/biz/ - Business & Finance

>I feel these colleges are banking on these dumb hoes
time to off urself /biz

>>19376593
Higher ed is a literal pyramid scheme. Professors con students into pursuing graduate programs with very little jobs available. They get more coin by having more students to teach, and everyone who doesn't wiggle their way into a FT professor position has to choose between making $15/hour as an adjunct or at Starbucks

>>19376593
How do I get back on tinder after being v&

Everything that isn't stem medicine or business is a near guarantee to this kind of life. I overheard the barista at Starbucks once talking about how she was working on a PhD. Its comical how badly these people have fucked up their lives

They are lying.

>>19376662
How did you get v&?

What about architecture

>>19376643
well said.

>>19376662
likely to be tied to your mac address so you'd need to use another device and create a new email with no ties to the old one. most important don't repeat the behavior that got you banned. if you don't like someones vibe, that's not justification to be rude. just don't bother them.

>>19376724
i have an employee at my cafe that is getting her masters. i can't even imagine how much debt she has. she's really nice and hard working i feel bad that she's doing everything "right" but it's going to be an uphill battle in life for her. i don't have a degree and i'm comfy in life.

>>19376793
are you in a program right now? the licensing and stuff is really intense. there are only 2 or 3 programs in the state of california that are actually accredited (5 years of school plus 2 years of internship). the program at cal poly is the second most impacted program in the state.

it's a lot of time and effort and whether the juice is worth the squeeze is debatable.

>>19376593

A lot of people just treat uni as an adult daycare or go because they think they should. There isnt really a conscious decision about the cost or what they can get out of it, they just go through the motions and end up with a ton of debt. Its worse for a degree that is either too broad as a bachelors and requires further study, or doesnt have any real practical application.

Psych is a classic for this, you have to be an autism level researcher with high grades + masters to really get anywhere, but you still see tons of fairly average people go and get a bachelors in it, fumble around and then end up working a job that doesnt have anything to do with it. Fuck I know somebody who spent thousands on a Natural History bachelors and now works at Mcdonalds.

The college system is designed to bring you in and take your money instead of really prompting you to question wether or not its a good investment of your time. I really do believe there should be less stigma around taking a gap year to work before studying, would help a lot of people. I am saying this as somebody who went to uni straight after high school and graduated in 4 years to a good stem job.

>>19377315
Good point.

I am getting a masters degree in legal studies for energy law, but my employer is paying for it. Not sure if it will help, but its only a year program.

Actual redpill
Black girls are comfy. They want to estabilish a family, they will work, they are great in bed and will take care of me.

>>19376593
They all KNOW... they just don't give a shit. Really, the individuals motivation can only from within... not from others. They have to make that choice.

>>19376610
schizo

>>19378000
Fucking checkem
>>19377943
No, the actual redpill is that your a lazy sack of shit who does not want to help man kind and is to stupid to realize that's why he feels bad about himself. Why the fuck are you here? Stay the fuck away from our markets, little fucking beta male.

I'm on probation for having sex with a 12 year old who lied about her age. Was facing 20-30 in prison but luckily I have money.

I can't be too picky, I'm not free of sin.

>>19378000
This. They go with good intentions but quickly realize the folly. At that point, they're already inundated with socialist propaganda, which tells them to just stick around and maybe stretch their education out as long as possible because someday soon a Karen like bernie sanders will be elected president and "wipe all student loan debt."

It's easy to assimilate such expectations when the hypothetical future serves your self-interest, and contrary points of view are expelled without mercy.

>It's another episode of incel boy who cant get laid so he posts on an anime forum to circle jerk with his fellow virgins

>>19378012
Wish I could believe people like you, anon. Really do. I honestly try to convince myself otherwise, day in and day out. I hope I can maybe "see the light" of a normal worldview.

>>19376643
This is becoming more and more true. I don't think it has always been this way.

The fault, in the end, lies with the banks. It's too easy to secure a loan that students have no business taking out. If you're not smart enough or don't have the grades to enter a STEM degree/aim for law school/get scholarships, you should NOT BE ABLE TO TAKE OUT $100-200k IN LOANS. Allowing students to do so and become literal indentured servants to the banks is disgustingly evil.

Yeah yeah I know /biz/ faggots and queers like to LARP about how it's the students' faults because they shouldn't have taken out the loan/aren't smart enough to be millionaires/etc.

