/biz/ - Business & Finance

>>14803858
>1 br apartments are $2100/month
move somewhere not shit

>>14803858
yes.

>>14803858
Move somewhere with lower rent. $2100 for a 1 bedroom is ridiculous. You work for minimum wage not like you have anything to lose moving lmao

>>14803864
its still 1000-2000

>>14803858
apartments only cost that much here in NYC and there are no minimum wagie trash here only rich chads like myself. poor people need to gtfo you sicken me.

>>14803858
normies are like sheep going into the slaughter er house
they just accept their fate and cope by buying stupid shit and getting drunk

>>14803858
yes - if 1 bedrooms are $2k+ where you live you need to realize living on your own is a luxury reserved for those not waging at the minimum.

>>14803904
this. it's not much cheaper to rent outside major cities and wages are lower too.

>>14803904
so split it with 1 roommate. A person making $12/h can afford a $600/month rent easily.

>>14803940
>just get a friend/roommate bro XD

>>14803940
>easily
ehh... maybe if youre a complete shut-in with no hobbies eating frozen chicken and instant rice every single night

>>14803934
Where do you guys live? I'm in a major midwestern city and it's ~900 a month to live downtown, ~500-600 to rent in the nice sleepy part of the city. The only areas priced out are the counties. Even then the houses only cost 500-800k to get to a quiet suburb with good schools.

>>14804010
this
live in the capital and pay 650 rent, would pay 1200 for a 1br downtown ina "luxury" apt

>>14803940
thats a fucking joke. one you have to have a good friend that wants to get a place. second if you want a place with two bedrooms and bathrooms its gonna cost much more then $1000

>>14803940
This fucking pisses me off so much. Why in the hell can't housing be cheaper? It makes no fucking sense. I'm so close to moving to the pacific and being homeless islander because I cannot deal with the dysfunction of this wretched debt economy that makes all of its profits from fucking the world out of a fair shake. I hate this garbage.

>>14804010
>midwest
well there is your answer dingus

>>14804111
land lords are fucking kikes

>>14804099
>if you want a place with two bedrooms and bathrooms its gonna cost much more then $1000
who said anything about 2 bedrooms? Just get a couple of air mattresses and share the same room to keep costs down. Or is that not enough luxury for your high millenial instagram standards?

Just live with your parents and pay them a couple hundred

Americans are so stupid with the whole living on their own meme

Yes let me move out making minimum wage or going to school with massive debt just so I can be independent and barely scrape by eating nothing but ramen every night

>>14803858
Where do you live? $2100 is a really nice apartment in LA.
There's decent studios for like $1400 and 1 BR for $1600
>>14803940
NEVER get a fucking roomate. If you're this desperate, move.
>>14804111
If you don't live in LA, don't complain. I would KILL to get a decent home for $400k. Best you can get here for $500k is a piece of shit fixer upper.

>>14804178
>Just live with your parents and pay them a couple hundred
Honestly everyone should suck it up and do this.
I got out of college with no debt and started working at a city job. The amount of money I save while living with my Dad is insane.
Of course don't do it forever. Just save a few dimes and finally move out.

>>14803858
Why don't you just ask your rich family members to get you a job?

>>14803858
So where do you live then? With mommy?

yo real quick how do I get a job that pays 20 an hour within a year. Already tried coding but I suck at that shit

>>14804149
>having separate rooms is now a high end luxury standard
amazing

>>14804355
Plumber

>>14804355
idk, but i am starting a new job tomorrow @ $18.00. we'll see how it goes.

>>14804099
>good friend
People roommate with others for no other purpose all the freaking time and put out personal ads in the paper for it. Now there are even roommate finding apps. Why are millennelias so fucking helpless and whiny?

>$12/hr
>40 hours/week
>4 weeks in month
>total $1920/mo
>450/mo 1 br rent
Feels comfy putting 1000+ into investments each month.

>>14804449
You have to first find someone trust worthy you fucking dingus. Its not as easy as you think it is. Also they have insane garbage you have to go through to actually get one

>>14804149
Wow, we are officially out of 1st world status. Fuck boomers, fuck jokes, fuck women.

