/biz/ - Business & Finance

Tell them to fuck off then poop and peep in ur pants

>>21041855
be a man and tell them to stfu

sell 10% for security and hold the rest in a safe place

>>21041855
Unironically tell them “LINK $1000 EOY”. I’ve been indoctrinating my girlfriend with Chainlink memes, that’s helped a lot.

>>21041855
why the FUCK did you tell ANYONE you know about your crypto

>>21041871
This

>>21041855
>telling anyone
You dun goofed

>>21041855
Link shill or larp, i cant tell.

How much % of your portfolio would you have to sell?

Tell them you've started the process of cashing out, but that "the paperwork will take a while".
Every time they ask you for the next two years say "it's in the pipeline".

>>21041855
you told them? it is too late for you...

>>21041855
Tell them it’s locked up and you can’t sell until 2022

Tell them it's imaginary internet money and yoy cannot cash out

Frying pan

>>21041871
This but unironically

>>21041894

>>21041855
This is fucking why you don't tell ANYONE about your holdings. They don't understand anything that's going on and will want you to sell as soon as you're slightly in profit. These are the same people that never would have invested money in the first place. You know what you need to do OP. Keep holding that link. You'll be the most justed motherfucker on earth if you sell right now and miss out on the impending link bullrun

>>21041855
Parents telling you how to spend YOUR money YOU earn't trading SHITCOINS.

Time to man up and tell them you've spent over 10,000 hours learning about smart contracts and how IBM super computers require smart contracts.

>>21042002
>impending Link bull run
>another top buying nulinker that doesn't realize link is up 50x and we already experienced the bull run

Sell for the house op.

Anyone who doesn’t sell at $10 is a cuck. Btw, never tell anyone about your crypto. Rule #1

>>21042054
>dude eth already 15xed it’s over, sell now

>>21041917
I know but I really had no other choice. They wanted to know where all my savings is so I guess I cracked under pressure. I told them "technically" I could cash out but that would be dumb. I explained to them that I'm like 40k in the green and that it will go even higher next year but they still want me to sell. To be fair, it's a beautiful house in a great location so this decision is very difficult. Should I backtrack and tell them I didn't invest in crypto? What other excuse could I use? I'm all ears

>>21041855
they want you to put 20% down for a house now
you want to put 100% down for five houses later
just explain this

>>21041894
Do what this man says

>>21041855
"No"

>>21042089
Tell them you sold and spent it all on hookers and blow. That should get them off your back

>>21042089
Have you tried having some balls?

>>21042089
tell them you put $200 in for each of them, if you're right they net $8000 each next year, but thats all they get. easy peasey, its clear they don't have a problem telling you what to do with your money, now their money is on the table too, they'll stfu immediately.

>>21041855
Tell them you're joining the National Guard and will have access to 0% down VA loans

Then join or don't idc

>>21042089
Are you living with your parents? Do you owe them money? If not, then they have no say in this. What your parents are doing is asking you to exchange one invest for another: your crypto for real estate. It’s the same thing as holding a stock instead of cashing it out. Even more, they’re asking you to cash out your investment and exchange it for DEBT at the TOP of the housing bubble! They want you to buy a house so your girlfriend can marry you and give them grandchildren. It’s not selfish to want grandkids, but it is selfish to fuck up your investment for you.

Explain to your parents that you’ve decided (decided, not asking for permission) to hold your crypto because it is the investment you’re most confident in, and you don’t want to go into debt at this time. If you can’t do that much then just sell your stack and cut your balls off.

>>21041855
Tell your GF to fuck off. She's not married to you

>>21042310
Baswd guardpill.

>>21042374
You fucking nailed it. Yeah I still live with my parents so they were shocked to learn I had next to nothing in my savings account. I didn't think of the grandkids part but yeah I'm sure that's playing a role right now.

>>21042489
Yeah basically tell them you've decided to not buy a house and will continue to work on your investments. Not sure why your gf is having a say in your money either... unless you're married to her she has zero say in your investments or if you buy a house or 6.
You're investing for a future where you can buy 6 houses and a lambo not 1 house only.

>>21041895
>just give up 10% of your nw to appeal to other's appetite for risk
this is how you stay poor

>>21041895
>just give up 10% of your nw and future earning potential to appeal to other's appetite for risk
this is how you stay poor

>>21042562
We have plans to get married next year but yeah I agree with everything you said. I'm not selling. Just have to weather this shit storm for now

>>21041855
Just say no.

>>21041895
>just give up 10% of your nw and future earning potential to appeal to other's appetite for risk
this is how you stay poor

just say you lost it all and that you learned from your mistake. then see who sticks by you.

