/biz/ - Business & Finance

Depression when they hit 27. That’s when it hits.

>>23338446
You sound over leveraged fren

>>23338446
Iphone is for phags, but anon, if you're not buying a console because >muh delayed gratification, you're doing it wrong.
Of course try to stay away from online gaming, but definitely buy a console.

>>23338446
Think about it, LINK could be worth $200 in a few years if BTC moons. That means that if you spent $1k on LINK instead of a playstation, you would have $20k in a few years. Your coworkers don't understand investing so they love pissing their money on short term pleasures, but you wouldn't pay 20k for a new phone or playstation right?

>>23338446
Iktf. I’ve started to not mind consooming. If I can’t get laid and my life is shit I might as well eat Dominos once a week and McDonald’s when mom doesn’t cook instead of starving or eating my shitty cooking.

>>23338446
New iPhones make me happy for like 20 seconds then I realized I don’t have an aux cable and Face ID doesn’t work with a mask

You're never going to make it working in a warehouse anon.

>>23338446
Spread out your assets. Maybe invest into some boomer rocks if that makes you feel more secure. Humans are still monkeys in alot of way and assets that aren't immediately tangible do cause a certain amount of stress.

>>23338446
How much is your position right now? When do u plan on selling?

Yes it's worth it, your mistake is having all your money in a shitcoin. Just buy SPY and think about something else. Even if you are hella bullish on Link your position shoulnd't be so big that it affects your mental state, it's not good.

>>23338446
So you are saying you are basically gamblin 99% of what you have?. You dont have any cash on the bank at all?

>>23338679
Takes alot of risk to make it.

>>23338478
cope. by then, they will have satisfied their youthful urges many times over and will comfortably transition into midlife with roastie wives who take care of them and their children as they enjoy a comfy career and property ownership situation.
>>23338446
you're going to neck if you aren't financially free by 35. at least, that's how i'll cope with my failure to escape

iPhone 11 Pro's are pretty much never worth it. A $400 Android phone would be better. PS5 would be worth it if you actually had games you wanted to play, but PC will usually be better.

>>23338764
This guy gets it, op may have some more money while not enjoying the fruits of life but life isn’t guaranteed

>>23338719
Word. This is why we're all here.

You need to live a life too anon. This life is about the experiences while on the trip to the destination.

I'm on the same boat. Have 270k worth of LINK rn yet I still buy about 500 link a week. Don't consume much. Don't stress brother. The 30s are when we will truly have are fun.

>>23338446
After you've fucked around enough in your 20's, you reach a point around 25 where you realize that you weren't really missing anything. Yes, it is worth it to delay gratification in your 20's and then have your 30's be fucking amazing. Plus, if you took really good care of yourself, you can be in your 30's and still look like you're in your 20's so it's a win win.

>>23338446

Have fun in your 20s but don't waste all your money, invest and save aswell. The people who talk about normies becoming broke in their 30s (which is true), are just bitter they don't get to live their 20s like chads having fun, going to parties, playing sports, fucking hot women and so on. They try to cope by getting rich so they can finally show those ''normies'', but they will only get women who have hit the wall at that point.

>>23338446
If you can get women do that. If you can’t then bring a greedy troll is better than suicide so do it

i hate most technology so i'm hardly bothered by having to use an outdated phone.

>>23339190
The pain is real

>>23339190
>live their 20s like chads having fun, going to parties, playing sports, fucking hot women and so on

not everyone has the chance to do this, even if they want to. getting rich is the only hope for some of us.