$1000 eoy

>>14803858
>Do they really pack themselves like sardines 10 to one apartment?
Sort of. I live with three other extremely close friends on a 4 room house and it's extremely comfy given I work only 30 hours per week and earn 40k a year. You save a fuckload this way and I don't want to kill myself that much compared to when I slaved 40-60hr/week.

>>14804476
That is what those services are for, dumbass. You can find places that do background checks, credit history, etc. Then you meet up with the person to make sure you can at least see each other a few times a day without wanting to throw up and call it good. It isn't hard unless you are this much of a sniveler all the time and no one wants to put up[ with your shit for more than a few months.

>>14804355
Construction, any government job basically.
If I didn't have a degree I'd be a UPS driver. Get a good workout and it's a Chad job desu.

Get a room for rent. That's what I did. I found a nice condo with my own bathroom, electric, internet, water, sewage, trash for $450/month in AZ. Even in an expensive area you should be able to rent a room with everything included for 700$/month max.

>jobs pay 12$/hour
I was wagecucking for 3.30€/h

>>14804178
>>14804298
Not all American boomer parents will let their kids live with them. Most kick their kids out

>>14803858
There are multiple 1br apartments in my area for $600-$700 a month. I live 20 minutes from a city (Cincinnati).

>job pays $32/hour
>2br apartment for $800

PEAK COMFY

>>14804111
boomers clutching to the houses and banks buying them from boomers instead of boomers passing down/selling it to their children for a good value.

>>14804989
Hey frogfren
$35/hour and 1100 all included 2br

>>14803858
It gets even better. Just wait 10 years until inflation runs away even more while wages stagnate. Also eventually the government will cut medicaid and foot stamps too, maybe even unemployment and welfare. And THEN we can really have some fun.

>>14805087
may god bless quebec. feels good to not get kiked like the squareheads in toronto or vancouver to find housing. i'm 10 minutes away from montreal

>>14804178
>paying your parents
>the absolute state of eurocucks

>>14805159
from south shore ? want to trade linkies ?

>>14805099
cant wait :)

>>14805210
You buyin or selling?

Me:

Age - 36
Income - Shitty 27k a yr
House - 3 bed, 1 & 1/2 baths, Basement, Garage, Nice rear deck and Yard; mortgage payment is only $400 a month.
Car - 2014 Corolla (fully paid for)
Debt - Zero; aside from house.

Married w/ 2 cats. Wife drives a Malibu. Its paid off as well. She ain't got any debt either.

>>14805210
nah, north shore

>>14804417
no, not plumber

>>14803940
Kill yourself.
This is worse than the USSR jamming families into commie blocks. I don't want to live like a fucking sardine with another person who just plays games, masturbates, sleeps around and wants to drag you down to the gutter with them. Fuck that. Fuck the whole idea of roommates. I'd rather live on the damned street.

>>14804325
im not rich. i just dont spend money at all. wearing the same clothes for 5 years now. subsist on rice and beans

>>14803864
do you understand how retarded you sound? you're literally contradicting yourself.

rent prices are high in areas where there's high demand for housing. like the coast. fucking subhuman midwest bumpking retards

1 bedroom apartment..share with two roommates. issue solved.

>>14805255
You have two cats, so I assume your wife is a beard and that is why you don't spend money on her.
Kys faggot

>>14805300
>bro i can't live with a roommate! That's like basically living in the USSR!
the absolute state of precious millennial femboys. Post a pic of your hands I want to see how soft and manicured they are

>>14805290
>plumbing technician = plumber
you're genuinely retarded, that's like a handyman/assistant type of job

they try to do basic troubleshooting and when they fuck up they call the plumber

so glad I moved from California to Florida. Went to paying $1800 for a shitty 300 sq ft studio apartment in a run down shithole apartment with no air conditioning, to paying $1600 for a luxury apartment in a brand new high end building right on the beach. life doesn't get much sweeter

>>14805248
nah im keeping them
>>14805280
thats a shame

A revolution is coming. Just wait till 2021. It's gonna be a bloodbath. Screencap this and frame it.

