/biz/ - Business & Finance

3M
Johnson & Johnson
PepsiCo

Buy, hold and retire early

Check out decash bro

>>20087298
PPL
SPHD
MCD - Only 2% :(

T, XOM, DAL, RTX

Waiting a snap up dat sweet cheap RDS

>>20087298
look up chowder rule

>>20087298
>falling for the dividend meme

dividends are irrelevant, but if you REALLY have to be autistic and want them just hold an index

>>20087298
SOXL 1000 shares
SPXK 235 shares
Got paid dividends from both of these a couple of days ago.

MSFT LMT NEE BIPC PLD

TPG & WPL

>>20088865
An actual decent take on /biz/? I'm shocked.

It's true OP, dividends don't really matter.
By focusing on dividend paying stocks, you also exclude yourself from the gains of many companies (specially tech companies, which don't usually pay dividends).
Buy and hold index funds instead.

However, holding dividend paying stocks is miles ahead of holding crypto. So it's at least a step in the right direction.

>>20089085
>miles ahead of holding crypto
>does t know what staking is
Ok ham head

>>20089041

how much out of curiosity ?

>>20089709
Just buy crypto you’ll make more money

>>20087298
O
SPG
HRL
JNJ
Chevron

All these fucking pussy ass sub 30% dividends, pathetic.

First and only time I will ever mention this on /biz/.
MFA. An REIT company currently paying out over 30% dividend yield annual.

Keep playing around with your lunch money, I'm making $30k a year on my $100k in MFA

>>20089782
thats nothing, bitconnect gives 40% a Month

>>20089782
*psst*

>>20089782
Buy crypto

>>20087298
divs matter, dividends are value that can't be taken back with price fluctuation

>>20089684
>memecoinsalert

>>20087298
XOM: dividend king, and stock price upside potential.

If you're afraid to dive into single name, just go VDE. Still a fucking sweet dividend.

>>20089782
Retard, MFA suspended dividends. ngmi.

>>20089782
>>20089827

what's the catch on these two? i've got $200k wasting away in FIAT, if I split it down the middle $100k each you're telling me i'd make $60k / year?

>>20090696
looks like they didn't tho https://seekingalpha.com/news/3587690-mfa-financial-cum-red-pfd-shs-series-b-declares-0_9375-dividend

well, faggots?

>>20087298
ET
F
VZ (even tho its been eating shit lately and im sorely tempted to go all in on ET)
Cruise stocks, airlines

>>20087499
Not with those yields

>>20087298
XOM
RTX
STOR
PLAY
KO

I didn’t buy because of the dividends it’s just an added bonus.

>>20089782
JFC, I never knew about REITs. Anon, I just saw another one offering 37%. i'm seriously going to take you up on this.

What are the chances they never recover from covid and end up belly up tho? Real Estate's about to be a real bad market to be in in a few months.

>>20089782
>30% yield
>in some hokey REIT
>sustainable

Hahahahahaha. Lmk how that works out

>>20087298
REITS have best dividends, but are getting rekt by the gookflu.

>>20090863
>about to go all in on a Tanker stock

Anon, you sound like a fool with more money than brains. You should definitely do more due diligence before committing to this. If you cant be arsed at least pay someone to do it for you.

>>20091229
Good time to buy then.

>>20089782
I hope for your sake that this is bait

Pro tip: reits don't grow their dividends very fast, expect to be getting paid the same 10yrs down the line. Dividend growth is a more important metric than yield over a long period of time, it's why buffet gets +%30 in dividends from KO annually. Pay attention to payout ratio, or risk getting burned. GL lads. I hold the CND banks and pipelines for dives. Also, invest for growth first, dividends are cash in hand icing on the cake

>>20091185
>Not with those yields

This. I hate when people recommend these boomer ass stocks saying buy them and retire on the divvy. Motherfucker, A share costs $157. And the yield is 3.744. So $5.87 a share. Now how many shares would I have to buy at $157 a share to have enough to retire.

Yeah, this would've been a buy and retire stock if you bought the shit 20 years ago when it was around 40 bucks. If you have enough money now to buy a retirement divvy amt of 3m, you're already loaded.

