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File: 313 KB, 439x268, Fiat.png [View same] [iqdb] [saucenao] [google]
24098649 No.24098649 [Reply] [Original]

I have 12k in an Ally saving account. The interest rate was 1.25% but they dropped it to 0.6%

I hate this. The 12k gives me 6+ months living expensiveness and keeps me from trading emotionally, because even if I get laid off I don't have to sell my labor to the first jew who agrees. But I fucking hate that I have 12k sitting being gnawed on by the hungry wolves of inflation with a measly 12 dollars a month to slow them down an unnoticeable amount. I hate that my fiat is literally rotting before my eyes. Please tell me there is some better way to just lock up 12k to at least match inflation. Pic related, Fiat in a nutshell.

>> No.24098727

>>24098649
I mean I would put that in gold and silver given you have enough to live off of. Crypto is really just speculation for people who aren't soulless pieces of degenerate trash like Soros

>> No.24098760

>>24098727
Physical? But aren;t prices jacked up right now?

>> No.24098774

convert to Usdc, daily compound interest , on nexo 10-12 APY

>> No.24098779
File: 19 KB, 657x527, 1565271986724.png [View same] [iqdb] [saucenao] [google]
24098779

>>24098760

>> No.24098845
File: 237 KB, 500x675, Pepe_midget_with_feels_woman_on_a_chain.jpg [View same] [iqdb] [saucenao] [google]
24098845

>>24098649
Convert it to USDC or another stablecoin, park the stablecoin on Celsius and get 10.5% APR on it, with weekly payments. Voyager pays 8.5% and you can sell to fiat and deposit it back in your bank account if you need it.
I could give you a referral code, but I'm enough of a believer in these projects to forgo it.

>> No.24098873
File: 1.19 MB, 3264x1836, moneymoneymoney.jpg [View same] [iqdb] [saucenao] [google]
24098873

>>24098649
i have a bugout lock box.

>> No.24099054

put it in a plastic bag then stick it up your bumhole

>> No.24099100

>>24098845
amazing pepe

>> No.24099112

i store money in my rectal cavity

>> No.24099130

>>24098760
Relative to inflation as well as the index (fundamental value) both gold and silver are incredibly undervalued

>> No.24099139

>>24098845
>Celsius
Enjoy your centralized shit

>> No.24099232

>>24099130

Frenly reminder that the metal HODLers only dream is to squat in the ashes of civilization as a pauper king

>> No.24099284

>>24099232
Ok i will say and put in a bank account and wait for those killer negative interest rates!

>> No.24099389

>>24099284

Metals are going to crash so hard it's going to make the ruble look like a stellar investment vehicle.

>> No.24099614

>>24099130
Mostly Silver from that point of view. Gold also has industrial usage but its price is mostly speculative, hence it's better to invest in Silver or Plat, Plad metals if you want something physical.

>> No.24099662

>>24099389
Theres going to a HUGE demand for PM now that Papi Joe won. America will again take its seat in the Green New Deal, invest more in technology and Alternative energy which require a shit ton of PM (mostly Silver). But keep thinking your Oil stonks is going to save you anon.

>> No.24099665
File: 157 KB, 765x988, 1590082977200.jpg [View same] [iqdb] [saucenao] [google]
24099665

>>24098649
>1.25%

Are you special ed? You could be getting close to 10% with any boomer hedgefund.

>> No.24099753 [DELETED] 

>>24098649
It's pretty retarded to keep that much money in cash with rates this low unless you have a high net worth (i.e. 12k is pocket change to you). Youre losing 2-3% to inflation every year. Just keep the money in highly liquid safe stocks and/ or high yield bonds.
> b-b-but what if the stock market crashes
your safe portfolio might drop like 20%-30%. but it's highly unlikely that it won't outperform holding cash over a few years. After a few years you will most likely have 15k-20k and a 20%-30% drop would just get you back to the 12k where you started.

>> No.24099768

>>24099662

We're three to five years out from competitive commercial fusion coming online. Alternative energy is dunzo. Metals as a store of value are dead and gone. ((((they))) want to upload the fuck out of this universe as blockchains. Hash crypto or get left behind.