>>23339190
>just bitter they don't get to live their 20s like chads having fun, going to parties, playing sports, fucking hot women
but i don't know, nor have i see in real life, a single person who looks like they reliably do this
most normies seem to be LARPing at having the chad lifestyle

>>23338446
>>23339264
>not everyone has the chance to do this, even if they want to. getting rich is the only hope for some of us.
desu you can't really pull off a lifestyle like this in your early 20s unless daddy's money or you've already made it
https://www.youtube.com/watch?v=8pLU6bUFoKY
we must return to monke

>>23339190
>but they will only get women who have hit the wall at that point
lol when you're entering your thirties is when 19 year old girls want you the most

>>23339296
i think the only people that actually live anything like that are successful actors and musicians and they seem to almost all have a gasket loose

>>23338530
Short sighted. Buy something nice anon, it helps to wait for the golden one.

>invest from 18 to 28 relentlessly
>Covid 19
>lose 50% networth over night
>want to kms
>Greg is still happy because has no market share

>>23338446
how is your coworkers wasting nearly everything of monthly income for newest phone and leasing car anything good. its just pretending AND not making you happy sufficiently. if you are rich, fine blast all the money for fucking useless overpriced shit, who cares, but as a normie its just a waste. hodl and hope, we all gonna make it. i hope iam not to late to memecoins, but i am going into crypto and hope in 10 years its alright...

>>23338446
No, because there is always a jew lurking to steal your hard-earned work.

Best approach is balanced. Save some, invest some, spend some, and live in the present. Dwelling on the past won't get you anywhere, and fantasizing about the future will make you miss the moment NOW.

Trust me, I have spent too much of my 30s doing the latter, after living a fairly balanced life in my 20s. I'm the guy that's almost always right, but my timing is off just enough to get fucked every time.

I had dozens of bitcoin accumulated in the 200s, sold for $700-800 because I lost my job and had to live. Eth, had hundreds at $11, sold at $12 see above.

Owned LINK at 75 cents, sold at 4.

Owned all the T FAGMANN stocks at 2008-2014 prices...sold too soon. Often out of circumstances beyond my control, but not always.

I should be a multi-millionaire, but I got too obsessed with the future, rather than living in the present and not worrying about what's to come. Had I not worried and just did my usual hustle, I'd be absolutely fine.

>>23339264

I understand that. I grew up poor, so now I have to basically force myself to spend money on treating myself every once in a while, because I used to be so scared of losing all my money again. My point is to try to enjoy your life and not be so stingy, you deserve to treat yourself when you have the money.

>>23338446
if ur not a chad, yes.

I live in delayed gratification and still get my dick sucked though.

Niggas really rushing to buy the newest iphone even though they're just going to use the same 3 apps they already use on their current phone.

>>23338446
I used to be like you anon. Worked everyday since 16 got four houses by 24, never had holiday etc. Then saw a thread on here where a guy loaned himself up to eyeballs bought nice car, lived like King with any girl he wanted then went bankrupt in 30s so decided to do the same. Can recommend.

>>23338446
>My warehouse coworkers have iPhone 11 Pro's and today talked about preordering the PS5

penny pinchers are miserable bastards

If you store away all your money in your 20s and 30s theres no way in hell youll just let loose and enjoy the fruits of your labour in your 40s

youll be a miserable cunt for the rest of your life then your entitled kids will blow all the inheritance on cocaine and booze

>>23339413
The market already recovered, and even at it's lowest point it was more like a 35% drop.

Yes and no. If you're miserable in your 20s you're probably going to be miserable always. Material wealth won't fix that unless you're literally starving.

>>23339829
The market ''recovered'' so all the fatcats can cash out before the bubble truly pops. Its artificially infalted

seriously everything is about to go to shit.

t. 130 IQ

>iPhone 11 Pro
Why does it need to be iPhone 11 Pro? What's wrong with Android, homo? Stop being a consooomer

Let me give you the red pill of the so called 20's:

-Workout for 2-3 years, improve your style so that you at least look 6/10 preferrably 7/10.-
-Finish STEM college, start doing sales or learn programming and get a job with good work/life balance.
-Start investing every penny into crypto
-Start to fix your dating life for 6-12 months.
-After that try to get a side busines going. You do have time after work!
-Important thing to do while doing above is to reward yourself let's say every 2nd week with something meaningful such as a trip, new stuff for your hobbies or great food.

