/biz/ - Business & Finance

>>4729932
All in chainlink bro

>>4729981
I have no money to go all in on anything. I am playing the long game here. No get rich quick schemes for me.

>>4729932
become a orthopedic spine surgeon. i deal with these rich fucks everyday

>How do I make it?
Just keep going full autist and study hard. With the amount of chaos, disease, laziness, and obesity in the world, you will never be out of work if you make it to medfag status. Everyone needs a doctor.
As for specialization, do anesthesiology, or neurosurgery if you're actually a fullly high iq rick and morty level genius

>>4729932
The audacity of you fucking retards. You come here sharing tips and analysis of crypto, when it's just a roll of the fucking dice. You're like a sad old booze hound that thinks he's got a great method for winning the coin slots. You all think you're Jordan Belfort. If you weren't £1000 deep in crypto by 2014 you're a fucking victim. If you haven't already lost most of your money, you're going to at one point. Even the photos you post of your "14k portfolio", you're not kidding anyone. Spend 10k, up 4k one day, down 4k the next. This should not be a business and finance thread it should be a help thread for problem gamblers. You're fucking pathetic. You're lazy. You have nothing going in in life. That's why you choose crypto currency. You're all too lazy to invest in real business ventures. Take me for example, a real entrepreneur. I've been buying and selling cars since I was 17. It's paid my bills for 6 years. Just this morning I bought a "spares or repairs" listing for £150. Got it running after a quick reference of the hanes manual and an hour on YouTube. Same car, similar age and millage are selling for £4500 on autotrader. Night just sell it for £4000, for a quick sale. Even if I buy a car that is truly fucked, it still has scrap value, real physical value. What do you have? Nothing. Ive also put the deposit on a car that cost 3300 but will sell for 5000 easily. And all that took was 15 mins looking for a good deal. Last year I used only £8000 to buy my uncle a van and tolls for his landscaping business, for which I'm getting £1200 per month cash for zero effort. No sleepless nights. No spending hours each day following trends (100% pointless task) and now I'm looking to buy a small piece of low grade land for forestry operations. You idiots really have no idea about business or finance. I hope bitcoin crashes to 1k most of you fucking hang yourself. Worthless posers.

i made 240k last year and have a 4 year degree. i literally sit on my ass all day and punch numbers into this fucker.

medschool is a meme.
i appreciate yall hooking it up with quality medical care tho.

>>4730069
We sell a hat for you

Third world medical school graduate here

>7 years of study
>average salary is $600 USD / month
>become a full time shitcoin trader
>make ten times that

Feels...strange

>>4730077
im sure your life is truly fulfilling

>>4730090
Can you move to the US for a job that pays real money?

>>4729932
Most amenable to business would be biomed
get an on campus part time job to keep debt down till you're out. They don't expect much and are accommodating during midterms and finals.

>>4729932
>I am married

I am sorry anon, you are already fucked

>>4730069
Crypto investor here. The next big thing is going to be ponzi schemes within ponzi schemes. Normies haven't caught on to it yet, but in Ethereum, you can basically create sub-currencies. People are throwing money at those like crazy. And it's much better than investing in a new crypto, because with that you have to wait until it is traded on a major trading platform, which often takes weeks. With the Ethereum sub-currencies and related ponzi schemes, you can invest right away. The creators of the ponzis often leave only a half hour window in which you are allowed to throw your money at them, creating a nice time-pressure element that encourages idiots to part with their money. These sub-currencies are the reason why Ethereum is as high as it is now. There's nothing to top this hype.

>>4730103
>job being fulfilling.

love to know who invented that scam mantra to get people into history degrees. lmao

>>4730148
Your job is going to be replaced within 5 years. You said it yourself, it's punching numbers. Moving money around without creating any value. A monkey-tier machine learning algorithm could do it. And trust me, if they're paying you a quarter mill there is a strong incentive to replace you.

>>4729932
I'm also in medical school but here in belgium it costs me 900 euro's a year. So no debts for me
Why don't all Americans get their degree here?

