[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance


View post   

File: 100 KB, 1080x1080, 15343453434.jpg [View same] [iqdb] [saucenao] [google]
21597008 No.21597008 [Reply] [Original]

Do you tell your family about your money? They're all poor and I'm the only one with a seemingly working brain. I'm literally still an undergrad, zero debt, zero loans, studying computer engineering. Hold around 80k and never buy anything unless I see a ROI on it (i.e., supplements towards my interests and needs and social activities that produce capital mid-long term). I realize this is selfish. I haven't liquidated anything yet, so it's not like I have the money. It isn't even a lot, but I know it will scale. My mom always questions me "being on my laptop," or reading and doesn't understand a thing. She sees me as a jobless college nerd.

Is keeping my family in the dark a longterm error? I ask those with experience of this situation. Is it my responsibility to carry the mantle and be selfish or do I incrementally help my family as I go along?

>> No.21597260

>>21597008
>let your family in
>they spend everything you give them
>want more

that's exactly how it would go down with mine, even if i make it i'm not sharing shit

>> No.21597323

>>21597008
who this, saus

>> No.21597409

>tattoo

in the trash it goes

>> No.21597474

>>21597409
that's a man

>> No.21597537

>>21597260
This. Be careful OP.

>> No.21597543

you think you're so much better than everyone around you because you have no debt and hold 80k? grow up faggot

>> No.21597560

>>21597008
Either keep them in the dark or vastly underestimate the amount of money you have made lmao

>> No.21597564

>>21597008
imagine holding a nig captive in a parking garage and away from the sun for so long she turns white

>> No.21597594

>>21597260
this

>> No.21597752

>>21597008
I'm in a similar boat as you and my family doesn't understand that times are changing when it comes to investments. My mom is a boomer just fyi, so it's impossible for her to understand how things aren't like the fucking 60, 70s, or 80s anymore.
Anyway, I don't really tell them shit anymore and you shouldn't feel bad. When things moon, be modest about your finances but keep your family at an arms length. Money changes people and usually for the worster.

>> No.21598459
File: 353 KB, 750x906, 1595871809189.jpg [View same] [iqdb] [saucenao] [google]
21598459

>>21597260
I hope this isn't the case. I want to improve their lives, but I know that most of them need entire changes to the fundamental structure of their day-to-day and not only money. Not giving them anything, and "having things" as I get older will only make me feel like the bad guy.

>>21597323
some IG thot, she has a twin. reverse search idk exactly

>>21597543
I don't think I'm better (i.e., worth more), I am simply smarter and more attuned to what's necessary to be "successful" in "society." Consequently, I also understand how drive and motivation can be seen and understood comparatively.

>>21597752
How do you communicate with them? It's not always the money vector that bites at me, it's the fact that everyone wants to talk about some Netflix show or some random social media banality that rips me apart internally. I just don't know how to relate to them anymore. And I recognize this is a flaw on my end.

>> No.21598689

>>21597752

*worse

Fucking mutt education.

>> No.21599621

>>21597008
>be me
>parent's think im a nerd, friends think im a loser
>100x my lifestyle and financial position
>everyone comes asking for free money/pay the mortgage/buy a car
>find out one of my parents has a copy of my ssn
>see inquiries at a Lexus dealership,
>see someone put a house under my name after I get a bill
>file fraud charges, police reports to get it cleared up
>massive fighting begins
>cut off everyone, change number, leave the state
>find peace and solace
>still seeing friends requests on random social media accounts I hardly ever use

money changes people anon, family especially.

>> No.21599936

You're a freak. You should have turned out like them but due to the weirdness of genetics or socialization you turned out differently. They are hardwired to be the way they are. No long term planning, date money, etc.
I come from a poor family but always hated being poor. I lived off ramen, worked overtime, and paid my way through school. Feeling boomer markets too slow and figuring I can bear some risk in youth I took to crypto and briefly had 7 figures in it when link was $18. I still buy more crypto, work overtime, etc. Keep 5k in checking and 20k in a mutual fund incase there's a big emergency. My family knows I bought crypto when I first mentioned it but they assume I got out after btc went from 20k to 4k. I'm fine with that because when I make it I'm fucking off to another state and will either live on a small 10 acre plot or get a cheap condo midtown/downtown and just enjoy my little hobbies. A few things I'm into could be monetized/marketed but it would just be for fun and bragging rights that come with owning a product line and business, I would not have to rely on it. I'd charge a lot of course, heavy markups, but that's because I want customers to fund my R&D. No ambitions of building an empire but there's only a few names in my niche and none doing what I have drafted up on paper. It could be for a good reason, and some are just hobbyists like me who sell it for fun, but that's my plan. I don't know how to interact with my family as it is, much less when it comes to gifts and shit. Maybe give the tax limit in gifts each year but only if it's insignificant and less than I get in returns each year. I've seen how they spend money while growing up and don't want any resentment. Easier to just pretend I don't have a family. I live 30 minutes away and hardly see them twice a year. Maybe it's the autism but it just feels neutral. I don't see my old coworkers from my first job or classmates from uni either. Not sad or happy about it, it's just a lack ofpresence

>> No.21600039

>>21599621
That's so sad anon. Were you close to you family?

