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/biz/ - Business & Finance


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21409646 No.21409646 [Reply] [Original]

>32
>only have $400k
Is it over for me?

>> No.21409941

i'm 25 and i have almost twice that

>> No.21409961
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21409961

>>21409646

>> No.21409977

i'm 34 and i have almost a fifth of that

>> No.21409983

>>21409941
im 19 and i have $3.2m in LINK / ETH

>> No.21409992

>>21409646
I’m 21 and I have triple that amount

>> No.21410015

>>21409983
I'm 18 and have 10 million in algo

>> No.21410021 [DELETED] 

>>21409646
I'm 11 and I have 557x that amount lol

>> No.21410039

>>21409983
>>21409992

congrats, now kiss

>> No.21410080

>>21409646
>>21409646
33 and I have literally £1.8k left in savings, no job, no prospects, and no strength left to fight on.

I'm going to kill myself soon.

Fuck you, and fuck the rest of you.

>> No.21410094

most people are in debt all through their lives. stop being ungrateful for your blessed chainlink gains

>> No.21410145

I literally have down syndrome im worth 4 mil

>> No.21410153

>>21410021
Literally still in my mother’s womb and I have more money than Jeff Bezos. If you’re not richer than me I’m sorry but you’ll never make it

>> No.21410164

>>21410080
This is what happens when you don't buy magical internet meme coins, friendo.

>> No.21410219

>>21409941
>>21409983
>>21409992
>>21410015
>>21410021
I’m a newborn black baby and I have 9 billion dollars

>> No.21410223

>>21409646
>Is it over for me?
yes it is boomer

>> No.21410276

>>21409646
29 with a tenth that ngmi

>> No.21410374

I'm 33, and have -200k net worth. It could be worse! I'm not worried, nor do I care. Just live life, and have fun!

>> No.21410415

>>21410374
How do you even do that? College debt?

>> No.21410416

>>21410374
minus 200k? WTF did you do?

>> No.21410432

I’m 18 and I’m a bastard child of Jeff Bezos personal accountant

>> No.21410712

>>21410432
so your networth is negative?

>> No.21410733

>>21410374
Live. Love. Laugh.

>> No.21410769

>>21409646
Im 16 and I have 35 million in JC penny stock

>> No.21410783

>>21410276
100k in student loans, being laid off, owing a shit-ton on mortgage, being upside down in two cars, wife is expensive as hell, poor real estate decisions, poor shitcoin decisions.
We've been closer to -1m before we sold our underwater business, so it's not that bad.

>> No.21410854

>>21409646
I don’t have a cent to my name and in debt. Saving money is retarded, it loses value every second that’s why it’s best to spend whatever you get instantly to get the max value out of it

>> No.21410859

>>21410783
What does your wife look like? Could you pimp her out on only fans?

>> No.21410892

>>21410854
based retard i put it in a decent housing market where housing prices don't crash and aren't made of wood saving myself 1k a month

>> No.21410953

>>21409646
Does that include the value of your home? If you don't own a home, 400k is not a lot at 32 years old.

>> No.21411033

>>21410953
yeah it does include the value of the home minus the mortgage (0)

>> No.21411035

>>21410783
Jesus, thanks for putting my situation into perspective. How do you stay positive? Compared to you I'm not that bad off, and I want to kys constantly.

>> No.21411160

>>21411033
so you have an 800k home that you owe 400k on? And you have an additional 400k in cash and equities?

That would make your net worth 800k? Something doesn't add up with your math. Which suggests this is a larp.

>> No.21411212

>>21410854
>Saving money is retarded
Boy oh boy am I glad that I never take advice from this place

>> No.21411249

My dad always brags about his wealth, when in reality his net worth is negative 1.5 million (Due to owning 3 mortgaged properties, two of which barely break even in rental income) and thinks hes ballin af with only $50k in the bank. Meanwhile I have $500k in crypto, stocks, and previous metals and cash, all liquid and $0 debts. What is wrong with boomers? Do they not think Debt matters?

