/biz/ - Business & Finance

>>19997894
:-/

>retire
>die in less than a year

>>19997963
This image. How to cope? Real life will never be as good as the adventures shown in anime and games, my only hope is VR

I just want to take what the Jews have.

The can gets closer with time *sip*

Fuck that if I rich 40 and havent made it im gonna take out a bunch of loans and max out as many credit cards as I can and blow it all on high class escorts, casinos, travel and then I will kill myself.

>>19997894
yikes

>pre existing condition that will shorten the length of my life
>spend all of my life inside a cubicle
>might not even make it to retirement

Im convinced the goal posts of retiring at 65 will get moved to like 90, no way the current boomer set-up will continue

Why aren't you niggers doing that FIRE thing to retire by 35?

Only 28 years for me, full pension too.
Something nice to look forward to, and I earned it fair and square, by pulling up my boot straps and working hard!

>>19997894
stop making me remember the fucking wage cage

>>19998390
Same

>>19998469
>you're already a slave so what you need to do is make your slavery worse by working harder

>>19997963
Did you hear about Bob? Mr Shekkelstein was right, if you stop working it ends up killing you haha...so how're the kids?

>>19998021
our future?

>>19997894
Verasity can expedite this process.

>>19998747
yess is good coin make me richhh se my baby girl in punjab so huge boob

>>19997991
Real life actually can be even better, but we as men have been taught to focus on shit that isn't important.

>>19998334
Can always do that now ans file bankruptcy your credit goes back in 1 year

just buy bitcoin. even a tenth of a bitcoin will allow you to live like a king in a couple of decades.

Wagie wagie
Go to bed
Gotta go back in the cagie

>>19998469
Don’t earn nearly enough.
I earn slightly over the median income in my country and save 65% every month and still won’t be able to retire within the next 20-30 years.

>>19997894
Just 10 more years for me. I'll probably have to miss out on getting married and having kids though. I'm age 31 now and it feels weirder every year.

>>19997894
ONE DAY DMG WILL BE $1,000 PER COIN

>>19997894
>implying anyone has a job in 2 years

>>19998830
elaborate

>>19997894
>Only 32 more years until I can retire
Screw that, I intend to make it via using the stock market. I came close once and screwed it up by not selling.

>>19998427
This. Maybe not 90 but probably 70 bare minimum. If I live that long I either retire modestly from stock gains from pre age 40 hopefully OR I retire a poor old man by 60 cause the government always seems to bail out old poor people.

if i get one 50+x return in an investment i can retire comfortably on some rural land in portugal. but even 100x wouldnt be enough to retire in my home country(australia), which is almost perfectly designed to make sure you wagecuck forever.

Let's go after the Federal reserve

In minecraft

>>20000459
y-you first lets goo

>>19997894
>Government takes money from us from literally every paycheck we ever get for retirement
>Thousands of dollars I could invest in a retirement fund and retire earlier if I do shit for a passive income
>That money barely even keeps you above poverty if you live off of that exclusively
>Get taxed on top of that for literally earning a living (income tax) from the state and federal government
>All of it spent on keeping niggers alive with welfare and useless ass fucking wars and bunch of other useless shit
>Central banks fuck us in the ass constantly
>Value of our currency goes down constantly
>Wages haven't kept up with the cost of living or anything important
>Owning things like a home or a car is a pipe dream for a lot of people
>Debt everywhere
>Our women are indoctrinated so having a genuine relationship with one is impossible unless you're equally retarded
>Migrants coming in droves and will just make everything even worse
>Literally no sign of this shit ever getting better
IT'S TIME TO FUCKING STOP

>>19998469
that only works if you earn a shitton of money

if you are not in a top earning country in a top 10-20% kind of salary its not doable.

i am very frugal and i can save about (half my salary) 1000 € a month which is a lot for my country but that means i still need about 30 years for even half a million… shit sucks

Only 4 more years for me
>>19998469
Because I want to retire by the time im 30

>>19997894
You can retire tomorrow anon.

Attention! [Serious] Tag Notice

Jokes, puns, and off-topic comments are not permitted in any comment, parent or child.

Parent comments that aren't from the target group will be removed, along with their child replies.

Report comments that violate these rules.

