPI. Pays 9.62% right now and reindexes for inflation every 6 months. $10,000 purchase limit per year. At the very least it will keep your money from bleeding out over the next few years of turmoil. It's the best cash equivalent, and I personally recommend that Zoomers just hold cash equivalents right now. We're in a bear market, and you want to have cash equivalent assets should real estate crash like it did in 08.

If it does crash you'll have some time. Prices didn't really start to recover until 5 year after 08, and took about 8-10 before being out of reach. Don't waste that time though, plenty of salty Millenials that missed the boat because they went to college to "wait out the recession" rather than trying to stack cash and buy the dip.

>>49643083
Excellent info, thank you

>>49643083
You unironically can't be poor as an american. You must consciously make the decision to be poor in the U.S.A.

>>49643176

I would also like to add that I don't think you will get as much time as the Millenials did. A solid number of them have cash waiting on the sidelines for houses to crash. Shit just seems to move faster in general, but I figure you've got three at least three years post correction (if a correction happens, who knows what the gov/fed might do to prop up those values). You will have some amount of time, but start now. Do not underestimate side gigging/overtime. I gross $25 an hour doing it, but gas is a bitch if you don't have an efficient car or EV. Doesn't matter. You could be making just $10/hr after all the costs, it's all gravy. Every extra hour worked will have 4-6x the impact on your savings, since your expenses are already paid.

>>49643273

This isn't a thread about being poor, this is a thread about eventual home ownership. Home ownership is still possible, but it's not assumed like it used to be.

Also, it's increasingly less true that it's impossible to be poor as an American. 15 years ago you were totally right. When I graduated I made minimum wage 30 hours per week, but my chunk of rent was $180/mo. I got about $150 in food stamps, so my needs could be met and I would have an extra $500 to piss away. You could survive in 20 hrs/wk no problemo. Not so much the case anymore. MW is flat and that same apartment would cost $500/mo now, food stamps giving $200 instead of $150.

>>49640955
This is a great idea for the zoomer generation. Gold/silver are NOT get rich quick schemes, they are stores of value. Zoomers have never experienced a dying market, but they sure as shit are about to, and the best thing to make it through a dying market is real, tangible assets, especially assets that are historically proven to maintain their value. The world has only been off the gold standard for 60ish years, and we are 100% headed back to it. You can be in on the ground floor if you buy now while gold and silver are still being manipulated to stay at historic lows. Great Depression 2.0 is around the corner and there's nothing the FED can do to stop it, and they know it, which is why central banks around the world are all buying gold like it's running out.

Remember always that you live in interesting times.
Remember that you live in the midst of a generational war, and your only older non enemy is your parents and close family.
Remember that its not the only unofficial war but one of many wars including war of sexes, war of classes, war of religions, war or races, etc.
That atheist feminist Korean 30 year old woman is not you friend or ally or someone you should give a second of your time or a cent of your money.
That early 30s genx loser that poses as a bro and sells weed is your enemy, he will not think twice before snatching some girl from your generation away from you, by using experience and all underhanded and overt and covert methods at his disposal. Including acting as your buddy to get closer to her.

>>49641004
My main issue with them is a lot of them are huge retards who think they’re way smarter than they actually are. You can’t sit on Discord/TikTok/Instagram all day absolutely rotting you’re brain to the core and then think you’re allowed to give an opinion on anything. They get in these little online circles where everyone is basically just rolling around in their own shit and smearing it on eachother. They’re acting like retards but it’s funny because they’re just pretending to be retards and if you aren’t acting like one, you’re stupid. There’s a quote by someone that puts this retard phenomenon more eloquently but I can’t remember who.

>>49643883

This sounds personal, and it's true. (Except the part about early 30's being Gen X). Fact is that historically speaking men get with women a few years younger than then. Upper class high schoolers poach the lower class, college kids poach the upper classmen, upper class college poach freshmen/sophomores, graduates poach upper class, etc.

