/biz/ - Business & Finance

Cannot relate at all. I've been living totally stress free life for the last 5 years as a NEET. I bought $15k worth of Chainlink when it was 20 cents in 2018. 70% I bought was bought with government NEET money (I was literally in my government's NEET activation program that gave me almost €1000 month for going once a week to talk some old nice lady who asked me "how is lyfe?" for 45 minutes)

That stack is now worth like $500k, I do some bullshit IT classes now, I believe I can retire in 5 years. Need $1.5 million after taxes

>>23592550
> euro
None of your opinions matter.

>>23592569
This. We wuz white

>making more than median HOUSEHOLD income
>is somehow only surrounded by people who do the same, even janitors near this anon are making 70k/year

neck rope

>>23592523
You can thank feminism for that. The affirmative action shit is ridiculous. Women make more then men now. This has been orchestrated by Jews to destroy the natural providing role of the father.

>>23592550
>IT classes
wait till the H1b pajeets destroy that career

I was in consulting in my last job and fuck man, ever since we went wfh the layoffs in US and Euro offices were weekly and hiring in India was skyrocketing.

It was so bad that we had a meeting talking about how the company was going to sell a lot of real estate in US and going to get the india offices more involved. I listened to our CEO on the earnings call with investors and they talked about how they were so excited to cut costs while increasing jobs and maintaining productivity.

Made me switch jobs to a big pharma plant where at least theres more security because you cant move a whole fucking factory to india anytime soon

>>23592728
Lol I'm not going back to work, I already have enough money not to work for the next 20 years if I want so in my country

>>23592523
You consider this bad?
Fuck off retard zoomer.

Get a master's in financial engineering. Youll make bank senpai

>>23592523
Fun story, recently I've been shopping around for loans and was surprised to see how many female loan officers there are. One girl from a very large firm even went on about bullcrap LTV "loan to value ratio" instead of just calling it equity stake on the property itself like a normal person. Led me to believe these people really make more than me and probably don't do near the amount of work. Really made me think.

>>23592766
You should buy a castle and go fuck yourself in it faggot.

>>23592523
don't forget
>has the face of a 12 yr old so no one will ever take you seriously

>>23592934
Ltv isn't equity stake.

>>23593008
you had 3 years

>>23592569
This

>>23593062
Not everyone in here is a nufag, faggot.

>>23592523
software engineer here- made on my first job 130k per year
coders are living the life

>>23593008
I dunno why this made me laugh so damn much I feel like a kid again snorting through my nose

>>23592934
my gf's cousin is 28, functionally retarded, and has a communications degree. she makes 70k a year as a loan officer. there are people with credentials in engineering in europe who make less than that

>>23593268
That's how this image always makes me feel

>>23592523
You're mad because you have an obsession with comparing yourself to others. NGMI.

>>23593303
I know engineers in Germany that make about 2k a month.

>>23593193
whats COL in your area?
i feel like 130k in SF or NYC still really gay.

>>23592550
You are of no value to anyone

>>23593349
i think its more of i accepted a job when i know i shoudlve pursued more education
I was top 10 in my major and now im not much different than the person who graduated in the middle of my class. some of the retards who couldnt find jobs did a masters and now are prob going to get paid more than me when they finish despite being dumber. i want to take some time off to focus on re-entering school but now im kinda spoiled by pay

27 year old neet with an engineering degree here. Have a bit of a stack I can use and not have to work. If the bullrun really happens this year or next I'll probably be able to keep chilling and neeting for a while.

>>23592523
Put 25% of your income into low - mid caps and don't touch until each 5x. compound this over the next year, and poof, you've made it.

API3 is launching this year. go read about it.

>>23592550
Will Pnk give me a shot at doing this?

>>23593515
Which low caps should I buy?

