/biz/ - Business & Finance

>>18522058
if you live in america it is

>>18522058
No. Large numbers of people are born far too stupid to do anything other than menial labor.

>>18522058
You had the choice to buy Chainlink, many of you didn’t. I turned a measly $8k into $172k within 14 months, all I had to do was buy it and then shit post to all the poor people who didn’t. Easiest $164k I’ve ever made

>>18522058
I have an aunt that lives in a very large house, owns fancy clothes, drives a fancy car
Her entire family is heavily in debt, can’t afford to clean the pool, the inside of their house is completely trashed, and they’re garbage snobby people
Don’t judge people by their appearance, especially the “upper-middle class”
They’re usually very poor themselves, and are just heavy consumers

>>18522083
This. Literally every laborer is maki g 50k/yr and anyone with even a meme associate's is clearing 100k

>>18522234
t. Jew Yorker

>>18522058
if you are poor, blame your parents. if your kids are poor, blame yourself.

>>18522234
>Literally every laborer is maki g 50k/yr

I googled this.

https://www.ziprecruiter.com/Salaries/What-Is-the-Average-Construction-Worker-Salary-by-State

Average for a construction worker is 30k.

Most poor people are stupid animals without conscious thought, simply reactive to external stimulus like a dog. In that sense it isn't a choice. These people literally don't have the mental capacity to think about the future, to realize how much they spend on cigarettes/booze/eating out, or to impose any restrictions on themselves.

>>18522267
The illegal immigrants in every construction site who aren’t on the payroll are making even less

>>18522267
Cope how you will dude being poor is a choice just like being fat is

>>18522058
it's a mindset

It's not a "choice", most people are incapable of being more than mindless sheep. They go about their day consooming without thought and the successful people in society are forced to support their retarded ways.

In ancient times, these people would die out and natural selection would deal with their shitty genes, but nowadays they are subsidized with welfare and breed to retarded numbers.

It's going to all collapse at some point.

>One unplanned medical issue can put you into debt for a large portion of your life
>Terrible buying power at current salaries compared to the early days of the Boomers
>College largely required to get anywhere in life these days, more expensive than it's ever been even when accounting for inflation
>Is being poor a choice?

Not entirely

>>18522347
This. My mom actually wants to use her Trumpbux ($2400) to buy hurricane house insurance for a single year. I mean who in their right fucking mind actually thinks the probability of a hurricane leveling your house within the next year merits that price tag. I told her to put it all in Chainlink but she just brushed me off.

>>18522234
I'm a cdl driver, I make deliveries to restaurants. Top drivers can make 120k a year if they put in the work. The laborers who have no skills or qualifications can make 50k as well. It's a tough job and the turnover rate it is high, only the Mexicans seem to stay long term. this is in Phoenix btw, not some retarded high cost of living liberal city

>>18522058
No, some people will never be more than mediocre, that’s life

>>18522363
>One unplanned medical issue can put you into debt for a large portion of your life
Well okay but what about first world countries

>>18522058

Nah. I lived like I was in poverty for ten years, saved, invested in stonks and a Roth IRA, got laid off so had a lapse in health insurance because COBRA is expensive, the coverage sucked and I was young. Got creamed by a drunk driver without insurance and medical bills before I got back on insurance bled me dry. Even if I had the health insurance I would be broke, just the state would have picked up the slack in my bills a little later.

Fuck this gay Earth.

>>18522130
And that "menial labor" builds wealth you brainlet.

>>18522652
Yes, for whoever owns the company.

>>18522564

You won't see me arguing that the USA isn't a fake first-world country

>>18522058
No

>>18522058
I dont think so but it is a mindset

In the United States? Yes. A literal retard could manage their way to a somewhat comfortable lower middle class lifestyle here. Of course "choice" is an infinitely contentious subject.

>>18522937
>In the United States? Yes.

This is a joke, right? The US has been fucking up in the area of economic stepping-up more and more for decades

>>18522652
>And that "menial labor" builds wealth you brainlet

Nah. Unless you want to live around crackheads and criminals then you pay half your income or more to rent, and that's if you're working more than 40 hours. Then you either have a little discretionary income or a government-subsidized kid, not both, and that's your life.

>>18522652
but if you're too stupid to do anything but menial labor, you are also probably to stupid to make good decisions with the little money you have

Every poor person in the States made a choice to be where they are, yes. And they deserve the potentially shitty life that follows.

>>18522058
If you're born with the wrong genes, the odds are stacked against you.

>>18522058
yes

>>18522058
we live in a competition of usury by lie and you ask about choice?
It takes a lots of poor in order to have one rich.
You delusional

>>18522937
Impossible. The median income cannot afford a median home with healthcare and savings. A retard will not be making the median wage, they will make far lower.

This isn’t 1950 anymore where you work in a factory with union, get a pension, great benefits, and can buy a home with cash with rice and beans for three years.

Now you need rice and beans for three years to get the minimum downpayment with a median income.

>>18522058
No such thing as free will so no

>>18522376
>I told her to put it all in Chainlink
the apple doesn’t fall too far from the tree

>>18523379
>>18524298
high iq posts

>>18522058
Yes
For some people it is the correct choice but it's a choice none the less

>>18522058
YES

poor & wealthy are the culmination of many choices, sometimes going back a few ~generations~, but what you should know is that it's never too late to change. the best time to plant a tree is yesterday, the second best time is now

>>18522058
stop being a whore

>>18522058

>>18522058
>Is being poor a choice?
Absolute yes. Being poor is a mindset. Being broke? Sometimes being broke is not a choice. The difference between being poor and being broke is that you can easily recover from having no money. To recover from being poor requires re-education or other major life changes.

>>18522058
Sanders is right. If your white, you don't know what it's like to be poor.

>>18522376
This is like buying ridiculously OTM options that expire in 2 days.

>>18523028
That reminds me of the story of a dude in Britain.
>Works as a garbage collector
>Won multiple millions on a lottery ticket
>Spent big on fancy cars, a massive house
>Blew all his money at Vegas
>Everything gets repossessed
>A year later, back to his old job of collecting garbage again

>>18523314
Motherfucking democrat voter.