That "early 30's Gen Xer" can have completely pure intentions and zero interest in your woman. He could be a full blown homosexual, doesn't matter. If he has some amount of success or X factor that you don't have yet you will still be measured against him and out at a strict disadvantage. She will be less satisfied with the relationship after making that comparison. He doesn't have to be actively trying to steal your girl.

I've only ever wanted young people to make it, and I've helped them budget and learn finance. If you can benefit from these relationships then go for it, but never introduce your woman to someone more successful/cool than you.

>>49644957
Women are never worth it

>>49640675
Dont think shed slap him. Her behavior wouldve led to a playful slap before a "pity" kiss.

>>49644573

>>49645381

Mine is, but a lot of stars and planets had to align to make it so. Also some good early game plays and a housing market that crashed right as I had saved up my first $20,000.

Otherwise, yeah. You're completely right. I've never been tempted by infidelity because every other woman would be insufferable. Choosing to opt out of the game is entirely rational, especially in 202X. However, if you're going to play, play to win. You don't win by entering mismatched bouts.

>>49642460

>implying

https://www.youtube.com/watch?v=KDzt6yI3Dw8

>>49644957
>early 30's Gen Xer

>>49646283
literally me

>>49640675
>It seems like all of you are angry all the time.
I live in America and have a GED.

>>49644573
>My main issue with them is a lot of them are huge retards who think they’re way smarter than they actually are. You can’t sit on 4chan /biz/ all day absolutely rotting you’re brain to the core and then think you’re allowed to give an opinion on anything. They get in these little online circles where everyone is basically just rolling around in their own shit and smearing it on eachother. They’re acting like retards but it’s funny because they’re just pretending to be retards and if you aren’t acting like one, you’re stupid. There’s a quote by someone that puts this retard phenomenon more eloquently but I can’t remember who.
That's how stupid you are.

>>49645786
>Literally had to buy a house to score a roastie.
Nice.
Women are a meme.

>>49640642
They were actually talking about cocks weren't they?

>>49640954
THATS A MAN

>>49642374
Lead singer of Ozzy Ozbourne

I live in a 3rd world country without any credit chances and a 50% inflation rate and managed to get my flat at 30yo by not buying unnecesary shit. Problem is people doesnt know they have to save.

>>49646466

No, I was with her for five years before we bought. The house made me rock solid and entirely unshakable. It made me better than all my peers, to the point where many had to stop coming over once they got their own girlfriends so they didn't get financially mogged. Even then, fuck it. I would have bought it for myself. If it helped me achieve some other goal as well then that's gravy.

It's fine to opt out of the game, but it's not good for your mental health to be bitter about it. Either let go, or start playing to win.

>>49641357
I wanna get so hard with you bro

>>49644957
>I've only ever wanted young people to make it
Zoomers have been hostile on the internet since they were 12 and I was in college undergrad. They make a strong case for not wanting 'young people' to make it and frankly they probably won't anyway since you see dipshit posts by 18 year olds like that anyway.
>steal your girl
How does that even make sense in the context of 80% of 18 year old men not being in relationships? THINK ZOOMIE THINK.

>>49646850

? Genuinely trying to decipher what you're responding to here. Young people are suffering, I am not. I'd like to reduce the suffering. It gives me satisfaction to do so, but it's important to be mindful of my presence and not undermine them socially due to the relative status gap.

You are correct that young men aren't getting opportunities like they used to. They aren't getting the chance to fall on their face and recover like they used to. Because they have fewer opportunities it's important for them to know the unwritten rules of the game so they don't blow their diminishing opportunities. They won't get the same number of do-overs. The information doesn't have to be useful for you in this exact moment for it to be worth posting. It could benefit you in the future, or might be beneficial to others that read it.

>>49640675
CHEW WITH YOUR MOUTHS SHUT YOU FUCKNG DEGENERATES REEEEEEE

>>49647059
Zoomers on 4chan have been talking shit since before "zoomer" was common parlance, I remember being in college undergrad recovering from a hangover and having these faggots call me an old boomer and say people over 18 shouldn't be on 4chan. If they're going to constantly be hostile they can tongue my nuts.