>>23593515
yeah im pretty good at investing passively
>>23593622
i recommend $EDIT and $CRSP from biotech
Go hold some $VZ since the divs are good
$AMD is also safe long hold
$AMZN as well

>>23592523
You get paid to manage people. If you want more money do an MBA or masters. If you are actually good at what you are doing, make a company that does it, and get your current company to contract that company. It will save them money, and you will be up 60% your current salary if you get a second client.

>>23592550
fpbp

the real Fail by you is not fucking off and taking a year or 2 off and going abroad and enjoying your youth knowing you have the degree in the bag

then start to work when your 25-26 and know what you want in life

now you'll be a mindless cuck like the rest of the office lemmings instead of a biz man hustling every coin out of them

whatever man. sex is shit anyway in reality. the fantasy is always superior. i shit you not, i once barebacked a law student gril, couldn't cum, then went for a shower, and managed to cum fapping, fantasising about the sex i'd just had.
furthermore, im 42, a chronic alcoholic - yesterday i ran out of spirits so began chugging 70% alcohol hand sanitizer. then i took FOURTY tramadol 50mg's. 10 being enough to kill some people. so i woke this morning absolutely drenched in sweat, but so cold that i couldnt stand up, i just lay there DRIPPING with sweat and trying to not actually freeze to fucking death. in a warm room.
only money i've made in the last 2 years is from crypto, and every penny of it goes on bills and booze. this is what it feels like to be dying, i know it.

>>23593601
yes

>>23595179
so glad whiteys are dying off

>>23592523
Are you humblebragging or do you live in an expensive shithole like NY/Commiefornia?
Those numbers sound great for a 23 yo, keep it up. Just save and invest instead of spending it in starbucks and you'll outdo those stacies in no time

>>23593407
oh my god who cares

you're doing fine there's also people in your class who won't get a job past retail i'd kill to make 77k @ 24 there's engineers making $40-50k starting salary out of college

>>23595304
what brings you to that conclusion anon? i mean if you google "hot girl" and compare how many are black vs white, it's fairly convincing that you're mistaken

>>23593303
>>23593370
Im a software developer in the UK, for a Major US Bank and I only make £2k/month

>>23595342
white men are dying at record rates, most self inflicted

great news leave your women to us lad

>>23595095
>just go travelling bro, find yourself
>just consoom in a different country so it's enlightening

and also

>Implying that with 87k saved by now and a 70k starting job OP can't retire in his thirties if he's smart

For all the poorfags along 30k or less and in debt

Fuck you faggot

>>23595397
You’re an idiot. You’ll eventually run out of white women without white men

>>23593378
Wow. Somebody above 90 IQ that realizes top line revenue doesn’t equal good quality of of living. I make $100K in one of the cheapest cities to live in in USA (2x cheaper than NYC or SF), and I live quite luxurious.

>>23595400
why not retire a year or 2 later while having fun in your peak youth years AS WELL

>>23595474
long after i've kicked the bucket cuck

>>23595397
>record rates, most self inflicted
yeah that's probably true. 'trouble at the top' i guess. maybe inferior races still feel a sense of purpose given their innumerable failings and subordinate i.q. you've still something to achieve, i mean your girls can't even manage to be attractive, it makes sense that you poor, subservient dumplings still want to persevere.

>>23595509
keep writing essays cuckboi

>>23595536
oh sorry, ok, i'll dumb things down, i didn't mean to hurt your feelings dude.

>>23592550
youre a Leech of society, never going to make it

>>23592550
A man of class and taste.

>>23595397
As if niggers don't kill eachother much more efficient than any organized system could

Average family income where I live (rural midwest) is 30k. Teachers here make less than that. I make 4x that but still, 77k is a respectable income for just out of college. When I graduated, my initial salary was less than 30k.

>>23592550
based

>>23592523
Sad. Im 25 engineer making 100k in midwest so its more like 150 if I were in a city. You must not be very good.

>>23592523
Literally the same exact story except I'm making 60k. I want to die.

>>23593393
Yeah the best way to show value is to be exploited by the capital-owning class and help make them richer. That stinky linkie could hire you to do a job someday and they'd be considered respectable in society because they now own wageslaves.