But you're retarded if you think that way, because in the end it's the American people who will continue to lose out while select banking corporations continue to bloat. It's creating an unstable economic gap that will eventually lead to civil unrest.

>>19378054
You are a moth. Do not approach the light. Not all happy analogies are here to help you xD

>>19377315
>Psych
As a previous Psych major with high grades and research experience this matches my experience perfectly. The choice was either go to grad school to become a therapist for teens and psychopaths or settle for a McDonald's job. Thankfully I was able to leverage my degree into a doctorate at respectable medical institution in a different field, but I skimmed my teeth doing so.

Students should have a set plan in college for how they're going to translate a bachelor's into a 6-figure salary in 5-10 years or you are wasting your money. That's why the Engineering/Law/Medical memes are so true. They are established and tested pathways to success, whereas 99% of the degrees colleges pump out will be phased out in 5 years.

>>19378041
You can’t be too picky because you must be retarded and blind thinking that a 12 is at least 18

>>19378041
>Wonder who could be behind this post

>>19378087
I will be happy or die trying on this god forsaken planet. Look look, I am happy liberal :DDDD

>>19378151
>>19378151
Not bait
>>19378131
The police and even the judge said in court there was no indicators showing this girl was not the age she claimed to be.

Its all so the banks can have a new generation of in-debt Americans who will work all their lives paying off a loan. Its like the top is looking for a way to farm off the bottom, its disgusting

>>19378113

Correct, although the question needs to be asked why the price of a degree in the US + the repayment model is so ridiculous. Here in Aus if you take out a meme degree the worst you have is 30-40k of debt that doesnt take on interest and gets paid out before tax on a sliding scale with income. I got an EE degree for 28k (18k US) and will have it paid off this year (~5 years post grad) and have not sweated about it at all. Instead of a financial death sentence its more of an inconvenience for most people to pay it back.

>>19378086
>The fault, in the end, lies with the banks. It's too easy to secure a loan that students have no business taking out.

The inflation of higher education costs likely has most of its origin in the fact that you can't default on student loans. If the government wanted to fix the college debt problem, they could make it so that people can default on student loans. However, this would mean that poorer kids would not be able to get loans (or would get them for high rates of interest), and the result would be that fewer brown and black kids would go to college. Progressives probably understand this, and so the problem isn't likely to be solved any time soon.

>>19376643
Sure. A lot of people (myself included) probably went for in graduate degrees because bachelor's degrees are a dime a dozen now. (Not to mention that having a BA or BS is no longer a great indicator of ability anymore, which may explain the proliferation of internships where people can actually demonstrate their ability to a company where they might work for real). My job with a master's degree isn't great (I'm not that well paid, but it's not difficult and it's a white collar job), but it's leagues better than the unskilled work I was able to get with just a bachelor's degree.

>>19378216
>The police and even the judge said in court there was no indicators showing this girl was not the age she claimed to be.
I can actually believe this. At least they let you off clean. A vast majority of those cases, girl is 14 and the male is 17. The male will be given the minimum sentence and zero-hopes of getting a job after release.
It is one way I truly am liberal, is I don't believe in the prison system we have now by any means.
It's another reason you can't find any trace of me online. I am truly anonymous, only a protonmail and payed for my data removal off google. I don't fuck with the state and you shouldn't either.

>>19378323
Depends on field. Medical, some business, Information Technology and Engineering make good money off BS. Few niche degrees out there to, but really think about it:
>Start a business / independently wealthy
>Trades
>College
All of which, you can still easily get fucked on if you don't make the right choices.

>>19378325
Yeah I got 5 years probation and sex offender registry. Hopefully I can get off in 3-4 years. I plan on changing my name as well. Didn't know you could pay google to wipe your data off the internet, how much did that cost?

I got 3 matches off tinder, qt 19 year olds, fucked all of them, and then hit the paywall and shadowban at the same time. F R E E M I U M pussy dude. Fuck this century. Uncle ted was right, we need to convince reddit to suicide bomb apple or some shit desu.

>>19376662
Buy a burner phone, prepaid sim, and a faraday bag. Only use the phone in locations other than your house, otherwise store it in the faraday bag. Scrub all your pictures EXIF data. Use all new pictures too so they can't algorithmically match them. Make the bio different, and use a fake name if possible. Never ever log into anything that identifies you on the device, make new emails, new google account, ect. This is the only way to get the noob boost and full ELO back.

