/biz/ - Business & Finance

>>15106857

>How can i convince her it's a bad idea

By breaking up with that dumb bitch. Wow, pick better women you moron. Doesn't surprise me a woman with such faggy taste would pick a broke loser like you however.

she'll use it to go out with her friends, and meet chad

Want to live a life of poverty and indebtedness? Marry this girl.

>muh depreciating assets
You don't take any of your assets with you when you die faggot. It's a bad idea because she doesn't make enough money. Drop your autism and maybe you'll have an easier time.

>>15106857
>What's an alternative?
Cuff her upside the head.

Not a beating mind, just a swift firm pop to the side of the head with your open hand. Look her directly in the eyes while you do it and follow up with a firm loud "No!"

They respond well to this as their genetics disposes them to receive discipline from a strong male leader. In fact you should do it in a place where you have plenty of privacy since it often motivates them to carnal pursuits.

>>15106857
they need a lot of maintenance

>>15106857
Keep telling her it’s a bad idea when she gets to the dealership tell her if you buy that car we are over. I know everyone is saying dump her ass but in reality you don’t want a women like that. They will pass there gene of bad spending habits on your children and making them spoiled and like to spend your money. My best friends mom is just like this. She doesn’t have a dime to her name and the husband makes like 70k a year and all he and his mom do is take his card and spend it on dumb expensive clothes and stupid shit.

Buy her a Mini poster she can look at. Those cars are actually shit and break down in every turn.

>>15106857
But its a cute car?

Just let her buy it mate. You are the provider. She only has to provide tits and kids. Dont try to teach her anything. Just make sure you know how to handle your money.

>>15106857

At least your girlfriend isn't addicted to the coke, at least she gets something to show for spending her money

Tell her to buy a used Fiesta that's a few years old. and if she opens her mouth to complain do a cheeky stick your dick in her mouth before words escape it.

>>15107144
While this is true I can't imagine being with someone who spends their money so poorly with her level of income. I wouldn't mind if she was making bank, but she is not in the income bracket of buying a new car.

>>15106857
Take my advice, as guy who's been where you are right now.
Walk away. It's not salvageable. Just walk away, and let her buy whatever the fuck she wants. This girl is a cinder block.

>>15107135
>2000+ dollarydoos a month for an appliance
How is it possible to be this financially illiterate?

>>15107303
Don't be a fucking virgin. She just wants to buy a car not fuck his friends..ffs.


>>15106857
My advice is help her buy a few year old mini cooper you can pick them up for a third of the value or less. And 4k in debt is fuck all...

>>15106857
So you want your girl to drive around in a used piece of shit? Lol. 24k for a new car is a good deal

>>15106857
Just get it on finance which will be £500 / month or whatever, and it goes back after 3 years or however long. 3 years older and wiser and she might realise how credit works. If not, dump her, she's beyond help and will only drag you down (unless she's a truly outstanding fuck).

Oh boy convincing women to not get a 30k pile of junk because it's cute...good luck. Companies like Jeep, Fiat, and Mini love pulling in dumb consumers like that, they wouldn't be in business if they had a brain otherwise.

>>15107411
>Just get it on finance which will be £500 / month or whatever, and it goes back after 3 years or however long
I never understood people who lease brand new cars. Spending nearly £20k over the course of a lease and at the end you own nothing. You can buy a used Japanese car for around £3k which will last few years and will cost you hardly anything in maintenence.

>>15106857
microdose together and watch money masters and then binge watch sevan bomar and stop being npcs

Tell her to buy a used scirocco for 8k

>already in debt
>wants to buy brand new
>wants to buy this ugly meme piece of shit car because she saw ads or Instagram posts from rival Stacy
Women are so fucking dumb they piss me off so much
This fucking dumbass liberal society, letting women have their own freedom to act like retarded children, such a fucking mistake
Islam has tey right idea

Reminder that women make up around 80%~ of consumption

>>15106857
tell her if she puts her money into btc sh will be able to buy 5 cute cars next year, one to match each of her handbags

>>15107998
Have sex

>>15106857

Why can't she just buy a low mileage used car? The only reason to spring for a completely new car is if you're rolling in cash. Tell that dumb bitch to buy a certified used car.

That feel when I have £240,000 in liquid assets and drive a 7 year old vauxhall Corsa I bought for £2500 cash

>buying non-electric AI transportation asset in 2019
You need to go back

>>15107135
unemployed
paid up $40k
still owes $137k
<- for 180 days of owning this POS worth $80k ?
Thats $16k per month and he comes out with nothing, IF he can sell. A village is sure missing its idiot

This >>15107026 is correct OP, you won't do it though because if you were an alpha you wouldn't have asked here.

You need to work out the finances and show her that she will be paying over half her income to a depreciating asset and should look at a used 1 between 5-10k. Women are dumb and you need to take advantage of their maternal instincts of child rearing and that she should start saving for a home.

>>15106857
HAHAHAHAHAHAHAHA SO THIS IS THE PRICE OF PUSSY THESE DAYS ENJOY HELPING HER PAY FOR IT KEK

>>15106857
SHE BOUGHT?
>>15106857
>>15106857
D U M P
IT

>>15106857
i bet my life u will pay it off for her just by the way you write faggot

>>15107110
BETA BETA BETA BETA BETA
JUST LET HER BUY THE CAR BRO AND PAY FOR IT TOO SHES GOT TITS PAY FOR HER CAR SHES GOT TITS PAY FOR HER CAR WET SLIMY WARM HOLE MMMMMMMMMM PAY FOR HER CAR

>>15106940
>muh debt
Taking more debt for a car is so stupid. Its an asset with no returns and depreciating value

>>15109925

based, I have £1.4mil in assets and drive an £8000 second hand 3 series

so it's true that women can't into personal finance

I drive a 2013 Volkswagen Jetta sportswagen tdi that I got for $13,000, taxes included, with only 24k miles on it. Certified pre owned so I have a great bumper to bumper warranty. Gets over 40mpg so I get savings on fuel too. Fuck buying a new car.

>>15107135

Tesla's are this boomer stock bullrun's Humvee

>>15107135

>$2,300/month

You can get a reliable fucking Honda for that much and put a half million kms on it.

The absolute fucking state of consumerist debt-Goyim.

Just sit back and wait for the most satisfying I told you so

>>15111058
The debt can pay for itself if you consider that your average shitbox over 100,000 miles is gonna need a lot more maintenance, and it can be more enjoyable. Never take on debt you can't pay back is the better mindset.
>b-but muh 4 percent apy

>>15111479
Also most things aren't an appreciating asset who the fuck cares I never understood this mindset.

kind of glad i don't drive desu owning a car sounds like a shitshow