Fuck the normies with their Iphone 12's. They will all regret the rest of their lives later and start to cope like redditfags.
You simply DO NOT have as much energy in your 30's as in your 20's to lay out the foundations

You do this succesfully and the rest of your life from the 30's will be full of enjoyment;) just keep pushing it!

It's all about balance. Tomorrow isn't guaranteed, so you have to live in the present. I have goals in multiple facets of life that I work towards. I exercise rigoursly and eat clean the majority of the time, but if I want to take a day off and have some drinks it doesn't bother me because I'm always putting the work in. I've grinded in my career to get a comfy WFH job making six figures so now I can invest and buy a new toy if I want and not think twice about it. Be happy with what you have and work towards what you want out of this one life fren.

I dunno. Spend on what makes you happy but don’t buy things expecting they will make you happy. Think what do I want to do that’ll make me happy and what are some of the things I can have that will help me achieve that. If you wanna. Honestly the difference between iPhone 6 / 8 / 10 / 12 are grim. PS5? I dunno, u wanna play games and shit I guess but what for? Playing games make u happy or some shit? Nah most of the time they’re just distractions. Get a plane ticket, see Colorado and cry at beauty or something more meaningful. Feed your brain. Feed your brain.

>>23338446
Not so sure. I spent my youth "well" and now kind of wish I'd done coke in clubs and fucked wasted ass big titted college girls.

>>23338446
Take care of your soul too anon. You life doesn't start a couple years from now, you're living in it

>>23338679
if you're holding cash you are losing money. norman tier holdings.

>>23338446
Your 20s are the years of your life with the most potential in this day and age. You're both still a kid and an adult. You can fuckup and be a total retard like a kid but you have the power of an adult.
If you waste this period doing jack shit you'll be a low tier wagie for life.

>>23339880
Can you elaborate a bit more?

>>23338446
stop comparing yourself to others

>>23338446
Just do things that are cheap and fun bro. I invest 95% of my salary after rent every month and live in squalor (though very hygienic and neat; not much to clean) , get laid 1-3 times a week usually, I enjoy guitar, skateboarding, travelling about and not fucking obsessing over consooming or my net worth. I know the moon mission is coming, chances are when it comes I’ll still live the same lifestyle cause it’s less depressing with the occasional splurge on some drip or something like an actual decent guitar (mines 30 dollars used and I’ve had it 8 years, never met anyone with a worse guitar)

>>23338600
>Spread out your ass
Aww shucks, Anon. That's all you had to say.

>>23340628
You should see the guitar I grew up with. Neck so twisted it could not be tuned.

How many times have you said that your time will come soon, anon?
When you were in kindergarten and looking to be a big boy in primary school?
When they were bullying you at 13 and hoped to get big enough?
When you finished HS and looked forward to college life to finally fuck a bitch?
When you picked up your first job to start making serious money?
When you tried tinder and failed?
When you wanted to move out?
Where are you now, whats your next make it target

The ride never ends

>>23338478
Unironically this, consolidated at 28-30, and then one day booom, hit my like a truck.

>>23338446
20s no, 30s yes

>>23338446
>iphone 11
>ps5
really? thats the shit you need in your life to be gratified. stop having a consumer mindset. there are no fucking games for that shit yet you cant play on ps4 or pc. iphone 11 is no better than one 5 years ago. learn about opportunity cost. they dont own the products. the products own them

>yeah bro
>dude
>man
>bro
>just like have fun and fuck hot women bro
>dude just waste your life on women and pleasure bro lmao

>>23338478
27 here. it's true. went to a lot of festivals and parties and got all the vidyas, the whole works.

If that money went straight into investments i'd probably have 20x my current income.

that being said, i don't think i'll be on my death bed saying "damn i wish i had less fun in my 20's" so i chalk it up as a life experience.

anons, make that money, but don't waste your life chasing it.