Posts that have few relevant answers within the first hour, and posts that are not appropriate for the [Serious] tag will be removed. Consider doing an AMA request instead.

Thanks for your cooperation and enjoy the discussion!

I am a bot, and this action was performed automatically. Please contact the moderators of this chan if you have any questions or concerns.

>Just woke up
>Stomach churning, eyes bleary
>Got to log into work VPN and start drone spreadsheets in 5 minutes or I will get a call from an angry woman
I'm not asking for a yacht or a mansion, I just want to fucking sleep and have the energy to pursue my hobbies in my leisure time

>>19998523
i really hope you're being ironic

>make luxury wallets by hand
>make a living by the sweat of your own brow
>grow your own food
>cuddle with comfy sperg gf
>tfw you're your own man
OP this life could be yours
Reject Modernity, Discard Consumerism, Embrace Tradition, Exalt God

>nothing I do at my engineering job illicit the kind of passion trading does

are there actually jobs people like doing?

>>19997894
Next month I will live for amount of time I have to work till retirement. Abstract kind of feeling.

>>20002110
I design electronic systems for small experimental satellites. There's a decent amount of annoying bullshit interspersed with some very satisfying work, cool hardware, and mostly good coworkers. Even if I got rich in a windfall I would continue to pursue my goal of being a subsystem manager for scientific probes, I could be there in 5 years.

>>20002242
based as fuck

>>19997894
>6 months from retirement
>stock market crashes
>you're net worth reduced by 45%

>>19998523
based government-employee bloodsucker

>>20002440
>his asset allocation hasn't been adjusted to 50% bonds by retirement age

>>20000207
We are brainwashed in joining the consooomer society, hence we incur debt to purchase shit that we don't really need. Or to pursue career to impress others, rather than doing shit that you want.

I'm heavy on anti-fiats and they are my main hope. If they cuck crypto and pms I might just try and go after whoever passed the laws.
Unless I get a family in the meant time, but if I'm 40 and got hard cucked by the jews than I might just honor my warrior ancestors.
Where do you guys think the Fed is? No way it's that white building everyone knows of

If crypto doesn't moon this summer I genuinely fear for my state of mind. The belief that I will be able to quit in a few months is the only thing keeping me going.

>>19997894
Retirement? What are you talking about?
You need to wage slave until you die

>>20002631
>If crypto doesn't moon this summer I genuinely fear for my state of mind. The belief that I will be able to quit in a few months is the only thing keeping me going.
You will be disappointed. Crypto bull market won't be until next year at minimum. Dont set yourself up with high expectations that arent realistic than an hero when it doesnt work out.

>>19998623
>hate his work
>buy expensive car and phone to feel good
>must work to pay his high bills
welcome to the rat race, (((they))) got you excatly, where (((they))) want you to...

>>20002936
>no thot army working for you
Why even live at this point?

>>20002867
>You will be disappointed. Crypto bull market won't be until next year at minimum
I don't believe that desu, I've already made thousands off ZIL and THETA and looks like Defi is kicking off another rally

>>20000348
>>20002936
holy fuck everyone here is a massive normie
who was south east asia, who was latin america who was africa

you do reailse you can retire on a fraction of the $ you need if you go abroad
there are gated communites and security you can't buy legally in the west
cheaper property cheaper price of living good internet and nightlife

just move most of your spare cash into btc link eth and within 5-10 years you are done

Got 12 years to go. Retire at 52. Feeling trapped though due to kids/wife/house. Rather just pack it in now and get a boat to escape society but have responsibilities. If I quit and get another job I'll be adding like 15 years onto my retirement so also trapped by the job.

>>19997963
I hate how he is wearing a hoody, shorts and eating ice cream. The fact that he watches cartoons reinforces how mediocre and pathetic his life is. I always avoided losers like that. You see or know someone like that wojak, cut him out of your life.

>>20001735
You're not alone anon...be glad you can work from home...some of us still have to go TO work.

>>20003781
I have spent at least 10 hours a week every week for 5 years just driving to and from work

>>20002242
Currently studying aerospace engineering.
The people I've met from the brange were about the only wagies that didn't seem that they want to low-key kill themselves.
Are we the true winners?

