/biz/ - Business & Finance

>>19398399
>living in a racist desert state

>>19398399
Fuck off, we're full

>>19398399
>col
erm.. what?

>live in lowcol area
>made it
you're right

>>19398418
it's based as fuck

>>19398399
Good thing i live in Toronto. I'm going to make it

Lower coal, lesser toll

>>19398418
>texas
>racist
>desert

you don't know shit about texas

>>19398421
I live here already dumbass

>>19398423
Cost of Living you brainlet

>>19398424
based

>>19398442
Toronto is high COL faggot

>>19398418
Only thing worse than racists is niggers

>>19398418
I wish Texas were racist.

>>19398462
>implying texas isnt a racist desert

pic related, cowboy

>less than 80% white
>making it
This is the real making it

https://en.wikipedia.org/wiki/List_of_U.S._states_by_non-Hispanic_white_population

I currently live in California (republican) but will move to one of these states once I save about 500k

>>19398603
>>19398594
I wish /pol/tards would stay confined in their boards

>>19398418

Sounds good to me.

>>19398594
Not wanting your state to become mexico makes you racist?

>>19398622
plenty of third world countries with lower cost of living than texas

>>19398399
if i ever make it and have over 1 million in assets i'll prob stop working and just buy a house and live off passive income like dividends/staking rewards. i might do the expat thing though living in someplace like SE Asia or south america is very cheap compared to the US and the dollar goes a long away (at least for now). i'll also prob get over a million when my parents pass on in the next 20 years unless they end up in a nursing home for years and lose all their money.

i don't really have any plans to get married and start a family but if i do you're gonna want to live in a place with good schools and plenty of stuff for kids to do. a lot of these places that have big houses for sub 300K are in the middle of nowhere with bad schools. like florida is going to have really cheap housing in the next 20 years as boomers die off but i would never want to live there.

>>19398603
maine is pretty decent but some areas have huge somalian immigrant populations so you're gonna want to avoid them if you're a /pol/tard. portland is pretty nice though. not a bad area to live in.

vermont is very liberal i don't think you're gonna want to move there.

west virginia is full of opioid addicted hillbillies and white trash.

NH is fairly politically conservative in some areas and is very white. i'd say your top 2 choices should be maine and NH.

had a meeting with the big boss today who said that we're probably going to shift to permanent WFH, which means I'll be free to move anywhere and keep my current job.

thought about it for a bit though and there's nowhere else I really want to move. Already live in a low tax, low COL state with zero income state income tax, and have a place right on the beach. what else could another state offer?

>>19398709
what state anon?

Cityfags BTFO

imagine paying $3,000/month to live in a fucking box surrounded by nothing but concrete and minorities (60% of NYC is not white)

>>19398731
based

>>19398723
Florida

>>19398594
You're only larping as a retarded redditfag, right?

>>19398399
im in the process of buying my first investment property in texas. its just so damn cheap and the rental rate pays the mortgage itself. free house once you get around the downpayment.
>>19398731
plot twist i live in nyc and family owns a building here so i get the best of both worlds while also knowing that one day i'll have a multi million dollar building to rent or use as collateral etc

>>19398731
>Arizona
I too enjoy living on the surface of the sun.

>>19398796
>american education
>>19398771
Florida is based

>>19398418
What? Texas is cool man.

>>19398793
where at in Texas?

>>19398603
Wow Kentucky is pretty fucking white

>>19398833
rather not say bc i do plan on making this a lifelong thing and buying a second place in another 8 years if all goes well in terms of career etc

>>19398813
>Europoor thinking that Arizona being hot AF is a meme

>>19398849
well u can just say the general location like near houston or austin

>>19398796
weak bait
>>19398813
post hand, nigger. i need your data to reinforce my confirmation basis that darkies are inherently dumb

>>19398863
>>19398868
fucking retards, the OP's house was in Arkansas but you all think it's Arizona. You're the dumb nigger here

>>19398885
I was only pretending to be retarded

>>19398867
texas. you'd be dumb to think austin is a reasonable place to buy. its so inflated right now, it'd be like buying property in nyc. pay an extremely high price just live in teh outskirts or pay millions to live in the action of it.

but overall many places in texas are a good investment. cheers to this good thread on /biz/ for once. doubt it'll last more than a couple posts bc everyone on this board is brainless and only wants to talk about coin

>10k cost of living 100k income
>40k cost of living 200k income
I wonder which one is better.

>>19398675
You’re a smart guy. Do the right thing. Grow some balls. Make the right decision and start a family. Put yourself out there. Make your best life with someone. You’re not supposed to end up alone.