>> No.24099769

>>24099389
What fucking logic are you using america is slowly turning into a wasteland the money is completely jewed I'd much rather have PM and crypto and when and if they make their own centralized crypto and blow up all the other ones i'd move everything into gold and silver

>> No.24099825
File: 80 KB, 700x467, hoover.jpg [View same] [iqdb] [saucenao] [google]
24099825

>>24099769
>america is slowly turning into a wasteland

always has been

>> No.24099842

>>24098760
No one knows dummy

>> No.24100038

>>24099825
The inability to sustain the production of great monuments is the hallmark of an empire in collapse.

t. Egyptologist

>> No.24100104
File: 106 KB, 265x407, 1598477796560.png [View same] [iqdb] [saucenao] [google]
24100104

>>24099768
>We're three to five years out from competitive commercial fusion coming online

>> No.24100229

>>24100104

lattice confinement

>>24100038

not saying you're wrong about the collapse but your idea of what constitutes a monument is thousands of years out of date

>> No.24100442

>>24100229
What is a monument is relative to the time period in which the empire exists. When the Egyptians time was up, they stopped having the excess resources and manpower available to sustain "frivolous projects" like building Pyramids.

Americans don't exactly have the clout or the capital to mount a moon mission anytime soon, or to build another Hoover Dam. Meanwhile Beijing hurls money into the void of African Imperialism and trans-continental highway systems.

>> No.24100542

>>24100442
Trump wanted to do one in 2024 but democrats are particularly hostile to NASA for some reason

>> No.24100714

>>24100442
>Americans don't exactly have the clout or the capital to mount a moon mission anytime soon

NASA is supposedly funded for a Mars shot. It seems like suicide to me, but who gives a fuck about kerbals anyway?

>> No.24100742

>>24100542
>Trump wanted to do one in 2024 but democrats are particularly hostile to NASA for some reason

Science is anathema to the tranny manifesto

>> No.24100753

My question is, what happens when inflation goes up to 15% and everyone's asking themselves the exact question OP is?

That's a currency collapse is what it is.

>> No.24100823

>>24100753
Luckily my primers, powder, brass, and bullets don't inflate.

>> No.24100848

>>24100753

I keep having to explain this to people. Inflation isn't going to go up. The dollar is going to hyperdeflate against everything EXCEPT bitcoin, because when the fed helicopters broad money to consumers the only thing anyone needs to consume is assets not correlated to the USD or the dow. And there is only one of those.

>> No.24100907

>>24100442
We are literally going to have boots on the moon by 2024, Artemis and gateway missions.

Don't talk about shit you don't even keep up with you stupid fuck

>> No.24100910
File: 20 KB, 413x395, wew.jpg [View same] [iqdb] [saucenao] [google]
24100910

>>24100823

What's the dividend on an AR15 again?

>> No.24100928

>>24100907
If everyone on this board would read one /sfg/ thread they'd be much more optimistic about the future.

>> No.24101019

>>24100910
you laugh but every person who is able should seriously have at least one rifle (I prefer ARs but the AK platform is great too) and know how to use it and fix it and reload for it. You just never know what the future holds.
Also, practicing with it is good fun.

>> No.24101048

>>24100928
I'm a (very) low level eng for a NASA support company that has a gateway related contract.

Your looking at late 2022 for the first test round of the lunar orbit burn, early 2023 for the first gateway module (halo) and running parallel to gateway is the boots on the ground by 2024 not using gateway tho, just a regular mission.
This isn't "insider secret" shit this is pubic info they are trying to spread
>Id never risk my new fucking space job blabbing shit online NSA

>> No.24101117
File: 106 KB, 1024x792, oz.jpg [View same] [iqdb] [saucenao] [google]
24101117

>>24101019

That might be a reasonable way of thinking if there was anything or anyone worth defending, or if defending it or them actually accomplished anything.

If you're having fun plinking that's cool.
Just don't pretend it's for a reason.

>> No.24101253

>>24098760
The great jacking of prices has only just begun

>> No.24101412

>>24098649
throw it all into XRP, you wont regret 100%

>> No.24101677

>>24101117
You have every reason to defend yourself or your family. If you don't think so, why are you even here? The logical end of nihilism is pain minimization, which should logically lead to suicide. Even if you thought that you could maximize pleasure to the point that it outweighs suffering (I doubt it), they are equally meaningless by the end of your life, so why drag it out?

For the record, that's an absolutely retarded philosophy to hold, and true nihilism is ultimately self-defeating. Everyone values something, even if they wish they didn't.

