/biz/ - Business & Finance

>>14947997
Why are americans so poor? Just buy a house

>>14948005
its like saying; just have sex

the amount of work that goes behind it is comparable to six months of slave labour building a pyramid in ancient times

these people just gave up on the rat race and they chose life instead of a cubicle

>>14947997
It's funny...I have over 500,000 UND tokens and $400 savings. Not even sweating about it, even at this draw-down. Am I retarded?

>>14948020
>Six months of scrimping is less preferable to being existentially terrified 24/7

The mind of a normie, everyone.

>>14948032
being homeless is sorta cool. whats your skin color? if white you will have your G tested. are you slightly gangsta? would you slap a bitch in public?

>>14947997
being homeless sucks
i wouldn't wish it on my worst enemy
anyone glorifying it is retarded and/or have never lived it

>>14948088
whats up fool. i hung out with the bums and the G's. you were probably played by the game not vice verca you beta incel piece of shit. Im white but G's recognise G's. and i recognise onions like you. fuck you whitey

>>14948127
i'm black, and definitely not a beta incel you stupid nigger
and i lone wolfed it the whole time so i didn't have to play any "games" with you druggie faggots

>>14948197
your loss. games are fun. without games homelessness is depressing. where did you sleep fool?

>>14948268
>>14948268
the shitty games were more reason to avoid you fags, getting stabbed over a cigarette butt is no way for civilized people to live
i couch surfed for the beginning, then mostly in the woods, if i needed to do something in town the next day i'd sleep in some thick bushes
shit was lame but i've been in the military so i wasn't not used to it

>>14947997
i have lived in tent before
it's not fun

>>14948349
>getting stabbed over a cigarette butt

thats half the fun. next time you go homeless scout for abandoned houses/shops to sleep in. they're always far away from the homeless gathering places.

BUT remember to secure the door when you sleep in these remote places ;)

>>14948419
keep listening to /biz/ and you'll soon end in a tent again

>>14948349
your problem is you dont enjoy chaos. you want a quiet simple life

>>14948040
Based retard
He implied the opposite

I live in LA and I can tell you 90% of bums choose to be homeless. It's cool to lay in a park all day doing drugs and answering to no one. I hate all of them and I support euthanasia.

>>14948502
someday your balls will drop and you'll realize you're waging 9 hours a day to maintain a shitty noisy flat and a fat sexless wife

>>14948516
Ok maybe I'm not a junkie loser.

>>14948465
>your problem is you dont enjoy chaos. you want a quiet simple life
so edgy
i've done enough fighting in my life, that shit is for kids and degenerates who will totally die from preventable causes like the retards they are

>swiveling around in my gaming chair with a glass of whiskey
or
>freezing in a sleeping in some pissy bushes waiting to get stabbed/robbed/harrassed/abducted
i'll take the first option every time
you gotta have some kind of mental illness to enjoy that kind of life, i'm not about that life

>>14948590
>>swiveling around in my gaming chair with a glass of whiskey

you pay a high price for that. you belong in the streets and bushes and you just KNOW It.

keep acting stupid and classy but (you) belong in the bushes. chasing cats to make the sunday meal

>>14948020
pyramids were not build by slaves you historylet

>>14948624
you need help dude

>>14948647
see you on the street. so many ex army fags on the streets (mostly blacks).

>>14948663
look at this retarded nigger lmao

im german and all media and all people in germany genuinly think that all americans are fat dumb clowns.

>>14949005
Good to hear some places still have reliable and truthful media.

>>14948626
based connoisseur of the truth

I was homeless once in the UK, would not recommend.

>>14948626
>>14949269
Kek'd and tinpilled

>>14947997
70% of americans confirmed retards that cant menage their money

>>14949269
>>14949407
damn it mutts, what I obviously meant was that they were build by paid construction workers.
You are so stupid I bet you aren't even all in on Link

>cringe The Thread

>>14949444
I know my history don't worry famalam

Although I am only a part time, degenerate, swinger Marine scum, I'm sorry.

I'm about 800 paychecks away from homelessness

>>14949444
Why you keep saying build mother fucker it's built

>>14949444
Checked

>>14949855
I am sorry but I'm too white to know English properly.

>>14948050
Of course, since I'm homeless the public is basically my house and I'll be damned if someone check me in my house

What's wrong with these people? Just work and buy a house lol.

>>14949884
A nigger can't kid a white man, better luck next time Leroy

See I dispute that statistic

Are you saying that many of the normies that I work with in the office, some of who seem more intelligent than me, have made the absolutely retarded decision to put themselves in a situation where they can't even last a month on their savings??

