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/biz/ - Business & Finance


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49404688 No.49404688 [Reply] [Original]

>be me
>talking with boomer dad
>I'll probably never be able to afford a home dad
>I know son
>can we work something out to where I inherit the family home somehow?
>no can do son I'm selling it so your mother and I can retire
I just don't know what to do. In one way I know it's the only way he can retire but this is the home I grew up in. I definetly won't be able to afford the down payment in any reasonable amount of time. I might have to just start looking into trailers at this point.

>> No.49404896
File: 699 KB, 1600x1561, never-too-late-when-companies-started-infographic.png [View same] [iqdb] [saucenao] [google]
49404896

>>49404688
Most people find this offensive but: You have to make a plan to own a house! I am not kidding. Without a plan you can't even start to work to get one.
Being a wagie obviously wont get you a house. So you have to make a business or some big brain investment to get out from this situation.

>> No.49404943

>>49404688
You will die alone sad hated and in pain like you deserve disgusting putrid 4chan crypto parasite. Your amerikkkan pipe dream of a nuclear patriarchical family with a submissive tradwife will never come to fruition. Everybody hates your guts and even your own mother will soon be done with your bullshit and kick you out of the basement.

>> No.49404995

>>49404896
Wait, I'm supposed to be married by now?

>> No.49405049

>>49404943
>muh projection
take your meds schizo

>> No.49405051

>>49404943
Don’t listen to this loser, whatever you do

>> No.49405080

>>49404688
stop feeling entitled faggot
no one owes you anything

>> No.49405125
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49405125

>>49404943

>> No.49405130

>>49404688
It's because you're lazy and you will get what you deserve unless you change.

>> No.49405479

>>49404688
>selling house so they can burn the money
>don't give it to their own offspring
Anon, you need to rent some cheap place and safe enough money to buy your own land in rural area leaving those boomers to rot with their bullshit financial decision ASAP.

>> No.49405541

>>49404943
this is unironically an automated bot post

>> No.49405722
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49405722

>>49404896
>Married at 20
What the fuck?

>> No.49405783
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49405783

>>49404943
Pic related; its my wife

>> No.49405841

The best part is, they will blow everything on vacations, rent and cars they don't need and come knocking on your door in 5 years for help.

>> No.49405960

>>49405841
No, the best part is that the niggers who work in the Home they're going to land themselves in with this shit will hit them daily.

>> No.49405967
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49405967

>tfw just bought my first little starter house
What now?

>> No.49406885
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49406885

>>49404896
>>49404995
>>49405722
You wish it was marriage at 20. Look at this.

>> No.49407338

>>49405967
Congrats on buying the top

>> No.49407579

>>49405783
Imagine kidnapping her and forcefeeding her raw beef and dairy until her small frame grows plump hips and ample milkers. Just imagine it bros.

Hnnnnnnnnngggg

>> No.49407581

>>49405967
Pay off your debt until the day you die.

>> No.49407950

>>49404688
On a similar boat; my father would not allow by boyfriend to share rent with me, or even use his driveway for a camper or van. We have more than enough room and it would have no affect on my father's life or peace and quiet. He could not or provide us with information as to why he didn't want us to move in, even a stern "No" would have sufficed but he danced around the issue. Same deal with my grandmother. Rent for a studio here is $2k, we can't afford it, and now I'm pregnant. Woo. I'll have to sell some of my silver and rent in another state, unfortunately. All of our savings will probably be shot for the move and finding new work. Special place in hell for boomers.

>> No.49408035

>>49407950
Shut up femoid. Tell your deadbeat husband to go make some money

>> No.49408082

>>49404896
>crediting the z u c c for fb
>causally phrasing being 19 at top university is normal
>as if he afforded himself an $80k semester with 19 year old credit scores
>and not because he has Jewish connections
the validity of this chart is dubious

>> No.49408129

>>49407950
>Rent for a studio here is $2k, we can't afford it
How can you not afford this? That comes out to 1k a person. If you managed to find friends and rent a 3 or 4 bedroom, you could probably bring rent down even lower to about 600-750 a person.