>>23338936
well the destination is already decided, might as well enjoy the ride

why did you have to post it

>>23338478
fpbp
lot of these normies have midlife crisis in their early 30s.

>>23340798
>When you finished HS and looked forward to college life to finally fuck a bitch?

have a (you)

>>23342348
>>23338478
Why do white people think ~30 is some magical number for adulthood? Is it because you guys age like milk? As long as you're in shape, and sharp minded no one will even know how old you are and no one will care. They'll just assume 18-20's
t. asian

>>23338446
Just be wise anon, invest every spare penny into BTC. But also have fun in wise guilt free ways. Find a cheap android phone with high specs that you will enjoy, buy it. Sell all your computers and put that into wisely built proper gaming PC, scam amazon for pc parts, claim all the free AAA games they giveaway and buy the cheaper pc games that they are playing that you want.

>>23338446
this is why its better to inherit wealth than be the dumb sap who has to build it from scratch

>>23338536
You sound like a giant faggot

>>23339358
i just watched a sam hyde clip and he said a comment about certain token trad girls having a gasket loose did you get that line from there

>>23338446
>Is it really worth spending your 20s in delayed gratification?
really depends on how ambitious you are. if you're not particularly ambitious and just want stability into your later years then fucking around and having fun in your twenties isn't a bad idea. also, people in this camp are likely in normie meme prison as well and will have a diminished sense of self worth if they don't hit all the "live, laugh, love" checkboxes during this period.
if you are ambitious then pursuing fun in your twenties will feel like a waste and you'll regret it. if you fail to achieve success at the expense of fun you'll regret it double, so don't fuck up.

>>23342670
based ID-ed often asian

>>23338446
Dude just go buy shit

>>23338446
If you're based you fuck around in your 20 while also coming out fulfilled, rich as fuck AND with a rock solid family.

>>23342670
Around age 28 to 31ish is when Saturn makes a full circle from when you were born.
This is the traditional age of adulthood and 60ish is the age for being an elder.

>>23338446
>20's
>My warehouse coworkers have iPhone 11 Pro's and today talked about preordering the PS5. They are always in a good mood and get laid.
Now imagine if they're in their 30's and are still warehouse workers.

>>23343881
Dont make anons feeld bad they didint do all, its impossible for more then 20 percent to archive.

>>23340262
Everything in life is a distraction

>>23340798
When I don’t have the fear of wagecucking to survive looking over me. That’s making it.

>>23338446
ignorance is bliss
Remember

>>23343467
I’m ambitious in that if I had specific instructions on how to make it in the next 5 years I would follow it to a T. Currently studying computer science at 26 as there are no decent jobs in my area with my stem degree.

>>23343881
Some of us in the Schopenhauer camp don’t want families.

>>23338446
Honestly you could buy both the iPhone and PS5 if you take them out on split payments and pay on time so you don't get charged interest.
Spread out over a year, you're paying what, $100 a month? You could easily continue investing the bulk of your income in assets.
Delayed gratification doesn't mean you have to miss out on new shit.

>>23339880
It's always been artificially inflated. What do you think our economy is based on? It's debt and imaginary money. So long as the machine churns it will be continue toward infinite growth until the system collapses in on itself. That's why I'll invest in ETFs like Tqqq even now in times of uncertainty, it may look inflated but will just continue to grow in perpetuity. The banking oligarchs would never let the economy tank for longer than a month without printing more funds

>>23342670
kek i dont beive you're an actual nigger.you should kys for trying so hard

>ugly as sin
>autistic
>can only enjoy shitty rts games
>short
>even if autistic i do poorly on university
>extremely bad relationship with people
>delay gratification through nofap because i have convinced myself that doing anything else is basically spiritual suicide
>still a big fucking A loser
>people always think im some kind of hermit

I don't have either way, im just myself at this point, i dont get any fun because im autistic hermit and i dont get any money because for some reason im stupid where it should count, im a literal gookclicker

>>23344314
oh and it gets better

>try to fix myself through /fit/ at some point
>literally so autistic that i fall for the gomad strength lifting meme and i become some sort of fat short "strong" dude

absolutely cringe tier, but i already fixed that after i realized how stupid i was by falling for that meme

>>23339310
>lol when you're entering your thirties is when 19 year old girls want you the most
This
I was a 5'4 pajeet khv up until my 30th birthday.