Gen X and Gen Y was real brotherhood shit, zoomers are just kind of swinging wildly in the dark and wondering why people get tired of their broccoli hair shit while boomers sneak up behind them to pickpocket their wallets.

>>49646815
Kek.

>>49644573
Almost if all young people think they know everything because they haven't experienced enough of life to know how much they don't know. Smug gen x and millennials seem to think they weren't exactly like this, just with no internet connect to broadcast their naivety

>>49646658
>Flat
>Just saving up
In burgerland, it's often illegal to build anything that isn't a single family house. That heavily limit housing supply buy burgers love suburbs and yoloed their savings in real estate but not as much as the Chineses.

>>49642946
this smells like a reddit post

>>49647132

30 year old boomer meme only came out in 2018, and it does ring true. If you bought a house during the crash like I did then you are sitting pretty. There are older Millenials in that are disconnected and unsympathetic, thus they get shit on for being out of touch.

Have a little sympathy. They've been thoroughly mind fucked by the media machine and public schools. All the healthy outlets for normal teen male aggression are gone and every post on conventional social media is tied to their real life identity. They need a little time to sort through their shit and do some edgy, offensive, and rude teen shit before they level out and become better people. All a process of normal self discovery. Don't be a boomer and pretend like you were always well behaved.

>>49647303

Or to put it bluntly, abandoning an entire generation over something a couple shit head teens said on 4chan is peak boomer shit, and you probably deserve the title if you think this way.

>>49647128
Whatever grandpa

>>49641503
you put the babies in them

>>49640675
I would slap that ugly bitch regardless. Zoomers are soulles automatons.

Y’all laughed about millennials having to live through 2008 recession eat a dick zooms

>>49647225

On the flip side, young people always say the previous generation doesn't understand, and they're right. If someone was messing with you 20 years ago you would just tell them "fuck off, faggot". That kind of advice today would be worse than the "firm handshake" advice I got.

Millenials and Gen X were way worse about thinking they know it all. Zoomers are acutely aware of how outclassed they are. Look up amateur body building videos and you'll see roided amateurs more shredded than Arnold was. Look up art videos and you'll see a guy speed painting something in ketchup that totally dominates your best work. In 2002 you had guys who would say "nobody can beat me in smash" and feel like hot shit after picking Kirby and spamming Down B against their equally braindead peers.

>>49640642
>What should I do?
buy a gun, ammo and train for a ccw. Crime and unrest is only going to get worse.
>Are we all just fucked or what?
only if we open our asses and let the tyrants fuck us. set up some passive boomer shit and get a stable job at a stable, industry-facing company (the higher up the value chain the better)
>I do want to own a house one day, but it seems increasingly like that won't be possible
Do something about it

With each of these threads I feel less guilty about making a quarter of my portfolio over the last 3 days by shorting these faggots.
No refunds

>>49643820
I know, when everything dumps during the next currency reset, I will buy woman, and a house with my silver and gold.

>>49642751
MultiVac blockchain.

>>49647255
>>Flat
>>Just saving up

70K USD for a 45m2 place, 10km from city centre. 40yo place. Good for me.

>>49642403
?
>brocolli hair
>skinny jeans with rips in them
>nog sneakers

>>49642588
Wiggers can at least look me in the eye, wehraboos shit themselves irl

>>49642460
Millenial hipsters invented """style""" retard, you zoomer normies all dress the same. I literally have seen like 20 kids in my small town with the same faggy haircut and ripped jeans. Finna rob you faggots on god

>>49642460
KING

>>49647843
fr fr no cap image not bussin

>>49643883
Born in 1992.
You niggers are so territorial with your age differential experience, power dynamic bull crap it is nauseating. Yeah yeah zoomie women are easy. And i am moderatly well off. Why in the fuck would i care about stealing women from your pool? This such cope, incel malding. Half of you are faggots anyway? Just dress up and play pretend women if there are no women around. Jeez.

Any zoomers on this board shoukd quit bideo games and porn make money or life will be literally over in your 30s. The US is correcting hard culture wise. The age of the man child is over, women even the garbage dump hoe wants a "stable" man.
Harden yourself for the hard times and stop soing out like this retard spoutong zoomer brotherhood kek. What a joke. You get what you take. It has always been that way. Living in the west made you think otherwise, welcome to the real world burgerfats.