>>20091423
>I give financial advice without understanding how percentages work

>>20091450
I just broke down the math, knob-goblin. To get a 30k a year divvy from 3m you'd have to put in 800k. Please explain how i'm wrong.

>>20087499
Retard alert. The highest dividend stocks are tobacco. They pay between 6.5% and 10% yield and until recently have had value growth that outperformed the market.

>>20091468
They grow over time, you could have the same with 30k annual, with only 100k and 20 yrs of dividend growth. Many of these companies grow their dividends 7-13% annually. Dividend as a primary means of investment isn't a moon mission, it's a slow means of income replacement. Acruing wealth over time, cash in hand, then compounding it back in to produce more and more.

>>20091468
A 5% divvy on a $20 stock is equivalent to a 5% on a $1000 stock. The argument that you needed to buy when it was at $20 dollars to generate more return than buying the same thing with the same rate of return at a different price is pants on head retarded

>>20087298

Sad to know dividends will slowly cease to exist due to easy money.

>>20091324
yes, but no dividends for a while.

>>20091217
>>20091232

so what do YOU have your money in then?

i also have a big chunk of FIAT i don't know what to do with.

can I earn 6%-10% APR relatively risk free (or even gain on the base amount).... anywhere?

>>20087298

XOM RDSB , OIL ARISTROCRATS REPORT IN!

Unironically tankers. I have 350 DHT for 1500 dollaridoos. That is about 400 to 500 or more return this year. Questions is if the divvy will remain and the stock won't tank further. I am confident though and looking forward to the golden quarter Q2 divvy.

>>20088865
How are they irrelevant?

>>20091423
Dividend growth prospects are more important.

>>20088865
>>20089085
unironically this.
Dividends are irreverent, you should only be concerned about total returns - cap gains + dividends.

that's if you pick stocks, which you shouldnt. the chance you pick the ones that beat the index is laughably small, plus you're competing against PHDs in hedge funds who do this for a living, who dont even beat the index 4/5 times.

buy ETFs.
heres an example portfolio thats slightly overweight value & small cap stocks which historically outperform large caps & growth stocks as reliably as stocks beat T-bills.

equal weight VOO, IJS, IUSV, VEU

>>20092912
take for example 2 companies, and you own a share in them each:
company A and B, both of their shares worth $100.

they both make the same profit, say 10%.
company A pays out those profits as a dividend - you now have $110: $100 in company A shares and $10 in cash

company B doesnt pay a dividend. whether it chooses to hold the cash or reinvest the money makes no difference, in both cases it's book value is $110

in both cases you're left holding the same amount of value.
a couple of extra points:
chances are, if youre still building your wealth and not retired already, you will reinvest the dividends back into the company because you dont want to cash out, so they really dont make a difference.
When you do retire, keeping the 10% dividend VS selling 10% of your holdings so youre left with 10% now in cash is equivalent.

>>20092965
ETFS are for the lazy, the unwilling to research, or those daft to understand. Imagine paying mer to own a basket of blue-chips when you could just own the underlying security without exposure to the shit you don't want in the basket.

I’m not going to reply everyone but basically unless the dividend is outpacing inflation and COL increase it’s dumb.
You’re better off buying high growth companies and after you’ve made a bunch of unrealized gains sell them and reinvest into dividends.
Growing your wealth through dividends sounds good on paper but 3M and JNJ are basically bonds which is why I stopped holding them.
Honestly I wonder if there’s even any reason to invest outside of tech at all anymore unless it’s a beat up stock / industry that’s poised to rebound.
I’d rather just put my money in Amazon and Tesla for 10 years and when my money has 5X’d I’ll put it in some boomer shit

>>20091938
My entire portfolio excluding cash and private equity is
TSLA
AMZN
STOR
PLAY
XOM
PLAY
and a little KO
Most pay a dividend but it’s not the main reason. KO is just a hold over from a dividend focused portfolio but I think their price will rebound and it’s not a big rough position for me to care that much right now

>>20087298
I'm holding national grid, Rtx and BMW. Bmw got hammered beyond belief and is very cheap at the moment, yield is >5% + i know some guys personally working there, they have a massive pipeline of BEV that will make tesla look like shit in the coming years. One of the most undervalued stocks to buy in my opinion which even yields a decent divi.

