/biz/ - Business & Finance

>>3229131

33
Crypto: 9.5k
Bank: 50k
House: 130k
401k: 120k

27
£27k
£1000

I have just put a down payment on a house so I'm not doing that bad.

27
Crypto : 380k
Bank : 100k

27
crypto: $187k
bank: $50k
car, 2 flats

>>3229131
>21
>250~k
>2m

1990 FTW

>>3229131
20
90k
22k

Age:25
Crypto: fake number
Bank: fake number
8x6 cock mad puss all daaaaaaaay

23yo
100k crypto
2k bank

>21
>€800
>€1500

>>3229131
>23
>30k
>2k
I would have 250k+ If I didn't sell my AntShares FeelsBadMan

22
crypto: 1k
bank: 8k

>33
>20k
>0

>30
>$90k
>$10k

>27
>8k
>120k

27
280k
18k

1990 ftw

24
30k
3 bucks

34
120k€ bank
~35k€ crypto (around 25k BTC/LTC/ETH, 10k Shillcoins like ZRX, OMG, DNT)

Gonna transfer around 10k from bank to crypto next week to prepare for the September ICO extravaganza

ok all u fags need to post proof. NOT BLOCKFOLIO

>>3229131
>28
>$95k
>$3k
some 401k as well, but I don't know the number

also
>no student loans, no house, paying off econobox car

>>3229131
>30
>3k
>100K+

>>3229179
>>3229184

How early to crypto did you get in? I got in early 2016, bought my first ETH at $1.19, LSK ICO, etc.

I only hack ~30k coz I put less than 1k in coz i was scared

>>3229160

Btw I just fully repaid my student loan last week by selling 4 of my bitcoins.

>>3229131

31
5.5 crypto(at 4k right now)
77k questrade (index funds/etfs)
51k tfsa (canada)
7k emergency fund

21
0.5k
1.5k

I don't fucking believe any of you. Did you not have to pay rent, school debt, anything? Did you invest in btc when you were 17 and somehow had thousands to throw around?

>24
>140k
>4k

>>3229312
u want private keys for proof?

23

$21k

$4k

>18
>$5000
>$10

>>3229356
Bought my first bitcoin at $6, years ago.

Of course I could have more if I didn't sell almost everything when it climbed to a record breaking $25.

>>3229353
gg
sold 100 Bitcoins @ $1200 to pay down my house I could have paid by wagecucking
feelsbadman but do not regret

>>3229353
thats my boi :)

what are you hodling?

>>3229131
>25
>500$
>0
>2k
Yep im fucked up cryptos are my only chance

>>3229131

>Age: 16
>Crypto holdings: 100k
>Bank holdings: 101k
>Cock size: 9x7
>Height: 7'2
>Intelligence: 300

>>3229392
BTC, ETH, XRP mainly, and a lot of other smaller holdings.

Also I made around 100k with monaco this month.

Age: 25
Crypto: 16k
Bank: 500€

Feels bad, I got in too late. I also invested 9,5k €. I have other reserves, but I don't need the cash.

>>3229422
Everybody got in too late when first investing.

In two years you'll be among the early investors.

28
33k
10k

>25
>$29k
>17k

am I on the right track?

>>3229131
24
10.000+euros
43.000+ euros

>>3229131
Age: 27
Crypto: ~$750k
Bank: $10k

>>3229367
Cryptographic signatures will suffice.

>13
>700$
>250$
:P

>18
>£24k
>£300
Am I doing good?

>>3229356

canadian, work in the trades, single, always been smart financially, not hard to save a lot of money and invest wisely.

>>3229131
>FBI
30
€1k
€22k

Gee FBI, I complied with your requests.
Wanna tip ETH to get me started?
0x0D740d3C4AF90dDcB2b284ceBA3869F6E814cb2E

20

$620

$2000

>>3229131
Age 35
Crypto 36k
Bank 230k
House equity 800k usd

>>3229356
Eurofag here who didn't have to pay for University (except around 500€ general fee per semester). Rather small town means very low cost of living even if your apartment is really central. Don't have to own a car since I can reach every important place on foot.

Got a 75% job at Uni after graduating (IT MSc) which didn't pay that well but left enough time to pursue side jobs, write a PhD thesis and cook my own (cheap but healthy) meals. Well, and obsessing over crypto, of course.

I actually mined one Bitcoin on my GPU in 2011, but stopped after that because the power was more expensive than the BTC price at that time. Bought a few more at €65, but sold at €100 because I was worried that the bubble would burst soon.