>>49648898
> spoutong zoomer brotherhood kek

>same thread talking about gen x and y brotherhood

Just admit you faggots don't like younger people instead of making these weak excuses

I saw the zoomer haircut in person at 7/11 for the first time. Kid asked me to buy him beer and i told him i would have said yes if he didnt look like such a faggot for real for real. Then i called the cops on him lol

>>49649018
The fuck retarded nigger? Of couse you megafaggot i like to cum balls deep in young dumb pussy. Is that a even question lmao? I will be 65 year old and with my limp dick, balding head peeling off dead skin still trying to get some action.
Are you trying to shame me lol? This is so fucking funny, you soifaggots are so godamn lost.

>>49649267
I'm glad we've established that I was right.

>>49641428
Paul is dead.

I like how zoomers take offense that other generations find them ridicilous.. it's like they don't have the slightest ability to self-reflect.. they are total products of the media to a greater extent than all the previous generations.

>>49649745
Holy shit https://en.wikipedia.org/wiki/Paul_is_dead

Do you even hear yourself?

Thinking that maybe zoomers are actually right on you guys, Get off your high horse you aging nursing home patient.

Without realising it, you've become exactly what you thought you wouldn't be, a bitter and out of touch relic of the past.

>>49640642
Mildly successful zoomer here. 23, work in tech, own an Airbnb.

Bringing in ~200k a year. Looking to open a franchise + more rental properties sometime in the next 5 years.

>>49649937
Life is good, have a qt pi Latina cleaner working for me. Taking cooking classes, and recently have been trying to start a garden. Anyone in the same boat?

>>49649877
No helping it. One day we’ll (probably) be spouting the exact same shit they’re spewing in this thread with no memory of how retarded and hypocritical we’ll sound.

>>49649877
frfr

>>49649877
It'll happen to you too.

>>49647833
>Zoomers are acutely aware of how outclassed they are.

this is something i said to my 50yo boss, and she waved me off.

social media is intensifying competitiveness by giving platforms to the truly skilled. she cannot or does not want to understand that somewhere out there is a 20yo that can do her job AND my job AND will do it FASTER AND for less money. like you said zoomers are figuring out their environment, and when they come into the work force and mature with experience, they will be coming after the jobs of millenials with a vengeance.

you thought middle manager boomers were pathetic for being the old farts that held down millenials just to keep their job til retirement? once push comes to shove, the current generation of "woke" millenials (including myself) will push down and push out HARD, not just zoomers but also cannibalize millenials, further exacerbating competition in the labor market. and that's before the fed let on that they want a cooler market to tame inflation.

>>49640675
What's with the chewing

>>49650615
Cool people chew, this isn't even a new/zoomer thing, always been that way

>>49649836
Millennials are the worst generation in history though.

>>49650906
>civil war
we should have a civil war...in all the chaos I can slit this loser's throat..

>>49650239
>>49650266
>>49650452

Perfectly said. It is what it is, cycle of life when it comes to this type of stuff.

There's just a part of me that wishes I never get that way when I get older.

>>49651169
no cap, on god ngl

>>49651147
I think you need anger management class bud. Or at least try meditation. Maybe you wouldn't be such a thin-skinned bitch

>>49650021
>Anyone in the same boat?
You're supposed to make your own thread to larp post.

>>49649877
bussin fr sir no cap *dabs*

>>49651377
Is dabbing still cool

>>49651422

Meh, not really. It's mostly used ironically amongst zoomers right now (if used anyway). Obviously we're excluding 6-8 year olds since its just goofiness from their end.

>>49640642
Don't feel bad. We'll all be selling our asses for half-cans of soup together.