Thank god I lived in Colorado. Stopped being a dropput neet right in time at 18 and managed to cop some 14yo freshman pussy because the law is 4 years here

>>19378457
I'm this guy
>>19378427
I also live in colorado. But I was 21 at the time.

>>19378041
How was it?

>>19378431
Why a fat day bag?

With you for everything but the using it at different places. How are you supposed to tinder then lmaooo

>>19378499
Damn that sucks man. Would you tell the story? I have a baby face and like young looking girls, flat chests ect, so I'm always worried this will happen to me.

>>19378041
>having sex with a 12 year old who lied about her age
You're fucking dumb, how could you not tell she was underage?

>>19378571
Tinder keeps track of your location. They are very good at data collection and analytics, you could maybe scrape by without keeping your location sanitized especially if your in an actual city, I live in the suburbs though so it's trivial for tinder to fingerprint me with location alone.

>>19378597
I don't feel like typing it out, honestly. I've done it so many times on here I had a notepad file on my old computer with the greentext.

Just always check IDs bro. Never go for underage girls, I'm dead serious, I got so lucky. I also am going to sue tinder, unironically, for not vetting people. Use the "its for the sake of keeping children safe" argument in court and you will always win.

>>19376593
>leveraging degrees for jobs
Every other faggot has a degree, a piece of paper with a title doesn't mean shit to anyone anymore.

>do they study stupid shit
People don't usually pick a degree based on which has highest levels of employment. You don't know what the fuck you're gonna do at 18, so you pick something you were decent at in school or what your parents suggested, or what you got the grades for. Some people just go to college because they don't know what else to do.

Even STEM fags are either carrying test tubes in the lab of the uni they studied, or can't find shit and end up teaching english to chinks. Who the fuck needs yet another micro-biologist? Or a physics major. Or a math major. What now? Become a math teacher? Not to mention every college produces graduates at vastly different levels.

There are millions of graduates EVERY year in the US. It's impossible to have a position for every person in their hyper specific role.

>>19378113
Got my bachelor’s in psychology and got my grad degree in Behavior Analysis. Making 116k a year straight outta grad school baby

>>19378325
>payed for my data removal off google
qrd? is there a company that will do this?

>>19376777
Told girls to sit on my face as first message

>>19376593
>>19376643
All degrees are only useless if you don't get into a fucking internship program and/or make connections. Yes it is possible to get into a company with an art degree. I know people with an upcoming position at disney

>>19378812
did it work

>>19378325
>It is one way I truly am liberal, is I don't believe in the prison system we have now by any means
I honestly agree, it's cool because it keeps niggers in check but the war on drugs is objectively retarded and all the intelligence agencies that supposedly keep us safe are a cancer on the world. Honestly apart from murder, rape, theft, etc there is no reason someone should be in prison over 15 years

>>19376593
They don't have relevant work experience and they don't want to take an internship or entry level job making $40k /yr.

t. I manage restaurants and have met plenty of bartenders who have masters degrees. It doesn't mean shit w/o relevant work experience.

>>19378932
>entry level job making $40k /yr.
I apply to this shit and dont get picked

>>19378932
can people make a good living bar tending?

>>19378860
>15 years
>theft

Here's the issue, every crime (outside of rape or drug distribution, which are obviously wrong and cant be justified) is circumstantial. Should I have been charged with something that would have put me in prison for 20-30 years because someone lied to me, admitted they lied, and even the judge felt sympathy for me? Probably not. But people that intentionally rape people, or murder in cold blood, can get off with the same amount of time behind bars as I would have got.

But then you have cucked yuropoor countries that have a max sentence of 15-20 years. Sand nigger rapists kill and molest children, do atrocious crimes, but the cucked government doesn't give them life. Prisons in general are broken, anywhere you go. They are either too easy on sentences, or they are eager as fuck to put people away. It's big business. I read my paperwork when I got arrested, the county gets 50 dollars for EVERY arrest. The more people in prison the more the government funds them and the county, so they keep those beds full.

Don't forget death penalties are a fucking meme, people sit on death row for 20 years, instead of being executed within 6 months of sentencing. We need fucking wild west laws on death penalty, public execution, tell people if they do this shit they won't get to live another 20 years. Fuck em.