>> No.21411274

>>21411160
No, i have a 360k (it's €) home and 20k liquid, 20k crypto. There is no mortgage on the house

>> No.21411280

>>21411212
You have to constantly remind yourself of the /pol/ nutjob spillover of folks who think Jews are hiding out in the bushes waiting to mob them for their shekels

>> No.21411289

>>21409646
I’m 35, live with my mom, and I have a mil. I don’t want to move out though. I love mommy. Wat do?

>> No.21411313

At 30 I had 1k
At 32 I now have 100k
Never worked a day in my life
I'll either die broke or a millionaire

>> No.21411343

>>21409646
>30
>$400k is my goal
Sometimes you need to be happy with what you have.

>> No.21411365

>22, just finished free college, have 15k, about to start job making 55k/year, living with parents to save dosh
How did I do?

>> No.21411374

>>21411289
based, my mother died last year. Give her a hug

>> No.21411428

>>21411289
send me the mil

>> No.21411450

>>21409646

Its never over

>> No.21411491

>>21411313
based

>> No.21411561
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21411561

>>21411280
>anon attempts to cash out
>kikes unleash their glowniggers to redistribute 15% of his gains to Black and Brown Indigenous Faggots of Color
>I guess they were waiting in the bushes to rob me after all!

fucking retard, they already own you part and parcel but you're just too pozzed to see it

>> No.21411590

>>21409646
I'm 29 and I only have 1/400 of that.
Not even kidding.

>> No.21411615

>>21411561

Truth bombs.

>> No.21411690

>>21409646
Just get a 5x and you’re doing okay

>> No.21411744

>>21410374
you're the equivalent of an aged single wine mom

>> No.21411758

>>21411561
You believe taxation is theft. I do not.

>> No.21411765

>>21409646

I see you want fast money eh? Put it all in Kulupu see kid. Your dick will literally explode.

>> No.21411769
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21411769

>>21411280

>> No.21412026

>>21411365
Better than 99% of ppl your age

>> No.21412130
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21412130

>>21411758
Right, you're just paying involuntarily into a system run by people who openly despise you and want to see you dead. Because if you don't pay they will freeze your accounts, take *all* your money and lock you in a cage where you will be raped by niggers.

But yeah it's not theft. Nice cope.

>> No.21412176

>>21409646
Vast majority of people, including whites, live paycheck to paycheck.

>> No.21412208

>>21409646
>34
>have 10k

I May have wasted my 20s but at least I snorted a lot of coke and fucked a a ton of sluts. Enough to realise that women ain't shit and now i have a husband.

>> No.21412264

>>21412208
yikes

>> No.21412283

>>21412208
so you snorted coke in your 20s and started sucking cock. Awesome story. Tell us more. I support you 100%

>> No.21412284

>>21412130
Based and harsh reality pilled.

>> No.21412366

>>21412130
This is truth. Normies that think they are edgy with crypto but still desperately cling to their bullshit fake freedom fake money society are so cringe. Just die already and leave your wealth to non cucked retards

>> No.21412481

>>21412283
The cock sucking started before the coke. Not a bad trade honestly best swing I ever did

>> No.21412517

>>21409646
I am about that age and I hold about that much
We will be fine as long as we make the right play
(it's SUTER)

>> No.21412525

>>21412130
Sounds like how you justify your individualism to me. Believe what you want, but I simply do not believe taxation is theft. Now, wishing I had say in where that money goes, that's something I care about.

>> No.21412563

>>21412481
This is my story time before my afternoon nap. Feel free to share if you like. Im cool with homos like you. No problem. Your ok faggot.

>> No.21412843

>>21409646
i'm not even born and I have around 15m in fiat with a 5m house.

>> No.21412910

>>21412481
Based and redpilled. This is how we get women in check. Trade them for men is the biggest insult and rejection to them

>> No.21413243

>>21412563
>>21412910
>Your ok faggot
Lol thanks. Story is straight forward, dated a ton of women from trad/country girls to "free spirit" (aka whores) and even the sweet simple ones had strong entitlement issues/mental baggage. Always planned to marry a girl eventually tho. Met my future bf at a bbq, realized he checked every box for what I want out of a long term partner. Took me awhile to accept it but I've never been happier. Deeply satisfying to have a partner I can communicate with on an equal level.