>>49651550
Yep
see >>49648880

>>49640642
PM, Commodities, real estate, businesses. Do not fall for the boomer ponzi schemes they will only serve to fuck you in great depression 2 internet boogaloo

>>49640675
Chad

Zoomers are based.
I actually went to edc and I hung out with a random 19 year old zoomer and his crew for one of the nights, he was a cool guy. Im 27, it reminded me of myself when I was that age partying

>>49640954
>tfw no autistic wallflower gf
why even live

>>49644573
>My main issue with them is a lot of them are huge retards who think they’re way smarter than they actually are. You can’t sit on Discord/TikTok/Instagram all day absolutely rotting you’re brain to the core and then think you’re allowed to give an opinion on anything. They get in these little online circles where everyone is basically just rolling around in their own shit and smearing it on eachother. They’re acting like retards but it’s funny because they’re just pretending to be retards and if you aren’t acting like one, you’re stupid.
...how does that not describe us, anon

>>49640642
u should have worked 3 jobs but u were lazy and now u complain. take charge of your life U DISGUSTING REVOLTING PURPLE HAIRED LAZY NIGGERKNEELING TRANNY

>>49640675
BUSSIN. u mutts are truly lost. there is no chance that the USA will survive after watching this scene

>>49652707
BUSSIN BUSSIN

>>49641366
zoomers are unique because we don't really have a big underground music scene, it's essentially either you liked what was on the radio or you went rummaging through music collections/youtube/old GTA soundtracks as a kid and actually have taste in music.
If you're ever in a room of zoomers, put on some Alan Parsons Project or something and all the ones without braincells will slowly flow out leaving only the ones worth talking to.

>>49640773
those are Gen Alpha, or Alphoids. They're like a retarded version of core Zoomers.
yes, i just said that.

>>49652825
"core zoomers"?

>>49652839
see the boomer music test above, anyone who gets filtered out by it is your standard "bussin fr fr sheeeeeeeesh" core zoomer

>>49650502

Be careful with that. These are people's livelihoods you're talking about. Threats get eliminated. In 2010 I was an underemployed hot shot trying to impress, and I got ousted. Nasty shit that was entirely fabricated about me. Federal job, I had to resign otherwise they would record those nasty lies in my OPM file, which would have fucked me over for life when it came to federal employment.

Doesn't matter if you're right, corporate politics are alive and well.

>>49652796
>If you're ever in a room of zoomers, put on some Alan Parsons Project or something and all the ones without braincells will slowly flow out leaving only the ones worth talking to.
kek thats pretty funny anon. i have to admit i never heard of em. i may be a boomer but some music is even boomer to me. ill check em out

>>49651169

Stay mindful, stay humble, and accept that you don't know shit unless you see it on the front lines yourself.

>>49642460
You zoomgroids are literally dressed in what we dressed in back during the 90s when were were in middle school. Acid wash jeans, baggie shirts, droopy sweaters, the e-boy Dawson's Creek hair cut, girls wearing mini skirts, spaghetti strap dresses, halter tops, girls pencil outlining their lipstick... all of that was all our culture. You lot literally watched one season of Friends and saved a "90s fashion aesthetic" Pinterest board and decided to rip the entire thing off. And like another anon mentioned, millennial hipsters pushed all of the fashion trends you little shits are buying on Depop, Shein and The Real Real. You should have been in Brooklyn, NY during the 2000s, it was next level shit. Zoomers are just a soulless Erzatz goods of what millennials, and Gen-Xers to an an extent, were when society peaked on September 11, 2001.

Lmao. Loser.

>>49652150
They can be based I guess

Make sure to be here in 30 minutes or I'll call the store for a refund

Most generations are bad with money. You have a bias because you're surrounded by them constantly in person and on social media. Go to a homeless shelter and you'll find boomers, gen x, and millennial alike.

>>49653365
It's cringe that they brought back all the worst of it...but this is /fa/ggotry

I want to fuck a zoomer girl so badly bros

t/millenial

>>49653536
no you don't there's a reason 40% of male zoomers are virgins have you forgotten the old epitaph about crazy and sticking your dick in it?