>>14805363
Actually my wife is 5 yrs younger than me. And why should I spend money on her? Hell she makes more than I do. But that's due to deductions and shit getting sucked out of my check. (401k mostly)

>>14805422
Cool, see you at the top

>>14805370
>basic troubleshooting
>5 years required

>>14805392
eww but you have to live in florida. There's a lot of good reasons the market puts Cali above everywhere else. Most places outside of the west coast are boring and nasty weathered with nasty looking people. What's up with northeastern whites? They look like autistics

>>14805521
Florida is great. Where I lived before was nowhere special and certainly not any more "fun" than where I am now. Not to mention the 24 gridlock traffic, homelessness everywhere you look, Mexification in progress, etc. If you're not working for, and thus don't need to live near, a big tech company there's zero reason to live where I was unless you like paying obscene amounts of rent for shitty old apartments. Now I live in a veritable tropical paradise with much better quality of life all around.

>>14805509
i don't even have enough to make it to the bottom but i got some project so i will get there in due time by any way possible

>>14805290
>>14805370
Plumber technician is a plumber. Find another company that’s not retarded. Or call that company and tell them you will start entry level at $12 an hour if there’s room. My company is hiring right now and it’s $15/hr for someone with no experience and a clean driving record.

>>14805655

What do you do for a living?

>>14804355
What >>14804528 says, I work for the post office making $18/hr. No degree required, basic benefits included, and plenty of overtime opportunities. Hard at first but pays off in spades if you stick it out. Some days I get done in 6 hours and get paid for 9. Once you git gud it's free money.

>>14806598
business intelligence. spend all day fucking around in databases, mostly

>>14805718
Give a throwaway email if it’s a project where you might need a software eng

>>14803858
Either the wage is $12/hour or apts are $2100/mo, never both.

I pay $850 for everything in a nice quiet part of NYC with 1 roommate who I almost never see. It's pretty comfy. I make $50k/year though which is what I would consider bare minimum for a single guy in his 20s to make here and have a decent quality of life.

>>14806791
Youve never been to los angeles have u

>>14804111
because housing is in a bubble, in fact most public REITs are overvalued by 2-3x

wages have not kept up with housing prices at all, especially in the cities

>>14806639
Many college graduates dont even make 18 an hour these days.

>>14805336
>lives in an ant hill with a bunch of spics and niggers because thats where the best wage cages are
>calls me, a 6'3 white male who lifts, with a remote programming job in a quaint 95% white midwestern town(also a millionaire from ETH), a subhuman

Cute

one time i made $30.00 digging a fucking trench with a hammer. wore it down to the nub and shattered it.

the hammer worked better than the pickaxes,shovels, etc.
fuck it.
hammer time.

dug a 40' trench with a hammer one day..
got $30 an hour for it.

>>14806998
Easy on the racism, incel. This isn't /pol/. There's a lot of black investors and entrepreneurs here and you're pissing them the fuck off.

College is a joke anymore. Your told "your key to success is getting a degree" Here's what they don't tell you "But your in competition with several thousand other cucks all doing the same shit and you'll all be tossed out on your asses deep in debt" So yeah.. real worth it right.

Here's the other little nugget: College expenses only go up year after year. Meanwhile your salary don't. Cost of other shit goes up also. Thinking of dodging the bullet and file for bankruptcy to clear your debt load? Wrong; your still on the hook for your college expenses.
College was fine.. in the 70's/80's/90's/00's. Now? Not so much. Everyone's gotta degree in "something" even lit studies or general studies grads (bullshit degrees). Soon.. even your basic shit job at Walmart or Kroger will demand "college degree" even when in reality the only requirement is you got a pulse and can count money. Oh and show up on time.

>>14807070
nigger

>>14803858
where the fuck do you live?
by me it's between $500-$700 a month

>>14807074
Based and redneckpilled

>>14807074
>Soon.. even your basic shit job at Walmart or Kroger will demand "college degree" even when in reality the only requirement is you got a pulse

Sad thing is that this is true for most jobs that actually require a degree.

>>14807070
Have sex, incel.

I get that you're seething. Just have sex.