>>20002936
What the fuck is up with the lens on this thing?

>>19998390
>inside a cubicle

you are fucking lucky.
Cubicles > open offices
I fucking hate my open office

>>20001269
Don't worry, after the government has stolen a cool half million from you by the time you're too disabled to work, they have a minimum wage African ready to "take care" of you in a nursing home.

>>19997991
trading chainlink, seeing it moon, being millionaire and then spreading your genes is a much better adventure, it includes everything including shitty anime and games

>yes sir
>no sir
>right away sir
>no ill destroy your company for you
>thank you sir

>>19997894
You're better off just saying fuck it and taking risks. Use every dime of disposable income you have, and put it into risky investments with high returns. A really successful, self made guy that i knew once told me "the worst thing that can happen in life is that you die", so stop being a pussy and just go for it.

>>20004141
I did that 7 years ago and lost 140k, been working as an Excel spreadsheet drone for half a decade now and not even got half of it back. Your advice is a fucking joke

>>20004239
What did you do exactly to lose 140k?

>>20004239
If you had that much, you should've just put it into the market 10 years ago. Wouldve made at least 3x.

>>20004299
>>20004320
I got 300k in will, I still have a third of it in safe funds and sold but I wasted half of it 'investing' ie gambling on biotech and Pharma stocks. I was an idiot and learned a lesson from it. I just hate seeing people say 'JUST RISK IT ALL BRO WHAT'S THE WORST THING THAT CAN HAPPEN' because the answer is 'you will be depressed and miserable for years'

>>20004341
You panic sold. Not our fault

>>20004341
safe funds and gold* stupid typo

>>20004348
you're a fucking idiot

>>20004382
Nigger, i didnt even have a tenth of what you claim to have had, and i still managed to get a 10x from it in the last bullrun. Kys

>>20004239
I made $200k in the last 6 months in high risk crypto. Stop being a bitch. Buy some Suterusu and wait.

>>20004239
People think the choice is between high risk = high reward, and low risk = low reward. That dynamic only applies to gambling. I used to shill rental real estate on this board, because it has been a proven method for wealth accumulation for literally thousands of years. It's very low risk, copying a path tread millions of times successfully. But those posts are drowned out by shitcoin garbage. Stocks can be an investment, but for most people it is no different than betting on horses: no research, no personal effort beyond cash required, it's not investing, it's gambling. Very few wealthy gamblers, lots of wealth investors. Pick wisely.

>>20004341
Why didn't you start with a lower amount, you low IQ retard?

>>20003858
I work in avionics, I don’t want to kill myself but my passion only comes in waves

>>19998469
You have to be rich already to do that

>>20001269
the most accurate post

>>20004141
This. I am 28, single, no obligations financial or otherwise, and I'm sitting on an increasing pile of cash. So I don't have much to lose at this point. The money is kinda meaningless anyway. Not working for a living would be nice though.

>>20003413

You avoid losers who eat when they get back from the gym?

Based bypass enthusiast

I dont get why you guys are so passive. Start a fucking business. Be men. Take a risk. I make enough to never have to leave my apartment. No corona up here! Pic related.

43 years to go bros

>>20005360
what do you do, miamibro?

>that feeling of fresh air and warm sunlight in the morning, birds chirping and critters roaming
>while you walk from your car to your wage cage

>>20004433
I used to work directly with HNW individuals investing in real estate. None of them gained their wealth from real estate itself.

1. All of them became wealthy first by starting successful businesses selling products or services.
2.Some became wealthy from getting starting a real estate firm and getting investors to pay for real estate and taking a fee.
3. Some started businesses in which clients that were already in real estate paid them for their niche knowledge in certain types of properties or locations.
4. Directly investing into your own real estate to become wealthy is almost impossible.
5. People who sell you the idea that they became wealthy from real estate and their own capital are generally selling your courses, services or making money from your views on youtube.

>>20005461
Good eye.
I sell my own branded products online and irl.

>>20002518
I don't consoom much, I genuinely wish to have the kind of adventure shown in anime and games. Explain how I could ever live that kind of experience?

