/biz/ - Business & Finance

>>16065706
you guys lost two world wars, imagine living in such a country haha

>>16065706
anon you are average and make a perfectly average income, like on the euro average. what do you expect? youre a worthless paper pusher and bring to value to society figure out a way to bring more value to your employers instead of whining and asking for a raise you say it yourself you literally do nothing of value.

>>16065706
Because your white guilted parents sold our your country, race and future because of mah jews.

Learn to code.
Become a frontend dev and youll make 35k starting salary.

Start with code academy etc.

>>16065706
>abitur into ausbildung
lmao how does it feel you spent 3 years getting some piece of paper that murat didn't even need to attempt, getting the same chance at an ausbildungsplatz with his 4.0 hauptschulabschluss like you?

>>16065706
First. Europe is fucked because of excessive taxation and bureaucracy. Second, start your own business, even if it's a death sentence in Europe for what I said in point one.

>>16065706
Ive also learned normies are fucking retarded too late. All we can do is work for crypto and live off of hopium. Society is dystopian.

>>16065740
Not his fault, bootlicker. It's not like schools train people to become employable. k-12 = 0 skills taught but "it MUST be your fault. This system is great!", huh, idiot?

>>16065740
you are right. i should burn myself down and take as much people as possible to bring value to society.

>>16065769
>doing business in europe
only if cash and under the table, otherwise just lol. If you have connections and lucrative deals, then it's different.

Lol at paying additional taxes to put food on the table for state employees, refugees, all kinds of retarded social programs, subpar healthcare, etc.

>>16065893
Get organized and grow balls. Jews own all big companies, suit yourself.

>>16065792
kek well Im also a kraut, went through the same stupid system like OP yet I make more than twice his income. so apparently hes doing something wrong.

>>16065706
>29 year old me
>making 19.500€ per year net
wtf have you done, thats garbage money? go hartz 4 and some random mini-job or geringfügig as called in austria and earn build up a cashflow with a side hustle.

>>16065750
>35k net starting salary as frontend dev in germany
was du redest.

>>16066057
you aren´t allowed to earn money while hartz4

>>16066157
Really? You are srly fucked my lovely neighbours. Austria is a real heaven then.

>>16065969
sure you make 60k+ brutto after ausbildung proof it

>>16065706
Yea shit sucks. I have an engineering degree but only make 30k before taxes

>>16066281
My gf gets 3k a month / 36k and she has like 5k before taxes, even boomer bankers max get to 7k

>>16066521
you just made me feel sad for you and i want to hug you wtf

>>16066570
i dont know a single person making even close to 4k without any kind of university degree and/or self employed

Also from Germany. 1st year Residency. 32000 net. 4.5 BTC in Cold Wallet. Fuck it!

>>16065723
As if the system is not the established one in every western country - US might be even more brainwashed

>>16065706
as a starting salary directly after ausbilding thats completely normal, you sound like thats the final salary you will get in life, i mean with that attitude it probably is
what you have to focus on is building up experience and increasing your market value

all that you could also have reached with realschule, so that was some wasted years if you dont plan to study at some point

>>16065723

We are cucked.

>>16066633
just to give an example, friend of mine did a kfz mechatroniker ausbilding after realschule, since then worked in different companies and different industries, different jobs and now ten years later makes like 45-50k depending on the some factors (extras through business trips)

the only thing restricting you is your bitching ass

>>16066157
>>16066177
not quite, you can have mini job, but the earnings are reducing your hartz 4 to some point, so its not really lucrative

but who would work officially when getting hartz 4, there are enough mini jobs that pay cash

>>16065706
>abitur
>aber dann nur eine ausbildung
Äh, okay?

>>16065706
When you vote right wing maybe you'll get better pay and several streams if income because you wouldn't pay one hundred bucks in taxes. But no!
Germany must never get rid of a woman and go right because Nazis will rise again!
Germany if you ever fight another country you guys signed an agreement that if anymore conflict is started by you.
Your country won't exist ever again.
Because it has happened before it'll happen again.

>>16065750
just a reminder burger: outside of US coders are literally bottom of the barrel ... it's nothing but lining up for minimum wage

Komm nach Amerika! Wir haben erste Welt Preise und dritte Welt Wohnverhältnisse. Leben ist Wunderbar hier!

