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/biz/ - Business & Finance


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15550753 No.15550753 [Reply] [Original]

I am 26 with no degree
I make 45k a year
I have 65k USD worth of Chainlink
I have 40k in my 401k
I have 12k in debt from loans to buy Chainlink
I have no gf
I am a loser

>> No.15550758

Pay that debt and you're a winner

>> No.15550772

>>15550753
I am 27 with no degree
I make 12k a year
I have 0k USD worth of Chainlink
I have 0k in my 401k
I have 7k in debt from loans drink beer.
I have no gf
I am a loser

>> No.15550783

>>15550772
Seriously, if this isn't a larp you need to sort your fucking life out. We need more /SIG/ threads here for a lot of anons here.

>> No.15550831

I am 25 with no degree
I make 20k a year
I have 157 Links
0 for 401k
I have a GF (but she lives one state over)

>> No.15550845

>>15550753
>just turned 26
>no degree
>8k student loan debt because i fell for the college meme but then for the college is a meme meme
>20k in link this is literally it
>make 35k/yr
>no gf
i am a loser but im working on it

>> No.15550873

>>15550753
I am 27
I am currently in uni majoring in philosophy minor in comp. sci
I make 15k a year with my shitty part-time job
I have 1k RSR, 1k ETH, and 1k chainlink
I have no debts
I have a gf
I am a loser

>> No.15550964

Our generation has high suicide rates. Add me to the graph.

>> No.15551072

I am 28
I am going back to finish my bachelors in business administration
I make 45k-50k
I have 1k LINK, .4 BTC, 8 ETH, 10 LTC
I have 30k 401k
I have 60 oz silver
I have 7500 USD
I have a girlfriend

I am too behind, girlfriend is reason I haven't killed myself yet

>> No.15551109

I am 26 with a double major bachelors degree
I make 55k a year
I have 80k USD worth of chainlink
I have 12k in my 401k
I have zero debt
I have a gf
I am still renting like a cuck

Guess it could be worse

>> No.15551115

>>15551109
Fuck off chad

>> No.15551123
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15551123

>>15550753
>debt from loans to buy Chainlink

>> No.15551142
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15551142

>>15550753
I am 24
>third world asshole
>bachelors degree
>make 20k a year
>2k on BTC
>1.5k credit card debt (0% apr tho)
>gf which i fuck every ~3 days

am i.. am i gonna make it bros?

>> No.15551153

>>15550753
Damn, treat yourself to prostitute once in a while. Change that fucking perspective

>> No.15551167

lol beat this
>25
>no job
>no degree
>dropped out of college 3 times
>have only 2k in crypto
>never had a gf
>virgin
>1.8k in debt
>still live with parents

Top that faggots. Stop complaining.

>> No.15551180

>>15550753
I am 24 with no degree
I make 28K a year
I have 744 LINK
I have 0 in my 401K
I have around $500 in debt
No GF, broke up last because of domestic violence. Haven’t had one since.

I’m a loser but things are getting better

>> No.15551181

-I'm 22 with a degree in Statistics
-Just got hired at a fortune 200, if you live in FL you'll know the company FPL
-I make 21/hr which is ~44k/yr
-Shit GPA but did a stupid certificate program at Cornell, basically paid ~3k for a class you cant fail, and you get crowned an alumni when done.
-I go around flaunting an ivy league education when I literally sat on my ass in the online class and did nothing for 11 weeks
-You faggots really should do the same, never got more interviews until I said I'm a student at cornell, but they don't know I'm LARP'ing

>> No.15551195

>>15551181
Oh and it was a blockchain certificate, well worth the money

>> No.15551198

>>15550753
>I am 32
>wagecucking at minum wage
> i have 500k in student loan.
>less than 5k USD worth of bitcoin in my portfolio

Who can top that?

>> No.15551205
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15551205

>>15551123

>> No.15551209

>>15551198
med school dropout?

>> No.15551219

I am 28 with no degree
I make 0 per year (neet)
I have 10k USD worth of Chainlink
I have 0k in my 401k
I have 5k in debt from loans to buy Link
I have 2 gfs (Asians, on the internet)
I am a loser

>> No.15551228

>>15550753
Nice format
21 with no degree
25k a year
11k worth of chainstink
0k in 401k
3k in debt for car
No gf
I'm a total fucking loser

>> No.15551246
File: 118 KB, 1058x1280, IMG_20190901_163133_641.jpg [View same] [iqdb] [saucenao] [google]
15551246

>>15550753
20 doing a BA in Math
On and off internships but I made 42 last summer (25k total)
Have around 5k in an ETRADE account I toss around
Currently working on a tech startup related to blockchains, not disclosing specifics
Student loan debt is the only sent, don't have to pay that for a while
Had a gf, she didn't feel like I was touching her enough of my time so we broke up about a year ago

I'm doing okay, hopefully this startup thing launches soon

>> No.15551255

>>15551246
*Giving her enough of my time
Lol

>> No.15551257

>>15551072
You're doing better than at least 75% of people our age.