>>19378777
>>19378427
Start here:
https://joindeleteme.com/help/kb/what-is-deleteme/
https://www.deseat.me/
https://www.lifelock.com/learn-identity-theft-resources-remove-personal-information-from-the-internet.html
With deseat me there is something about google API update with email accounts, so you may have to wait on deseat.me updates. They are from Switzerland, really cool startup.
It is a process to actually becoming anonymous online, you've been browsing the web for years, so it's going to take awhile to really remove your data. Facebook wanted my SSN at one point to get into an old account that I lost the password for, but they are offering better support now.
Seriously, it is fucking disturbing to google your own name. I feel a lot safer, I am a software developer so I for me I really have to watch what I say/do online. I will say, I honestly feel so much safer and more comfortable knowing I don't have social media and that a company is actively removing my data. It is a huge weight off my chest.

>>19379000
Checkem

100%, I agree. What if I end up making a racist tweet? Welp guess what, employers have fucking networks that Karens can use to weaponize that fucking tweet against you.
The fucking #MeToo culture extends to any "wrong-think" and can cost you your fucking job.
I avoid it. I don't want my data associated with any fucking account and it's why I am here. Meaningful conversation without worrying about my fucking job if I want to say how I really feel online.

>>19379097
Thanks dude, I'll remember those. Then again a lot of things could change in 3 years. All I know for sure is I need to change my name.
>>19379145
Yup. I've only ever used my name for a business email and bank. Any social media I've purged, or haven't used for a long time. Deleted any semblance of wrong think as well

>>19378999
Depends on your definition of good living.
The thing about bartending is that it's a good way to make cash and network. You can have a lot of fun and make easy money. Depending on where you are.
Bartending and the restaurant industry are incredibly all about who you know. Plenty of bartenders absolutely suck at their jobs and just get them because of who they know, especially if they're girls.
But anyway, it's hit or miss and I see people getting sucked into this very short sighted state of mind. What I mean is they always focus on what they made that day instead of that week / month / quarter / season / year.
It's also very easy to get caught up in the lifestyle and end up stuck.
If you do it, just get in and get out. Set a timer like 2 years or something and just fucking quit when the time is up. I'm telling you, you don't want to be a 40 year old guy who's looking for bartending work you literally won't even get called in for an interview and the job will go to a 24 year old with fake tits so the owner's friends can all try to bang her first.

Why do women threads get so big? How many incel virgins are there on this board?

>>19379358
>>19378052
shut the fuck up you discord tranny. This should have been a thread about shitty college loans but dumb trannies like you ruined it. Here's your (You) you fucking faggot, you'll never be a woman btw

>>19379376
except it was started to cry about women. Im sorry you will never touch a vagina without paying

>>19376593
Probably has a degree in a meme subject. And even masters degree plus vagina isn't enough for a good job.

>>19379389
you're a freak dude, you can stop parroting your schizo go-to reddit insult. You clearly don't fit in here, head back to /a/ or wherever the fuck you came from

>>19379376
>Thread subject changed from the OP, that never happens!
You're just mad because I have more money than you and your army of Karens can't stop me, faggot.

>>19379454
>ou're a freak dude, you can stop parroting your schizo go-to reddit insult. You clearly don't fit in here, head back to /a/ or wherever the fuck you came from

>>19376593
>I feel these colleges are banking on these dumb hoes
Yes, a lot of the women fell for the strong empowered woman meme. There are also quite a women banking on finding future lawyers and doctors to marry while attending college.

>>19378761
This guy knows.

>>19378113
>>19377315
I had a 3.69 GPA and did research all throughout undergrad. Now I make 54k doing research without a masters, and with a masters I could eventually leverage up to 6 figures. Nothing crazy, but I live a cheap life and I have no debt. Psych is not even that hard to succeed in. Most undergrad research is braindead compatible and requires barely any individual input. Then, once you've gotten a participation trophy, you can make 30-40k starting as a research assistant. Again, nothing crazy, but better than fucking waitressing. Research is comfy af.