>>21041855
Cash out and don't be a retard who brags about your stack next time

>>21041855
did this only a problem because you probably boasted about your crypto gains. Hope it was worth it.

never tell anyone you carrying

Tell them you got hacked and it was all stolen.

>>21041855
Should’ve never mentioned anything about how much crypto you hold. Best of luck op.

>>21041855
>Gf and parents want me to sell ALL MY crypto
Tell them Look, If you had one shot or one opportunity to seize everything you ever wanted in one moment. Would you capture it or just let it slip....
Then vomit up moms spaghetti

>>21041855
You shouldn't have told them. That's all I can say.

>>21042860
No, my gf, soon to be wife, and I were looking at houses and found one that's basically perfect and for a decent price. So then both our parents checked out the house and they're in love with it too. Now they're asking me how much money I can put into the down-payment and I told them I'm pretty much all in crypto. It all happened so fast.

>>21041894
based

>>21042964
why the fuck are you buying a house with a gf? very stupid. just get married or buy it yourself and she can stayover sometimes.

>>21041855
Go back in time and don't tell them you have money in crypto. If you must tell them you have investments say 401k or boomer stocks. It's your money and your risk. They can get fucked

>>21041855
Imagine selling your link right now.
Holy shit, the very thought is painful.
In a year you'll be able to make that down payment with 20% of your stack and pay your mortgage just off the interest from the rest of your links.

>>21041855
Yet another reminder why you should NEVER EVER tell anyone you know that you hold crypto.

>>21041894
this

>>21041855
Checked.
Stink is going back to $5 anyway. Best to get out now before red dildo.

>>21041907
Some of us actually look up to our parents and value their wisdom.

I keep telling mines why sell for a down payment when it can pay for the entire thing. Only my brother understands because he's been following link when I shilled it to him.

>>21042089
>you're going to lose all your money.
Simply tell them that they have no idea what they're talking about and you're not making a decision based on the emotions of people ignorant of what you're doing.

>>21041855
Just tell them you made it this far without them. They would've told you not to buy in the first place.
Fuck buying the top on housing. . You'll be able to get the fucking things for pennies on the dollar come fall/winter

>>21041855
Tell them you don't take advice from people who aren't in the place you want tol be in life

>>21043711
Exactly - LANDLORDS are losing their shirts because renters haven’t paid in months. Houses are already selling for cheap here.
Housing is due for a huge correction.

If you want to be rich, the only Gfs you can get is under 13y.

>>21043711
Sure but it housing crashes they'll just jack up interest rates

>>21042964
Ask your parents to front the down payment for you, agree on regular payments and a deadline when you’ll fully repay them. 24 months should be enough time to reach singularity. You’ll probably be able to cover all your expenses with staking interest without ever having to sell a single linkie.

Parents are happy you are positioned to give them grand babies, gf is happy because all women are whores, you’re happy because you got yourself a bitch and a home and you know you got your ticket to the singularity intact

literally just tell them you're not selling. i was in the same spot as you. i told them no it's my money, not theirs. just keep telling them no. it's not their money.

>>21041894
based
>>21041895
cringe cuck basedboy beta male

>>21042089
>cracked under the pressure
You're never gonna make it if you give in to pressure like this all the time.

>>21044082
This is a good idea in theory, but it's also dangerous to be paying back a loan while also paying back a mortgage. Especially if OP has never lived out of home before. There's all sorts of hidden bills and fees that come with owning a home.

>>21041855
How much LINK do you have OP? Do you own any other crypto? What's the price of this house and also what's your age? There is plenty of time to buy a home and also have babies, depending on your age I suppose.

>>21044082
My plan was to get both our parents to pay the down-payment and then agree to pay them back with wedding money we'll get from guests next year.

>>21044267
Yeah I own other crypto like btc, eth, rsr and ampl. House costs 450k and 20% would essentially be my entire crypto portfolio

>>21043650
NGMI

>>21041855
Clearly you don’t understand how crypto works either, sell half in four weeks

>>21041895
>just give up 10% of your nw and future earning potential to appeal to other's appetite for risk
this is how you stay poor

>>21041855
Assuming this is real, just tell them they didnt know enough about the market to have made this money in the first place, so they certainly dont know enough about the market as to make suggestions as to when its appropriate to cash out

>>21042089
If you cracked under the pressure of $9 link there is no hope for you. $9 will be daily price swings next year

>>21042964
Your GF is gonna swindle you m8

>>21041855
>Gf and parents want me to sell all my crypto so I can put down 20% for a house.
Tell them you are not ready for such a big move. Also, you expect a real estate crash soon so you want to wait.