>>20005360
kickass view anon and based
do you know anything about affiliate marketing? is this still something to pursue in 2020?
asking because i have 3 sources of income but only my stocks are passive and theres nowhere near enough to live off from

>>20004102
>spreading your genes is a much better adventure

This primitive reasoning is so tiresome, there's more to life than spreading your genes. I would argue that one should not have kids unless they have figured this out

>>19997991
>my only hope is VR
i think in our lifetimes anon vr will advance far enough for us to go on adventures and essentially leave this world behind
im 21 and the only thing i look forward to is escapism in video game worlds, so im ready to leave and go to vr

>>20005714
To take this post a little further.
There are a lot of shills in the real estate game for many reasons.

1. Shills get paid by property owners, developers and realtors to sell you their bags.
2. Marketing and ad agencies pay a lot of money to content creators to shill for their clients (as said in point 1)
3. The mortgage business is extremely profitable due to very lax regulation and high leverage ability.
4. Lax regulation leads to a large amount of scammers making millions off of boomers, and are more than happy to pay marketing companies large sums of money to shill their products/services via youtube creators and self-help book sellers.
5. Banks get government backing and can lever 100:1 on their capital reserves to become too big to fail since RE is such a huge part of american business

Because of the above tidal wave of money, you have faggots like Meet Kevin and Stephan Graham making $1m/year telling people how great real estate is as an investment, yet for some reason only make a fraction of their net worth in actual real estate.

You have scammers and predators like Tai Lopez and Grant Cardone getting retards into their ponzi schemes and self improvement products by droves.
You even have faggy shows about realtors and 20-something cum dumpsters selling 40 year old faggots and kikes $1m+ homes in LA and nyc, twin faggots illegally renovating homes for house flipping boomers, etc.

Avoid the shilling. People on here are so easy to call out coin shills but suck up the real estate meme like it's the smartest investment the world has ever seen. News flash, there is enough land in texas to house every single person in the world comfortably. There is literally no scarcity for land. It's all smoke and mirrors until you get into the big leagues, which you will probably never see because you put all your money on a piece of property that appreciates at 10%/year max.

>>20005906
Affiliate marketing? You mean what literally every website, review site, youtube video, ticktok, instagram, snapchat person makes their money on? Ofc.
Just have content that generates enough content that marketing agencies call you asking for your time.

>>20006252

I have actually worked as an analyst for a real estate company that was bidding on a property against Grant Cardone. He overpays out the ass because his boomer investors dont understand that a 3.5% cap rate is shit and that Grant makes around 5% round trip on any property he buys and later sells, PLUS he owns the management company that charges 10% on the rents, AND he makes like 40% on any profit the property makes above like a 15% IRR over 5+ years. You could make better returns in fucking stocks!

>>20006152
If I make it I'll do my best to push this tech forward, we can't simply hope it magically happens one day.

>the only thing i look forward to is escapism in video game worlds
As someone who loves anime and games, the real world also has its own wonders. Balance is important, no matter what. I'm more excited about VR than the real world because of the infinity of possibilities but it's good to keep time to explore this reality and what it has to offer, going full escapism is unhealthy (from experience)

>>19997894
only 45 years for me kek

>>20005906
If you are good at content, do content. If you are good at products, do products. If you are good at scamming people via by selling services or investments promising them the moon but giving them much less, do that.

These are your 4 options anon. These have been the options since the start of modern civilization.

1. Sell products
2. Sell Services
3. Sell hope
4. Sell your personality

That's it. Choose wisely.

>>20006152
damn, forgot about that movie

My retirement age is around 68 now. My government wants to raise it to 70 kek. Wonder how I will fare since I do sparky work and my shoulders and knees will probably be super fucked in 20 years already even though I try to stay in shape.

>>20005913
stop caring, it's normal that not everyone want to spread his genes, only the best want to, if it wasn't the case we wouldn't be so many, that's how evolution works. let the dads preserve humanity through sex, not your problem, do what you like.

>>20006294
>>20006370
based
my only consistent skills are the ability to write and to speak well publicly. should be more than enough to get me started

>>20006639
Nah anyone who has theory of mind has an ethical responsibility to reproduce in case there are humans who just competently feign it.

>>19997894

AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA

What are the percentages required to retire early?

I just got a $104k/year job and want to make sure I don't fuck up. Goal is to be COZY within 5 years.