>>4730190
Because top US schools are approximately orders of magnitude times better

>>4730185
>tfw he doesnt realize quants have been in the markets for years with almost no impact to human trading volumes

>>4730090
2nd world doc
1400/month
If it wasnt for crypto Id probably neck myself
Do not fucking fall for Med School meme !!!!!
Being doc is the worst form of wagecuckery. Fucking 32-hour shifts , 300 hrs / month, constantly one foot in jail....I managed to get into more comfy speciality, but still am in the process of exit scamming

>I'll be making $400K+ /year
>my wife exists and will be making ~$65K /year,
>how do I make it /biz/
lmao

don't EVER operate on me or my cat ever again!!

>>4730190
because when im looking for a primary care provider or a surgeon. i see their med school. im not picking someone who went to school in fucking barbados.

Nurse here with more money than a doctor

thank you crypto top kek

>>4730223
Whatever...it's your funeral man.

>>4730144
They are the reason ETH is fucked, because of scammers instantly cashing out dumping bigly. ETH should be 1-2 k ffs

>>4730235
HOW THE CONSTANTLY ONE FOOT IN JAIL PART

>>4730190
Because the private sector in US is. Quite profitable. Very short route to attending/ consultant. Plus while America has some disgraceful aspects of healthcare, there are great research programs in cards and surgery in general.

Pros and cons. If a fresh attending were to apply to a consultant position in Ireland for example, they would need a fellowship and a masters/ PhD under their belt.

>>4729932
>How do I leverage my MD degree for maximize financial gains

Go work for a hedge fund

https://www.bloomberg.com/news/articles/2017-09-05/med-school-grads-go-to-work-for-hedge-funds

>>4730244
KU Leuven in Belgium is No40 in the world.

>>4729932
Blackmailing patients.

>>4730278
Lawyers lurking
Poorfag patients trying to get rich off your mistake
Under fire for unpreventable thing - which is people actually dying.
Writing your every single move in the documentation.
Then, you are judged based on hindsight.

>>4730111
Not him but I've heard their degrees are meaningless here. They have to do a residency or something and almost no one takes them over people like OP

>>4730235
>constantly one foot in jail.

Holy fuck, this.

Seriously guys, don't fall for it.

>>4730215
Does it matter though? Docters here in Belgium also make 250k-400k a year. Getting their degree without any debt.

>>4730240
Yeah, I realize that's more than like 99% of America of whatever. But, like I said, I am trying to make "fuck you" money by the time I'm 40. Simply going oing down the beaten path won't get me there. It will allow me to live very comfortably, but not lamboland tier. The richest medfags have side hustles outside of medicine. The only thing I can think of is real estate investment, namely rental property investment. I am thinking I will try to pay off my debt ASAP with the help of my wife's income, and then continuously put a down payment on a new mortgage for a rental property as soon as I have the cash. I'd pay a property management company to deal with the tenants. Is this viable? I want it to be passive income, not a source of headaches.

>>4730111
Why would anyone hire someone with a degree from a thirth world country? Given their corruption and lack of oversight on education you have no idea if he's actually qualified.

>>4729932

Plastic surgery of course

Or some niche and unpleasant field like asses or ears

>>4730391
>expect people making 40k to pay for your education so you can make 400k
how entitled

>>4730235
>>4730362
I don't know why I've never thought of this before. Sounds horrible.

>>4730447
I am sort of squeamish though, so I would rather not do anything surgical.

>niche and unpleasant

I could probably get into dermatology, though. Most people find that to be pretty gross. But they can easily make $400K+/year working just 40 hours per week. It's also one of the most competitive specialties to get into, up there with plastic surgery. Doesn't pay quite as well as ortho or plastics, but the lifestyle is significantly better.

>>4729932
if you let me fuck your wife in front of you and film it i'll send you 10 bitcoins

>>4729932

LOL

In my country medical university is basically free.
You be BA.
You be MA.
If you don't like being fancy doctor, just DON'T!

LOL Why you even pay taxes if you can't go to school without debt? What the FUCK IS WRONG with you americans????????

>>4730921
you're prolly some scandicuck paying 60% taxes and all of it goes to refugees and u get sublime education top kek

have fun working to the grave

>>4730215
xxxxDDD aaahaha top!11!