>>21041855
why the fuck would you let your parents and gf know

>>21041855
Lrn2 shit test, anon. If you cave to your gf now you will lose it all. Not only will she dump you she'll connive a way to get your Linkies from you before she does.

Tell that bitch to shut the fuck up, go make you a sandwich and let you run your finances.

Tell them you don't take advice from someone who didn't invest at Chainlink at the proper time. That's what I say and everyone shut the fuck up

>>21044569
The fuck? If you think you might get wedding guests to give you 90k, your parents can cover this for you. Obviously you come from some bougie stock as evidenced by your own lack of personal initiative or responsibility

>>21041855
Checked. Tell them this:
>did you know about crypto b4 I told u?
>did you know about chainlink b4 I told u?
>can you explain chainlink?
>no?
>stfu then!
>I don't try to tell you how to do your job -- which I know nothing about, cuz I'm too busy learning & paying attention to *my* -- so don't fucking tell me how to do my job.
>I swear to GOD that I will disown you all if anyone of you ever tells me to sell before LINK hits $1,000.
>seriously fuck you all.
>you "people" are literal idiots.
>I would be better off taking advantage of the freely available financial advice provided by GODDAMNED CHIMPANZEES at the motherfucking zoo.
>Seriously never talk to me about this ever again if you ever want to hear kind words from me ever again.
>BTW, you are literal idiots.
>STFU.
>Let me make the money I'll need to carry myself and all of your useless asses into several dozen lifetimes worth of wealth.
>Seriously shit the fuck up.

Before you do this, sell 10% of your stack RIGHT NOW above $9 in order to pay a couple of years worth of rent & utilities plus food et cetera in a modest apartment inconveniently far away from each of your family members.

Trust me: you're better off without the bucket of crabs you're trying to crawl out of. Disconnect from all of those losers, because you don't need them; they need you. They are greedy, selfish fucks, and you should have *nothing* to do with them.

Go the distance and get restraining orders on all of them, which is totally justified considering your incipient fortune.

Fuck them and fuck you for larping lol but serisouly just cut all of those toxic people out of your life, even if (or especially because) they share blood with you.

Do not let them get your money.

That is your money.

Fuck them.

>>21041855
Tell them to sell you their daughter for 10% of your portfolio.

>>21041855
>Gf
>want me to
>sell all my
Move on bro. There is a reason they call it "my crypto", because it is mine.

>>21041855
Holy shit, they're pressuring you to buy a house because you have a GIRLFRIEND? Wow, fuck them all! You know what? Just go! Just leave your house and become homeless. Your stuff? Tell them they can keep it or sell it or give it away or throw it away -- you don't give a fuck.

Your "girlfriend?" Your *bitch?* She'll stick with you through thick & thin if she *really* loves you, so just take her with you and become homeless! It's summertime! Buy a tent, inflatable ground mattress, pillows, blankets and sleeping bag, then camp until the leaves change color. After that, get a spot in a homeless shelter for mixed gender couples (y'know: the traditional and only *real* kind of sexual relationship).

Your girlfriend will stick with you if she really loves you. If not, you're better off losing her during homelessness.

Seriously fuck your whole family with a rusty hacksaw.

>>21041916

This, or "the cheque is in the mail" and when they ask say "are you calling me a liar?"

>>21041855
tell them "dr;ns", turn 360 degrees and walk out the door

>>21041903
Same, based

>>21041895
>just give up 10% of your nw and future earning potential to appeal to other's appetite for risk
this is how you stay poor

>>21042089
just tell them you do what you want with your own money and if they don't it they can suck a nut. that simple

>>21041907
Exactly This

>>21042089
Get a decoy ledger or something, they might try some fishy shit.

>>21042089
Try using language like "shares" and refer to smartcontract.com as a "company", etc. Tell them you were lucky to grab inexpensive shares of a rapidly growing company and you think it would be unwise for you at this stage in your life to sell prematurely.

>>21042089
make them both fuck you in order to agree
at the same time

>>21042089
Just tell them you got hacked and you lost it all.

>>21044747
Because I've been living rent free and have a good paying job so they were pissed when I told them I don't have money for a down-payment

>>21044634
I'm not selling though...

>>21045690
>>21045690
So just go get an apartment. Fuck a house. Why cant you rent. Solves every problem you have

>>21043650
wake up anon, your parents are retards like 99% of boomers

>>21041855
Your money and your investments are none of their fucking business. I tell them "With all do respect" please keep your fucking nose out of my personal finances.