>> No.24101721

>>24100229
>>cold fusion by another name
ngmi

>> No.24101724
File: 44 KB, 306x542, 1539331155111.jpg [View same] [iqdb] [saucenao] [google]
24101724

>>24100823
cringe

>> No.24101762

>>24101677
>You have every reason to defend yourself or your family
Such as?

>> No.24101876

>>24098649
Honestly just learn some basics of the stock market. If you get to the point where you can make basic short term plays over and over making like 5-15% gains on what you put in every time you're set. Been riding that train for a couple years now

>> No.24101946

>>24101762
your life and your family perhaps?
if you dont think so just kys :)

>> No.24101965

Only schizophrenics buy gold. Buy some bonds if you’re that worried.

>> No.24102041

>>24101677
>The logical end of nihilism is pain minimization, which should logically lead to suicide.

I don't think so. The logical end of nihilism is acceptance.

>> No.24102622

>>24101677

>why hast thou forsaken me

>> No.24103419

>>24098649
AnchorUSD or BlockFi

>> No.24103594

>>24101117
>>24101019
I have to agree w/ OP here. Not only is shooting fun (subjective), but guns are an essential tool of last resort. Acting like society will go along happily forever, or that the tyrants will be eternally powerful and able to stomp out and impost their will indefinitely isn't supported by history. Eventually (maybe not in our lifetimes), things will "hit the fan" like all the crazies spend their lives prepping for. Having a rifle or two is a hedge, but it's so fucking cheap (and, again, potentially fun), and if it comes to pass... having 1 or 2 AR's+ammo and being semi-competent w/ them will be like holding 50 BTC. People don't get, if society starts to fall apart, you're not going to be fighting the military, police, or national guard - you're going to be fighting/defending against looters and scroungers and other similarly armed nefarious types.

>> No.24103781

>>24098649
https://blockfi.com

Use my ref code: e37cb1f6 and they’ll send you some BTC if you do.

Sign up for blockfi. Do a wire transfer from your bank. It’ll automatically convert to a stablecoin. Earn up to 8% which can be received in a stablecoin or BTC.

BlockFi is legit and has lots of VC money behind it so you don’t have to worry about some one off defi farm meme bullshit.

>> No.24103946

>>24103594
This. You need to look no further than Mexico. It's not a country that has "fallen apart" but it is essentially run by the Narcos and Cartels. A country can die in more forms than there are types of flowers.

>> No.24103985

>>24098873
id be paranoid as fuck of being robbed.

>> No.24104092
File: 266 KB, 1600x1118, George_Lincoln_Rockwell_nation_of_islam.jpg [View same] [iqdb] [saucenao] [google]
24104092

>>24103985
move away from niggers then

>> No.24104218

>>24103985
This. That much in cash and gold. One break in and wam you could lose a ton. Only risk with just leaving it in the bank at this moment are
>bank run
>bank bail in

>> No.24104589

>>24098649

You won’t make it off 12k anyway unless you’re buying unacceptably risky assets for your emergency fund. If you want to fuck around try keeping a stock/cash split and maintain a certain ratio like 50:50 or w/e. Should at least beat inflation in the long run. Don’t put emergency $ into crypto of any kind, it’s retarded.

>> No.24104664

>>24100823
Except when you fire them. Then the powder inflates extremely quickly

>> No.24104687

>>24102041
>>24101677
Nihilism isn't logical, neither of you understand it lmao

>> No.24104705

Robo advisor... Set risk tolerance and let it be

>> No.24104756

>>24100542
Can't let him get credit for anything. Trump is bad president, thats the only acceptable narrative msm can push

>> No.24104911

>>24104589
>Don’t put emergency $ into crypto of any kind, it’s retarded
This guy gets it. Emergency cash isn't for chasing yields, it's supposed to sit there and be boring. I can see the case for some physical metals or government bonds, but FDIC insurance is the most attractive to me for my safety shit.

>> No.24104956

>>24099825
I believe in just a few decades or even hundred years this will be like the Sphinx or pyramids in the desert

>> No.24104985
File: 952 KB, 297x200, 1600013773568.gif [View same] [iqdb] [saucenao] [google]
24104985

>>24098727

>> No.24104995

>>24104956
Except not even close when it comes to mystery and beauty.
>Oh wow. They wanted electricity in the desert. Wowzers. Such a FACINATING culture.