>> No.15551263

>>15551195
You tell us to do it too but don’t give any info.

>> No.15551279

>>15551257
Do you think so??

>> No.15551280

>>15551263
Bruh are you serious, look up cornell certificate program. It's completely online, and requires no gpa to enter, best decision I've ever made in life. There are something like 60 different types of certificates, and you can fucking say that you're a student and an alumni from an ivy league university. I'm serious this will change your life, I went from 0 interviews to like 3 or 4 a week, just because of a stupid online class. Highly recommend the data analytics and the blockchain for business certificate. Not posting links for obvious reasons, gl

>> No.15551294

>>15550753
you're doing better than i was at that age (except the gf part). enjoy your 20s, life is pointless after that.

>> No.15551295

>>15551209
graduated. failed to match into residency.

>> No.15551301

Alright here it goes:
>I am 27 with a meme degree
>I make $65k/year working 2 jobs at around 55 hours a week
>I have $45k in crypto including 1.5k LINK
>I have $15k in my 401k
>I have $8k in crypto debt
>I have no girlfriend
>I am a loser

>> No.15551320

How many people even have a 401k in thei 20s? the majority of people I know are either working deadend minimum wage jobs or still doing postgraduate studies and getting themselves neck deep in debt

>> No.15551350
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15551350

>>15551280
OMG, you're the best. I can't believe these things actually exist. There are some at Harvard too. As a neet I might actually do one or two to patch up a gaping hole in my resume. Thanks for pointing this technique out.

>> No.15551352

>>15551142
>third world
probably cheaper living expenses than US so, yes you will make it..

>> No.15551353
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15551353

>>15551181
>>15551195
>>15551280
Please guys, do not take my posts for granted. For a couple grand you can become an ivy league alumni. I'm an autistic statistics neet and I've ran the numbers multiple times. They offer these courses every couple weeks and only about 35 people per class, so very very little of the population has these certificates. It's all online and only a couple weeks, but you ARE a student and eventually alumni at Cornell. The blockchain for business certificate was nice but choose something in your field that you enjoy, at the end of the day it's an ivy league education, and employers will be jizzing buckets to get into contact with you.

>> No.15551366

>>15551350
No problem, check out MIT as well, but as far as the most variety, cornell kills it with 60+ different certificates, it helps on your resume because you can label it as continuing education, a very solid investment.

>> No.15551373

I am 22 with a bachelors in comp sci
I make $65,000 per year (front end dev)
I have 9K Chainlink
I have 20k in my 401k
I have 30k in student loan debt
I have no bf (Single)
I am a loser

>> No.15551384

>>15550783
Just wanted to say thank you. I needed to hear that.

>> No.15551415

>>15550753
Not a loser at all. Only thing questionable is using debt to buy LINK. Not sure what your cost basis is, but sell your fuckin link to get rid of that debt and you're golden.

Stop comparing yourself to others and stop being a faggot. You're in the top 2% of 26 year olds. I take back my original statement that you aren't a loser. You have the attitude of a loser, which in fact makes you a loser. Sack up, faggot.

>> No.15551416

>>15551373
Yes you are
you should date me I'm your only hope

>> No.15551427

>>15551366
Looking into one in a field I'm already familiar with right now. How beneficial was the blockchain one? Like any actual skills you will use or naw? I have only basic normie high school computer skills. Do you think the blockchain one would be good for anyone?

>> No.15551476

>>15551366
How did you mention it on your resume? Do you put your university and Cornell? Did you actually put that it was a certificate program? I'm highly considering this as I graduated last year in Sociology and have been basically neeting

>> No.15551479

sell chainlink now its being pumped and dumped as we speak u f tard

>> No.15551490
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15551490

>>15551427
To be honest I would say you should look into a field you have the most knowledge in and will enjoy. I took data analytics with a stats degree and it was a piece of cake, but the blockchain was definitely challenging, I'm in the midst of taking it now and it gets pretty difficult. At the end of the day you want the best chance of being able to take the quizzes and get decent grades. They make sure you dont fail so dont stress too much, but no employer ever cares about my blockchain knowledge, I'm sure they're more into financial or data analytics, something that's useful for a neet cubicle job. They have stuff in management as well, so choose something you can pair with your own skills and knowledge. I'm really aiming to take the python course next, it seems the most basic since I'm kinda dumb with programming, and have minimal experience.