>>4730921
their taxes are for funding expensive shit like military and welfare, no room for education & healthcare. You would think that would lower the number of graduates, but burgers love debt, its their way of life

>>4730939
Implying americans get good education. Had some 5th year american medical students over at our university and their anatomy knowledge was horrid.

belgian bro checking in. my father in an independent entrepreneur, used to be a millionaire in the 70s now is in huge depth (i wont inherit shit). he has been coerced hard as fuck throughout his life. and this for the shit education we have? atleast hand out vouchers to the families instead of subsidy directly to education

>>4730939
60% ... lol you be kidding!
I pay about the same as you.
And the meme that schools in the US are better is coming down pretty hard. This belgium guy is saying his university is top 40 in the world. British are the best. And the US is importing chinese and european lecturers and pros ... because they don't have any.

Please!
Go fix your shit, girls and boys!

>>4729932
congrats

>>4731021
i despise socialist cunts like you. thinking belgium is all a fairy tale. do you like the fact that every parent here in belgium works either for the state or a big multinational company they personally don't give a shit about? belgium is a boring, immoral shit country

>>4731021
6 of the top 10 medical schools in the world are in the US. 14 of the top 30 are in the US. What are you even talking about?
You also realize that the US is a country of 300+ million people so there's going to be variation?

>>4729932
You'll be fine. I'm in med school too. Start donating plasma and doing research studies on campus to help pay for rent/etc and reduce future loans.

>>4729932
>tfw eurofag med student
>completely free
>get a shitload of extra money because divorced parents and my mother can't work
>option to get a special 0% interest loan directly from the government, which i don't even have to pay back in case i fuck up in life
>use that money for huge crypto gains

life on fucking easy mode, maybe i'll become a orthopedic surgeon for fun.

>>4731146
In Medschool
Donating plasma
You either LARP or are retarded brah

>>4729932
>25 yrs old
>married
>$250k in debt
>wants to retire by age 40

Just kill yourself, my dude

>>4730278
Malpractice litigation

Older MD here. If you’re setting money aside for savings I’d incrementally start with 10% of your savings going to crypto and just focus on residency and paying off that debt.

I’m a pathologist, 39 making 690k in the states, so hopefully you’re gonna get a nice paying placement that allows some money to play with and won’t kill your family.

>>4731146
LISTEN TO THIS SHIT.
Donating plasma to pay for debt...

I don't even own a credit card.
I didn't pay for my last surgery.
Oh god I'm glad my taxes don't go to the military.

I really want to visit New York, and the West Side.
Really really love the openness and theoretical freedom.
But why the fuck is life so worthless there??? The list is sooo huge, how could the dream got so fucked up???

>>4731223
>life easy mode
>parents divorced

come again?

>>4730029
You're gonna die in a car accident before you ever make any good money

>>4730215
>Because top US schools are approximately orders of magnitude times better

>>4730039

spinal surgery is in a bubble right now, don’t do it

most spinal surgeries performed in the US now are pointless and counterproductive.

>>4731781
How many more medical schools does the US have in the top 50 than your shit country? :^)
https://www.topuniversities.com/university-rankings-articles/university-subject-rankings/top-medical-schools-2017

>>4731529
i did have some issues growing up, lack of a father figure was likely the cause of that. for better or worse, it caused me to become extremely self-reliant. i'm currently doing better in life than a lot of my peers, so i'd say it worked out pretty well.

>>4731781
I don't even live in the US.

>>4731990
Don't be the fool here. Your "statistics" are larps.
Do your research, universities should create happy, competent doctors, not work for statistical parameters (Which is proven these schools do).

Again, central europe:
- Debt free education
- Debt free, top tier health care
- Cheap, top tier public transportation
- Cheap, 100% fossil free electricity
- Financial pillow if you get poor
- By far not as many prisoners
- ...

What the fuck are you doing on this board, not improving your shithole?

>>4732170

Central Europe kek and that is supposed to impress us? Always funny to me how continental euros always claim supremacy but not even Africans look up to them

>My goal is to be financially independent by age 40

woah there
its not like you live in Manhattan 4 bedroom apt. isn't?

>>4731990
Americans make the rankings and they're biased. Still just because the schools are rated high doesn't mean they're producing students that are better than the others.

>>4732397
>Americans make the rankings and they're biased
Those rankings are from Quacquarelli Symonds, a British company known for ranking universities/education in general. If anything, they would be biased towards European institutions

>>4732170
Their health care is far from "top tier".
They are nowhere close to "100% fossil free electricity" either

I don't even know where to start with "financial pillow if you get poor". You don't just "get poor". You make a series of poor decisions until you become poor. Stop buying shit you don't need and hold a job. How about that? All of us who actually succeed don't need to fill a sucking vacuum in our lives you stuff with meaningless shit.

