/biz/ - Business & Finance

>>19610908
gay, learn proper finance before asking those retarded questions, nothing is going to lose its value day by day

Boomer rocks for savings
Stocks for financial gainz

Everything else is a Pooojeet/Fed scam

>>19610908
gold is the only thing that definitly doesnt lose much of its value

>>19611498
gold is speculative and could lose half it's value in a month

AMT EQIX 60/40

Done

Equities are the best long term investment to store and grow wealth. Cash loses value to inflation. Bonds hold value. Gold mostly holds value but has the small potential for loss, silver is the same but with more upside potential. Bitcoin is not an asset, buying it is speculation not investing. Real Estate is speculation, not investment, and requires more upkeep than the other options. Equities are nearly zero risk over the long term.

>>19611992
no, just no

>>19610908
buy div, collect high yield dividend spread over various stocks

Just buy all those things. Read something about 21 uncorrelated assets is when the benefits of diversification start to diminish.

>>19612333
explain 2013

>>19610908
>cash
no
>stocks
no to individual stocks, yes to ETFs
>property
good choice
>bitcoin
NO!!!
>bonds
when markets are tanking
>gold
when markets are tanking heavily

There you go boys. Invest like a genius.

Gold is going to $0.

>>19612252
Try telling that to Japan. Past performance is no guarantee of future results.

>>19612580
There was an attempt

>>19612252

>"real estate is speculation"

Retard take. Real estate is much better than equities. You have:

1) More leverage,
2) More tangibility,
3) Passive income if you rent out (which you should obviously do) is lucrative if done well
4) Better financing options (only need 10 - 20% of the value of the asset to get it at a low iterest rate)
5) Refinancing with appreciation gives you a Home-Equity LOC which you can use to buy more properties.

The work you put into it is definitely manageable with a job if you only have 3 or 4 income properties. Why do you think the Jews run the world - equity? Naw...they did it with hoarding gold and as real estate landlords.

>>19610908
property is in a dangerous bubble due to negative rates, low supply and high demand
if you can buy it outright you gucci tho

>>19610908
Gold if you plan on declaring bankruptcy. 401k or IRA stocks if you plan on declaring bankruptcy.

Regular brokerage (stocks) if you have no intention of bankruptcy.

I'm in PMs and crypto. Unironically less scammy than equities

>>19612933

There is a methodical way to acquire RE investment properties for passive income. It involves not over-leveraging yourself, having a separate full-time job, and buying properties at a rate that doesn't expose you to too much risk.

>>19612660
What does a small isolationist island nation have to do with the largest economic engine the world has ever seen?

>>19612889
You're mostly correct. I should say, real estate is sometimes speculation. The thing about real estate is that it's local. 5 acres of land or 10ksqft of office space has different values depending on where you are, it's not a commodity that can be easily compared like equities. And real estate isn't really passive income. Rentals are work. A good portfolio has exposure to real estate, but your primary investment should be equities for long term stability and growth.

>>19610908

Just going to repeat here what I said in the Warren Buffet thread.

P. E. ratios across the whole market are equivalent to technology during the dotcom bubble, and the stampede of Robinhood retail traders into Hertz has driven the price up 800%, even though the company is bankrupt and completely worthless. This is not normal or sustainable behaviour.

Yields are spiking. On Friday they went from 0.70 to 0.90. As we saw in late 2018, when yields go to only 2 or 3%, stocks crash, and precious metals soar. Indeed, the economy is so weak that even 1% yields appear to crash stocks now, as we saw in March. Trillions in money-printing have not been enough to suppress yields. The market is going to crash soon unless the Fed imposes a cap on them. This means hyperinflation.

In sum, the Fed has two options: let yields continue to rise, and crash the market by 90% in nominal terms; or cap yields to prop up the market, and begin hyperinflation, crashing the market in real terms against gold and other hard assets. There is no way of escaping this dilemma.

