/biz/ - Business & Finance

>>16560299
When the pipes freeze and burst in the winter he'll fix it

>>16560299
Remind me in a year when the housing market collapses about this shit post.

just wrap dry ice around some of the pipes and burst them, maybe he will learn his lesson then

Who knew that having your own place to do decisions by yourself vs living under the roof of a jew would be so different. Live and learn.

>>16560299
>don't buy a house and just rent meme
Who the fuck says that?

>>16560329
This
>he doesn’t have 35k ready to liquidate at a moments notice to put down 20% on 3 houses

>>16560329
>t.slumlord

Ive hear that every year for the past 5 years and nothing has happened.

>>16560390
Here’s a tip. Go on Zillow and find a house near you that was sold at bottom price after the 2008 collapse. Check the estimated value or better if the house actually sold recently. You will see that we are at the same levels we were at pre bust if not higher for some properties.

>>16560299
Learn to fix it yourself retard. Its probably something simple.

>>16560388
yes

>>16560388
Same breh. Waiting to throw down these crypto gains on a nice place.

>>16560430

fucking kek.

It's not my property. That's your job shitlord - not just to sit around and collect rent

>>16560486
No. You're not supposed to misuse the property.

>>16560387
Houses are historically overvalued in many parts of the country. Risky to buy

>>16560486
Okay then then enjoy being cold.

>flyover
Buy

>coastal city
>rent

With some exceptions

>>16560388
>>16560435
>waste your bitcoin mortgages unironically
>be stuck with jewish tricks and end up lossing it because theres no way to guarantee a constant income in the post jewed economy but you are dumb enough to gamble otherwise

the state

>>16560299
Your fault for renting under a fucking DIY boomer

>>16560299
Your lawyer clearly doesn't know what he's doing. I work in administrative law and I represent clients when they have issues with their landlord. If it were me, I would look into the state laws on residential tenancies. I would then, hypothetically, look at the specific section of the Act that covers landlords' responsibility to do repairs to the unit. Responsibilities often include non-essential and essential services. Non-essential would include: wi-fi, parking spaces, etc. Essential may include: heating (furnace), running hot water, electricity, etc.

If the landlord cannot provide consistent essential services, you have grounds for arbitration. Now, this isn't legal advice, but if it were me I would start taking notes of the dates that the furnace stops working. Then, using those notes I would draft a written request for repairs to that furnace (called a demand letter). I would then theoretically send that letter via registered mail or serve it in person to the landlord and have a witness with me that can produce a written witness statement stating when and where this demand letter was served to the landlord.

If, after multiple requests and the issues isn't resolved, I would then apply for arbitration through the state's local government agency that oversees residential tenancies and see what the arbitration process looks like. Then, I would apply for that dispute resolution process and basically force the landlord to hire a professional.

It would clear up the issue within a month or two, depending.

get creative or something. he just doesn't think you're a risk that needs to be taken seriously. you have a lot of power to hurt him and his property but he doesn't think you will because you are too afraid of your credit score so he just wants you to freeze. get creative. the laws are on your side as a tenant in a lot of places and there are a lot of things that can cost him money that can't be easily traced to you.

>>16560299
Are utilities included? If so, just buy an electric heater & run that shit 24/7

>>16560767
Some of us hold our money in something other than shitcoins. I road the housing wave last time making $10/hr out of high school and came out on top. I plan on doing it again at a larger scale.

>not using an ASIC miner in place of the broken furnace

Never going to make it

>>16560422
Sure.

>>16560430
You can't just work on shit in an apartment you're renting. Kys

Fuck you? Nah man, fuck me.

>>16560430
pretty sure that would open OP up to risk of eviction, ironically

>>16560957
You absolutely can and just say “it wasn’t me” if something happens.

I’m in a Brooklyn brownstone and have made a few modifications that supposedly I’m not supposed to be making but have successfully just said it wasn’t me and they bitch and moan and send a letter to everyone but fuck it.

I did them a favor.

>>16560957
>You can't just work on shit in an apartment you're renting. Kys

Grow some balls you bugman faggot.

>>16561027
>paying your landlord to fix his this things yourself
>taking on liability by altering your landlords property
Stop being dumb

>>16560796

Do boomers who aren't DIY even exist?

I know "it's not fair" and "the landlord should do it, REEEEEEEEE!" but you should totally just open your wallet and get a professional and pay out of pocket. Your landlord can legally keep trying to fix it himself over and over again while you fucking freeze all winter on principal.

>>16560939

lol this

>>16561353
fucking gingers why are they so fucking hot

>>16560813
i'm a lawyer and what this anon said is correct. you should honestly thank him.

>>16560388
I alreay have enough liquidity to throw 20% down. But honestly not sure if to keep renting or buy more crypto. 2k a month for fucking rent, where it could potentially be going to equity. Obv if I refinance, then the equity is lost. But i'll keep throwing money away waiting for the housing market to crashg again. o dear.

>>16560299
get cheap blow heater and stop being a faggot

>>16560422
Even if this were true, there are 11 years of inflation to account for.