>> No.49408154
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49408154

>>49407338
>>49407581
I bought it with a scratchcard so no debt, that's why I don't know what to do because it all just seemed to happen too fast

>> No.49408164

>>49408129
It's almost impossible to find others to rent with, we've tried. There aren't many apartments even available at the moment. They also come with x3 deposit fees, HOAs, parking, and fuck knows what else.

>> No.49408234

>>49407950
>guaranteed replies

imagine actually not understanding that a MAN might not want to PROVIDE a roof to another MAN just so he can FUCK his DAUGHTER there.

in the off chance this isn't bait, your dad sounds based and you want him to act like a KEK

he is trying to be respectful to you by 'dancing around the issue' even though you don't deserve it

>> No.49408488

>>49407579
based

>> No.49409138
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49409138

>>49406885
>People are marrying washed up 28 year old old ladies

>> No.49409185
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49409185

>>49407950
>I'm with a fucking deadbeat and my dad won't carry the weight for me to get fucked at the house

>> No.49409189

>>49404688
Buy a cheap house in a third-world country and let him rot in a nursing home

>> No.49409263

>>49405080
This. It's pathetic that your boomer parents CAN'T offer you an inheritance considering they squandered history's greatest economy, but they still don't really owe you anything. Just suck up to them so hopefully you can get some shit from them when their pathetic boomer asses pass

>> No.49409351

>>49407950
>even a stern "No" would have sufficed but he danced around the issue
Bullshit, if he gave a stern "no" you would be here whining just as much "FUCKING BOOMER DAD WON'T LET ME AND MY 32 YEAR OLD DEADBEAT BOYFRIEND LIVE THERE WITHOUT EVEN THINKING ABOUT IT, HE JUST IMMEDIATELY SAID NO!"

>> No.49409362

>>49407579
kek
I would also rape her while leaving the stove on.

>> No.49409418
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49409418

>>49404688

>> No.49409516

>>49404896
yeah i will need to know the year they succeeded in so i know they arent some faggot boomers leeching off the tremendous post ww2 booming economy. (then proceed to fucked up the economy so back millenials and zoomers will be slaves all their life).

and maybe how many of them are Jewishs. (just out of curiosity, totally not because jews are infamous for being inhuman tribalistic leeches thirsting for total replacement and destruction of white heritages)

https://wtfhappenedin1971.com/

>> No.49409546
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49409546

>>49404943
cringe try-hard, kys

>> No.49409805

>>49404688
$KNPD

>> No.49409823

>>49404688
retire where? do retired people not need to live somewhere?

>> No.49410007

>>49404688

Hey bro. Thats sad to hear. You have to think of alternatives. Do you have to live in the big city or the same town you currently live in?

If you cant afford a home and cant see yourself earning enough for a acceptable dwelling where you live now, you have to move.

"But my family is here". Yep, thats the choice THEY made. The world is big, the US (where I guess you live) is massive. There is affordable real-estate in white majority states. Go live there and start a life for yourself. Dont work a badly paid wagie job just to afford rent. You have to get ahead, so look for a list of the cheapest real-estate in medium sized cities. (And towns surrounding them). I'd also look for cities with universities so you can have people to date. And look for duplexes, so you can rent out the other part while you live in. Your goal is to wage as little as possible as fast as possible. Do the research. Complaining on 4chan wont do you any good. You have to show some action and leave the nest. Also, once you have researched and found some good areas, tell your parents about your plan and see if you can squeeze them for a reasonable down-payment. Good luck.

>> No.49410295

>>49404688
>kill your parents
>inherit the house
>profit???

>> No.49410676

>>49404688

>inherit 350k from dad dying at 18
>give my mom access to the account because she is struggling and want to be a good son
>check balance 5 years later and its all gone

I just wanted to be a good son and I got fucked over for it. I knew she was going to take some cash but I wasn't expecting her to burn through it all

>> No.49410823
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49410823

>>49404688
>be me
>talking to old man
>ask him why tf he wont retire since he was a engineer all his life and likely has upwards of 2 million saved up and a payed off house
>"working on my legacy"
>I'm a software dev, brothers a engineer, sister is a doctor
>I already make more than mum and dad combined, cant afford a house but in due time
How tf do I get my parents to enjoy their life instead of working till they are ancient? I really dont want a cashout when they die bc it would feel like blood money : (