>> No.21600631

>>21597008
No, my relatives know that I trading bitcoin (the only crypto they know) and nothing more. They never asked me how much I've got or make a month, though I think they guess that it's a lot for them. I gifted them for their birthdays 1/5 or 1/4 of their monthly income. Also they sometimes ask me to lend them money but usually don't return. Though it's like nothing for me.

>> No.21600672

>>21597543
He is better because he is not a normalshit faggot.

>> No.21600681

>>21600631
sorry for mistakes.

>> No.21600713

>>21599936
Based, its exactly this way for me. Every lump of money they get is spent, no planning, no saving.
Spend spend spend, consoooome.

>> No.21601221

Don't bother trying to help them, They will either never understand/change their poor behavior or try to get money out of you. Don't let them drag you down.

>> No.21601374

>>21599621
>cut off everyone, change number, leave the state
>find peace and solace

doubt.jpg

how could you cut off everyone and everything is still ok

>> No.21601419
File: 194 KB, 749x729, 1597771707043.jpg [View same] [iqdb] [saucenao] [google]
21601419

We are all too autistic to be wage slavies and waste money.

>> No.21601448

>>21597008
thats a man. the chest was photoshopped

>> No.21601515
File: 56 KB, 640x480, 28A98A1A-54F6-4295-8BD7-F5D0B708F067.jpg [View same] [iqdb] [saucenao] [google]
21601515

>>21597008
I told my parents & brother because I have an eastern european american salt of the earth background where we build each other up.

For 99% of people and seemingly your situation DO NOT TELL THEM UNLESS YOU ABSOLUTELY HAVE TO (ex: need dad’s help for taxes or something)

>> No.21601560

>>21597008
Easy. You don’t. No offense but the poor idiots will likely start to hate you and beg for money. If you give them money once and they know you have money you’ll never be able to stop it and maintain them as family.

>> No.21601564

>>21601374
For most of us we'd hardly notice a difference. It's just for added peace of mind from being harder to trace.

>> No.21601691

>>21597543
He is much better off than them though. It compounds.

>> No.21601793

Your family will be the first to fuck you because they feel like they're entitled to it. When someone asks me how much crypto I have I tell them I think it's a fucking scam. I say the same thing about any position I hold for the most part.

>> No.21601844

>>21601793
>When someone asks me how much crypto I have I tell them I think it's a fucking scam. I say the same thing about any position I hold for the most part.
Wise man. I should adopt the same principle.

>> No.21602263

>>21598459
I wouldn't call the last point you made a "flaw", the disconnect you feel is natural because after a certain amount of character development it is simply impossible to go back to their interests. So long as you are not arrogant towards them, I see no problem OP. Try to gradually bring up stuff that you like, but work on your rhetorical skills in order to package it in a more accessible way. You don't have to talk about the intricacies of whatever interests you, try to find a common ground, which might, organized in a simple manner, be accessible to their character type. That way you wont have to torture yourself with a false Persona and gradual levels of inauthenticity (which would slowly make you resent both them and yourself more, trust me). Instead, make it your Persona to simply talk about your own subjects and trying to bring it closer to them (without preaching). It will actually make them appreciate you as the "weird intelligent one", albeit a slightly strange role to fill, but ultimately it will bring you peace and they will appreciate your intelligence. If they are truly such superficial people that you simply cannot keep contact with them, so be it.

>> No.21602836
File: 136 KB, 1080x1206, 4532532.jpg [View same] [iqdb] [saucenao] [google]
21602836

>>21602263
thanks anon, i like this

>> No.21602877

>>21600039
>>21601374
You normalfaggots are never going to make it, and don't deserve to. Fuck people.

>> No.21602955
File: 187 KB, 1920x1080, Sad.jpg [View same] [iqdb] [saucenao] [google]
21602955

>>21599621
I want to ghost my family so badly. Was it as amazing as I imagine it to be? These people deserve nothing from me.

I get that it's "immoral" but the morality argument is subjective and malleable. My family caused me immense suffering for the sole reason that they fucking suck. I try to tell them they such but they don't get it they look at me blank. They're fucked in the head and will never amount to anything in any area of their lives.

>> No.21603204

>>21602955
There is no code of morality that will condemn you for cutting toxic people out of your life, family or otherwise.