/biz/ - Business & Finance

>>18291190
We are all fucked anon, those clueless neets were financially ruined before you and never got out, as soon as mcdonald closes and sergey neckes they will be even more clueless

>>18291190
just live in a tent and shoplift what you need

Why would you have no savings? Are you a child?

>>18291225
nobody has savings because the federal reserve can just print savings into existence.

>>18291225
debt

>>18291225
No even worse, an immigrant

>>18291190
Being homeless is easy with a car. It's almost too easy. You'll get over it quickly once you see how much more money you have without a (((landlord))) leeching your income.

>>18291232
Right, I'd expect a well-connected company to understand post-2008 bailout rules and dump a few hundred k into lobbying as a rainy day fund so they don't need actual cash in the bank.

But nobody else has that luxury.

>>18291234
You can have $1k in savings while paying off a $5k loan. The point is to carry that extra debt/pay the extra interest on the 5% loan so your savings prevent you from borrowing at 25% on a credit card.

>>18291248
What type?

>>18291190
I would be more concerned about your long term viability to be honest. Let this be a wakeup call - your job will be taken over by self driving cars within the next 5 years, so you better start figuring something else out.

>muh capitalism is a great system
97% of people can barely last for 2 months not working, then die under a bridge

>>18291328
Probably arab

>>18291232
How can you have no savings lol wtf.

This isolation period should teach a lot of people about savings, you don't actually need all that materialistic shit as you once thought. Once you realise you only really need food and water to survive, and not spend hundreds (or $1k+) on shit you don't need every month, then you'll watch money start flowing into your account.

>>18291401
But I need more than water and food to survive, what the fuck are you talking about? Do you think I am working just to work more? Boomer tier logic

>>18291484
What do you need more than that? Internet, petrol, car, bills are exceptions.

>>18291484

what country are you in?

>>18291190
buy knee pads

God punished you for all the wrong way you took to grab more money from your customers

same for the time you drove your car like you were racing

>>18291484
Working is you delivering value to society. Spending the cash you earned is redeeming that value, asking for it back.

If you have debt, someone gave you value and it should be a top priority to return their favor. Beyond making the debt payments you agreed to, your next job is amassing savings so you are not a burden on others when, say, a global pandemic hits.

Only once those accounts are settled should you indulge in shit like vidya or getting hammered at bars.

>>18291190
Where I live, the retirement homes have cancelled their shuttle vans to shopping centers. Maybe you can pick up some fares from old folks who no longer drive but still need to get to the store?

>>18292244
I need to get high, kid. Holy shit. I spend at least $200 bucks a month getting high.

>>18292288
what if the market (not society, the (((market)))) doesn't value work like it used to

>>18291271
hahahaha this
Would never do it again though it does suck major ass

>>18292686
Globalization means a larger pool of competitors who might provide the same work you do but also a large of customers to which you might deliver value.

>>18291190

>>18292354
kek

>>18291190
Are you in US? If so apply for a disaster loan from SBA asap, call your bank and you'll get a 10k advance/grant which will be forgiven.