End blog post buy PNK sirs

>> No.21413284

>>21410219
WE

>> No.21413369

I’m 47 and I fuck women in the pussy.

>> No.21413414

>>21409646
>24
>only have $225k

I would trade 8 years for another $175k.

>> No.21413496

>>21409646
buy XRP
its honestly you're only shot rn.

>> No.21413517

>>21410219
Uhm hello based department?

>> No.21413605

That depends, OP. How is your relationship with Christ?

>> No.21413627

>>21413605
not good friend

>> No.21413688

>>21413243
Thanks for the story faggot anon. I need to try nap now. You take care yourself. Were all in this together faggot.

>> No.21413710

>>21413627
ooph bud we gotta work on that

>> No.21413716 [DELETED] 

I'm 12 and I have 200 million kek how can people be so poor

>> No.21413843

>>21409646
Kill yourself and give your embarassing amount of scraps to me. I am 22 and already a millionaire with 10 inch cock dicking down 10/10 girls on a weekly basis. The least you could do is give to an alpha like me, your pathetic existence won’t be entirely in vain then.

>> No.21413883

>>21413843
Nice LARP faggot

>> No.21413888

>>21409646
im actually a millionaire and feel like shit because these days its all about the three comma clubs. and the billionaires are getting dabbed on my the likes of gates and bezos
fuck

>> No.21413932

I'm the only one telling the truth. I'm 37 and own 0.55 BTC where 0.4 is Bitcoin and the rest bleeding shitcoins.

>> No.21414016

I am 34
150 oz silver
530 link
10k cash
40k gbp salary
My wife is in the bath
Pizza for dinner

Life is good

>> No.21414048

>>21413932
Story would be more interesting if you would put some effort into lapping.

>> No.21414154

27
240,000$
inherited all
im just spending it on bullshits

>> No.21414190

not spending it all but just not saving more, i burn my salary every month that's it
but next year i will change job earn more and will start a loan to buy RE

>> No.21414611

>>21414016
what went wrong?

>> No.21414697

>>21414154
I like this larp. Keep going. I have a boner.

>> No.21414817

>>21414697
inheriting 240K is nothing unreal
wake up loser

>> No.21415065

>>21414154
but why, just spend it wise

>> No.21415099

>>21414016
are you typing this with one hand and holding a loaded revolver in you mouth with the other hand? Your life sounds like hell desu

>> No.21415133

>>21415065
there is nothing to buy
450$ aapl?
1,500$ tsla?
Real estate I will do it with a loan
the crisis coming is the hardest ever and you are all gambling on shitcoins
wake up
i will buy 20-30K of gold and that's it
10 btc too but at these suckers prices no lol

>> No.21415140

>>21413843
>22
>Millionaire
Still doesn't know the difference between your and you're

>> No.21415183

>>21409983
I'm 15 and have quadruple that, kys faggot

dubs=truth

>> No.21415191

>>21415133
apple and tesla are splitting next month you dumbass. Pump your money in now or after the split

>> No.21415230

>>21415133
you're right, are you coming to thailand with me to bang some hookers?

>> No.21415238

>>21413888
congrats on the trips

>> No.21415352

>>21410080
Kek, Im 30 and I have literally 500$ on my bank account and no savings. Im still not depressed. Stop being a bitch

>> No.21415356

>25
>$60k across crypto, stocks, and bank
>$60k student loan
>$0 net worth

>> No.21415370

>>21414817
Hey. I said I like it. Don't be a faggot. Let's start over. I too will inherit money when my parents away. I won't go to a Mongolian basket weaving forum to and fake seethe with strangers. But im down for anything. Im pretty high and its a fake pandemic lockdown. Lets call each other Faggot and be friends forever.

>> No.21415386

>>21415191
a split doesnt make it cheaper retard

>>21415230
already did it and it's boring after 6 months

>> No.21415395

>>21409646
If you can't retire with $400K, you're an absolute fucking mongoloid

>> No.21415397

>>21411365

Unless you are an actual retard you will hit 250k by age 30. And that is with zero, and I mean absolutely zero, risk or effort.