As soon as I turned 30 I was 6'5 gigachad with an Australian accent.

>>23339190
yeah i had undiagnosed autism, and was fatherless, and raised in a cult so i got fucked super hard in social development. i dont really have a choice. not to mention i got fucked by the 08 depression in terms of money

>>23344364
What did you change about your lifestyle

Lol just wait a few years you can get the PS5 second hand for 1/3 what others paid for it, mod it, and play the games that are actually out. Wait like 2 years and that iphone 11 or whatever will be super cheap.

>>23344532
I bought an iPhone 8 at $300 last year in excellent condition. No need to pay $1000 just to have 2 extra cameras in the back.

>>23342670
>Is it because you guys age like milk?
yes
>As long as you're in shape, and sharp minded no one will even know how old you are and no one will care.
that's very hard to do when we bald in our mid 20s, have no melanin to protect us from the sun and no collagen to wrinkle fast. at least we look the best at 18-20

>>23343898
based atrologer

>>23338530
I literally screwed up a 10x on a shit coin yesterday.

Honestly, I don't really get how co-workers can waste so much fucking money on useless shit. It's really surreal how some people buy lunch every day or chip in for a food party thing, especially nowadays when fast food and stuff is getting more expensive. Maybe it was because I was brought up to be a cheap bastard, but I feel much better investing my money than spending it on shit like the latest phones.

>>23344691
White people with great skin care routines won't age as good as asian people with great skin care routines, but that doesn't mean they aren't worth doing. You can wear sunscreen and use retinol and a good moisturizer, and then you will always look good for your age.

>>23339075
I thought this then I got a gf pregnant in my early 30s cutting my fun down quickly. Universe put my enjoyment in check.

time preference is by far the most reliable indicator of success and long term happiness in life

>>23345073
I feel like some lobbyists from McDonald's or something were the ones that pressured schools in the US to not make classes about cooking or financial management mandatory. Hell, shop class was mandatory once upon a time, but too many parents were afraid their dumbass kids would get injured there despite signing them up for ALSball

>>23338478
Absolute cope.

>>23345073
I buy lunch every day because it's the only thing worth looking forward to. I have lots of good options however. Otherwise I am a tight ass.

>>23339124
> can be in thirties and look like twenties
Sorry anon

>>23345073
making a lunch
yogurt (.70)
sandwich ($2 including meat and decent bread)
snack 1/5 of $3 box, $.60
water bottle (0.30)
apple (.50)
there youre at $4.10. probably took you 10 mins extra while getting up, worth $3 of time probably.
youre barely saving by packing, its more of a health thing.

>>23345199
Do you buy the same thing every day, or do you switch it up?

>>23344002
I'm sorry fren I don't want my anon frens to feel bad. I just want you all to live your best life because I love you all and want you do know you can "do it" because, why not you?

>>23341368
Nah all my real Brazilians have been depressed since preteens

>>23338446
Trust me,

There all depressed, came from a warehouse until I made it, hear nothing but ppl talking about me making it and jealousy. They all lie to themselves and occupy there minds with gadgets to deter from the reality that there in a warehousing doing a chimps job.

You know your on the right path when you can't settle for less.

You will get there young child.