>>20093158
>I wonder if there’s even any reason to invest outside of tech at all anymore
>I’d rather just put my money in Amazon and Tesla for 10 years
if it were this obvious or guaranteed every hedge fund in the country would be doing this.

only the top 10% of stocks out of the thousands that exist are responsible for the performance of the index, and each year the ones that outperform change. Good luck competing against bridgewater trying to pick the needle in a haystack lmao


Also, value stocks outperform growth stocks like 80% of the time over rolling 20 year periods. When you actually do the research, you'll end up with something similar to the ETF portfolio i gave as an example.

in short:
picking stocks is a meme
dividends are a meme
actually looking at the data:
holding the index beats picking stocks (voo)
value stocks outperform growth (iusv)
small cap beats large cap (ijs)

>>20087298
100 of them on m1

what about Invesco Mortage Capital ( IVR) ?

>>20091595
past performance doesn't indicate future returns.
most of these boomer stocks WILL stagnate over the next 30 years

>>20093328
>Tesla 5x
Ngmi

>>20093409
Ok

>>20093385
>still falling for the IVR meme
They sold a ton of assets in April and are not the same book value as before the price drop in March

>>20093543
So I should sell what I have? Also what about BAC?

$T
$KO
$IRM
a-am I gonna make it? the other 50% of my portfolio is VYM VOO and gambling penny stocks

> Invests for dividends

Ngmi. Hope you like paying tax on 4% a year. Also all those companies that have absurdly high dividends are just taking on debt to pay the dividends, so your losing money because the share price goes down every quarter. Look at FRO to see this scam in action.

>>20093328
The S&P is only seeing big gains due to tech. Why not cut the duds and pick the obvious winners

>>20093054
Can't I buy more shares of the dividend stock with the dividend though? Can't the non-dividend payer cook the books more than the dividend payer?

>>20093948
Yes, most brokerages automatically have dividends reinvest unless you select them not to

>>20093158
The dividend yield cannot "outpace" inflation that's impossible. It's the dividend growth rate that needs to outpace inflation.

>>20093971
You know what I meant

>>20087298
Exxon
Sirius xm (free from Robinhood)

I hope exxon gets their shit together soon im tired of their fucking quarterly losses

>>20093969
Lol what kind of bs is this. Thats my fucking return and more than likely the only incentive to invest in Divi stocks right now

none of them cause im not American and I'd automatically lose 30% of every dividend to Uncle Sam, and thats before reporting anything to my government.

>>20094210
Then turn off automatic reinvest

>>20087298
GLDI monthly 11.9% div ~$9 a share
I dont see the point of holding a $60+ stock & getting .23 div/share 4x a year

>>20087298

I'm currently betting on Shell recovering and doubling in value while going back to a higher yield

>>20094210
It buys you more shares which will compound your dividends. Couple that with a good dividend growth rate to accelerate the effect. When you get far enough you will basically earn whole shares' worth in dividend payments.

I've got PBA and O for the monthly drip.

SPG, NAT. I really don't like these tankers cuz I feel like a bagholder down 10%+ but these tankers are making money and upping their divvies while the stock price gets cheaper and cheaper... Probably get some more NAT if they go below $4

>>20087298
Not a dividend guy, but I did pick up pic related (ET) during the selloff.

>>20095154
Although the fact that all of the usual yield trap-pushers on SA (eg Brad Thomas, Rida Morwa) are pushing it has me worried.

>>20087298
persimmon
Vanguard ftse all world high dividend yeild etf
Britvic
Intel

>>20094989
I was in NAT before the second mini pump, I missed the divi and I hold for a -10% because tanker rates sunk to all time lows after being inflated.

My main divi stocks are
NRZ, ARI , and CMCSA

TSM pays a divvy
So does NXPI, costco, and Wendy’s

But I guess you want something safer. I like LLY

>>20093778
I think IRM is a going to lose a lot of business as the work from home thing and the bankruptcies cause office closures.