Warren Buffet is sitting out of the market, and probably waiting for a cap on yields to be announced before he makes his next move. In the mean-time, it is widely speculated that he is hoarding silver. (https://www.youtube.com/watch?v=AcM6aqWUm6k))

>>19612889

The average house price is still 8x times earnings. Meanwhile, precious metals and commodities have never been so cheap. A person who wants to be successful should buy undervalued assets, not overvalued assets.

>>19613824

I agree with your last sentence: you make the most money in real estate the day you buy a property. Lots of mistakes in RE are made by buying overvalued properties, and the most money is made by people who find niches and undervalued regional property.

I'm not saying RE instead of equity/bonds...but rather in addition to. My personal preference however is RE and gold.

>>19612252
this is stupid. "equities are nearly zero risk over the long term" is something that can only be said because of anomalous prosperity we experienced the past 12 years.

also stock market is overinflated currently

>>19614277
Did you see the previous image? Here's another one showing the same thing from the other direction. How many times do I have to post this stuff before you retards understand?

>>19613995
>Lots of mistakes in RE are made by buying overvalued properties, and the most money is made by people who find niches and undervalued regional property.

Which is the nature of speculation. By your own argument you prove that RE is mostly speculation rather than investment.

>>19612825
West will abolish gold trade to hurt China and Russia wealth. With no trade and no way to sell gold at good price they will collapse in a decade.

>>19612252

>Gold mostly holds value but has the small potential for loss, silver is the same but with more upside potential.

Gold and silver have no potential for loss in this kind of environment. They are inversely correlated with a drop in real yields. Tens of trillions will have to be printed to keep the yield curve under control. We are going into the same kind of circumstances which we had in the 80s, where gold goes up 10x and silver miners go up 100x. Anybody who is not invested in precious metals now is missing the opportunity of a lifetime.

>>19612252

>Gold mostly holds value but has the small potential for loss, silver is the same but with more upside potential.

Gold and silver have no potential for loss in this kind of environment. They are inversely correlated with a drop in real yields. Tens of trillions will have to be printed to keep the yield curve under control. We are going into the same kind of circumstances which we had in the 80s, where gold goes up 10x and silver miners go up 100x. Anybody who is not invested in precious metals now is missing the opportunity of a lifetime.

If you think that equities are a safe bet, look at the Great Depression. Adjusted for inflation, if you had bought stocks just before the great crash of 1929, it would have taken you 80 years to recover your losses. See also the Nikkei in Japan once their central bank, like the Fed, had completely monetized the debt.

>>19613311
Japans stock market never recovered from their crash

>>19614411

Well yes, I suppose that you have to project/suspect that certain properties will increase over time. But I would say that RE is less speculative than equity because you should be able to do well in RE even without appreciation. The rental income alone should be good enough, and additional RE equity is just a bonus.

>>19614580
I ask again: how is the equities market of a small isolationist island nation relevant to the equities market of the largest economy in the history of the world?

>>19610908
25% cash 25% equities 25% bitcoin 25% trade opportunities

>>19614865

Japan still has the rest of the world to trade with, and so continues to hobble on; whereas, when America falls, everybody will collapse into a depressionary state. There is no country for America which can replace what America is presently to Japan. So what happened to Japan is going to be far worse for America.

>>19615405
By your own argument, the only real risk in equities is total worldwide economic collapse and longterm depression. I like those odds, I'll keep my money in stocks. Of course you should always prepare for collapse by holding gold and lead, but letting that fear control your overall investment strategy is foolish.

>>19612889
based, but why only Maples? Are you a cucknadian?
You better be not a cucknadian!

>>19615488

>By your own argument, the only real risk in equities is total worldwide economic collapse and longterm depression

Cart before the horse. What I'm saying is that the collapse of America will collapse the rest of the world with it, because the world economy is so closely tied to that of America. In the modern age, stock markets tend to rise or fall together.

Unless you can show how yields can rise without collapsing stocks nominally, or yields can be suppressed without collapsing stocks really (see >>19613751), as they did in Zimbabwe or Venezuela, 90% losses in equities are inevitable.