I was thinking this:
>$15,340 + 4% match to max 401k at $19,500 per year
>$12,000 to cash savings per year
>$10,000 per year in bitcoins
>$30k per year for living expenses (includes a mortgage)
>Roughly $11.5K left over for probably additional investing or extra payments on mortgage

After 5 years, assuming specific growth %s I should be here:
>$125k in retirement account (plus $20k+ that I already have in roth ira)
>$125k in cash savings (I have 60k currently, plus 60k and interest)
>$130k+ in bitcoins assuming slow growth relative to annualized growth (I have about $30k in bitcoins right now)
>House will be paid off, I'll free up about $23k per year in living expenses

Basically at this point I'd have a $300k house that is paid off with annual living expenses somewhere around $6-10k, along with $400k in other assets. I could probably sell the house at that point and downsize to a condo, leaving me with $100k in condo and 600k in other assets.

Is this viable? I'm in the USA and have a cushy savings and some other assets already.

>>20006639
>it's normal that not everyone want to spread his genes, only the best want to
Imagine thinking having kids makes you "the best", anyone with functional genitals and some minimum level of social skills can do that.
I would actually agree with you if it wasn't for a majority of the population having kids although they clearly can't handle it.

>>20005855

Develop schizophrenia.

>>20006786
let evolution handle it. stupid kids from stupid people will suffer. let them. some won't reproduce because of it. nature is ruthless, only the best genes survive. wanting to spread genes is an important trait. if you're among the best and you think humanity created things worthy to be preserved, spread your genes.

>>20006756
Anon, did you ever read about FI/RE? Your post looks like a post in Daily FI discussion thread on r/financialindependence. Dig into it, if not already.

>>19997894
>50 years

>>20006669
Youtube. reaction videos, finance videos, there's a market for people who can basically read game/scp/etc canon well and make it sound good. Plenty of dudes make money summarizing the process/history of making famous movies, etc.

>>20004141
Don't do this. This is retarded. Trade sensibly with assets you trust at a lower cost than they are historically. If you feel really strongly about something, then sure, take a bigger risk. But don't throw money at every shitty idea you see.

>>20006983
Yes I have but I don't reddit

Is this a decent proportion? Anything you would do different?

>>20007289
All trading is inherently risky since all trading involves assuming the direction a stock will move based on past information. Any future movements are predicated by future information regarding the company and general economy. Since you are probably not a statistical genius and have advanced models that can estimate the potential movement of a stock based on the statistical likelihood of a positive or negative event happening with a stock over short or even long time scales, you are effectively gambling whether you bet it all on google or buy a penny stock or invest in a portfolio of diversified companies.

If there is anything we've learned from the market since the bailout, the market generally moves with high correlation in all industries and market caps extremely quickly and with erratic and sometimes illogical directions.
Retail investors have no way to survive such an environment.

>>20007439
I'm relatively new to all this stuff and I'm not in the US, but I'll add some precious metals both in physical and paper form, up to 10-15% of your wealth (excluding house, maybe).
I was referring to FIRE cz of safe withdrawal rate, you'll have to find out your own SWR based on your blend of assets.

>>20002110
I never met a firefighter that was unhappy with his job

>>20007289
>>20007488
Look up Barbell investing from Nassim Taleb

>>20007627
Not the nerd you're replying to, but I just reddited that reddit place and calc'd my FIRE at about 3 mil (family of 5). Net worth is ~200k at 26, with ~230k income (pre-tax). I'm looking at 40s to retire early it seems, pretty neat. Thanks friend

>>20006923
> if you're among the best and you think humanity created things worthy to be preserved, spread your genes.

I can agree with that

>>20008006
You are welcome, friend. Just remember that scenario you calculated is only the most likely scenario, not the one that will DEFINITELY happen, so be prepared for the worst while hoping for the best.

>>20003858
>>20004504
Yeah waves is how it is. A BS in aero you'll either get stuck writing procedures all day or you'll be a manger, depending on how good you are at kissing ass. The most important thing RIGHT NOW for your career determination is to do extracurricular projects. Once you have work experience, learn to say no to bitch work. Finish jobs, don't jump around, and DONT take credit for others work.