>>19398709
my friend just found out he's working from home until at least 1/1/2021

i wonder how working from home becoming the standard is going to affect cities. if tons of places move to WFH then people are obviously going to move away from places like NYC and LA where you have to pay 2K a month for a studio apartment.

so I noticed this house
>>19398399
is only slightly more than this house
>>19398731
but the estimated payment is nearly 2x as much. I'm guessing that's all property tax. So in Texas, are property taxes really that much? You'd be shelling out near what I pay in rent in taxes every month just so you can pay for welfare for illegal mexicans. If that's the case no way in hell I'd ever want to move to Texas.

>>19398920

Not very many places offer that scaling unless you’re a professional. Areas like Chicago and NYC don’t scale like that, barely better incomes for much higher CoL.

>>19398920
Flyovers can't conceive of a high salary, they cope with muh mortgage while making 60k a year

>>19398949
i don't know man. i really enjoy my privacy. i've dated women but they always end up annoying me after a while. i don't want to get married and have kids and then end up hating my wife and paying child support/alimony when we get divorced. i've seen it happen to friends and it sucks.

>>19398950
hmm I wonder. people live in those cities because they like urban life. Plus, if you work in a particular industry (e.g. tech in CA, finance in NY) then it's helpful for your career to be where the action is. that said I do expect commercial real estate to dump pretty hard

>>19398992
some people like urban life but a lot of people live in places like NYC because it's awful to commute on a daily basis and they work there. if let's say 25% of people working jobs in NYC move to WFH (which might be high i don't know) i imagine there will be a ton of people moving out of NYC to places with cheaper cost of living. i mean NYC is so crazy you will pay $800 a month for an apartment that's like 2 times the size of a jail cell.

>>19398978
i hear you. as nice as it seems to have a woman around they get on your nerves really damn quick. Plus when you're living together everything becomes about her & her wants. I do feel a strong urge to want to start a family, but I just don't think I could stand living with a woman again. Done it before and it was hell on earth. Plus you never know when they're going to stick a knife in your back.

>>19399011

Haha, that’s charitable. There’s no such thing as an apartment less than $1300 in NYC, of any size

>>19399028
in mahattan yes, but you can get cheaper apartments in the other boroughs. still ridiculously expensive though.

>>19399028
even $1300 seems cheap to me. I lived in CA until 2018 where I was paying $1800 for a 300 sq ft studio apartment. There was nothing cheaper anywhere. So glad I'm out of there.

>>19398956
probably HOA fees ya dumb rentcuck

>>19399046

Yeah, maybe the Bronx. So you’re literally buying a prison cell, for $1000.

>>19398399

>>19399077
keked and checked

>>19399077
I live in an apartment and there's absolutely zero noise. Find a place that's all concrete, not some creaky old wood building

>>19399077
>>19399088

daily reminder that driving a car is for cucks and if you're not tearing up the rode on a $7 tank of gas, swerving around traffic faggots late for work, your girl is probably getting fucked by Jody

>>19399175
Forgot pic of my wonderful woman

>>19399182

Nice cuckdog and pocket rocket closet fag

>>19399182
>my wonderful woman
Kind of hairy for my taste, but get it, anon

>>19399175
nah i've seen tons of people driving like idiots swerving all over the place because they're texting while driving. not gonna risk getting killed by one of them on a motorcycle. also i live in a cold weather state. not paying insurance for an entire year when i only use it for 6 months.

I thought Connecticut is for rich people?

>>19399201
Doggo's gonna rek ur shit

>>19399210
Grow some balls and deal with the cold. Unless it's below 25 degrees you'll be fine. As long as you're aware of the Karens you can easily swerve around them.

>>19398418
Sounds good

>>19399228
motorcycles are cool don't get me wrong. i do want to get one eventually when i make it but i don't think i would ever use it as my daily vehicle. only for rides in the country on spring/summer/fall days. shit like that. MC insurance is kind of expensive though so i'd have to be fairly well off before i buy one just for fun.

>>19399077
Chainlink: Set
Leverage: Tuned to a reasonable amount (aka maxed out)
Raging: Loud
Yep: it’s gambling time

>>19399268
never mind just looked it up MC insurance isn't that expensive. i think my parents just lied to me and told me that when i said i wanted to get one.

maybe in a few years when i buy a house i'll get one.

That house is garbage.

>>19398723
Florida sucks, don’t go there

>>19399228
Driving a motorcycle when it is below freezing is retarded. One ice patch and you will eat shit

Me and my friends are all considering moving in next to each other on plots of land in the country & building yurts. Each plot is 8 acres each all next to one another side by side. About $30K for each undeveloped plot.

>>19398442
Rich as fuck Etobicoke anon checking in.