>>19614865
>3rd largest economy
>small

>>19615488

>By your own argument, the only real risk in equities is total worldwide economic collapse and longterm depression

Cart before the horse. What I'm saying is that the collapse of America will collapse the rest of the world with it, because the world economy is so closely tied to that of America. In the modern age, stock markets tend to rise or fall together.

Unless you are able to show how yields can rise without collapsing stocks nominally, or yields can be suppressed without collapsing stocks really (see >>19613751), just as they "melted up" against gold in Zimbabwe or Venezuela, 90% losses in equities are inevitable.

>>19615559
>Unless you can show how yields can rise without collapsing stocks nominally, or yields can be suppressed without collapsing stocks really , as they did in Zimbabwe or Venezuela, 90% losses in equities are inevitable.

this point cannot be argued against, completely correct

>>19610941
This but boomer rocks for savings and BTC for financial gains

The stock market is now flooded with freshly printed central bank helicopter money

>>19615597

Sorry, deleted my post to rephrase it; you were replying to >>19615585

>>19611992
Are you black or just stupid? Gold is speculative? Listen retard. What you and many Jew brainwashed Americans don’t know is that GOLD IS REAL SAVINGS. The literal ENTIRE point in buying gold is because the dollar is a scam fraud. The dollar value of gold is fucking IRRELEVANT. If the dollar disappeared from planet earth tomorrow morning... my wealth in gold would remain entirely unaffected. Did gold all of a sudden become valuable when America was born and the dollar was created? NOPE. So why would you be valuing gold in terms of dollars? Also... it was gold that gave value to the dollar so logically it makes zero sense to value gold in terms of dollars.

You value gold and silver using ratios to other REAL assets... of which gold is very undervalued and silver is the most undervalued asset in earth right now. Remember, a silver piece the size of a silver dime has been a days wage for thousands of years, and is still true today in much of the world... Americans are like OMG when they hear some gook rice paddy farmer making 2$/ day but that’s right in line with sane historical economic reality since that 2$ will buy you a silver dime at a coins shop. Some fatass American selling insurance and providing zero real value for society making 300$/day is making the equivalent of 15 ounces of silver a day which flies in the face of all sane economic reality. So you MAKE IT with gold and silver after the deflationary collapse of all asset prices. Literally 1 silver ounce costing 20$ is equal to at least 14 days wages post deflationary collapse. Since 14 silver dimes equals one ounce of silver. And I say at least because it might end up being 3-5x that since there’s much less silver available and billions more people on the planet.

>>19615712
To add to this... I own gold and I HOPE gold goes back down to 300$/oz because that means our govt isn’t out of control anymore. And gold at 300$/oz doesn’t mean I lose at all because of gold goes back to 300$ that means a Subway footlong sandwich will go back to being $1.99. Unlike 8$ or whatever it costs now.

You need to understand that gold is just savings. It just sits there. The dollar price of gold changing just means how unstable, Volatile, and lack of store of value the dollar is.

American making 300$/day is entirely made possible by inflation. You have the opportunity of a lifetime even getting just a measly 200 ounces of silver and few ounces of gold. You don’t even need that much. A lot of gold bugs think they need 500k in gold to protect 500k in dollars which is pure nonsense. When it all collapsing only a little bit of gold will buy a home. You buy assets for literally a penny on the dollar for what it cost you to buy that gold and silver in the fiat paradigm. It isn’t just to maintain your value except in the fiat paradigm. I mean it isn’t like your going to have a dollar collapse and Main Street burning down and you are going to be living life normally paying your 2k mortgage with gold ounces and buying a Frappuccino at the Starbucks drive thru as roving gangs of niggers are raping formerly well to do housewives 200 yards away from you in the middle of the street.