>>3229131
19
$600
~$10

Neat, somehow everyone on /biz/ is among the top .1% wealth of their age range

>>3229666
Usually you go on this board when you're obsessed with your savings.
So there is a bias.

>>3229666
It is weird how rich everyone seems to be but I don't think that is too unusual for a subset of people that seek out extremely niche internet boards for making money. When I think about the probability of some of my normie coworkers finding their way here on their own it just seems impossible.

18
1 trillion
11 billion
lambos, womenz, traps, all that shit

belive me

>>3229666

>people who autistically obsess over their money in a niche image board dedicated to it are somehow among the top percentile of wealth in their age range

You're in the top percentile of being a retard

27
$1500
0

>27
>~120k
>~20k

Reason my bank holdings are this low is because I live in a retarded country that has a saving's tax over 21k eur. I have another ~200k invested in other shit

29
$70
$100

Fuck

>>3229666
average american has like 4k in their bank so it shouldn't be that hard, beelzebub

>>3229131

> 25
> Crypto: $12k
> Bank: $3.5k

I'm a NEET loser. Never had any real income. But I am very frugal. The fact that this chump change places me above average in my age group in my country (middle europe) saddens me.

>>3229131
>36
>~60K (Bytecoin / Aeon / LTC / Signatum / BTC)
>~5K
Own a house out-right that appraises at about $360K.

Also have about 20BTC on an old server, that I can't find. Figured a bitcoin wallet was a good use for an OLD Compaq ProLiant 800.

>>3229339
>Holding over $100k in a savings account
But y tho?

> 20
> 1.5k €
> 200 €

bought 0.3 btc 3 years ago for 120€
started trading last month and made 0.4 btc from it
wish me luck
also good luck /biz/

>>3229800
The average American actually has less than 1k in their bank.

>>3229131
>20
>19k
>6k

we will make it bro

>23
>$3k
>$800

>>3229356
Europe is a great place to live in, anon.
Besides immigrants, having free healthcare, free/cheap schools up to PhD, healthy food and an extremely lower consummerist society drastically improves your chances.
I wouldn't barter EU for US ever.

>>3229131
>24
>€5,4k
>-€13

>>3229823
So you never masturbated on your bank statement?

22
50k $ in QTUM
Who needs bank?

This tells a much different story than the blockfolio threads

>>3229889
Balls.

>>3229131
>19
>100€ (all in IOTAs)
>7€

I wish I was kidding :(

29
5k
60k
I'll invest in crypto some more maybe

20
1k
like 7k

32
$490
$900

I started a week ago.

>>3229131

32
crypto: 2k :')
bank: 25k
house: 200k

Why is everyone so rich. Holy shit.

35
$200
$700

27
Crypto: $7500
S&B: $400
Bank: $200

24
$1700
$800

21
€35k in crypto
€40k in bank/stocks

I'm a student in europe

19
50
3.5k

>18
>$0
>$4915

21
7k blockfolio
2.5k in bank

20k in debt, in grad school, halfway done.

22
$104k bank
$500 crypto

If I make money on that first $500 I'll actually put a decent amount in, but for now I don't believe very much

30
3.15€
-800€

27
CRYPTO $500
bank -14,000 im in debt

>>3229131
33
$65k
$7k

>18
>12k
>50k

>>3229823
Emergency Fund + Liquidity to invest in a correction

>28
>8k crypto
>-2k bank
>10k home equity

>27
>crypto 13k
>bank 15k
>cash 2k

>>3230063
cuz the vast majority is lying lol.

>>3230204
cope harder.

>>3229131
>22
>3k
>7k

>>3229131
>18
>$0k
>less than $200, don't know exact number

>22
>~$6.5K
>$10K

How do y'all have so much at these young ages

>>3229131

24

Crypto: 3.5k
Bank: 9k
IRA 12k
401k 12k

>>3229131
>24
>8k
>$500

>>3230204
What the point of lying?

I must admit that some probably have some kind of mental illness that makes them lie about that on an anonymous board, but saying that the majority is lying is highly doubtful.

27
8k in exchanges, 0 currently on coins
45k on banks

>>3230292
Only one big moon mission away from tens of thousands or more. Look what NEO did for many holders on this board.