>>23592523
>tfw 24 y/o working a helpdesk support job making barely 30k

Yeah at least you're doing better than me. I don't work hard though, my hours are just fucked.

>>23592523
you are nothing without quality connections retard no matter how highly you deem yourself
this regards all you supremacistic racist fuckfaces

>>23595323
Live in relatively high COL area in NJ

>>23595341
>there's engineers making $40-50k starting salary out of college
never heard of this. engineers make min 60k out of school or they dont get a job at all

if you're working for someone else you're a simp and you're never gonna make it

>>23595498
>why not retire a year or 2 later
>not understanding compound interest

>>23597013
What if I'm working for my dad

>>23596715
im pretty confident ill be bumped to 100k in a year or 2. especially if i go back to oil and gas but good for you.
which industry you in?

>turning 23
>bachelors in finance and accounting
>had 1 6 week long internship, for free, om government facility so not at all useful for finding work
>have 70$ in my bank account
>have no plans to change anything because I just don't want to work
>just gonna leech off my parents until they kick me out and then kill myself

>>23597040
Diesel engine dev. Do alot in design performance and manufacturing.

>>23592550
>Obvious larp
>Reddit spacing
>NEET meme
Yeah I’m thinking it’s time for you to go back

>>23596733
Same but $50k (granted, I live in a dirt cheap city)
I’ve been spamming job applications for a year straight with no luck. I’ve even started socializing more, hoping I luck out with some connection and get a better job. Fuck this life. Should have done CS

>>23597001
Manufacturing/process engineer jobs in the south pay 50k or less, unless you work in defense. Ask me how I know :’)

How do you guys get these super high paying jobs right off the bat? Do you do lots of free internships prior so you start off with couple years or experience? Or do you lie on your resume? I've been thinking of just straight up lying on my CV and telling people I got ~3 or 4 years under my belt because I don't want to start working with min. wage

>>23598231
I got an internship as a sophomore which is used to get better internships till i was at my current company ready to take on a design engineer role. I got a 3.6 gpa and worked 30 hours a weeks through school. If your gpa is above 3.0 focus on work experience. I was top 40% in my class for gpa and top 1-5% for salary in the entire university.

>>23592523
>America outsources its design and manufacturing to chink and pajeet countries
>picks the field that has been made irrelevant in North America

You know most aerospace eng university kids on work opportunities make more than those with a full degree doing the same job? Anon you may as well have just become a VCR repair technician

>>23598020
lmao you motherfucker, if i had a bachelors in finance or accounting I would be just make money and move to a poor european country like belarus and live a simple life.

>>23592523
>fall for engineer meme
every other job will be automated, at least you can build/code robots

>>23598372
but im already in a poor european country, im in poooland

>>23595377
I'm in the exact same situation, we probably work for the same bank. I've noticed a lot of likely employees of that bank on biz, it's pretty funny how many there are.

>>23595646
>How dare you not slave away your entire life producing disposable products for mega-billion-dollar soulless corporations with no loyalty to any man or any country! How dare you not kill yourself so they earn .03 more per year!

>>23592609
This, burn the jew

Ever since the pandemic I have been paid six figures to wake up at noon and sit on my ass write some code. I was doing the same before the pandemic but back then I had to show up at the office. Now I just go outside for a stroll whenever i get bored of scrolling /biz/.

Now I just need to get a nice girl who is willing to drop by on the weekends.

>>23596788
>all you racists!
HAhahaha what a fucking moron. First, they aren't racists as your puppet masters have brainwashed you to believe, and second, they probably have better connections than you because they aren't a mindless drone faggot.

>>23598084
>Presses space bar once
>R-Reddit s-spacing!
Please God actually, literally, physically kill yourself as soon as you possibly can.