>>16065969
>doesnt understand scarcity of well paying jobs
pic related

>>16066177
>Austria
>heaven
lol nein, buttfuck taxes and if you make just about 2,5k netto you are considered a king
eveyone has a pathetic wagekek mentality and Karriereleiter is their only hope

>>16065706
money is a meme

read good books

the end

anons, do yourself ONE favor and read this absolute atomic black pill on the (((system))). This will be the most based book you will ever read. (Disregard the scammy title, he even mentioned it in the book that he had to name it like that so that it catches interest).

Invest those 20 bucks and thank yourself for the rest of your life and the generations after you.

>>16067542
>UPDATED AND REFRESHED FOR THE BITCOIN ERA!

>>16065706

You have to reduce costs somehow if you can't increase income. Eat eggs and cheese instead of meat. Get a roommate. Use only free entertainment.

>>16067542
My last name is DeMarco. I wonder if I'm related to this dude. He's probably untrustworthy.

T. As previously mentioned I am a DeMarco and know better than to trust people named DeMarco.

I'm Greek and your salary seem very low for Germany to me, I personally work in boating 5 months (summer tourism period) as captain on small crafts mainly doing cruises and ferry services to tourists and earn around 30-40k those 5 months. It's not easy but I don't have to work all year and since I'm frugal I only try to accumulate some cash to invest in real estate. I understand your frustration to a point, the majority of people here feel the same way, but I have suggested to many people to come to work in my sector but they don't want to leave their house and prefer to collect peanuts working shit jobs, they prefer 8k a year working pizza delivery than comuling to sea.

>>16065706
u live in germany bro just be a neet

>>16065706
because a lot of people are more concerned with social status than freedom.
Biz is probably the most disagreeable group of people on the planet and is therefore canary in the coal mine that the Keynesian debasement has gone too far for the reasons you mentioned.

>>16067710
pay your fucking debts

bunch nasi :DDD

>>16067750
The ESM agreed for an earlier payment to a part of our debt, we are actually trying but don't expect much.

>>16065706
>can´t afford anything after rent, foods and some expenses
you should lower your living expenses, you have almost 2K after taxes each month, you could easily live off 1K and horde crypto with the other 1K.
on the broader theme of your thread, you won't be able to get "on top" of your finances on an average salary. You need to either be gifted at something, start your own company and get lucky or work +60 hours a week.

>>16065706
Get a farm
Get chickens
Do whatever the fuck you want
Profit

>>16067447
2,5 netto
Ein Mann kann träumen....

>>16065706
Welcome to globo-homo. That is super poor even in America. Your wages have been usurped by shitskins and boomers. You are nothing and noone cares. There's nothing you can do to escape poverty.

>>16067929
Only thing he can do is buy RLC at this point.

I make 1.3k for a 120 hours job in the trades. kinda hard and dirty sometimes, but I live rent free and renovate an old and bit crappy house, thanks grandpa. otherwise I think I would have gone full fuck the system hartzen und schwarz schaffe.

>>16067710
Θες ατομο για kαλοkαίρι? Kek

>>16067824
nigger, nobody expects you to pay it back. if you pay it back it goes straight into refugees or some other bullshit. the less money our government has the better

>did everything >>>they<<< told me to do.

See, that is exactly your problem fellow countrymen.

You just followed the advice of average people around you and surprise: you even became a below-average person with a below-average income.

Let me tell you something: My girlfriend is japanese. she studied law in yokohama. she was abused in the worst possible ways by her parents. she has no self confidence, nightmares and an overal broken psyche.
She saved some money and now lives with me in germany. We got her a job as a maid in a nearby hotel.
She doesn't have ausbildung. her germany skills are currently almost non existant. And yet she has a net income of 1250€ a month, plus 58€ for a month-ticket, plus two meals a day at the hotel for free.

What I want to say is: get your ass up. Noone will help you except yourself. Stop listening to average people. They hold you back. You already lost over a decade of you life because of that mistake but you are still young enough to unfuck yourself.

It will take time and effort. You won't have the time to browse and cry on 4chan so often because you will be busy getting your life in order. Take any motivation you want: Revenge, spite, greed. Doesn't matter as long as you do it.
If you think society treated you unfair then man the hell up and fuck society back. But posting on the internet doesn't do that. watching porn won't either. Working at your shit job for one day more than nesseray will not bring you anywhere and certainly not out of your misery.

Think about getting another Ausbildung in a field that is worth it. Or learn to code.
Acquire some financial intelligence. Save money and invest for short, mid, long term and retirement. And if it is just 25€ for a start.

If you drink or smoke or do other drugs: stop it. Put the money into your investments.

If a 22 year old broken japanese girl has the guts to change her whole life and even start low even though she has a university degree, then you can do too!