21
0k
1k

Just started investing.
>18
>$350
>$2,000

>>3229131
37
crypto: €13k
bank: €400k

>>3229131

27
Crypto: 18K
401K: 70K
Stocks: 70K
Bank: 12K

>20
>$1.2k
>$200 available, $5k in a locked CD

I hate all of you
t. poorfag

>>3229356
I'm the same age as you and my bank has 25k and crypto 10k
How the fuck do you have no money? Do you not have a job?

>>3229131
21
300€
25€

i spend everything i have to buy mining rigs

>>3230477
Breaking news, life can walk different paths.
Not to defend anon, because 1.5k in bank at that age is seriously nothing, but you shouldn't be that weirded out, considering the modern society.

28
2,2k
9k

Yep I'm poor

>20
>$4.5k (tfw threw away 7k on etherdelta fucking up one trade)
>200$

I have no debt, a steady income and my tuition at a top public uni paid for though, so fuck it. I'm doing p good m80s. Parents don't even help me out

26
50k
100k

>>3229393
hello me,

25
3-4k
-3k

i... i should probably do it shouldn't i?

>28
>crypto ~ $13,000
>bank ~ $9,000

18
$37
$13000

>24
>crypto: 13.5k at this exact moment
>bank: 5.3k

i would have 6k in the bank if my god damn land lord was on time with deposits

27

40k

1k

>>3230661
Anything over 0 at 20 is good anyway.

No 20 yo is expected to have savings. Most of time people that age that have money of their own it comes from their parents.

22

40k

2k

Ok wtf I am 20 and have 600 GBP in my bank account and that's it. You guys are making me feel like a fucking loser. I only earn 50 GBP/week while at uni, how tf do I accumulate more money?

>>3231289
stop wasting your good boy points on tendies

25
$322,000
$50,000

>>3229131
30
crypto: ~85k
bank: ~40k
retirement: ~60k

also my numbers are real, that's why they are kind of sad.

24
80$
150$

23
bank 50k euro
crypto 6 k euro

18
9k
2.5k

>22
>$100 in bank account, 0 savings
>college grants are my only income
>no car
>no driver license
>college gpa is 2.1 and on probation this semester
>only have .25 btc
>no friends
>never been on an airplane
>parents struggle to pay rent and i fear we might get evicted as they have iphone 7s, new ipads and a 2 financed cars and on food stamps
Why does the US loves citizens with lives like that, especially Commiefornia?

>>3231393
poor bois from deadbeat families up in this hoe

>23
>400€ in crypto .
>2000-3000€ in bank i dont remember.
Poor independent wageslave.
Please magicmoney let me be neet.

>23
>17k
>6k

>>3229131
22
>4K
>22k

Most of my bank holdings are crypto earnings

24
$30k
$30k

apartment: $350k
mortgage: $250k

got about $50k from parents to help buy the apartment, and I live in scandinavia so I actually got paid to take an education

comfy, but still a wageslave for the foreseeable future

>18
>40k crypto
>4K bank

Comfy with parents paying 100% for private uni.

>>3229131
>23
>60k
>34k

Age: 27
Crypto: ~$80k
Bank: $22k
401k: $59k (trying to figure out how to put this into crypto)

>>3229199

>Selling antshares when you can generate free GAS

You deserve this

why do y'all keep so much in the bank?

>20
>$130k
>$62k

>>3229131
26
€1.35M
€70k

>>3230613
thats retarded

>>3231541
Stock market is at all time high. What the hell am I supposed to do with it?

I figured I'd save to $100k and then quit my job (because it is boring and I feel like my coworkers are all smarter than me and just haven't realized I'm an idiot yet which makes me worry all day) and move to some cheap shithole college town where I can pay $500/mo to live with 3 college student roommates in a roach-infested shack while I make a mobile gatcha game like Fire Emblem and use the money to pay artists to create the music and character portraits but then fucking Fire Emblem Heroes came out and there's a precisely 0% chance anyone would play my ripoff so with $86k saved I threw $66k into crypto two weeks ago and it has gone up to $80k since then, though I've sold a few times and probably owe the IRS around $7-8k at this point. I got paid on Friday so my $20k remaining in the bank became like $22.5k or something.

I work as a software engineer at one of Apple/Amazon/Facebook/Google/Microsoft/Netflix/Uber. I feel like, the company I work for will give me the opportunity to retire very comfortably within the next 10-15 years if I completely skip on crypto but I can instead risk two years of my savings to maybe retire within the next two years instead. I don't depend on that money to live anyway and I don't know how long it will take for the current stock and bond bubble to pop but I don't want to dump my entire savings into the stock market for 7% annual gains right before a correction. Dumping into crypto and maybe getting 10x before a correction sounds much more appealing.