>>23598550
What’s your background/experience/degree? I’m in engineering and cant figure out how good I have to be at coding to get a job. I’m really good at googling shit which seems to be a big part of it

>>23598187
which industry??? Process engineers in refineries make good money in the south. im a chemical engineer and never heard of salaries under 70k. ive heard meches getting 60kish

>>23598938
Aerospace actually kek.
If I could get a job in oil&gas I’d make a lot more but I don’t have any connections (I’ve tried). At this point im trying to leave engineering entirely.

>>23595397
I’m a chemical engineer who graduated in may only making 45k rn

>>23599016
Meant for
>>23597001

>>23598231
i dont think my job is high paying. i mean i guess its all relative but i did do 2 internships in college. my first internship paid 12/hr and it was making sun screen at a small manufacturing site. i then got a co-op at an oil and gas design company. that company went bankrupt so i got a job at another oil and gas EPC firm. got laid off 3 months ago and got a job in big pharma. i couldve prob had a higher salary but i suck at negotiating

>>23592934
I'm buying a house right now with a female loan officer and she is functionally retarded. I knew as soon as a saw her name i should have asked for a different one but how was i supposed to know?

>>23598368
everyone i know in aero is unemployed rn.
you cannot move an entire facility to india/china.
I work in one of the biggest pharma companies in one of their biggest sites in america. my job isnt really technician work but more managing people, schedules, six sigma shit

>>23598403
i guess, i am helping my factory improve automation

>>23592523
i fell for the accounting meme and make $70k after 3 years of wageslavery in an expensive city.

>>23592595
those are called poor people and they aren't even a blip on my radar.

>>23599016
>>23599035
>>23599035
wtf are you in america? when i was doing my co-op i was making 25/hr with overtime

>>23599168
CPA yet? learn some code and join inuit?

>>23592569
Based

>>23592590

>>23592934
Due to computers, previously highly skilled jobs can be preformed by anyone with a double digit IQ.

>>23599234
haven't even started studying for the CPA. my next job might be more FP&A related (CPA not required or cared about) so i'm not sure i want to invest $5k and 9 months of my time.

i know basic coding shit and automated small parts of my job with VBA. why would i join intuit?

>>23597001
It happens, I make a cucked 40k a year and am desperately trying to move on up. But it was better than not getting a job.

>>23595179
10 trams wouldn't kill a baby

I'm about to drink my daily over100mg methadone and that shit won't touch me.

Be careful.my dad died drinking that. Alcoholism sucks

>>23592550
You are living my dream anon.

I did way worse than you in my computer science degree and am making a decent amount more than you
This job is so comfy and I'm never stressed

>>23592550
you're a fucking idiot. 15k at 20 cents wouldve been well over a million after taxes, had you sold at $19.

>>23592550
why didn't you sell?

>>23599730
God damn it. At this point I’m considering going back to school for computer science. Fuck engineering.

>>23599389
eh i think its bad to accept low paying jobs. lowers average pay for everyone else. i was offered 60k jobs out of school and declined them because i knew i was worth more. just lived with my parents and waited it out and i started getting interviews

>>23599858
just do the GA tech Online masters in cs.
i am considering it as it can be good skill for future.

CS undergrad is about to get oversaturated and a connection this

>>23592523
>77k
>>>>>>>>>>>>>>>>>>>>>only
fuck you first worlder, here we get 5k a year on average

Im a production/process engineer and I make 70k in maybe the lowest CoL state in the U.S.

I imagine it's gotta feel like 120k wherever you are. Move to the country, you get more land, more money, more freedom. Your degree is actually values here too.

I can only imagine it's gotta

>>23595095
you can't get hired as an engineer with a 2 year after college you clueless moron. smartass thailand sex tourist thinks he understands the jobs market

>>23600469
hey russian cyka, wanna cam together on chaturbate/onlyfans? that makes 5k a month if we're good at it

>>23592523
You zoomers are fucked up entitled little shits. Nobody should ever employ you.

>>23595377
>>23598453


same here but in a major euro bank in a third world country

>>23592523
>87k in liquidity
>working for the man
sounds like you're more of a pussy than a cuck