You take that 200 ounce of silver buy an apartment complex free and clear... accept the new currency and live like a king... even leaving 25% of your units to hot wives who don’t have to pay anything and just give you head for rent each month since you won’t have a mortgage and you’ll be making more than enough. With the other 75% of occupants

>>19615547
Not just that he’s a chink. I can smell the bat stew

>>19615712
>>19615843
I'm planning to put 10% of my net worth into gold and silver
when I say it's speculative I mean the price is influenced by supply and demand and you could lose money buying gold if the collapse never happens

>>19615712
>>19615843
BRING BACK THE GOLD STANDARD

>>19616349

>>19615843
Should I keep my gold separate from my other investments when it comes to valuation of gains/losses, and rebalancing?

>>19616122
The price is NOT influenced by supply and demand. Gold was 20$/oz 100 years ago and that’s when most American owned gold. Today nobody owns gold and it’s $1700. 20 years ago gold was $250/oz. you think the demand for gold has quintupled in a mere 20 years? Your nuts. Gold just tracks inflation. And you can’t lose because in the fiat paradigm it it just moved along with inflation. Sure there’s some manipulation and if you buy gold today and sell if it drops 200$ you lose some fiat value of you sell... but the entire point of buying gold is for when the dollar collapses. When the price of gold goes up that is completely different than when the price of amazon goes up. You need to understand GOLD IS REAL SAVINGS. So it’s IMPOSSIBLE for it to be speculative. Amazon stock and crypto are INVESTMENTS. There is a difference between savings and investments.

Gold is MONEY.

100 years ago a good weekly salary was 20$ and one ounce of gold equaled 20$. Now over the course of 100 years that 20$ which used to be a good weekly salary now doesn’t even buy you 4 Taco Bell value meals... so if you held that 20$ in your pocket for 100 years it all your savings was destroyed from working your ass off for a week in the year 1920. But if you held that works payday for the week in gold. That gold ounce if you kept in your pocket for 100 years and brought it to a coin shop you’ll get $1,700 for it in fiat and $1,700 lo and behold is a good weekly salary. Get it now? Gold is savings.

>>19616495
explain 2013

>>19616396
Absolutely. It doesn’t matter what the price of gold is. You should be totally indifferent to gold dropping 500$. Sure.... obviously if you sold gold before a 500$ drop in price and bought equities and equities go up you can then cash out and buy more gold. But we are entering the end game here now so it isn’t worth the gamble especially if you have 10-20 ounces of gold.

What people don’t understand is... gold is WEALTH and a real asset. All the other shit is overinflated financial assets. So when the music stops you need to be in gold at least in part or you’ll be fucked.

This is why I hate trump supporters muuh stock market at all time highs. When it’s all the inflationary.

>>19616495
If gold has the same buying power now as it did 100 years ago,what's the point in holding it? Whereas if I had invested in stocks 100 years ago I'd be one of the richest men on earth...

>>19616518
Comex manipulation. Fed still had bullets. Etc etc. They are manipulating the price of gold and suppressing it. So like I said... yeah.... I’m you can buy and gold will go down maybe and if you sell you do realize a loss, but that’s not the reason you are buying gold in the first place.

>>19616593
Currency reset. 10’s of millions more people in America. Billions more on the planet. It’s going to slingshot correct to the other side. Remember... the primary function of money is to MEASURE value. Money is a barometer to measure value. I mean the whole point of biz and investing is to find undervalued shit. Silver is the most undervalued asset on planet earth. Everything since 1913 has been inflationary. If gold and silver just maintained your wealth even in a currency reset... then there’d literally be no point in buying gold. What’s the point in maintaining your wealth when everyone else is destitute?

Remember the old story of the hotel bellcap in Weimar Republic Germany who had I think it was 5 ounces of gold saved up? And after hyperinflation he was able to buy that entire hotel or city block with measly 5 ounces of gold.

What are the constraints of the horizontal axis?

>>19615712

baste

>>19616722
cont?