>>3231730

I'm actually thinking about dumping the rest of my savings in crypto till I only have $9k (3 months of rent as emergency fund) in the bank and then dump my entire $59k of 401k into crypto, too. But... on the other hand, maybe if I only stay 50% crypto, I will limit my downside to the point where I can still retire in 10-15 years even if cryptos go to 0 forever, and still have a chance of retiring in two years if cryptos moon with my initial $66k. My income is about $5k per month from salary and $2.5k per month from vesting RSUs, though I'll get 3 vests in December. Tempted to just dump all that (after rent + other living expenses) into crypto as it comes in, too.

>>3231730
>I don't want to dump my entire savings into the stock market for 7% annual gains right before a correction. Dumping into crypto and maybe getting 10x before a correction sounds much more appealing.

I mean... Has bitcoin ever crashed to 10% of its price and taken five years to recover? No. I think the worst post-spike crash was to like 30% of its value. If I spend my life savings on bitcoin and it goes up 10x before getting cut down to 1/3, then I still came out way of the stock market, where it might go up by 7% and then crash down to 60%, only to take another 7-8 years to recover.

Going all-in on crypto sounds stupid as fuck until I consider that going all-in on the stock market (through vanguard mutual funds because picking individual stocks is even more stupid than chasing whale pumps) during an all-time high is even more stupid.

We're in uncharted territory with crypto. We will see a crash but there are quite a few things that could still raise market caps by 10x or more within the next couple years. If that happens first then the crash is worth it.

On the other hand, we've been here before with the stock market. There's nothing that will make it 10x in the next couple years and lots of things that could make it 0.6x.

20
180k
10k

Currently in uni studying compsci. Second year. How do I pay prostitues bitcoins

>>3231784
damn. What moon missions did you go on anon? I'm also 20 with some in crypto. Fucked around and held a shitcoin for a year so I'm stuck as a lowly peasant with 4k

>>3230880
You are kinda better hope to be like you someday :)

29
Crypto: 49k
Stocks: 37k
Retirement: 25k
Bank: 10k

Parents are in poverty. Pretty comfy

Age 25
Crypto 375k usd
Bank 20k

30
Crypto: 600... yes that's 0.6k
Bank: 40k
House: 450k equity

What do? Do I clear out my bank account to go all in on crypto or have I missed the boat?

>>3229131
>20
>£28
>£4000

I'm not begging but charity would be welcome.
1WCyxLJgEde766ZKmJmeSy7g8zTazpbWT

>>3231592
What's your portfolio like? How long you been in the game?

>>3229131
>20
>3k
>2k

>>3229131
23
2k in crypto
1.5k in stocks
8k in cash
16k student loans

My first year out of uni. Badly want 500k before 35 so I'm drawn like a moth to the crypto flame.

> 20 y/o
> 5.5 inch cock
> around $4,000
> $700

>>3229309 what interesting IPOs are there in September?

37
12k crypto
10k bank
27k cash

>>3229131
r
u
me?

>>3229131
>25
>4.5k
>60k

>>3232468
I'm all in on Ethereum (~5K ether), been holding since January 2016.

>>3233235
Sweet, im trying to get to where you are now. Congrats!

>>3229131
>12
>80k
>2k

one of these 3 is wrong

22
$58
$0

Started today :)

Also fuck banks

>>3229182
proof? I'll probably just believe you tho

>>3229727
Good going mate you're on the right track, you'll get there

>27
>$30
>$0

30
crypto-30k
bank-12k
(((student loans))) 500k

>>3229131
>24
>$60
>340

>22
>45k
>bout 500

>19
>6k
>bout $15

29
130k crypto (all in omg)
20k bank

>28
>$3.7k
>$24k

Sometimes wish I was more risk averse, but everyone already thinks I'm crazy for putting $2k into crypto

>>3229131
>27
>~700 crypto
>~20k bank
>~30k home equity + ~15k appreciation

>>3229131
>18
>14k
>5k

>>3235488
Forgot i got 1k stacked in Silver

Age: 16
Commodities: 410k
Equity: 949k

>>3236435
get banned underage.

>>3229131
>27
>80k ~ish
>3.5K
>House: 100k (-58k debt)

>>3229471
Any chance you'd help me join the 21 club?

27
CAD

27k index funds
108k cash
51k crypto
11.6k individual equities

bought bitcoin in 2013, 15, and 16 as well as making a bunch trading futures and alts

>>3236435
>muh daddy's money

>23
>13.6k
>3k~
>26k in loans for me

>>3229182
Are you alright?