Putting 7.5% in roth and 7.5% in a traditional 401K is 100k in flat cash (no inflation) over 8 years. As someone who is rather new to /biz/ and day trading you are pretty much guaranteed to make it.

>> No.21415459

>>21415386
based, do you have any tips for me? Where should i go? Price? STD's?

>> No.21415497

>>21411249
Debt doesn't matter, debtor history is how you (((succeed)))

The best you can hope to do with your money and $0 debt is get a small business loan or buy a reasonably-sized home. Someone with a history of making payments on nearly a million dollars of debt could probably get real tech startup funding or finance a legitimate mansion with close to $0 down.

Your dad is literally dunking on you, you're just a retarded young kid who thinks success is a house and a car paid for in cash. You? Bronze league shitter. Him? Challenger mid.

>> No.21415524

>>21415386
a split makes it easier to buy more shares for less money you neanderthal

>> No.21415545

>>21411365
Alright, but now you have to keep the job. I'd recommend you stop coming here immediately. The women of your office can smell a loser a mile away and will make your life hell.

>> No.21415598

>>21415524
not buying this shit inflated top fuck off

>> No.21415611
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21415611

>>21415459
pattaya and only pattaya
you can have very comfy apartments for 320$ per month in russian village (pratamnak hill)
never got std's but i only barebacks the local thots, when i pay a girl i put a condom
have fun and don't forget to have 3 hours of massage everyday + fuck the massage girls after their shifts

>> No.21415666

>>21415524
ok cumbrain, fuck off now
not buying this overvalued stocks

>> No.21415706

>>21415611
thanks, waiting for corona to end

>> No.21415744

>>21415352
What stops you from necking?

>> No.21415750

>>21409646
I am a 12 year old trans black jew and have 1 googolplexian usd

>> No.21415871

>>21415744
I lift heavy 5 times a week. Keeps my mind and body healthy. I just dont get depressed anymore.

>> No.21415940

>>21415706
it will never stop
they are going to encage everyone of us

>> No.21415966
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21415966

>>21412208
Epic.

>> No.21415997
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21415997

>>21415871
i did this and now my knees hurt

:-(

>> No.21416013

>>21415940
FUCK OFF I WANT MY THAI HOOKERS

>> No.21416040

>>21416013
you had 25 years
dilate

>> No.21416124

>>21415997
>Knees sore
>Not glutes or quads
You did it wrong

>> No.21416148

>>21414697
you think 250k is larp?

is this board filled with literal broke pajeets?

>> No.21416206

>>21415940
This is why you need to get rich as fast as fuck now. Because you aint seen government lockdowns yet. When the SHTF you DO want to have a pad in Pattaya and cash. Lots and lots of cash and crypto. The poor will suffer. The rich will live like kings. Shitty future but I know what side I want to be on. Fuck the poor. In Pattaya can do so literally and figuratively.

>> No.21416215

>>21416124
i don't even squat
fuck off gym rat

>> No.21416254

>>21416206
you think you are welcome in Thailand?

LOL deluded farang
put a gun in your mouth and pull the trigger

>> No.21416286

>>21416206
i just want to ruin my liver drinking in pattaya, is this really too much to ask?

>> No.21416324

>>21416148
I don't believe it is a LARP. But if I want to choose to believe "everything" is a LARP, what's the harm. Your life is unchanged. I haven't harmed you. I am having fun

I just wanted to talk about my boner actually. Im serious about crypto and also have a decent bankroll. Don't take 4chan so serious faggot. Its just Bants.

And now Ive lost boner.

>> No.21416325

>>21416254
yes, because i think the girls are really suffering with no tourism for months over there to be honest

>> No.21416338

>>21416215
>Implying /fit/-/biz/ isnt the best combo

>> No.21416372

>>21416254
I did have an internship there in grad school. Plus have visited about 15 times. Yea feels really welcoming., Its the land of smiles. You should go. It's beautiful.