>>19616821
Note: I had to leave out cripple and stellar because their supply literally eye fucks my chart

>>19616771
Rate my stack

>>19616899

Do more squats, deadlifts, and bench press. Eat less junk food and emphasize clean sources of protein such as fish, chicken, and steak. Drink lots of milk, and ensure you eat your vegetables. Get enough sleep, and ensure your fat loss and muscle gain continues for the long-term.

And of course, please send pics and vids of your progress.

>>19616821
cont?

>>19610908
>cash
You'll get jewed by inflation
>stocks
You'll get jewed by deflation
>property
You'll get jewed because prices are entirely speculatory and have no relation to income generating capabilities
>bitcoin
You'll get jewed when the government bans it
>bonds
You'll get jewed by haircuts
>gold
You'll get jewed when the government confiscates it

>>19615843
How much gold + silver do I need to be in the upper 1% of 1%ers in a post dollar world?

>>19616705
Are you the anon that wrote the mercury dime blowjob posts? What do you recommend for somebody that is on the move a lot and doesnt have a place to store their PMs? Should I just niggerfy myself and wear it?

>>19617211

A fuck ton. I think some dude on reddit calculated that you needed 17oz of gold and 500oz silver to be top 1% of PM bullion owners.

extremely new to investing. i've only ever held a single etf before. i read that schizophrenic autist's pasta about sqqq and did more research into it. it's the lowest its ever been at ~$8 now. if a financial crash does happen in the near future, what do you think is the highest it could reach?

>>19617409
Thats it? You can effectively control 80 oz of gold for $1000 with some junior mining stocks.

>>19617409
500oz silver is doable, but I prob won't make it to 17 oz gold.

t. stacklet w 150 oz silver + 0.80 oz gold

>>19617465
Dont buy SQQQ. What you dont see on the chart is all the reverse splits.
Multiply $1 by 0.9, 1.1, 0.9 15 times and let me know how much of your dollar is left.

>>19617501
what should i buy when the market tanks that is amplified but doesnt' have reverse splits?

>>19617529
Puts directly, but you need to time it correctly. keep in mind, if people know a crash is coming the IV will be off the charts and you wont make any money on puts. You always make more money on upside. The other problem is they change the rules. For example I had puts on HYG the junk bond ETF. I was right, but then the fed said they would buy junk bond etfs and im actually wrong.

>>19617592
i dont want to deal with options because i'm too lazy to fill out the application to get accepted for them at my brokerage. are there any leveraged bear etfs that i can buy that don't do reverse splits? also is there a site that can tell me whether a particular etf i'm looking into has ever done any reverse splits? thanks for spoonfeeding me anon

>>19617635
Any inverse etf uses options and underperforms the underlying. Hence the need for the reverse splits.

>>19610924
>nothing loses its value day by day
Retard

>>19617635
>>19617686
See pic related. Note it swings either way by 10% but it is decaying.

>>19617223
Yup

>>19616899
>stacking those hideous counterfeit looking indians
>not spending a few cents more for some clean looking maples or kruges
fucking why

>>19616593
>>19615843

>You need to understand that gold is just savings. It just sits there.

>If gold has the same buying power now as it did 100 years ago,what's the point in holding it?

ZwVS5hkD is correct to say that gold is money, and preserves purchasing-power, but it does still more than that. Under certain conditions, it vastly increases purchasing-power. Mike Maloney shows how, if, since 1920, you had changed between gold and real estate, moving from either asset class into the other when it was comparatively undervalued, you could have turned 1 house into 480.

https://www.youtube.com/watch?v=l-knwwD-PZc

We are about to go into an environment which is perfect for gold--one with low real yields. This is like the time when it went from $35 to $800. Gold has also never been so undervalued as it is right now.

The miners add even more leverage to this principle. When silver went from $1 to $2.5, the average small-cap miner went up 150x (not 150%). A person could have turned $100,000 into 15 million. We had a taste of this from 2008-2011. First Majestic, for example, a mid-tier silver miner, went up 17x.

>>19615712
>>19615843
>>19616899

based gold bull
...D-don't be lewd tho senpai >.<