>> No.49411580

>>49410823
People that have been waging their entire lives are frightened and confused by freedom
I don't mean it as an insult, it just happens

>> No.49411822
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49411822

>>49407950
You are the reason I hate females. Scum sucking useless degenerate whore who's unironically crying that her dad won't let her poorfag deadbeat boyfriend(who got you pregnant because you're an irresponsible dumb fucking slut who offers no value to society outside of your filthy hole)live on his property that he worked his entire life to own. Unironically kill yourself you disgusting parasitic leech. Between you and dumb 3rd world Brazilian cunts I'm honestly not sure what's worse.

>> No.49411980

>>49407950
Holy kekerino the self awareness. Please tell me this is bait.

>> No.49411993
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49411993

>>49407950
I'll pay for your first month's rent if you let me smell and touch you.

>> No.49412037
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49412037

Boomers literally destroyed their childrens' futures so they could go on cruises to the caribbean when they're 75.

>> No.49412072

>>49409263
I get it. I still love my mom and dad it's the only family I have in this world. I don't have siblings. I want them to be happy and live their lives how theu see fit they earned it at this point desu. I'm just thankful to have grown up in a home in a white state they've provided me with a childhood to remember. I just don't have a college degree and struggle to make money. Right now it just seems impossible to buy the average home in my area for the money I make. Maybe prices will drop who knows. I just want a home and kids out of this life I gotta figure it out somehow.

>> No.49412084

>>49404688
If things are going to get bad in the US, at least you can rely on the USD dominance over other fiat to buy a house in asia/europe/latam.
Not ideal, but better than getting suckered into a 50 yr mortgage.

>> No.49412105 [DELETED] 

>>49404896
Boomers never made a plan. My mother is so fucking retarded she doesn't even know how much her car insurance costs and is bamboozled by the infinitely rising gas costs while saying "but my car is a plug in hybrid :)" like electricity isn't also going up kek. Somehow her net worth is in the millions purely by being in the right place at the right time and not being totally fucked over by her parents, a courtesy she never extended to her kids.

>> No.49412125

>>49410007
I would rather decapitate myself with a dull razer than live within 100miles of any major city. I grew up in a very small white town in the Midwest and still live there. Small town America is too comfy for me to move I enjoy hanging out at the bars and my community is really awesome. I'm known around here and feel like I belong. Only downside is work is impossible to find. You either work for the major factor in the town for 23$/hr or its all 15$/hr currently. I have like 72 credits from our community College but still not enough for the associates degree. I don't intend to go back desu I didn't like the politics.

>> No.49412145

>>49410676
Sorry to hear anon. You should've bought a house with that money and offered your mother to live there and save some money. Would've been best for both of you.

>> No.49412149

>>49412072
Alright so this is clearly bait.
>at least my state was mostly white when I was a kid, unlike c*lifornia
>I don't have siblings
>my parents let me be impoverished because they can't give a single fuck about grandkids or anything like that
>their ability to enjoy going to las vegas tourist traps is more important to me not getting raped to death by somali "refugees" the "lutheran charities" run by steven sonderberg are importing into mostly-white states like maine and minnesota
Kek
Wew
Lmao

>> No.49412169

>>49410823
Good for you anon sounds like you come from a very successful family. I don't have siblings but always thought it'd be pretty awesome. I hope one day I can create a family like that of my own.

>> No.49412176
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49412176

>>49407950
>female
>holds silver

Checks out.

>> No.49412208

>>49410676
>the boomer parent experience

>> No.49412212

>>49412037
It's not there fault anon. They've been sold this dream from jews. If my parents want to enjoy the last of there life doing something other than working I say it's worth more than money they've worked long enough.

>> No.49412246

>>49412149
How is me living in a small town bait you retard? Yes I'm an only child and no my parents aren't gonna give me their home they're gonna sell it to retire. It sucks but idk what else to do.

>> No.49412287

>>49407950
>female
>on biz
>holds silver
>biz still falls for it

>> No.49412321

>>49409823
The funny thing is that boomers actually don't get as much hate as they should, so lemme break it down for you- you'll LOVE this.