>>49653496
My wife and I were taking a stroll after lunch on Sunday and we saw a pack of kids dressed in the cringiest faux 90s-esque shit. I'm talking things your mom would buy you for back in the day as part of your new school year wardrobe and you had to wear it because it was the last thing in your closet and you didn't do your laundry that week. She even said "Omg that looks like an ugly outfit I had when I was in 4th grade, I can't believe they're bringing that look back unironically". Good times.

>>49653536
They are bussin fr, even sluttier than your generation. They just handing out the pussy these days, if you alright looking then go to any party and get some.

and usually no drama neither >>49653640 is 100% wrong and probably a seething virgin, we past all that shit, dtf is dtf my dude and these girls aint sussin around

>>49653640
>epitaph
Here lies anon who had sex with a BPD roastie.

>>49640675
>Bussin

Did he mean she has a "Bussy"?

>>49653869
no cap https://youtu.be/-57JMrU1gOY

>>49653705
>and these girls aint sussin around
>sussin
lmao wrong usage case for sussin millennial faggot how's all that student loan debt treating ya? two words get fucked

>>49654025
shiet how'd you find me so easily

>>49653705
this is maybe the worst thing I've ever read on this board

>>49653536
Don't do it, >>49653640 is absolutely right about zoomer girls. They may be slutty and sleep with a specific kind of zoomer most of the time, but they're batshit insane, insanely feminist, unbelievably pro-niggies lives (don't) matter, and also very deep in debt because of their rampant consumerism, soulless lifestyle, and countless mental illnesses, like being "non-binary" and an unironic trannylover.

t. 25 year old elder zoomer

>>49654622
Ye good points fr I guess

Still, can't help it if they want my irresistable self bro nam sayin

>>49654622
Im 27
Am I an old zoomer or young millenial?

>>49654872
With the amount of wealth that's going to be wiped out, the next 3 generations will be called the brokes

>>49654872
That is zoomertown

How clearly if at all do you remember 9/11

>>49646747
>It made me better than all my peers, to the point where many had to stop coming over once they got their own girlfriends so they didn't get financially mogged.
i just bought my first house a few months ago and damn if that isn't some real shit. it's like i just became an actual adult while they're still all kids.

>>49654854
Absolute unit, dorime, interimo adapare; an IRL tank character, fr no cap.
>>49654872
To be fair, it all depends if you remember 9/11. If you don't, then you're a zoomer.

>>49655187
bussin bussin be drownin in pussy fr

>>49652796
minecraft soundtrack and soundcloud rap

>>49642858
Get the FUCK out of my board faggot.

>>49655414
ayyyy calm down grandpa, dont hate em cuz u aint em alright sheesh

Meanwhile we are LITERALLY bussin, FAR more than you ever were, I'm sorry we take risks and get rich, maybe you should try it sometime?

https://i.4cdn.org/wsg/1655259748592.webm

>>49640675
SHEEEEEEEEEEEEEEEEEESH

>>49655268
I love cloud rap though, unironically
https://youtu.be/QX_GQvxqf4M

>>49641366
nigger our parents are gen x of course we know about that shit

>>49651362
It’s not that difficult though. 120k salary -> 400k mortgage loan. Airbnb brings in 80k

>>49640773
we are so fucked

>>49640773
>>49656743
Was there a dance or something that all the millennials were known for?

>>49641004
>friendly
They're not friendly they're timid. Zoomers talk the worst shit behind people's backs, they have zero respect or even decency honestly. The thing is they're pussies who would never tell someone they don't like them.

>>49656949
that might just be a symptom of social media. i ran into some genXers at work. one dude always fagged out about other people at work. would even grab my forearm like a queer to shit talk another coworker. some of it was funny. but i was disappointed tbqh

>>49657004
It gets worse with decreasing age. Boomers are catty bitches too but they'll confront people for whatever small virtue that might bring. Zoomers and millennials are shit talkers who wont back it up or even be honest about it.

>>49648898
>Born in 1992.
>garbage dump hoe

>>49657042
yeah millenials are meek queers as well. i remember in college we all hated this profressor. and the guidance people told us to write and CC the profressor about what he did. there were about 7 of us that didn't like the dude. i didn't want to do it. i just wanted to drop the class. but i did it anyway. and submitted it. the next day i found out none of them submitted. they all pussed out and went "you know... he's not so bad"

i was fucking furious and dropped the class anyway. fuck millenials

>>49640675
They're fully negrified.