>>16561353
depending on your state you can keep the invoice and withhold rent and force your landlord to sue you (and lose)

You're still better off renting than buying a home at the current prices. Nobody has a crystal ball but I predict a 40% price fall by 2021.

>>16562845
Potentially even bigger if you're an Austie, kiwi, or leaf.

>>16560329
This. OP in less than a year all homes will be reduced 35% percent or more. We're heading into a credit freeze, if you have at least 20% on the sidelines in cash or Bitcoin you'll be able to buy the house of your dreams to fuck your waifu pillow in all night long. It's not long now as FED just upped the cashflow to 500 billion every 20 days. Boomers are fucked and it's almost our turn, hold on just a slight bit longer fren. The Jews are losing control quicker than you can say waffles.

>>16562845
Your prediction is fucking retarded

This is just a thread of people who can't afford something hoping it crashes so they feel good about being poor

The same morons who buy random crypto in what is an online lotto

Housing is soon to take a plunge greater than 2008. The banks will ONLY lend to those with BTC. 1 single Bitcoin will buy you a modest home in a white neighborhood to raise a family in. They can’t stop this. It’s part of the plan.

>>16562918
I wanna believe.

>>16562936
Oh yes believe me, the elites of the world are going to let this happen. lmao.

>>16562895
Median income to average selling price ratio is 10-15x. This ratio cuts away inflationary and monetary policy data skewing. Historically it ALWAYS corrects to 4-6x.

Either median income will find a way to double via inflation or housing prices will find a way to halve, but one way or another the market is going to correct for this. It always does.

>>16562948
Keep sucking Jew cum glownigger. Stop trying to confuse your fellow whites. Nobody is buying into your narrative anymore. I can't wait to see your institution fail.

>>16562936
Shit in 1 hand & believe in the other, tell me which fills up faster. BTC will plunge way sooner than the housing market

>>16562979
I would cry tears of joy if that happened, but it's naive to think it will.

>>16562895

Lol who's gonna buy the homes when the next generation of buyers hits? People under 35 have NO MONEY. like look at a single statistic.

You own a home don't you?

>>16562910

Bro homes are based on supply and demand like any other thing in capitalism. When. The demand falls, and it will, so will the price.

>>16562977

Someone in this thread who understands the fundamental principles of capitalism right here.

>>16561282
t.

>>16563008
Our population is only continuing to go up. Please tell me how demand is going to fall.

>>16563091

Time to raise a homebuyer 25 years+

Time to build a house 1-2 years

>>16560935
mortgages = retarded

anything can go wrong and you are stuck in debt forever

>>16563091
Demand =/= purchasing power.

You can increase demand 100 fold, if the demogrpahic you choose to inflate has no purchasing power prices aren't going to move.

>>16562977

>economics is a science
>markets are infallible

>renting a house from some slumlord instead of renting a based apartment

>>16563525
I've spent 5 years working as a chemical engineer and 10 years working as a data analyst, I am not a meme finance bro, I've just spent too long watching systems regress towards their respective equilibria to think this assets class is sustainable. Do your own due diligence and good luck to all.

Guys I bought property in an area about a decade ago and now there are tons of Mexicans moving in around me. Should I be concerned?

>>16563540

Unless you can falsify your claims, it's not a science retard

>>16563548
That seems inconsequential to the discussion. Plenty of nonscientific fields develop emergent empirical trends.

>>16563544
Only if you don't like meth

Otherwise, get some men's size stripper heels, pantyhose, 10" dildo, and have a blast

>>16560935
give me a rundown? im trying to think about how to hedge my self

>>16563544
unironically yes

>>16563540
>respective equilibria
Fucking neoclassical cuck

>>16560299

Make it his problem and literally call him every day, sometimes at odd hours, reminding him that his furnace still doesn't work. Also this >>16560813 and this >>16560853

>>16563091
Governments will buy social houses by confiscating your assets (assets as in anything that isn't BTC, thus another reason why BTC is going to the $millions)

>>16563741
*build

>>16560299
Unironically renting can be the correct option over buying. Houses have all kinds of hidden costs besides just the 1 big number, property taxes, maintenance & repair, and of course improvements/modifications
>Don't kneejerk reaction, make a spreadsheet of costs for the next 10 years
Depends on how much you make, where you are, and what you're looking for, but don't knock it. Do your research.
>Landlord is being big lame
In every state I can think of, landlords have to provide heating. If you're a student, use free legal services offered by school. Otherwise, I recommend the advice of lawyer anon
>>16560813
You gotta send a "I tried to fix it before I went to the law" letter, then you fuck your landlord if he still takes no action.

>>16563741
nobody buy or holds speculative assets when they are starving you retard

>>16563872
>bitcoin needs starving men to go up
you haven't understood anything haven't you

>>16563926
thats what you understood? lmao these are the people posting on this board guys.

What im saying you moron is nobody will give a shit about btc because they will be to poor to eat. They will not keep their money in speculative assets. They will sell them so they can survive in the real world. People buy and hold btc because they think its going to go up. Not because its a currency that you can use to buy shelter and food with

>>16563872
I have, I held 10% through 3 digits even when I couldn't afford food and got a job for 9 months instead