>> No.15551498

i am 33 with a degree
i make 110k a year
i have a wife
we have 600k in the bank
i have zero chainlink
i'm still a loser

>> No.15551513

>>15551490
Thanks for the tip anon. What's the quality of the firms you're getting contacted by?

>> No.15551515

I'm 27 years old turning 28 in ~ 1 month
I have 30k USD in my savings
~ 20k worth of ETH, BTC, and some XSN
I make 30k per year
I have 4k worth of student loans left to pay off

The only saving grace is I got a shitty gas station I'm trying to turn around.

>> No.15551521

>>15551476
I put it under postgraduate education, everything similar to bachelor education, I state the certificate name, then I put the university name as well as the location (which is like Albany NY or something), then when the employer calls I tell them it's a program I opted to take online so I can work while I take on my education in my off hours. When I talked to the cornell representative, they assured me I WAS a student at cornell and will become alumni when I finish. I ALWAYS tell employer interviewers that I am a student at cornell university, you can immediately notice the shift in their voice and demeanor when you explain your ivy league education.

>> No.15551522

>>15551498
how tf do you have 600k in the bank and only make 110k? either LARP or inheritance

>> No.15551530

>>15550753
Yes you are a loser. Congrats on buying math.

>> No.15551533

>>15551522
or his wife makes bank

>> No.15551534

>>15551513
I get highly recognized firms immediately, it landed me a job with a fortune 200 company, and my GPA was a 2.13, I always just convinced myself I was an engineering dropout failure, but the certificate program has boosted my confidence and ability to show some skill and not have to explain my undergraduate failures. Once I mention ivy league they assume I had the grades and intellect to get selected, but little do they know I just called a cornell rep and had my credit card ready. It shuts them up quick!

>> No.15551536

>>15551533
>>15551522
it's combined net worth of my wife and myself
my wife makes the same as i do
live with your parents for a few years while working a white collar job. and max out your 401k starting early

>> No.15551544

>>15551536
i mean i make $150k+ and only have 100k in cash, so that's why i ask.

yeah the no housing expense would be pretty great..

>> No.15551553

>>15551544
back when i was 29 or so i had over 100k in the bank and was making only 90k / yr at the time. i hadn't even gotten around to creating a 401k yet; that was all post tax saving. i was an idiot. i also lost 20k at least on retarded investments. oh well
just gotta keep those expenses down and start saving early.

>> No.15551735

I am 22 with a bachelors in accounting
I make $24,000 per year (teaching assistant)
I have 51K Chainlink
I have no other savings
I have 50k in student loan debt
I have a beautiful girlfriend
I think im ok

>> No.15551769

>>15551280
>cornell certificate program
dude
bro
bruh
NIGGA
DIS NIGGA
NIGGA GOT DAMN
You literally 10x my life with this info

>> No.15552478

I am 29 with no degree
I make 80k per year
I have no crypto
I have no savings
I have 250k in debt from buying rental houses
I have a wife
I’m a loser

>> No.15552678

I am 31 with a IT degree
I make 50k per year
I have 100,000 XRP 12 ETH
I have 140,000$ savings
I have 1k on Robinhood
I still live with my parents
I’m a loser

>> No.15552694

>>15550753
You bitch. I have a degree am 24 and make fucking 20k a yr working 28 hrs a week.
Where the fuck dp you guys find these decent jobs? Seriously,SHIT.

If you're in the trades or a truck driver, never mind in that case. Those jobs are shit.

>> No.15552696

>>15551735
so, did you have a trust fund? Is that how you purchased your Linkies? You sure as fuck didn't by them from your salary.

>> No.15552740

>>15550753
I'm 21, no degree, have 20k in crypto, own a meh car VW Golf Diesel, 15k in savings, 0 in my 401k, and make 80k a year

>> No.15552766

>>15550753
I am 46 with no degree
I make 25k a year
I have 18k USD worth of Chainlink
I have no 401k
I have 3k in debt from loans to buy Chainlink
I have no gf
I have some kids to pay for
I am a loser

>> No.15552800

>>15552740
You'll make it

>> No.15552819

>>15552478
34 Computer Science degree
I make 130k per year
I have 2k of crypto (Stellar, Nano, ETH)
I have 85k savings
I have 400k in debt from buying a house
I have 130k in my 401k
I have a wife
I’m a loser