>>21041855
Just remember the four p’s:
>pee
>pee
>poo
>poo

>>21042089
Don't listen to your parents anon, investing in real estate now is incredibly risky. Crypto is also risky but the upside potential is far higher. The day of the boomer is over and their advice no longer translates to our world

Why not just be a big boy and rent your own place?

>>21046136
This. Im a newb when it comes to crypto but what I DO KNOW is that boomers advice is worthless in todays age. They have no idea the potential future of crypto, they cant even fathom the idea

>>21043650
I told my senpai about chain link and they threw a bunch of money at it, too. Wish we got in sooner, tho. Guess the problem is just your senpai.

>>21041903
This works. I have a million $ in Link now days and my GF haven’t mentioned selling even once.

>>21041855
You fucked up by revealing your power level. Tell em you lost it all in a scam... oops.

>>21045052
I unironically got rid of collections agencies hounding me for credit card debt by assuring them the check was in the mail

>>21041855
Property prices are about to tank, chainlink is about to go up and if you listened to them in the first place you wouldn't have even bought it.

>>21041855
they're probably just worried you're receiving subpar investment advice.
get your parents and your girlfriend's parents together and show them the /biz/ catalog.
that should clear things right up.

>>21041894
based

>>21041855
You go back in time and tell them nothing.

>>21041907
This.

>>21042089
Good god, anon.
This is extremely simple, "I'm going to do what I think is best with my money."
Boom. You're done.

>>21043650
Good boy! Roll over!

>>21043650
Holy shit I thought most of you were at least moderately intelligent.
Thanks for disappointing me, anon.

>>21041855
>boomers want to rob their children's future for their own comfort
Every fucking time

>>21047203
Exactly.
Only boomers act like this.

If your parents are pressuring you to do this it sounds like you have a poor relationship with them as they don't trust your financial abilities. Don't interpret this wrong as they are your parents and do care. They wouldn't let you live in their house rent free if they didn't.

Be a man and confidently tell them this is your choice to make and your consequences to bare. If they aren't happy with that then its time to leave the nest and be your own person. You will develop a better relationship with your parents in both scenarios.

>>21042964

Bro fuck that. No woman that cared about you would put you in that position. Gtfo of that relationship before you lose half of everything. RUN

>>21041855
buy a mobile home for the time being, live in a van

>>21041855
>GF

If she ain't the mother of your children, she should get exactly zero say.

>Parents

Unless they're paying your upkeep, they should get exactly zero say. Be a man and stick to your guns.

>>21042089
dude if its 40k do not touch it, let alone put the whole amount on a house. wtf. you're retarded. tell them you can't afford it right now

>>21041855
Buy a gun and threaten them to stfu

>>21041855
Just tell them to stop telling you what to do? I assume you're an adult?

>>21041855
girlfriend and her family?

who the fuck cares? she's not your wife, you don't have kids together, she has no personal stake in that decision, and most importantly, it's your money.

she can fuck off, as can her meddling shit for brains parents.

you should probably dump her just for good measure, but wait until the bull run process you right and shove her fucking nose in it.

>>21041871

fpbp

>>21042964
Your parents might put an ultimatum on you since they're normies and don't understand crypto. i.e. They won't put any money down unless you sell. Are you willing to give up the house?

>>21045690
1. Housing market is primed for a huge correction. To buy a house now is stupid, so your parents are stupid and don't know shit. The dollar is being devalued to shit and you want to buy a house now, fucking morons.

2. Read 1.

>>21041855
Instead of a house, buy some balls

>>21041855
Literally every girlfriend is a vampire that demands all kinds of bullshit and sucks the life out of you. It's time to ditch them OP and live a pious monastic life

>>21043650
then do what they tell you faggit

>>21041855
This is why I'm "only playing around with a couple hundred dollars"

>>21041855
Women are irrational, shortsighted, and solipsistic. Just leave them be they won’t care about tomorrow they’re just stirring up drama because they’re bored. You should be numb to their games.

>>21042089
Tell them you lost it all and you're a penniless beggar.
Seriously OP, do not cave. There will always be beautiful houses. But making it has a window. And your parents want you to jump out of it.

>>21041855
>Gf

Why are you taking orders from a pillow?

>>21041855
Buy some BRDG and you will do fine.
>>21049470

>>21042089
Tell them you looked into it and part of the last tax bill included provisions that tax the hell out of crypto, so it doesn't make sense to sell because you would lose so.mich to taxes. Then blame Trump or Pelosi, depending on which way they align, switch the convo and use their cognitive dissonance against them. They will believe you got screwed by the party they hate and blame them instead.

>>21041895
>just give up 10% of your nw and future earning potential to appeal to other's appetite for risk
this is how you stay poor

>>21042081
True