>>19379454
Very strange high school way of speaking. Lay off the hormone potions tranny, your brain is fried

>>19376643
>they get more coin
Seriously nobody even mentioned that part? Don't get me wrong I like witcher myself but I wouldn't use gamer lingo to make a point. Then again I can't expect much from a Scandanavian cross knitting forum full of incels

>do they just study the stupidest shit?
masters degree in women studies, m8

>>19378835
Sometimes yeah. Would work way better if you're a chad obviously

>>19380152

"Get more coin" is not a phrase specific to the witcher series, although it is a phrase for fucking nerds like him and you

>>19380012

I get your point and agree you can get a research job paying a modest salary but that would require actually being interested in the field instead of just drifting into the degree. In my personal experience I know one person who has made a solid career for herself in psych, and a whole bunch of burnouts who scape with a bachelors or take 2+ extra years to finish it and are now doing nothing. Picking on psych probably isnt fair because there are people in every course who shouldnt be there but psych seems to be a magnet for these kinds of idiots

>>19380152

You're the nerd here mate, its a common term in Aus and probably other anglo countries

>>19376662
Google voice. It’s just the phone number, so download Google Voice and they give you a burner number for free. It’s real easy I had to do it after arguing with some dumb bitch on tinder about music who reported me

$50k debt? No problem! I'll just move to Canada and come back in 10 years when the loans default and my credit history is wiped clean! Why don't people realize you can just leave and come back later?
>muh fixed assets
Easy sell it and buy it later. This shit doesn't work if you have a family or are a pussy

>>19380573
lol what

>>19376643
Truth. Every year I become more and more convinced that I saved my financial future by bailing out with a MS instead of digging in for a PhD.

oh boy the 'college' meme, even STEM isn't safe.

>have brother
>study his ass off to inceldom
>had to attend high cortisol inducing gradschool work just to make decent salary
>gained weight
>still holds 43,000 in debt after my father helped pay for gradschool
>lives in a shitty urban nigger infested city working 8-7 but gets fridays off
>all this for a measly 70,000$ a year

meanwhile
>be me
>hs dropout who worked construction (bricklaying)
>dont go to college bc of /pol/ memes
>make 200,000 off crypto boom
>no debt besides motorcycle wreck hospital bill
>living rent free in my boomer dad's house while he travels to europe
>in shape and look way younger due to lower cortisol and higher T from routine weightlifting and strict diet

lel sometimes i feel bad but then i realize he's a fucking dumbass who doesn't listen and has the audacity to hang w our mother who blew up the family because she wanted to start a bakery. I'm pounding women in their young 20s, he's with a 30 year old psych major liberal manipulator wallslammer whos only into him for the money and the fact he has a more "prestigious" degree

>>19380714
yeah but if you hadnt made money off the crypto boom then you wouldnt be that comfy. you gonna lay bricks your entire life? come on man, think. Your brother is in a better long term position

>>19380752
except I do personal training and work for my dad netting me around 80,000 a year.

>>19380714
you're the loser not him

>>19378706
Pure maths degrees can actually get you a mad gig in the financial industry

>>19380714
>wallslammer
i'm stealing this

>>19380714
based hunterchad

>>19380780
once again, are you going to lay bricks for the rest of your life? I would rather make less and work in a low stress comfy office job than lay bricks for 40 years. Your brother is in a better position, how old are you, like 20? you sound like it

>>19380911
I'm not bricklaying anymore you retard

>>19380752
>yeah but if
stfu retard

>>19380933
how am I the retard, you didn't say you don't do bricklaying anymore, you just said that you were a hs dropout who worked construction. The only thing that can be inferred from what you wrote was that you did this in the past, but it doesnt imply that you don't do this in the present too. Not my fault you weren't sufficiently clear in what you wrote. You still sound like a 20 year old btw

>>19378052
Yet here you are

>>19380978
ok so nobody should bother getting a decent career setup because everybody can just make $200,000 in crypto. youre an idiot dude

>>19381026
>>hs dropout who worked construction (bricklaying)

>who worked

then this post >>19380780

I can tell you're slow/retarded and deserve to be unsuccessful.

>>19380714
yeah but he has a career that can generate a large income stream for the rest of his life while you got lucky from a lottery ticket and are leeching off your parents

>>19381091
yeah dumbass, it could be read that you work construction for your dad. As I said before, what you wrote talks about the past, you didnt really make it clear what you do or dont do in the present. Most likely you're partially larping at this point since I criticized your original post. If you really had a comfy job then you would have posted that originally instead of posting it after the fact. You're a highschool dropout and you sound like one too

>>19378431
>This is the only way to get the noob boost and full ELO back.
KEK

>>19381259
Beat him like a fucking man there, god damn. Nice.