>> No.15552858

>>15552800
i'm also extremely depressed and feel like my limited success is creeping away from me. I traded childhood to live like a 40 year old. I'm 5'8 and, though I have everything going right for me and work out, i still am unable to muster up the confidence to do any real alpha shit that I want to do. I haven't had sex in a year and a half, and the last chick I had sex with was gross. I have bipolar disorder, I cold turkeyed my medication because it made me feel like a husk. I got in a car accident two weeks ago and have to go to court to fight a ticket where I was honestly completely at fault. I'm living at home to save for a house that, knowing my investment luck, will begin depreciation the second I move in. I'm a DevOps engineer and people treat me like a second rate developer because they don't understand what I do - even my .net coworkers.
The only thing keeping me sane is the music I make as a hobby because it's the one thing I have done all year that I chose to do. And no one listens to it anyways.
I'm successful, why do I feel like this.

>> No.15552900

>>15550753
I am 23 with almost a degree (double major graduate next year)
I make 0k a year (but was making like 8k before I quit my fast food job)
I have about 5k BTC, 4k ETH, 3k LINK
No debts
I have no gf
I am probably a loser but I am happy so I don't really care

>> No.15552955

30, getting a masters degree
I make 0k per year
I have 30k of crypto (Link, Eth, AION)
I have a net worth of approximately 200k
I have a gf
I’m a recovering loser

>> No.15553078

>>15550753
I am a nigger.

>> No.15553453

30, white collar job
I make 120k per year
I have 0.3 BTC
I have 200k in debt from buying house
Got bullied at work nearly everyday.
Weekend drunk on cheap whiskey
GF cheated on me and got dumped last Friday.
Pet dog (Scotty) got ran over by a car 3 weeks ago. R.I.P
I have hypertension and takes meds.
I am a loser.

>> No.15553490

>>15551167
>25
>play vidya all day
>no money
>live with parents
Hah i win

>> No.15553564

>>15551320
24 y/o recent college grad here and started a 401k at about 35k per year. Most millennials/zoomers just arent thinking about the future. I don't plan on staying at my current job forever, but I also don't feel like looking for another one atm. I'm also likely to get a promotion to 45k position. I think one problem is that many my age are still looking for a "good job" instead of turning their shitty job into a better job by moving up the ladder.

>> No.15553649

>>15551167
>27
>3k in my parents savings account (its a long story) also live with them
>havent worked in 1 and a half years now (trying to get ssi is a bitch)
>have drivers license but sold my car
>only 4.5-5k in crypto
>no gf, live in shitty las nojobsas

>> No.15553676
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15553676

>>15550753
I am 19
I am going to university in a year to study law
I make 13k a year (literally work in mcdonalds)
I have £300 in my savings account
I have £180 worth of chainlink (125 I believe)
my past year of wageslavery has crushed my social life so I have no friends and no gf.
I am a loser.

>> No.15553695

>>15551769
>>15551353
>>15551350
what absolutely organic posts.

>> No.15553720

>>15553695
Impressive pajeetometer
I find mine is fairly well calibrated but it’s nice to see another anon with an eye for detail.

>> No.15553757
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15553757

>>15550753

I am 34 with no degree
I make 35k a year
I have 0k USD worth of chainlink
I have 14k USD worth of ICNQ
I have 60k in my reteriment fund
I have no debt
I have 360k USD worth of property
I have no gf
I am a loser

>> No.15553836
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15553836

>>15553676
Hello fellow UK fren

I am 26, dropped out of Uni after 1 year
I make £35k a year
I have 1 ETH
I have £15k cash
I have £30k in shares
I have £50k in pension
I have £4k student debt left
I own a piece of land worth £80k
I have no gf
I am a loser

>> No.15553974

I am 22, dropped out of Uni after 1 year
I make $40k a year
I have 200k in crypto, 100k BTC, 50k ETH, 30k LINK, 20k MITX
I have 3k cash
I have no girlfriend
I am a loser

>> No.15554239

>>15552858
How can I listen to your music?

>> No.15554251

Most Boomers have less than 20k in savings because they mismanaged their money. Having ANY kind of saving as a Millennial makes you better than most. A lot of young successful Millennials are actually living paycheck to paycheck due to debt.

>> No.15554396

>>15550831
What do u do?