Dont become Scrooch McDuck, you gotta live a little, you know? Find a balance.

hold tight anon
we're all gonna make it
I also work in a warehouse and have 90% of my net worth in LINK (8k total)
i keep dumping 60% of my every salary dreaming of the next bull run

We're all gonna make it bros

This is why generational wealth exists OP. Folks make that sacrifice/struggle for the generations after you to live in freedom and happiness. G shit

>>23338478
existentialism is the state that arrives when you ask the big questions
depression is a symptom of that existentialism
an embryo could be existential

midlife crisis is just some invented hipster bullshit that the bourgeois put into normies heads via the public press to tell them that everything goes according to plan

>>23339462
>Owned LINK at 75 cents, sold at 4.
Thre was no reason for that and you know it. How did you fuck that bad?
At least you didn't have that many anyway.

>>23338446
100% worth it, imagine having to wageslave in your 40s, 50s, and 60s.

>>23341836
Literally the opposite of what reddit fags would do, best advice is to build your foundation for your 30s while still having fun, too many people are waiting for their life to simply “begin” as though getting rich means shit if someones miserable on an average income they'll be even more miserable rich

>>23340798
STOP

About to turn 30 next month.
What should I look forward to?

balance fren. Also get a better job. the fuck you working in a warehouse for?

>>23338446
You dont care about iphone or ps. If you could get laid, you wouldt care. Only reason you care is beecause you are incel.

>>23338446
I regret my 20s and 30s wasting my life like your friends. Now I have to rebuild my life.

Look at FIRE groups, they know where it's at.

What's special about LINK by the way?

>>23338589
Maybe. if he's working in a warehouse he either needs to be a fit guy or start becoming a fit guy.

OP, take care of your body, please. My friend is out for 3 months with TWO blown discs and is struggling, going to pt, and taking meds. He really isn't the same anymore.
And just think of the time you spend in the gym instead of playing video games, you won't be missing out. If you can't get laid anyways then just build yourself the fuck up and enjoy the fruits of your slaving and saving

>>23347000
This. Your parents were losers and shat you out with no regard to your future. Yes you are going to grind in your 20s/early 30s for financial stability in vastly more difficult economic times than your hippy parents.

>>23347000
Checked

>Be me
>The first generation that has to start from 0 after 700years of family history.
>Be dad, inherit everything and blast trough it all for some vacations and a small boat.
I will pay nothing if my boomer dad struggles in the future, he deserves the hardship.

>>23338446
Anon most middle age people would easily pay a million dollars to spend one summer feeling 22 again

Wage slaving your youth for $40k/ year is like getting paid -$960,000.00 a year.

>>23349718
Parents and young people intuitively know this. Thats the real reason both are willing to take on debt to have a “college experience” 18-22

You’re paying $100k for an “education” but you’re really just delaying adulthood to live out your prime years.

>>23338446
Easy, you change your stake to something more reasonable like 50% of salary (after mandatory expenses) and then just spend the remaining 50% however you want.

>>23339310
This.

>>23344499
better shoes

>>23338446
A PS5 is like what $500? Can you really not afford that?

>>23338535
Learn how to cook. Then girls might like you more . I brag to everyone about being a giga chef

>>23340628
Based

>>23338446
There is a mass oversupply of 30 y/o females who are single. If you play your twenties right, they will be incredibly easy for you. Just don’t marry them.

>>23339462

stop selling!!! That’s your problem, not “timing” or “luck”. It’s simply patience. You need more patience.

>the pleasures of life are buying an iphone and a console
>any of those things being a requirement to get laid
Wew.

>>23350507
Being miserly is definitely an unattractive trait.

>>23345234
Cope. I’m 29 and saw a girl last week that I hadn’t seen since high school and she told me I’ve barely changed. I work out 5x a week and eat somewhat healthy though. If you’re not peaking in looks and overall masculinity in the 30-40 range you’re doing it wrong. You can be a badass jacked dude with a beard and pulls girls from all age groups unironically

>>23350576
Nobody but the most materialistic gold digger bitches would care if you have a 300$ android instead of Tim Apple's latest model in rose gold. Big difference between being a penny pinching scrooge and spending rationally.