>> No.21416409

>>21416372
I have been more than you

>> No.21416434

>>21416286
Not at all. Make money in crypto now. Build your stack and get out of the US asap if I were you. You should trade from there. Theres a great new suburb in Chiang Mai called Niemen Hamen I believe. Great for digital nomads.

>> No.21416444
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21416444

>>21412208

>> No.21416483

>>21416409
Cool. Its a great place. Is there a point of disagreement here ?

>> No.21416518

>>21416434
Thanks it's looking good, i could go there right now for a year, but corona is stopping me and i'm Belgian to be honest

>> No.21416690

>>21416483
they don't want white "digital nomads" anymore in their country

>> No.21416730

>40
>just now made it to $100k today

what are you zoomer ingrates crying about? if you don't want that money then I'll take it off your hands

>> No.21416810

>>21416730
you are a living failure
attack a jewish temple and kys

>> No.21416827

>>21416730
what the fuck went wrong?

>> No.21416854

>>21416690
Money is always welcome bitch boy, especially in Thailand. You would know if you been as often as you say.

>> No.21416893

>>21410219
I bet a white man dropped you.

>> No.21416912

>>21409646
I'm 42 and have a third of that (in crypto, I mean, net worth is somewhere over 1M)

>> No.21416984

>>21410854
Is this real

>> No.21417043

>>21409646
21 and 2 mill

>> No.21417098

>>21416827
didn't do shit about crippling social anxiety and agoraphobia until I was 27, and then got my first job at that age. But then I was let go in 2008 when the economy took a nosedive into a pool of diarrhea, and my career didn't really actually start until I was 30 because I couldn't find work for like a year and a half. The only work I could find has been low-paying IT contractor/vendor work, even though my skills are in programming. The only other work you can get when that is the only thing on your resume, is more contractor/vendor work, so my career is stuck in some kind of a typecasting gravity well.

>> No.21417137

>>21410854
Saving fiat currency is retarded. Saving money in actual assets and not Jewish monopoly money is not only based but redpilled.

>> No.21417149

>>21416912
>42
>only worth 1 million
sad

>> No.21417162

>>21410859
based, but for real what's she look like

>> No.21417220

>>21409941
I'm still in the womb and I own Jeff Bezos.

>> No.21417299

>>21417098
atleast you're happy right?

>> No.21417607

>>21412130
Based. If my taxes actually helped my community and nation (beyond the fire departments, I suppose) then I would have no problem giving away some of my net worth to create a better society.

The problem is, the exact OPPOSITE is happening and has been for a while.

>> No.21417673

I have a networth of 3 billion in runescape.

>> No.21417727

>>21410374
Unironically based

>> No.21418024
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21418024

>>21409646
>not even born nor will I ever exist
>unimaginably large sum of magical resources that can make absolutely anything possible
it was never over before it could even not begin to be not over

>> No.21418103

>>21412026
Congrats on having mommy and daddy take care of you

>> No.21418501

>>21418103
yeah! everyone knows it's more fiscally responsible to give up 50%+ of your earnings to a (((landlord))) every month

>> No.21418578

>>21410783
None of these things are bad outside of the wife.

>> No.21418689

>>21415356
>28
>60k/year job (before taxes)
>17k 401(k)
>$700 Roth IRA (liquidated most and put it in LINK and silver)
>$600 in SILJ stonks
>190 toz silver
>0.25 toz gold
>$6k in crypto (332 LINK and 1371 XRP)
>-42k student loan debt
>-12k car loan

Could be worse I suppose.

>> No.21418826

>>21411280
Your mistake is going with the literal interpretation of the jew instead of the metaphorical one.

>> No.21419266

>>21418689
Why the hell did you take a loan out on the car... with 60k a year you should’ve bought it cash, you end up paying more for the liability in the long run.

>> No.21419370
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21419370

>>21411758

>> No.21419389

>>21410374
Lmao what a faggot

>> No.21419590

>>21414016

great place to be for a starters

>> No.21419740
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21419740

>>21409646
>27
>20k