/biz/ - Business & Finance

>Why don't people just rob banks?
>Why don't people just steal shit from the store?

>>16059317
t. never got a credit before

Its happening on a larger scale between central banks. China is adding to its gold and cryptos reserve so is Russia.

There is a risk to trigger wars or that theyll fuck up their friends and family too so its not just about money.

>>16059317
>Buy bitcoin
>Get credit card miles
>Still own bitcoin and the miles.
>Travel the world for free

Kek i don't know how no one tough of this , the problem would be taxes i suppose.

>>16059324
people actually do

Don't forget to invest in Privacy cryptos like Monero (in-demand Privacy) and Stegos (anti-surveillance). Crypto can be tracked and could potentially become a liability in the future.

>>16059451
100%, privacy cryptos are the future. Look how many discussions are going on around it!

>>16059324
why people just rob stores, not banks?

>>16059317
you can even be debt free after 3 years, if you pay back 35% of the owed sum :)

>dude just live on minimum wage from age 30 to age 37
this is why
cheating the system to make pennies is kinda retarded, you could use the same ingenuity to either be a high level wagecuck or build your own business

No wonder Germany is in the dumps

>>16059317
The state can take the gold and silver you bought because it's not an income, it's an asset that you don't need to survive.
But please, go ahead and ruin your life.

>>16059762
what do you mean cheating the system to make pennies, 400k loan for a house is not pennies.

>>16059876
how can they take it when they did not know i have it or know where it is stored.

>>16059948

They will demand receipts of your gambling losses because of how fish you will look

hans is so dumb, ahmed at least gets the credit for a kebeb store and defaults

>>16059999
>hello ahmed pls gib receipt
>here is your little gift

What is schufa

>>16059948
fair enough apu, please don't punch me
but consider your 30s is when your professional life is supposed to go ballistic. it's number vs vector. your credit trick gets you a bigger number, but your vector is flat. whether advancing your career or improving your business puts you on a trajectory that keeps paying dividends in your 40s, 50s, 60s

>>16060266
what career i work in a dead end bullshit job and it is impossible to start a business with all the regulations, taxes and bullshit

>>16060266
Imagine being such a boomer lmao. Nobody's career is going to go ballistic by 30. You'll just be the same wage slave you always were but with a promotion

>>16060294
i will never ever get jackshit without playing the game like its meant to be played.
scam the shit out of the fuckers who run it

imagine believing "hur durr work hard and have a firm handshake and your career will go parabolic"

So you are telling me you make below €1.1k a month and you can get a loan for €400k? Seems bs. In my country Estonia they'll give you like €70k.

>>16060266
I have an redpill for you, sucessfull people get selected in their teens for their upcoming careers .
Her is another, most degrees are utterly worthless for careers.

>>16059948
If you get a credit for a house the bank has to appraise the house and sends the money directly to the buyer lol. You can only scam them with some bs customer loan for like a 10k.

>>16060306
This. The top are just better at scamming than anyone else is.

Telling people to wagey cagey is a fucking meme to keep you down

>>16060348
no no no
after you took out the loan, you minimize your official income on paper to 1100 € per month because this is the amount nobody can take away from you.

if you for example earn 2000€ in germany.
banks can take your income direct from you company to pay back your debts for the credit.
( so in this case 900€ )
1100€ is "Pfändungssicheres Einkommen" in Germany.
even more with kids and family.

but if you earn decent ( 3200 gross [1900 net ] ) you can get a credit for 300-400k sure.

median net income in germany is like 1750€.
how do you think people pay their houses?

>>16060358
To the seller i mean. You never even see the money.

>>16060358
correct me if ia am wrong but if i buy a car for like 80k the bank does not send it direct to the autotrader, they send it to me first.

>>16060391
It depends where you buy your car, some car dealers work exclusivly with special car banks.

>>16060391
Could be, dunno how car loans work. I know americans have those title loans where the car is the collateral like in a mortgage.

>>16060404
yeah well ok in that case the idea is garbage i di not think about that

My son borrows 30,000 a year and 4000 rent in San Francisco hes going to UC Berkeley law
I am milf 54 white dog patch, SF CA
Son needs luxury in school no loans for him my gift I love him! He told me I am milf! Even with menopause and white hair
Cindy.lyssikatos@gmail.com

>>16060490
Tits or GTFO.

One son I give 0.00, he was bad behaved and unsuccessful mental illness. The other a fraternity member at U Colorado and UC Berkeley now for law so
We give him 35000/yr and pay tuition and 2800 rent and 2000/month allowance. He needs to drive so we got him a Audi. We have money from my family and my husband's.
No we let other son live in dog patch
But he has social benefits we agreed no help him