>20
>$0.00
>$-1.95
Everything went down the toilet but at least I have this laptop from 2012 that was a gift from my mother.

>>3229131
22
4k
1k

Am I a fucking piece of shit or what?

>28
>$8k
>$8k

>22
$1.5k
$20

>>3229131
23,
$1000 crypto
$2000 banky
Struggling to find job

>>3229131

>>3229131
25
35k
7k

26
12k
12k

>>3229131
>32
>23k
>120k

just....

30
~100k kiwidolaridoos in crypto
~$200 in the bank

Frugal life is best life.

>>3229131
> 33
> $16.4k
> $2816

18
1k
2k

>>3229131
>29
>$27 k
>$1 k

>>3238073
damn ya'll niggas richhhhhhhhhhhhh

i would have more if i didn't panic sell when ether crashed. i had to claw my way back up.

>>3229131
24
Crypto: $15.9 mill USD
Bank: $5
House: My lambo

Every retard who writes "house" as an asset, it's not yours till you have completely paid off your mortage to 100%. And I doubt any of you have unless you are 45 years old atleast.
As long as you have a house loan, your "home" belongs to the bank.

>26
>100€
>300€

>>3229131
>18
>120 million in DGB
>3 million

24
300
15k

>>3238190
Buy DGB,I have 120 million usd in DGB it made me fucking rich

>21
>12k
>6k
>60k in House

>>3238245
sure you do.

So it was you.
You crashed the price from 2000 to 300 sats by trying to sell it?
Fucking moron.

>25
> 0 crypto
> 3k bank
car needs fixing
Ive only been to x b pol and fit
I want in , lads
Teach me things daddy :)

>>3238316
get out you faggot

>>3229131
Nice Try IRS

>>3238316
fuck off.

29
$800
- $2000

>>3238332
no tell me everything you know or ill haunt you forever ill be that darkness that seeps into your world until youve told me all you know . hocus pocus :D

27
20€
4k€

35
28k
10k

fuck.. though I'd be doing better than this.

25
Crypto: £40k
Bank: £1000

>>3229131
>20
>$930
>$3,000

>>3229131
Age
>29
Crypto Holdings
> $0
> only the dumbest of fagits thinks shitcoins are a valid way to accrue wealth

Bank Holdings
> $180,000 including stock holdings
> All 100% hard earned saved from a middle class paycheck

Inheritance fagits kys

>>3229388
You can buy worse things with money than a house. I bought a house at $330k during the market crash that is worth $670k now and I've been renting it since I bought it too.

>>3229131
26, 150k , 10k

>>3229131

36
crypro: 1k
Bank :5k
House: 180k
Gold :2k
Silver: 1K
Cash: 2k
Misus: 10k

£££

18
1200k
10k

I photoshopped my dads utility bill to get on Bitstamp when it had just opened, used his credit card and maxed out

>divorces 2 years later
>side with him
>cheating mom is getting no money lmao

>>3238169

Bought with mortgage at 146K increased its price to 180K now after now 4 years baying 1k a month, within 4 years i'll increase its price to over 200K, sell, buy smaller cheaper house in less degenerate area of the UK. live neet life while the missus works as a teacher, shit out a baby in the meantime, all while acumulating cryptos
feelsGoodMan.jpg

24
6k in crypto
9k in 401k
$150 in checking account

20
crypto: 3k
bank: 2k

>32
> 5 inch cawk (on a good day)
>26k crypto
>3k stocks, PMs
>Bout 15k in cash

At this rate I can retire in 100 years
Fingers crossed cryptos will make me rich

>>3229131

>21
>3k
>1.5k

Had 12k in savings before I dropped out and became a depressed neet for almost 2 years.

Age:25
Crypto:$600
Bank:$4

30
1 btc
$30k bank
+$60k gains if I sold the house, after financing and capital improvements
$70k 401k/pension

29

120k btc/eth bought @ $800 / $24
120k savings 220k retirement
16k checking

>21
>50$
>200$ or so
Just kill me already, sucks being a third worlder

>>3230096
how did you start up?

26, $0, $42.

24
5k
6k
behind but catching up

25

Crypto: 1k (just started)
Bank: 1.5k
Stocks: 20k
student debt: 20k

>>3229171
Wtf?

>>3229131
30
£150
£20k

I'm just messing around

18
0
5000
And keeping it that way