So normal """"starter"""" (where did this jewish terminology come from?) houses cost like 300k average nationally now. So that's like a fucking townhouse where you can hear your salvadoran 'refugee' neighbor beat his wife while you look out and see a fat middle aged white woman with 5 kids of different half-races etc while your iranian neighbor makes small talk about the weather. So anyway you and your girl are like "fuck this" and sell and move into a "family house" in the burbs right? A real one with a yard. Anyway these cost like 500k-1 million now so you'll be paying that for a long time.

And that's the house your parents have right now. So that's a, let's say, decent 750k or so for them. Now the reason they can retire on 750k+pension/savings/investments/social security for the next 25~ years or however long it takes them to die (retirement was only supposed to be 3 years then death, boomers spoiled as fuck) is because there are price-controlled and rent-controlled dwellings- in areas where rent is 2000 a pop, boomers can pay as low as 500. Where houses are normally 1 million, boomer pay as low as 100k.

Senior housing is cheap and they get exemptions for property taxes. Boomers actually can work while retired and pay little to no tax as well.

From cradle to grave the boomers live in a bubble where everything is cheap and the FED prints money into their pockets as long as they play the game. Meanwhile for you to merely 'play the game' you need to bust your ass getting connections, trade certificates, bachelor's, masters etc. or resign yourself to being like the walmart guy.

Their lives were historically easy and your life will be historically difficult. And you will inherit nothing.

>> No.49412349
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49412349

>>49407950
>you can't hate women because they pick the best men for reproduction
>pick asocial deadbeats that look handsome or act violent

>> No.49412352

>>49412246
Your post is literally "my parents only have one shot at grandkids and they couldn't give less of a fuck to even throw me a bone or some kind of pity work with uncle bob's moving company". They literally left you out to dry, or more likely this is bait because they clearly don't give a single fuck about you otherwise.

>> No.49412391

>>49412125

So your real-estate prices are low as well. I dont see the problem? Go get a job at the factory? Move to the outskirts of your town? You seem very, very young.

>> No.49412402

>>49412084
Countries like Japan have the reverse of the USA's problem. No one wants to live in rural areas, Tokyo has 50-60 million people (including illegals not on the books) living in an area the size of southern california. So the houses in the rural areas are not zoned to be anything but a wooden rotten box that freezes in the winter, which means they are cheap and always declining in value.

>> No.49412433 [DELETED] 

>>49412208
It is their fault. In ancient rome you could legally kill elderly people for interfering in politics, they had no rights after a certain age and were expected to just take their pension and shut up or be thrown out of their son's home. The current system purely advantages elderly fuckups over the young worker, the reverse of any healthy society with a future.

>> No.49412464

>>49410823
let him do whatever the fuck he wants

>> No.49412504

>>49404896

>my mid life crisis is in 4 years

AAAAAAAAAAAAAAAA

>> No.49412511

>>49412125
If you are living with your parents $23/hr is a lot of money. Save aggressively, no reason you can't get to 100k in 4 years which should be more than enough for a down payment where you are.

>> No.49412601
File: 110 KB, 370x370, 1654543980062.png [View same] [iqdb] [saucenao] [google]
49412601

Never pay rent, never pay mortgage. Get ANY remote job and work from a shack in the middle of nowhere. Pic related is what happens in cities and suburbs. There isn't enough place for people and they keep bringing in immigrants.

>> No.49412669

>>49412391
The real estate prices are not low. Maybe 10 years ago they were but now it's about 300+ for a 3bed 2 bath in my area. For perspective my parents moved into this town 20+ years ago and bought a 3 bed 2 bath for 125. At current estimates they're getting it will go for north of 500k.

>> No.49413018

>>49412669

Man... 300k is CHEAP for 3 bed and 2 bath. Are you completely delusional? In the states you can get a loan with 3% down. That is 9k dollars.

And another question, why the fuck would you need 3 bedrooms and 2 bathrooms when you are single? You can afford a home now if you scale down a bit and ideally find something to refurbish.

I gotta ask, you gotta ba very young? 20 max?

>> No.49413768

>>49413018
I'm 21 but I want to have a family ideally. I won't be able to land a woman until I at least have a place.