>>4732313
It's not about supremacy you fuckin moron!
It's about decency!!!
Minimum standard of life, dipshit!

You drag us all down with your brute fucking force, paid by fucking imbissiles, praying for freedom and patriotism!

Who brought down african countries these past centuries? Or the middle east?
Remember, we all, WE ALL fought together against Nestle killing people in developing countries. And only US citizens think it's about nationalism. That's why you pay happily to the rich, to buy more firepower. Dumb enough to send your children to get killed by afghan tribes ... for fucking control over heroin poppies!

Oh god, please send some decency.
US is on the edge of orwellian nightmare, you think we like this shit?? Everybody is trying to talk to you people f* sh* !!

big pharma sales rep or lobbyist

you get paid to have fun on the company dime

>>4732552
>Who brought down african countries these past centuries
Europeans. https://en.wikipedia.org/wiki/Scramble_for_Africa

>>4729932
Whatever you do, do it surgical. Ortho, cardiac are the big money makers. Anes is not bad either. If medical is your passion, pulmono, cardio, ent, derm, these are big money makers.

>>4732495
- I get 100% fossil free electricity, cheaper then low regular prices in the US. We've compared them (together with a amerifriend).

- Yes, the university rankings are biased. And *duh* US and Brits are "the best" .. of course. They are mainly based on quantity of papers published... stupid larp!

- Yes our health care is top tier. The US is importing experts from around the world. So we know which universities they are interested in here.
In the hospital, I didn't even care which surgeon I got, because the system just works. And I don't have to pay! :)

>>4732454
BRITS=ANGLOS=AMERICANS

>>4732590
>centuries
sorry, meant "decades"... I don't support colonialism.
If you choose to ignore the things going on and stand on your nationalist shit, "we are the great", I guess you are the prototype of modern american.
Is that what burger is about now?

>>4729932
If you want to make a fuck ton of money in the medical field then you should focus on jobs with an incredible demand in the private sector: Orthopedist, Anesthesiologist, Optometrist, Radiologist, OB-GYN... are all choices that will give you a VERY comfortable salary.

>>4729932
> Paying for college
I feel so sorry for americans.

>>4732560
Really? Aren't the biochemists and pharmacists supposed to take those jobs? Aren't those jobs hard to get?
Why would you go into medicine and then not be a doctor?

>>4732744
I’m happy with paying for my own college instead of every shit skin retard via my taxes like you do, cuckboi.

>>4732804
>Shitskin retard
Le 56% face.
You're thinking you aren't paying for their welfare either?
Europe is 5% muslim not 44% non-white like america is

>>4732721
OK you're retarded

>>4732744
you get your "free" college (actually isnt) and burgers get the biggest military. When shit goes down you'll beg the U.S for help, i recognize this and im not a burger

>>4731122
Jesus christ, i'm not a socialist, i fucking hate belgium. Do you really think i'd be in fucking crypto if i were a leftie?

>>4732804
That's it, I've lost hope in the US.
Those brainwashed, greedy non-humans will bring down the rest of burgerland with them.

If you can't understand that sharing the costs at all times for education is better than paying a huge sum to the banks for nothing,
YOU LOST.

Or this other guy, who doesn't believe someone can get poor.
Well, wait till you are sick and the only option is going into debt.
YOU LOST.

It's not like we like the US to fail :( We don't want to get killed. Or the CIA running opium fields. But where's the hope now? I sincerely believe it's too late. How brainwashed can a country be? I guess top tier.

>>4732963
Europe is not that much better in the brainwash deparment. Dont be such a faggot. You sound like your average high school graduate who believes all media and what the teachers told you. I know cause i did high school in Europe and the lefty brainwashing going on was MASSIVE.

>>4732963
Can’t wait till you eurocucks go broke

I seriously hope you starve to death one day

>>4733081
In the meantime enjoy you 6 figure debts.

>>4729932
Same boat, dentistry here. I quit in my 3rd year. Learn programming, you pick it up in 2 - 3 months, you can earn like twice what you make now freelancing.