Be pound wise and pennyfoolish

>>23350653
But they do. Unfortunately, what phone you have does matter. Play the game or you’ll never score points.

>>23350684
Well thats not my experience, probably depends on country and even more on age group. Women probing about your material wealth feels very off-putting to me.

>>23346902
So jelly, i have only 40k poorfolio 1.6btc, 37eth and 550stinkies

>>23338446
Can't you just buy a PS5 with some of that Link?

>>23346902
>>23350744
I am so jelly
I wish I had more munnies to invest.

>>23338600
>spread out your ass

>>23339124
General advice... sorry to break it to you anon, but doesn't matter how much time you spend in the gym or eating healthy age catches up real quickly after 32 or so.

This is why I don't regret traveling and dicking around in my 20s. I pursued a career path, but I splurged on certain things, you only live once so might as well enjoy your youth, the saying youth is wasted on the young is a very, very true statement.

>>23343898

Saturn has turned once for me.

>>23348656
Based. Boomers need to be taught a lesson

>>23349798
I joined the guard and had 6 years of awesome college life. I left school with only 30k in debt after 6 straight years of being NEET other than my guard duties.

Worked 5 years and now I'm a stay at home dad with 2 kids, lmao.

>>23351460
You took the chance. They could have deployed you to some sandy country to get you dick blown off.

>>23339264

Yep. 5’4 manlet so I have no possibility of living like a Chad in my 20’s. Might as well just try to get rich and be smug at the normies and single moms who are broke at age 35

>>23339296
hey richie, I made it

t. 17 y old Zoomer sub 30k LINK stack

>>23339805
I'm giving my money to friends and some to family for final expenses, no way my shitty niece will see a dime.

>>23351016
It starts 5-6 years after you start working.

>>23340086
>drink
>jail, prison
>finish trade school and college, never applied for even one job within fields
>wageslaving for chump change but luckily being able to save a lot of it and invest
Am I gonna make it?

>>23351697
How much LINK do you have?

>>23351697
probably not, but that's just the way things go. not everyone can make it.

what happened, post something!
This thread is intresting bro

I need more advice nigga!

>>23338446
short term thinking vs long term thinking...long term always wins.

>>23338446
OP here
I barely post any more because all of them slided without comment, I tought I was shadowbanned.
I never expected 120+ posts. Also some based posts and not so toxic as usual

I may come back under the trip '' Warehouse Anon''

>>23338446
> iphone consumer normie who also works as a wharehouse worker
>You, also wharehouse worker but investing money in global crypto economy revolution

We will see who will fare better in years to come...

>>23352302
Here's a start. stop eating mcdicks and drinking sugary drinks.

>>23348098
>About to turn 30 next month.
>What should I look forward to?
I justed turned 25 recently and I've been wondering the same question?
>finished college recently
>engineering but it's severely underpayed here
>have to rent because I can't stand living with my huge family in a small flat
>parents are low IQ poorfags so no help from them

I think my priority should be moving to the first world, I earn around 50% of what walmart wagies earn in USA. And if I want to start my own business I'll get fucked by corrupt officials and bureaucracy. I can't stand this monkey shithole.

>>23342670
most people, even normies, grow out of childish pursuits like partying every weekend, buying and playing videogames, etc. in their late 20s or early 30s. life goals change and those next milestones like raising children and buying a house, or even replacing those childish pursuits (partying, video games, etc.) with something personally fulfilling become an impossibility when you're 30 years old with no training/education, a $15/hour job, $3000 in savings, a 600 credit score, etc.

imagine wasting your 20s, a precious time of youth you'll never get back, on 4chan talking to strangers about "muh investments".

>>23348098
Family pets die, grandparents on the verge of death, parents on verge of retiring, you start noticing live altering diseases, friends having kids or having more, people start confusing your GF for your actual wife.
Hang overs change... lots to look forward too!