>>14948020
>these people just gave up on the rat race and they chose life instead of a cubicle
this anon gets it

>>14948005
Bruh, out on East Coast houses cost anywhere from $400,000 to 6 million dollars. Oh first time home buyer needs 10-20% down. Last time I checked it's over 80,000k for down payment! Fuck

>>14947997
EU fag currently 3 paychecks away from homelessness(3 months of safety net), not counting crypto, that doesn't count anyway because I'm not selling.

>>14950067
JUST go back to mummy

Being homeless is like urban camping

>>14950015
>make 3000 a month
>spend 2000 on mortgage/rent, food, and bills
>spend 500 on car payment
>spend 500 on going out/buying clothes and other useless crap
>have 0 dollars left over, 0 in savings

This is how the majority of Americans live. I know people making 90k but they live paycheck to paycheck like this.

How is any American poor I've seen your average salaries they are high as fuck. An American gp is getting more than me as a senior anesthesiologist fuck out of here unless you're a retarded drug addict it is near impossible to be anything resembling poor in America

>>14950368
Op here. You guys have NO FUCKIN idea how many high IQ people are homeless like in the video i posted. Talkin about metaphysics while passing a heroin joint in a burnt bus is kinda cool

>>14950421
im retarded. can someone explain this image

>>14950421
>high iq
>doing drugs
105 IQlet confirmed.

>>14950084
As much as I'd hate it, I will probably do that in the next one to three months. Then I'll look for a job that I can grind away for at least 10 years to buy a house to one day kms in. If I don't succeed it's back to waging and renting for the time being. By november I'll be out again or dead, you huge faggot.

>>14950059
> Oh first time home buyer needs 10-20% down.
Sure, if you're retarded and don't know what an FHA loan is even while going through the home buying process, let alone looking into supplemental programs offered by your state, some of which bring total down payment down to 0%, but ignoring all of that, you're right.

>>14950421
muh physics
Unless you turn your ideas into the one thing that matters in this world (money), you and every other deluded stoner are on par with homeless niggers.
Which you incidentally are. Interesting how it do that.

>>14950485
>Then I'll look for a job
>a job

A neet life. Fixed for you

>>14950490
My iq is above average but under 130. An engineer i know ended livin on d streets after his gf dumped him. Life events happenin together can overwhelm you off the right track in a matter of DAYS . 2 decades of education wiped away in 2 days ... i know this for a fact

One thing i tell you guys; stay normie and fight to be a normie every day. Dont excel JUST be normal

>>14947997
The irony of wageslaving is that the lower your pay, the less incentive you have to work.

>>14950059
Check out Singaporean housing policy lad. I think we should learn something from then

>>14950488
Just because you can afford a 3 percent down payment doesn't mean you can afford a 97% monthly mortgage payment.

>>14947997
>stock market up 7x
>real estate market up 2x
>crypto market up 10000x
>im poor
we all know whose fault this is

>>14950416
Nobody cares about what happens in your irrelevant third world country. Stop pretending the U.S is comparable to any socialist hellscape in europe.

>>14948020

>Work at literal normie town target
>make 13 an hour, soon to be 15
>live in a low housing cost state
>get a reliable roommate
>downpayment after about 8 months
>pay off house in 5 years
>go travel the world/jerk your dick off in the corner or whatever and rent your house out

Its not that fucking hard you stupid fucking mongoloid. Stop being a baby bitch about it and just shut the fuck up and do it. All throughout history we've had to do hard shit for essentially nothing, this current time era we are in is absolutely the easiest we've ever had it and don't you fucking argue that. You are virtually at no risk of death unless you actively invite it, you are not owed a house, you are not owed a car, you are owed nothing.

I'm 22 and am on the verge of buying my own house with my girlfriend, your mentality is the same which kept my parents and their generation renting houses bigger than they needed, and ended up needing my grandparents to pay their rent.

Its not that fucking hard to understand holy shit.

Renting house/apartment = burning fuel to not die

Buying a house = cutting down wood to burn for other shit

Both require work to do, but one lets you actively invest time in other things. God fucking damnit I hate faggots like you, stop fucking complaining and do it holy fucking shit.

>>14950709
?? public housing is available generally well built and kept but its half a million for a tiny little apartment that is only "yours" for 99 years

Honestly I wouldn't mind trying this van life meme everyone shits all over. Maybe if I get some spare capital and can afford to build one, I'd do it and just try and stockpile savings or just travel. Then I could easily turn around and sell the sucker when I was done.

I'm tired of paying rent to Mr Shekelstein