>>19376793
Don't do it. It's 90% tedious work, 10% actually applying your creativity, if you're lucky.

>>19381259
You really can tell when they're dumb as shit just by reading how they type. Not even talking about the exact punctuation/spelling, but just how they can't really string ideas together in a way that flows, or feels conversational at all.

They're like the anti-Chesterton in that way, I guess.

>>19378041
>12
Too old. I would have convicted you, too, Anon. Though it seems that you got lucky with a judge who at least somewhat sympathized with your "taste."

>>19376593

Most women these days are falling for the "muh career" scam and are "ready to settle down" with 30+ yr.ol where they actually get walking deads and uninteresting as females.
If a women didnt breed under 30 (best is under 22) she is lost and a walking dead.

I have a coworker who has met a girl who has already a kid. Imagine actually earning money and then feed a single mom with her cockroach son and feeding another males bloodline.

Seriously fck betacucks

Its a scam all around the word. Men, partixularly older men pay for their college in exchange for sex, this happens on a global scale especially in the developing world.

By the time she has a career or high ed job, she took not only frat cawk in college but also sponsor cawk.

>>19378041
pics of the cunny

>>19378052
This is the most accurate post here. Trumptard ruined biz just like they ruined v and and tv

>>19380631
Man moves to escape paying taxes, gets deported, then imprisoned for fraud, now takes cock in the anus as a passtime.

What a gay fucking LARP. Didn't even put in effort and got all these replies. You know how fucking difficult it is to get a master's degree? I agree women and men are different but regardless of gender if you get a master's degree you best believe you know exactly how to apply it and where to work.

Unless it's a master's in feminist pube braiding photography or something then that's just fake.

>>19379227
Also some months are slower than others and your sleep schedule will suffer, consider all the aspects

>>19378041
I talked to you before anon. Similar situation, you’re gonna make it. Don’t let this shit keep you down.

>>19378041
Shame you didn't get prison, disgusting nonce freak
Tyrone and Bubba would have had a field day

I will enroll on EU degree in MS, on my own dime. I am from Eastern Europe, work as software engineer. Believe it or not, I am paying for it out of my savings that I acquired from crypto listening to biz advice (sceptically). Believe it or not, this place literally gave me an opportunity to move out of this shithole.

I guess it depends on your life situation, sometimes degrees are useful.

>>19383880

my wife has an mba and when i ask her what kind of job she is wanting to look for she says she just wants something in HR. i think a few years of unsuccessful job searching has gotten her to the point where she just wants ANYTHING but fuck man, an HR position just seems like a very low rung on the ladder.
i dont really know shit about what degrees qualify you for what jobs but what other positions can i push her towards?

I got a BSC in programming but now I'm just neeting at my 30+ "rich kid" friends village house from my link profits. I sometimes have to leave for weekends as he is banging his mistresses there.

Quite comfy actually I hope either my remaining link stack moons or my 50k usd doesnt run out (I use about a K a month on drugs and food)

>>19384011
Yeah there's a lot of negatives and that is coming from someone who's never bartended but has been in the industry over a decade and seen it all. I actually never wanted to bartend because you're just stuck there. If someone is getting on my nerves or I want to fuck off then I like having the option to leave buy you can't leave the bar. Plus all the forced small talk and having to memorize all the different cocktails. It's just really not for me.

>>19383880
>He actually believes this

>>19380488
To be fair, psych is the most popular major in most universities. Most people think since they're a human they'll enjoy studying people, but yeah without actual experience any degree is a waste.

>>19384354
If you actually care about your job, HR and admin can be a cushy gig. The worst part are all the catty whores but I'm sure your wife can manage that.

>>19379000
After all you’ve been through you still think some countries are “too easy” on sentences? How cucked are Americans?

>>19379227
im 32 and want better living then wallmart. im trying to fight getting into consturction cause thats all ive been doing and my body cant take it anymore. ill probs not do it cause im at a point in my life were i cant fuck around for 2 years

>>19380152

>>19384354
>he lets his wife work
found the low t faggot