>>4733034
Lol high school? Gotta be kidding me... Like this kids learn anything more then be a bit organized.
I went to many schools. And I am actually not from europe.
Again, it's not about nationalism, it's about our dignity and basic rights.

And yes, it's not fairy tails. Often, you have to work a few years in the country prior to getting those "privileges" like a financial pillow.

But try taking your glasses off some times. There are many things I like about the US. But hell, wouldn't i trade! I did not lie. I wrote the truth, that's how I live here.

>>4733173
I got an education in a field with job prospects. My debt is manageable.

>>4733173
top!

>>4729932

Work as a doctor while living frugally. Save up 1 million dollars ASAP and then put it in an ETF, live off the ETF dividends.

>>4729932
Ortho fag here.

My advice, deal with the bullshit of being dirtpoor during residency. However kiss as much ass as possible. By doing that you’ll make connections later on when you practice.

>t. UCSF grad
>Cedars Ortho Residency/Fellow

>>4733229
Maybe in your country but where I went the propaganda wasnt even subtle. Very political.
Burgers have done shady shit for sure, but you cant blame the average citizen and generalize like you are doing. The govt is fucked up and banks run everything. Same as Europe.
Both the U.S and EU are in deep shit, similar problems. Throwing blames at each other does nothing but create resentment amongst racial cousins. (((They))) have been inciting this hostility for decades and you fall for it like most lefty cucks, and thats what 90% of US haters are based on experience.

>>4733454
OH COME OOOON
Nobody has inciting hostility.
Forget this (((They))) bullshit. Yes, big corporations want money. On this fucking board everybody is so greedy.

But who is fucking bombing up and down left and right around the world?
Who is killing leaders from foreign countries? Yes, the US government.

I know it's not the laymans fault. I know most huge companies have HQ in switzerland. I know London has many financial HQ.
And I've said before. We fight together, we always have.
We fought against slaughter, for freedom and our rights.

But here comes the point. How the fuck is everybody so nationalist? Why the fuck is everyone so nazi?
I can admit I like some things about the US, I want to see them here. Hell, until the 80s it was illegal to wear a dress in New York as a men. Those brave fighters have inspired activists here in europe.

I just want people to take of their fucking nationalist glasses. Patriotism is blindness, and PUTTING STUDENTS INTO DEBT IS SLAVERY!!! true story.

>>4733615
ok you just confirmed my suspicion. You are a fucking commie, kill yourself. When you grow up and learn some history you'll change your mind

>>4733653
In the meantime, enjoy your 100.000+ debt xD

>>4733615
you're from netherlands or belgium right? cucked to the max

>>4729932
>being a doctor
its all fun and games until you get hit with a malpractice suit

>>4733709
im not a burger faggot, I pay zero for my studies but im not that stupid not to realize someone else is paying for them through taxes. Whatever is left of that $ since the govt here outright steals it

>>4733615
>the us boogeyman
precisely the reason why everybody is free to do the fuck they want theyll just blame it on the us if they fuck up

its funny how easy it is for counterintel to cover their tracks now cause of this

>>4730473
We as a society should always give those with ability and drive the opportunity to succeed

We're not crabs in a bucket

>>4733768
well everybody thinks they have ability so they should be the one supported, we are crabs in a basket

>>4731462
>pathologist
>nauseatingly wealthy

Dude....how in the world did you find a path job that pays that much? You must be a dermatopathologist..but even still, I have never heard of a salary that high for path. Please explain! I am definitely interested in path.

>>4733713
nope, and nope.. in between german speaking countries, came to the continent 25 years ago or so.

>>4733738
The last time our gov. had stolen much money was after the people have elected an outright fascist.
And everybody warned them.
You are right about the banks owning us. It's a monetary lending system. But I don't care as much about gov. debt then personal debt on my children, just for schooling.

>>4729932
Renounce your citizenship and come to Switzerland

>>4733892
>Hitler and the Nazis stealing
they pulled you out of the biggest depression your country experienced by inciting sheer will on the workforce. See what i mean by propaganda, you probably know shit about 3rd Reich, only that they were evil and put jews in ovens.
>thinking you can get rid of personal debt without getting rid of national debt
You wont end debt until you forbid usury and guess what, thats what those 'evil fascists' did you faggot.
But even if we cant do that, the US college model is just a different way of doing this. College finances itself by charging students while in EU college finances itself by charging everyone. No one forces students in the US to take debt, people just do so cause they cant save money for shit. Use your damn brain commie

>>4729932
Why would you pay it off faggot?