>> No.49413772

>>49404688
depends on the size of the house, but lets say he and your mom retire, they want to sell the house and move to some smaller place (would they rent or buy it idk) and less expensive right? what if instead of selling the house you would live there with lets say another (depends on the size of the house) 2 people and you all would pay rent to your father each month? its not a bad deal and its enough for him to fund the new place he and your mother would move to+he would have extra money from the rent to everything else. (+he has pension and saving and stuff) so its more than enough for him and your mother to live pretty good, and you keep the house. ask him and tell us what he said

>> No.49413857

>>49413772
if he wants to burn the money on expensive trips and retarded garbage thats another thing though

>> No.49413911

>>49412321
>And you will inherit nothing
as a child of well off boomers they are planing on leaving some stuff to my sister and I. But inheritance tax is a bitch...

>> No.49414174

>>49412125
Unironically learn to code. Learning python, java, and SQL can get you a 6 figure remote job.

>> No.49414293
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49414293

There was a house in California that has its price slashed to 850k. It was Zillow rated as 950k but wouldn’t sell.

I did some quick math and it was 7x more expensive than my house per square foot and I got sad for people in these expensive places to live.

..then I realized many of them would rather die than move to my cheap rural retard area and I stopped feeling quite as bad.

>> No.49415795

>>49404688
So why did they even have you? I don't mean that as an insult but what was their plan?
>let's make a child honey
>let's not save anything for the child when he comes of age
>let's waste the money to keep us in comfort until death while the fate of our progeny is in the hands of our ill-equipped son

This shit is maddening, I don't want to believe it. How can a person be this stupid and malicious to their own child?

>> No.49416202

Kids absolutely need to be kicked out at 18. It teaches them to be independent and how to manage all the different living expenses they'll be dealing with for the rest of their lives. If you let them live at home they're gonna have alot worse problems than money problems, they're gonna turn into stunted manchildren with poor work ethic and social skills. No good parent would allow that to happen to their kids. But since losers like that are the main demographic of /biz/ I'm not surprised everybody here feels entitled to mooching off their parents who already spent 18 years paying for everything you ever did. My parents moved out at 18, my grandparents moved out at 18, I moved out at 18, and my kids will move out at 18 too. That's just how it works.

>> No.49416818

>>49412504
Just have that crisis early like me.
I completely fucked my twenties wasting it on my cunt of an ex. All I have to my name is a car and some small possessions, a mostly empty bank account. Had to move back in with my parents, try to save up some money, and though I work a full time job, it's depressing as fuck doing this.

>> No.49417029

>>49404688
Not to suggest anything but maybe it's time for mommy and daddy to have a little... accident before your life is ruined?

>> No.49417062
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49417062

>>49417029

>> No.49417172

>>49404688
I know how it feels man... My mom will probably leave me something (she got a few starter homes via 2nd husband) but otherwise I'd be in the exact same situation. Divorce meant they sold the home and used up all their savings on legal fees. This led to moving around every 1-2 years until highschool when I graduated and "surprise! we can give you zero dollars for college!" (tbf, my dad helped me with applications and I got a full-ride, otherwise I would've been fucked). My father was never the same afterward the divorce and went from a six figure salary in the 90s to a broke hippie (only survives because he remarried a doctor). Mom does ok and is frugal, but always spends everything on my sister so who knows.

I would say just do what's best for yourself. Your parents aren't going to take care of you, but when they're pushing 80 and run out of money they'll expect you to come in and save the day. This works if they helped you out, but if you were kicked to the curb at 18 like a lot of Americans and expected to go out and prosper then IMO, it's not a good thing to happen but it's necessary that you prioritize your own family above them.

>> No.49417198

>>49404688
Have your parents killed. You wont be the only one. Parents die all the time

>> No.49417251

>>49404688
uhhh, do they plan on retiring in the streets? lmao

>> No.49417267

>>49412072
Why don't you have a college degree? Assuming you're old enough you could've gone to school right before it got super-pozzed.
>>49412402
You can buy modern houses in rural japan. My friend just built one for $500k and I see a lot in the area: basically all new houses are the same concrete, soulless shitboxes instead of the traditional wooden construction (which does have shitty insulation properties etc.). I believe a major part of the declining value is due to periodically updated earthquake building codes, so no one wants to have an "unsafe", older house. The land value doesn't typically depreciate AFAIK but the declining population and brain-drain to tokyo are definitely other reasons why rural areas depreciate. I wonder if they would do better if they followed korea's model and started building apartment complexes in the countryside towns. Then everyone lives in a smaller footprint and there's more farmland to go around (this would probably require major infrastructure changes though since the irrigation, field divisions, etc. in Japan are all setup around small family farms).

