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/biz/ - Business & Finance


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20927662 No.20927662 [Reply] [Original]

What is the most based financial decision one can make in their 20s? Not related to crypto.

Considering these:
- already have a bachelors degree in CS
- high paying job in software
- savings worth more than 1 year of current living expenses

>> No.20927693

>>20927662
not waging
/thread

>> No.20927720

>>20927662
Sticking a large wedge in a index fund and just leaving it for 10 years.

>> No.20927737

Vasectomy

>> No.20927758

buying and paying off a house asap

>> No.20927779

>>20927662
>Not related to crypto.
Ngmi, sorry

>>20927720
boomer-tier, enjoy getting japanified

>> No.20927792

>>20927662
Job hopping every year
Living with gf
Living humble lifestyle

>> No.20927812

>>20927779
>japanified

What do you mean?

>> No.20927845

>>20927758
anon speaks truth

mortgage free 30s are amazing. Your earning potential is peaking and you don't owe a penny of it to the brickjew.

>> No.20927872
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20927872

>>20927812

>> No.20927919
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20927919

>>20927812
better chart

>> No.20927978

>>20927662
Having a GF who pays for shit all the time. Doesn’t even matter if she’s uggo, let these bitches pay for you brothers.

>> No.20928063

Living with my parents instead of paying the rent Jew absurd amounts of money for something the size of my room, saving that money.

>> No.20928084
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20928084

>>20927872
>>20927919
>implying Japan and the US are remotely similar in terms of economy, people, culture, or governance

This comparison is stupid as fuck, the Japanese stock market was the largest bubble in modern history, it was trading at a forward PE of like 115 or some shit, currently the US market is trading at like 30. The US also has completely different demographics and does not have a declining population.

>> No.20928205
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20928205

>CS Degree
>Software engineer
>Not in crypto
Either your LARPing or retarded. Which one is it?

>> No.20928446

>>20928205
Am already in crypto. Didn’t want ALL IN LINK replies.

>> No.20928640
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20928640

Inadvertently steal as much money as you can, be as immoral as you can, just like the wealthy class before you who 'made it'.
Go full Epstein and acquire as much wealth as possible

>> No.20928695

>>20928063
Unironically this.

>> No.20928838

>>20927662
minimizing school debt or avoiding it
living with parents rent-free

>> No.20928883

>>20927662
"Not related to crypto"

bruh look around you. all in Kleros or get the rope. fix your teeth. drink more water. call your mom and say thanks.

>> No.20928897

>>20927662
>take out massive loan from loan sharks
>tell them which members of your family are doing well financially
>gamble it all on high leverage options
>have a plane ticket ready in advance
>either make it or leave the country
>loan sharks will harass your family and friends instead of trying to find you in the Amazonian rain forest
60% of the time it works every time

>> No.20928937

>>20927662
Sold drugs to young girls who let me stick my dick in them.

>> No.20928964

>>20927662
Starting up a pension, buying a house/apartment.

>> No.20928988

>>20928937
How young we talking bout, Anon? May I recommend some remote place in case something goes wrong?

>> No.20929009

>>20927662
Living with your parents rent free

>> No.20929230
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20929230

>>20928897
based

>> No.20929263

>>20927693
>t. zoomer
>>20927720
>t. boomer
>>20927737
>t. jewmer

>> No.20929319

>>20929263
>t. waggier

>> No.20929818

>>20927845
But you're stuck in the same area. Mobility is the one advantage you get renting.

I was earning a lot in my 20s and instead of buying a little flat in London, I bought a plane tickets and work visas. I don't regret it.

>> No.20929878

>>20928964
>Starting up a pension,

That system will fall apart by the time you retire.

>> No.20929929
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20929929

By having a degree you've already made poor financial decisions. With the student loans and multiple years wasted where you were outside of the workforce not accumulating crypto even if you're making 100k a year you'll never catch up to someone who was just working two part time jobs living with their parents putting their money into crypto like pic related me.

>> No.20930029
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20930029

>>20929929
>By having a degree you've already made poor financial decisions

>> No.20930235

>>20929929
I already started working on the last year of uni and paid zero for my studies (europe). Not really the case here.

>> No.20930281

>>20929929
>how’s our little investor doing

>> No.20930335

>>20928063

This is the most important one imo

>> No.20930339

>>20928084

Yes we have BASED future engineer Tyrone and Somali doctors immigrating here. Not to mention Sanjay the CS guy. Future is bright my pede!

>> No.20930356

>>20927662

Buying a house. I'm over half way through my 15 year mortgage and it feels so fucking good. Complete privacy. The first few years I was growing weed in my basement. Have parties whenever. Turn your music up or watch movies as loud as you want on your 7.1 surround sound on your 12' projector screen (wall). I'm living the dream. Any girl you invite over will fuck. Rentcucks btfo.

>> No.20930415

>>20928640
based.. start refunding

>> No.20930546

>>20930335
to many damn kiddos here