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/biz/ - Business & Finance

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18500077 No.18500077 [Reply] [Original]

Why are they so fucking awful?
>get first credit card from credit union
>10% interest
>get second balance transfer card from USAA
>18% interest
>get Apple Card
>16% interest
>get Bankamericard
>TWENTY THREE PERCENT INTEREST

Fucking terrible, glad this is just a balance transfer card.

>> No.18500123

>>18500077
Mine is 26% interest lol. BofA is only good if you are rich or use revolving credit often (and pay back every month)
I’m poor, but I use it because I love America.

>> No.18500132

What kind of nigger carries a CC balance month-to-month?

>> No.18500154

>>18500077
I once considered opening a checking account with them until I saw they charged monthly fees unless you meet some random criteria. Lol no.

>> No.18500173

>>18500132
I don't carry excessive balances (I mean I guess they are excessive since I don't pay them off). But I mean if I were Dave Ramsey I could eat ramen and get it done in a month.

>> No.18500188

>>18500132
no fucking idea

>> No.18500194

>>18500077
Take that back this is my employer. We just have higher standards for lower credit quality people, which obviously you are one. Our motto is "Responsible Growth"

>> No.18500197

>>18500077
Most people dont look at the interest rate when they get a credit card. And then they forget to make a payment and get charged fees & interest. So every major bank just hands out credit cards like candy and puts high penalties & maximum allowable interest rates (or at least in line with other major banks).

>> No.18500211
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18500211

>>18500132
>>18500188
>10k cc debt
Kill me

>> No.18500213

>>18500173
Can you explain why you don't pay them off?

>> No.18500216

>>18500077
Run by Jews

>> No.18500434

>>18500213
Eh, I'm single and have nothing else in my life except tech so I get the new shit ASAP. Usually on 0% APR but very rarely I'll just slap it on a credit card.

>> No.18500447

>>18500194
The fuck are you talking about, if you had high standards you would reject my sub-750 credit score.