>> No.49417279

>>49417267
>t.life advice cow
Go dilate

>> No.49417306

>>49410823
working on his legacy?
Anon, (You) ARE his legacy (and your bro and sis)

>> No.49417348

>>49404688
I always tell my parents to "spend it all". I never mention it's because I plan on blowing my brains out after they die.

>> No.49417387

>>49404688
Selfish boomer piece of shit

>> No.49417413

>>49416202
I don't disagree with this sentiment, but boomers have fucked society up so much that doing this will usually handicap your kids forever. You should still kick them out of the nest but you need to be a decent parent about it instead of the typical, selfish boomer.

Here's why:
1.) Federal loans etc. for colleges have resulted in college tuition costs outpacing salaries by quite a lot. You can no longer work-off your student debt, and taking on student loans means you won't be saving for retirement/a house until at least your 30s.
>just be a tradie, don't go to college it's useless!
2.) Due to the civil rights act and affirmative action, degree inflation in entry level jobs is one of the few ways companies can legally discriminate against useless niggers. If you don't have a degree or a license for a trade you're filtered out of basically every decent job
3a.) Mass importation of illegal aliens and H1Bs has been used to suppress wages and pump profits (good for boomer 401Ks, bad for everyone else). This also destroys the trades, unless you start your own business.
3b.) A huge increase in immigration populations also pumps the housing market; the biggest expense of your life and one of the basic necessities is now unaffordable for over half of Americans and the situation continues to get worse.
4.) Most boomer parents of my friends were shit parent (even compared to mine) and did nothing to help their kids from about age 12 - 18. They were absentee parents and let their kids be raised by the internet, video games, drugs & alcohol, or shitty teachers. And when their kids acted out about it they medicated them with ritalin and other drugs. If they had actually been good parents and taught their kids anything (how to do basic household repairs, how to apply for jobs & network, how to manage money, how to find a good mate, etc.) then kicking them out at 18 would make more sense.

>> No.49417419

>>49416202
extremely jewish post this.

>> No.49417448

>>49417419
>doesn't teach baby birds how to fly, kicks them out of the nest anyway
>this is totally normal, all other birds do this to their young!
This is basically boomers in a nutshell.

>> No.49417462

>>49407950
Probably felt weird about housing fornication. Get married, so you don't live in sin anymore. Maybe he would change his mind, in that case.

>> No.49417534

Actually everybody DOES owe the future everything. They should be drawn and quartered for having a differing opinion because they've proven over and over that history does not belong to old men, but thr youth.
Boomers should be taxed half of whatever they made over their life and paid right now into a new social security for those of us who will actually live and do something with it instead of giving it to Disney cruise lines.

>> No.49418620
File: 33 KB, 629x505, 64537658568.jpg [View same] [iqdb] [saucenao] [google]
49418620

>32
>no gf
>no job
>live at home
>haven't had a serious job since graduating uni in 2015
>don't even think i can get past HR filters with my work history anymore
it's unironically over for me bros. forget even ever owning a house or getting married. why cant i just get cancer.

>> No.49418622

>>49417267
>Why don't you go to college?
Let's see
1) no money no college fund all out of pocket
2)the very first year I went it was full of niggers and professors telling me to hate my own race and then a "pandemic" came and if I didn't inject 2 untested doses of aids into my arms they were gonna kick me out so I said fuck it an left.
I'm not wearing a faggot mask to go to school and I'm not taking a class through a computer. I'm espessialy not paying 50k so some waste of human flesh commie nigger can tell me how evil I am for existing and tell me about all the made up genders. Damn shame what happened to the education system but if it means I have to give up freedoms to try and earn more money than fuck it I'll be "uneducated"

>> No.49418674

>>49417534
Your life belongs to the race. We are but a small link in a chain. We are the product of all the struggles of men that came before us. It's not our life to waste.