>>23338446
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>>23338446
Ive done the opposite OP, Im 30 now and I have done nothing but "live in the moment". Instant gratification as you would say it, opposed to delayed gratification.
Its fun for a while, but when you get older and everybody around you is building up a life, a career, a bankaccount, a portfolio, whatever. It starts to eat at you after a while.

It might seem like you're not really enjoying life right now, but your future self will thank you. My future self is pissed off for being such a degenerate all these years.

>>23352652
kys my jeet

>>23339413
you lost nothing unless you sold, the DOW/s&p500, and NASDAQ, are all back up to record or near record highs. did you panic sell like a fucking retard?

>>23338446
no

>>23339880
no it isnt lol. all you normies think the apocalypse is coming, because you don't know what's going on and don't realize that by the time you figure something out it has been priced in for 6 months. biden, trump, inflation, it doesnt matter, the market is going up. DOW to 40k and NASDAQ to 20k by january 2022, you heard it here first, morons.

>>23352541
this hits close to home

>>23338446
Yes and no. I think it's really important to focus on building wealth but you have to fucking live as well. If getting a large stack of cash was enough, then we wouldn't have such a rat race of 1 percent faggots attempting to get even more.

The thing to remember is create a budget for the life you want to live and cultivate hobbies that make you feel a sense of accomplishment or don't require consistently large capital. Getting /out/, lifting, cooking, art, reading to some extent. But that doesn't mean some initial capital or recurring expenses is a waste either. Think like making music, buying a nice car and learning to do the maintenance yourself, shooting guns, etc. Finally, good life expenses are things that may have a high cost but you can really make last. Nice clothes are an example. Take good care of your stuff and it lasts a while.

Obviously that 100 dollars good be worth 300 dollars one day, but on the flip side, it may not ever be enough. You can waste your entire life trying to get financial freedom and you'll be just as miserable as the idiots who lived fast and didn't die young and are now in their 40s wage slaving with no time left. Why? Because they are debt slaves. That's what the real misery is. Becoming a fucking debt slave. Knowing that you can never have a short change or quit a job without being in serious trouble. Not working is nice. But the second best feeling that is much more obtainable is knowing that you have the freedom of change. So keep it in mind.

>>23340086
Wow are u me

>>23352515
>on 4chan talking to strangers about "muh investments".
If I had done this 10 years ago, I would be a btc millionaire by today.

>>23338446
>delayed gratification
I have 0 desire to upgrade my phone every year
I have 0 desire to play video games
I simply don't care.
The only thing I enjoy is watching numbers go up

building wealth is just a scheme to give jews more liquidity to play with at the total expense of the individual providing it

you are close OP

>>23342670
Because 20s and under are associated with education/school hence younger. Obviously most graduate by mid 20s but the whole decade feels like school/youth in America.

>>23338446
>be me
>in the early 30's
>found out about crypto at 26 but did not invest anything until last year
Yup, I am fucking hating my life everyday. Invest whenever possible.

>>23353447
>The only thing I enjoy is watching numbers go up
Same I don't enjoy anything except number go up. Until it's next summer atleast

>>23353391
>>23354194
Hindsight in 2020 is 20/20. You would have sold both BTC and ETH at 10$ or less.

I'm 27 and khv never had fun. Only stopped being a NEET a few years ago so I only have $35k including 401k, after making some nice trades this year. Basically no further ahead than people that partied their money away, I just never had any.
I have a nice 2br apartment in the middle of nowhere tho.

I had a dream I had a girl next to me in bed and woke up alone and wanted to cry or something, but a girl I could get are so fucking ugly, fat, and used up.

>>23339310
this is honestly giga cope.

>>23354358
>never had fun
>only stopped being a neet a few years ago
>basically no further ahead than people that partied away their money

You realize that time you spend not having fun is supposed to be spent increasing your income and not staying in your house doing nothing right?

>>23338446
>Gaystation
https://www.rt.com/usa/503761-playstation-recording-chats-tattle/