>>4734033
just a different way of doing things*

>>4734047
Uh, because if I don't pay it off, it will grow. What is the argument for letting the debt grow?

>>4730077
Makes me happy :)

>>4734064
Just never pay it off then die

Embrace quackery and sell meme shit to plebs.

>>4730077
Any advices on how to do this? Are you just day trading?

>>4733615
dont waste your time, they won't understand.

>>4729932
Surgeon or just kill yourself right now

>>4729932
How the fuck did you conclude you'll be making this much fucking money. What if your job becomes automated?

Nothing is guaranteed

>>4730144
Holy fuck at least some of you guys understand how ETH works. Was getting worried biz went full retard :^)

>>4735400
Yeah we're gonna automate doctors out of existence in the next few years

Seriously wtf, there are stats for this. Assuming he doesn't flunk these salary expectations are based on statistics, they're not secrets.

>>4729932
fellow med student here. MS4. What was your step 1 score? And what specialty are you currently thinking?

Do something with easy hours. I'm planning on ophtho, gas looks like it starting to get more competitive now that ppl see the money they can still make even with crnas taking part of the pie.

idk why you are asking biz about specialties though, no on here knows shit about that. /lit/ has a lot of med students on it as well though.

If you stay in the research game you can get hookups with the INDUSTRY which can amke you money but even more cool, be in on the cutting edge of science and doing tons of awesome shit.

My plan is to go private, but still be heavily involved in research with plenty of crypto/investing still in free time

>>4730921
>>4731223
My pay check will be 600k on average when i start practicing in the specialty im geared for. I dont think I can make that in europe as well as paying the much smaller taxes. My wife is English, but I more or less forced her to come to the US because of the salary difference of practicing medicine and taxes in the US vs UK, and the rest of Europe is even more fucked when it comes to doctor salaries and taxes.

High tuition is a small price to pay. Stay mad europoors

>>4730263
male or female nurse

>>4729932
>Married
>Debt
>Not graduated yet

Here's the path:

1.- Divorce as soon as you can. All the possible gains you'll address in the future aren't yours; your woman will fight for them.

2.- Harvest all the money living at minimal cost until late 20's. If possible, find two jobs.

3.- DO NOT, I repeat, DO NOT follow your specialty. Better pay your debt first.

4.-Once all your debts are paid. Give two more years on saving until you reach a descent sum that could help you to choose a portfolio. Invest in portfolio index like DJIA; don't be a faggot, go to an investment bank, they'll help you to do that. On the worst you just have to pay them commissions.

I'm a Mechanical Eng. with a M.Sc. in MechEng and a Masters in B.A. I did all of the last and now that I have reached the 30's have a house, a car and ready to study a PhD. No debts, experienced in my field and ready to move on the next stage. Also, I have gains through my portfolio.

>>4735967
In the US we go straight into specialty after getting our MD. You would basically kill all chances of getting in if you didn't go straight in. He will make 50-60k during the 4-7 years as a resident plus fellowship, then 250-400k as salary unless he goes into something more lucrative.

>>4736006

Didn't know that. I got what he said he fell for the medical school meme right now.

>>4736071
idk why he is complaining though. I'm a year away from finishing and starting residency. Will be more brutal hours of 80-100 hr/week of work for several more years. But on average, we will make more doing this than any other job. You could graduate bottom of your class and go into the lowest paying field of pediatrics or psychiatry and still make about 40k more per year than lawyers coming out of Harvard and Columbia law school. and about 50k more than the average CEO makes annually. Going into more lucrative specialties obviously nets you 2-4times more than average CEO salaries or top 0.001% of lawyers

And after finishing residency it's very possible to scale hours down to about 50 per week and the job itself is fun and rewarding since you are literally helping people, and get to make lives better, which I think ppl often underestimate that aspect of the job. ANd even the most boring specialties still involve a lot of problem solving and thinking, keeping it from getting boring.

Salaries are obviously great and can translate into ridiculous gains when you start investing them straight away.

Totally agree with living like a monk for as long as possible though. Most docs are so sick of having lived like students for the past 12-15 years that they buy a new car or something day one of the job instead of being patient with the newfound salary