>>19399280
cringe

>>19399182
lmao can't wait for the dashcam footage of your face smeared across 100 feet of road

>>19399294
Lol I was just about to say, it's like 25 dollars a month for a newbie. It's even less for someone experienced.

Any FL anons here? Looking at Pensacola beach, Sarasota, or anywhere really close to the coast. I love the ocean and the sun, and am looking for a house in the 200k range. I could care less about politics at this point, I just want a comfy home with a tad bit of privacy in a warmer climate. Am small business owner and work from home.

>>19398594
that map is stupidly inaccurate

t. Alaskan who lives in rainforest.

>>19398418
If only

>subdivision
>made it

Yikes

>>19398418
Only South Texas is Desert.

Also racism can be epic and cool.

What the fuck is 0.5 bath?

>>19399799
Toilet and sink, no shower or tub

>>19399799
A guest restroom without a shower

>>19398399
>COL
You mean NIG?

>>19399849
We call them COLored's in polite company

>>19399832
0.5 bath can also have shower sometimes

>>19399950
really? i thought that was 0.75 if it has a shower but not a tub. 0.5 almost always means just a toilet and sink.

The wages are higher in higher cost areas..unless you work at mcdonalds...which you probably do because you sound like a redneck who lives in north carolina.

>>19398399
This house is in a flood zone and hurricane season is about to start haha

>>19398796
its really not that bad bro

>>19398421
you realize more people coming in will increase asset values right?

>>19398731
>>19398399
is this what trump voters think a wealthy person's house looks like?

>>19398796
the house that was posted is in arkansas though not arizona. aren't houses pretty expensive in arizona compared to a shitty flyover state filled with white trash like arkansas?

>>19398418
>>19398594
Go back

>>19400242
plenty of wealthy people live in normal sized homes. some of them don't feel the need to buy giant houses with space they don't need and huge property/school tax bills. warren buffett still lives in the house he bought in 1960 even though he's got more money than god.

>>19398956
No state income tax in tx...so the property taxes are 1.5-2% to make up for it.

>>19398594
Why aren't you on your reddit safe space this place is not for you

>>19398594
kek

>>19398399
small shitty house with an archway scaled to fit a city hall

>>19398731
>b-but mcmansion

Says the citycuck paying 2k pm to live in a box 8 floors up next door to niggers and get mugged whenever they leave their flat

>>19400784
oh it very much is for him. you are looking for /pol/ where you can exchange your racist nonsense with other poor and uneducated flyover state residents. go there and don't come back.

>>19398731
>Castletown

How many castles are in this town?

Yeah, that's what I thought.

A fake name for a fake town in a fake country.

Stay fake americucks.

> t. comfy in my European Castle

>>19399011
$800 is the price of a cheap ROOM in NYC, and I'm talking about Queens/BK/BX not Manhattan because a room there will be over $1200 unless you're sharing the room on bunkbeds.

That being said, lmao@ this thread. People are brainwashed by the low cost of living meme. Yeah NYC is expensive, but you get paid way more there. Garbage men make $150k there. I'd rather be in a box in NYC than in the middle of the US in a house. Makes me sick just thinking about it

The only reason I hate renting is because I don't wanna sit on other people's toilets. That whole idea creeps me out

>>19398399
>Low cost of living
>Estimated payment of $1718 a month for several years

>>19401260
points this out, misses the fact its computer generated.

>'what is this, a house for fucking bytes!?!?!'

>>19398418
Cringe

>>19401260

In Europe you pay that much for a house the size of a coffin. Forget about having a garden.

>>19402416
Also property taxes that are some of the highest in the country
FUCK THAT

>>19402440
Also the demographics of the city
>19.5% black
>28.4% Latino of any race
OP IS RETARDED

>>19402366
well if you buy a home that wasn't just built you're going to be sitting on somebody else's toilet. just put a new seat on when you move in they cost like $20.

>>19398399
>>19398731
American architecture is disgusting desu

>>19398731
>McMansion
>Bumfuck nowhere Arkansas
>195k paying $904/mo where there's barely any work

>>19399097
i live in a brand new place that's all concrete and noise still seeps through. you're probably a normalfag who impaired their hearing by listening to loud music or going to parties (something like 85% of normies have ear damage by their twenties). an apartment will always have noise, if nothing else the plumbing and ventilation system are two unavoidable sources of noise even if most people aren't perceptive enough to be bothered

>>19398949
Fucking shill, women can't be trusted. You end up alone either way

The way to do it is move to a city, make $200-400k/year and save most of that to retire back home. Even in high cost of living areas you should be able to easily save well over half your income. What I don't get is why any poor person would live in a city.

>>19398418
Racism makes safe peaceful neighbourhood.

>>19403276
As someone that's lived in rural Alabama that's factually bullshit

>>19403300
You have to be white though.