>> No.49418714

>>49406885
1971 really was the beginning of the end
https://wtfhappenedin1971.com/

>> No.49418846

>>49418622
What were you studying anon? Is there any way for you to get some low cost online courses on this? Meanwhile, you can try to get a foot in the door of a company that could eventually hire you for the job related to the degree you wanted. I know it won't be fun nor easy in the beginning but you are only 21. Try having a 5 year plan instead of a short term plan of "the best I can get now is 20$/hr in a factory". You will be surprise what you can accomplish in 5 years but you need to start

>> No.49418938

>>49404688
pic is hitting my feels give me a shitcoin to make me feel better

>> No.49418992

>>49418846
Chemistry. Thats what I've wanted to do since early high school but state system I live in makes you go through 2 years of fuck white people courses before you can get to your major. I only got to take organic chemistry 1 and 2 before dropping. I have 72 credits. At this point I don't care anymore if I don't become a chemist I just want a wife and kids. That's all I want out of this life. College would've been nice back in the 90s maybe before they started letting fat niggers with afros into Harvard and making you wear cuck muzzles to exist.

>> No.49419077

>>49404688
If you’re over 25 and don’t own yet then you fucked up. Not your parents fault you missed the boat because you were busy watching Marvel movies instead

>> No.49419201

>>49419077
I'm 21 and never watched a marvel movie in my life.

>> No.49419423

>>49404896
I'm a wagie with a house, got mine in 2016. Refinanced in 2020 to a 15 year. It'll be paid off before I'm 47

>> No.49419453

>>49413911
Inheritance tax is another boomer gift- even if you inherit something, they'll still grift a little off the top for their still-living decrepit friends.

>>49417267
>for 500k
You seem to have missed my point which was that most of the 'cheap japanese houses' are dumps.

>> No.49419549

>>49417413
>>49416202
It doesn't really matter, if they don't kick you out but refuse to help or teach you anything you'll just end up being 'that weird guy that's going nowhere, fast'. There's not really a "good" solution that isn't "parents in the 1990s should have actually fucking taught their kids how to live, like every generation of parents before them". Too late now.

>> No.49419561

>>49418992
Ok, I dont know much about chemistry but I guess you wont be able to get this kind of certification online. Are you willing to study abroad? Maybe you can skip the bullshit courses and go straight into chemitry classes, look into canadian universities if you could qualify. Each province have slightly different systems so you ll need to do some research. Im sure you can find something that can work anon

>> No.49419612

>>49404995
no you marry an 18 year old at 35 like the Romans used to do

>> No.49419625
File: 379 KB, 715x727, 1646432988730.jpg [View same] [iqdb] [saucenao] [google]
49419625

>>49407950
This is bait guys. Women don't know a fucking thing about finance.

>> No.49419779

>>49409138
>>49406885
there's no way American men are ACTUALLY marrying 28+ year olds

>> No.49419823

>>49418620
>>don't even think i can get past HR filters with my work history anymore
You can just lie lol.

>> No.49419837

>>49404896
I want to die. I'm 27, lost over 200k, and am not married because I isolated myself for so long

>> No.49419876

>>49406885
>>49409138
When I was in college I had at least two biology professors 28-33 who were pretty hot. 4chan overblows the 'used up old hags thing'. Stay away from fatties with tattoos though, they can die alone.

>> No.49419961

>>49414293
>..then I realized many of them would rather die than move to my cheap rural retard area and I stopped feeling quite as bad.
Yes, because you literally NEED to be a redneck if you are still working. I'm in healthcare, I don't want to drive 90 minutes to the work at the only hospital where they pay half as much as a more populated area, just to cut my mortgage.

>> No.49420010

>>49404896

It's literally been clear in court that Zuckerberg stole Facebook from the Winklevoss Twins.

>> No.49420012

>>49404688
It's amazing how much of a fuckup generation boomers truly are.