>> No.15554658

>>15552696
Not everyone is a nulinker faggot. It's not unreasonable for a 21 year old to spend 18k usd aka my life savings on it. You did have 18k usd in savings when you were about to graduate university right anon

>> No.15554717

>>15551490
Do you need a degree to take these certs?
t. Associate degree holder uni drop out

>> No.15554741
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15554741

I am 27 with no degree
I make 10k a year
I have a house that I live in debt free, worth around 175k
I have 50k in the bank
I jack off to loli douijins,, no gf for 5+ years now
Life is good

>> No.15554797
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15554797

21 no degree
<10k a year (borderline neet)
$10 in btc on a dnm
No 401k
No debt
Loving gf (14 body count)

>> No.15555275

>>15550753
You're doing better than 95% of people. fuck off or kill yourself

>> No.15555308

>>15551280
Imagine being so weak willed that you have to rely on employers to hire you when you can just be self-employed instead and live on your own terms, big yikes.

>> No.15555322

I'm 29 with a bch in mech eng
I make $65k a year
I have no crypto
I have $10 K in my 401k
I have $45k uni debt
I have a hot gf
I feel like I'm doing pretty average

>> No.15555450

>25
>two 3000 sqf houses
>400k/yr
12.825” dick
>wife
>girlfriend
>I am a winner

>> No.15555539

22 with meme degree
NEET
30k in crypto
25k debt
no gf
absolutely

on a side note: is it too late or even worth it to enroll for a compsci course at my age? Been learning programming quite well on my own and wonder if it's worth the investment as I don't want to be a typical javascript monkey

>> No.15555699

>>15551534
Hmm this is something to consider. Thanks anon.

>> No.15555789

>>15550753
I am 26 with degree
I make 5.5k USD a year
I have 1k USD worth of Harmony ONE
I am $400 debt from loans to buy ONE
I have a 6/10 gf
I am a winner by my country's standards

You are a privileged piece of shit, stop complaining.

>> No.15555866

I am 40 y.o with engineering degree
I make $160k per year
I own no crypto (because fuck you that's why)
$10k cash, $690k investment / retirement account
$550k house, 90% paid for
Beautiful Wife who works at Goldman Sachs, 3 kids, cat
Still feel like a loser considering the gifts I was born with.

>> No.15556460

>>15551072
>60 oz silver
Holy shit ._.

>> No.15556716
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15556716

>>15550753
>bt from loans to buy Chainlink
>I have no gf
you sure are.
change your laifu with UDOO
decentralized social media platform that is taking over the game by storm

>> No.15556900

>>15551280
State? I'm actually going to suck your dick for this

>> No.15556917

>>15555866
What gifts? You squandered your life. I am 25 and I have a house worth twice yours 100% paid off. Buy crypto faggot.

>> No.15556935

>>15556917
Gonna need proof or larp

>> No.15557200

I am 23 with no degree
I make 16k a year
Live with parents and save 90% of my income
Waging away in a call centre has destroyed me, I need to do something, anything else.

>> No.15557442

>>15552858
Would love to hear your music fren

>> No.15557516

>>15550753
>I am 20 with no degree
>I make 70,000$ a year
>I have 1000$ in WABI in cryptocurrencies
>I have 2K in my 401K
>I have no debt.
>I have a model as gf and am ripped
>I am a chad

>> No.15557557

31, degree in finance
60k€ after taxes together with my wife
50k€ debt in student loans
17k€ equity in funds & pension assets

In two years, the debt is gone and equity will be around 50k.

>> No.15557707

I am 22 halfway through engineering degree
I make <10k a year
I have 1k USD in chainlink
I have 0 in my 401k
I have 3k in student loans
I have no gf
I am going to make it

>> No.15557724

>28
>zero income
>no degree

>> No.15557771

>>15550753
>I am 36 with juris doctor
>I make 110k a year
>I have 2.5K USD worth of Crypto
>I have 425k in my stock market investments
>I have 9K in emergency savings
>I have a gf
>I am a looser

>> No.15557793

>>15550753
>>15550753
I am so jealous of americans. I'm 26 with a top degree and I just accepted an offer for 45k€/year and feeling pretty good about it. Then these american fucking code monkeys show up and make double that at 22? It's not fair bros

>> No.15557820

How the fuck do I Limit Sell on Coinbase Pro without giving away my entire stack for the price of one unit? I swear that's what just happened to me when I entered the Limit price for 1 unit and the amount my whole stack.

>> No.15558729

>>15556460
What?

>> No.15558980

>>15550753
I am 33 with no degree
i make 18k a year
i have 37k USD worth of Chainlink
i have 0k in my 401k
i have 7k in debt from loans to buy chainlink
i have a robot gf
i am happy being a loser

>> No.15559004
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>>15550753
>loans to buy Chainlink

>> No.15560273
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