>>20003858
>Graduated with aerospace degree but could only get a job in as a mechanical

Life is suffering

>Be 25
>Just dumped $500 into a ROTH
>Have $2000 ready to invest, waiting for another set of dips
>Will graduate with mechanical engineering degree within a year
>Working @ 15/hour + consistent overtime right now, kept in shape
The only thing that worries me is the political shit boiling over, though it's probably just more people being infected with media hysteria than 2016 and it'll fizzle out come 2021.

>>20003413
That's how I dress. Super comfy, practical, and more modest than muscle shirts or t shirts. Also that's greek yogurt, not ice cream.

>>20002110
I loved being a construction inspector. I was the asshole who drove up to the site to tell people why they’re wrong.

>>19997894
I won’t be able to fucking do it bros. I can’t do this shit for another 30 years. As soon as I pay off my student debt I’m fucking quitting. I’ll need to start a business of some kind, maybe something on my computer but fucking hell I can’t do this shit. I don’t even need a lot of money, I just don’t want to do work that I don’t care about for the rest of my life. How the fuck anyone does this is beyond me.

>>20008279
hoodie is a meme, it's not actually practical. too heavy and teh cap is never used, its only there so you can look like a lowlife.

>>20007999
>Barbell investing from Nassim Taleb

I have heard of this. Again, only applies to people with a net worth that is actually capable of investing efficiently in such strategies. I would say the barbell system would be interesting if you had around $1m+ cash equivalent and a normal income from either a job or business. It limits your upside but mitigates your downside in a similar way as buying $1k worth of options vs 10k worth of stocks.

>>20008252
Get into mechanism design unless you want to be a tetris CAD monkey forever. If you get good any aero place will be happy to hire you, it's fucking hard to get all the details right so anybody with experience is always in demand.

>>20004341
>given basically enough to secure financial independence with minimal work on a silver platter

>blows it

Yeah I'm not feeling real bad for you here

>>20001269
buy gold and silver you fucking retarded piece of shit quit bitching and make america use real money again
fucking weeb
>t. ARTICLE 1 SECTION 10 OF US FUCKING CONSTITUTION

>>20004341
Lmao fucking dipshit

>>20002110
special operations guys all seem to love their jobs while pretty much every conventional guy hates it.

by conventional i mean like regular infantry and most positions im not including shit like TACP Marine recon or aviatiors bc those are kinda specialized and have selections.

Also coast guard guys seem to like their jobs.

Lazy cunts the lot of you. You stop working when you are dead. I'm not saying you should wageslave, but you better be improving some hobby or passion.

>>19997894
only 32 more weeks until I can retire
t. DMG holder

>>20008947
>>20004348
>>20004354
>>20004456
>>20008868
Don't care I have more money now than all of you teenagers/neets got 3 flats in London and 210k in cash/gold/crypto so you can laugh all you want at a mistake I made when I was 21

>>20001325
Based retard 500k in your shithole country is more valuable than in a developed country

>>20008252
Way more $in mechanical.

Source:have both, graduated 2018, worked aero for like 65k at a yuge plane company making ass because you're basically a government employee.

Left after 8 months to be a pm, made 105k my first year.

Moved on to a different company now in tech sales, my base is 110, if I hit quota (most likely) I get 140k. 2nd year here commission structure goes to 200k.

I'm 25.

>>20002528
In 1985, Powell married Elissa Leonard.[9] They have three children[15] and live in Chevy Chase Village, Maryland, where Elissa is chair of the board of managers of the village.[45] In 2010, Powell was on the board of governors of Chevy Chase Club, a country club.[46]

Based on public filings, Powell's net worth is estimated to be as little as $19.7 million and as much as $55 million.[2][3][47] He is the wealthiest member of the Federal Reserve Board of Governors.[48]

Powell has served on the boards of charitable and educational institutions including DC Prep, a public charter school, the Bendheim Center for Finance at Princeton University, and The Nature Conservancy. He was also a founder of the Center City Consortium, a group of 16 parochial schools in the poorest areas of Washington, D.C.[19]

Powell is a registered Republican.[1]

It’s never ok to threaten others, maybe write a kind letter asking him to stop the brring

>>20003374
Good luck anon.