>Inherit the literal peak of the West
>All the cities become brownified shitholes and whites all set to become minorities in their own countries
>Gender relations are destroyed and almost nobody can have proper relationships or form proper families
>Centuries and centuries of history that previous generations fought and died to protect is now lost forever to a mix of foreign hordes from violent Third World dumps
>Your descendants have absolutely nothing to inherit
>All this happens before boomers even are finished dying off

>> No.49420113

>>49404688
Boomers are selfish in the most infuriating way. You can't hate them because their transgressions aren't acute and immediate, they're slow erosions of the filial contract that take forever to play out. They're no less damaging than them slamming you across the face with a beer bottle but if you go off on them over it you seem like the crazy antagonistic one.

>> No.49420237
File: 351 KB, 1271x714, 2022-04-28--1651212015_1271x714_scrot.png [View same] [iqdb] [saucenao] [google]
49420237

>>49420113
I think its best summed up the sentiment "Fuck You, I Got Mine". You would be hard pressed to convince some people that it's a bad outlook because they see themselves on the right side of that dichotomy. It's only on the losing side you begin to wonder what this life was for or ever about. But by that time the damage is done, the old people are in homes, your wife left you and took the kids, the job doesnt need your services anymore, and market forces beyond your control or understanding rugpulled your savings.

>> No.49420870
File: 338 KB, 657x527, 1653251467831.png [View same] [iqdb] [saucenao] [google]
49420870

>>49420113
>>49420237

S.O.Y.L.E N.T GREEN

>> No.49421901

>>49406885
>>49409138
Actually I wanted to add an addendum to this because there are some aging hos I wouldn't mind living with (not married) for the rest of my days. I think the attraction is that when she's young and pretty she was hot shit, but now that her looks are fading while your relative value is increasing massively she's basically your bitch- a low value, low on eggs woman who has one chance to not die alone and basically exists at your mercy, your pitiful little haggf. And when you knock her up and make her a mother you take away her last flame of youth and consign her to the fate of age, knowing that being a single mother sucks and she won't get alimony if she leaves you. That's really hot.

>> No.49421921

>>49404896
>people graduate college at 19
I wish. What a fucking waste of time.

>> No.49421985

>>49420237
>>49420113
Only millennials can be this naive, the boomers were crazy antagonistic against their own parents that congress had to pass laws to prevent boomer middle-aged middle-managers from discriminating against older workers just because the moment a 30yo boomer in 1989 got a little power, he immediately began taking it out on old bob the 63 year old WWII vet, merely because bob reminded that boomer of his own father and how he had shat on him for being a huge pussy. Boomers ironically now benefit from these laws, because the universe somehow favors this generation of scumbags.

Unless they are voted out en mass from congress they will pass laws to increase taxes on the young to keep pensions solvent and laws which add old people to the list of discriminated classes to privilege them in hiring.

Boomers deserve hate and anyone who says otherwise deserves a beating lol.

>> No.49422017

>>49420012
Oh and
>boomers acknowledge this
>but they'll still ask why you don't have a house or a 100k job when they did at your age
>boomers will not vote to solve these problems in any way, they will vote to create armed retirement communities to isolate themselves from the growing dump of haitian and guatemalan gangs outside their walls, because why make life better for your kids when you could just keep it nice for yourself and brag about how much better you had it?
They get off on how much you struggle btw.

>> No.49422482
File: 1.95 MB, 196x300, 1650306833541.gif [View same] [iqdb] [saucenao] [google]
49422482

>>49407950
"use his driveway for a camper or a van"
your dad is based af, you sound like a turbo fuckup. living in a van in a driveway is methhead shit dude.

>> No.49423634
File: 193 KB, 820x501, 182-1828229_view-samegoogleiqdbsaucenao-guts-smile-guts-berserk.jpg [View same] [iqdb] [saucenao] [google]
49423634

>>49422017
I can't wait for the RNA to kick in on the jab and start killing these tired, decaying sacks of shit

>> No.49423661

>>49419961
Gosh i wonder why they pay half as much, maybe because houses are also half as much around there

>> No.49423664

>>49423634
Why the fuck would anything nice ever happen?

>> No.49423689

>>49423634
Highest levels of cope there are

>> No.49423703

>>49404896
Most of the people in the list is some hand-me-down fortune kid, like it or not. Doesn't mean we shouldn't try, again always take everything with a bucket of salt.