Everything from their fashion to the way they speak.

Lord have mercy.

>>49641366
I still remember the 4 Queens - Whitney Houston, Mariah Carey, Celine Dion & Barbra Streisand.
I remember the Diva Stars - Madonna, Janet Jackson and the new gen - Amy Winehouse, Beyoncé, Rihanna and Lady Gaga.

Hell, I still remember Cascada, Britney Spears, M.I.A...
Those were good times

>>49657004
>would even grab my forearm like a queer
God I am so glad I'm permanent WFH now

>>49643083
If I cash out an I bond after 5 years do I get the entire amount that I deposited back plus interest? Or do I get a market price?

>>49657459
yeah stay at home man. its always drama. i always dreaded going in. sat in my car, know a supervisor was going to fuck with me. god i hated my time there.

>>49657460

The interest accrues every month, and then compounds every six. 9.62% is about .8 per month, so let's use that.

$10,000 initial purchase and basis, .8% per month is $80

Month 1 - $10,080 Month 2 - $10,160, Month 3 $10,240, Month 4 - $10,320 Month 5 - $10,400, Month 6 - $10,480

At this point it compounds and your new base is $10,480. Assuming rate stays the same you now get .8% * $10,480, so $83.84 instead of the usual $80. You sell back to the government, and they will ways pay whatever has accrued from face value. It's not subject to market pressure, it's guaranteed by the government.

>>49641428
I bet not many rmb Vanilla Ice or Basshunter
Barely any rmb Eagle-Eye Cherry or Sublime or Blink-182 or Simple Plan or Black eyed peas or Red Hot Chilli peppers...
Maybe if we are lucky in a decade nobody will rmb My Chemical Romance

start buying now, keep buying until retirement, and stay away from crypto

>>49655858
bladee is millennial music

>>49650906
except zoomers are the exact same as millineal soi boys and SJW, except it's 90% of you

>>49658039
The truth is Zoomers are the "extremist" generation. You cannot group all zoomers together.

We were internet native, and most of us had smartphones in middle school or earlier.

So what ever your hobby was, we had unprecidented access to that information.

So I'm a zoomer, technically, I'm 23, I have a 65,000 portfolio, and I believe in more tradtional politics. I just want enough ammo and beans, and to find a nice wife to live in the mountains with.

Now, depending on the zoomer, if you were a zoomer into fitness, there is a chance you either took sarms or steriods at a young age. If you were a SJW zoomer, you're likely completely brainwashed, and going to protests weekly.

Zoomers basically had the unique opportunity of finding their niche earlier than other generations.

So that's why you see an uptick of crazy zoomers, we are the most "extreme" generation. We got to concentrate on specific interests and find communities that shared those beliefs at a very early age.

>>49659290

The subreddification of society. You don't have to interact with anything outside of your specific taste or interest. You used to have to compromise or travel far to make social connections.

You are extreme, but also isolated. Damn shame really, because some crazy shit is possible when you come together.

>>49659513
Exactly ((their)) design.
Kyle Rittenhouse & Greta Thunberg were born on the same exact day.

It's also why you see an uptick of people with one interest that is their entire personality. Like the LGBT people, that being a gay, is their only personality trait.

((They)) want us divded so they can continue the corporate agenda.

>>49657683
Don't listen to this retard unless you're prepared to take a huge haircut. The US govt will default and you'll never get your money back

>>49659762
Lol is the US defaults, the only thing that will be worth shit is guns and bullets. Go doomsday prep you buffoon

>>49659762

Dude, if the US defaults the world literally ends. Nothing is worth anything and anyone with anything nice gets killed for it.

You're too retarded even for pol. Not even they would bet against a mass printing and payoff.

>>49660202

The only thing that matters in that scenario is a deep social network of people you can trust. Theae misanthropic sperg hermits would be among the first to get Ruby Ridge'd for their stash.