>>14807074
Here's the third little nugget:
I make shit and I didn't go to college. But I didn't start out deep in debt either. I got a state job. With pension and a 401k. My job and pension is secure. The state would have to go broke before I lost my job or my pension got cut. The chance of that happening? Very remote. Gov just said the state's got a surplus. I can put in 27 yrs and retire with full benefits. For me that means I'll be 50 yrs old. So let's recap this:

Non college dude has made it and will be kicking back at 50 "retired" pulling a pension and have a 401k on the side. Plus whatever he's got stashed in the bank. No debt aside from his house. Meanwhile all the other cucks will be working till age 65 at minimum and up to there asses in debt. So who's the smart one?

>>14807201
Bitch I just nutted my white girlfriend ten minutes ago. Watch yourself before you wreck yourself.

>>14807213
Here's the fourth nugget:
I'm this dude >>14805255

Anyone who says you gotta have a "college degree" to make it is full of shit. I've got a nice house, car, wife, cash in the bank, a secure job and pension plus a brokerage and a 401k. by all rights I've done good. And I ain't got a degree or buried up to my ass in debt.

>>14807322
I'd love to respect your dubs, but you sound like a total faggot - checked

>>14803858
Unironic wagie here. I'm waiting out the housing market by renting a room in a rich boomers house. It's $700 for everything including internet and utilities and located right next to the marina downtown. It's kind of comfy, I might regret when I leave here and go to some boring suburb.

>>14804178
This but I don't pay my parents, I just get/cook dinner for us a few times out of the week and they seem happy about that. I also help them with anything computer or bill related because they seem to be completely inept with both, when I moved away for a year, I came back to them paying over $700 a month in bullshit they didn't need because some kike had put them under huge contracts they didn't need.

I'm just proud man. Proud to have beaten this shit modern life tosses at you. I honestly hate this decade. Frankly I wish it was the 80s again or the early 90's at least. Shit's just so... blah.

>>14803864
>not shit
So somewhere with no jobs or super niche jobs? Brilliant.

>>14807229
Good job anon, hope you get her pregnant (assuming you are white too).

>>14807720
He's not, >>14807070
But no need to worry, nothing of value is lost with a coal burner.

>>14803858
DEAR RETARDS: USE GOVERNMENT PROGRAMS.

FOOD STAMPS. JOB PROGRAMS. BENEFITS.

GET. THOSE. GIBS. THEY'RE FOR POOR PEOPLE, AND YES YOU'RE A POOR PERSON.

>>14803858
Negro, I pay ~$1000 a month on my 15 year mortgage for a 3 bedroom house. I rent a room out to pay for most of that. Move somewhere colder with less apes. Minnesota or WI is real cheap. Get out of the overpopulated, expensive, life-sucking bug nest.

t. mid twenties boomer

>>14803913
You can’t get a 1 bedroom in nyc for 2k

>>14804178
Exactly this. My parents like having me around and want me to save money. Comfy as fuck making six figures and being able to save 3/4 of it. Better than cramming into a cuck apartment in the city living paycheck to paycheck and having no savings

>>14807933
yes you can

>>14808088
this, everyone else is retarded

>>14805290
>14/hr with 5yrs
>drug test
>fucking spics prefered
literally nigger wages

>>14804111
>Why in the hell can't housing be cheaper?
>debt economy
You answered your own question. There is no real money. Houses are used to store wealth. They are also one of the main things that you can get a loan (create money) for.

>>14804010
St. Louis reporting in. Gotta love that cheap cost of living

buy a cheap truck, buy a used truck camper, live like a king

>>14803858
I make 16.75 an hour but I compensate with overtime that pays double on weekends or time and a half on night shift. Overtime throughout the week is available as well due to understaffing.

>>14804742
well then tell they they can fuck off as well when theyre old and need help with everything

not to metion that it is your fucking job as your parent to care for your child as long as you live.
if you can´t deal with it dont have kids

>>14805159
Fuck Quebec fuckers won't let you have a job unless you speak French. I wanna move there badly but can't speak the god damn language.

>>14803858
They live 2 hours away in the "suburbs" with 999 roommates and have to get up at 5:30 am just to arrive to work on time and

>>14803940
>just get a roommate bro
Fuck off, you are part of the problem. A grown man should not live with a fucking roommate

>>14803858
>>jobs pay $12/hr
get a higher paying job
>1 br apartments are $2100/month
move somewhere with lower COL
its not rocket science you disgusting NEET

>>14809173
but it's illegal to live in your car and to park it in parking lots

>>14809211
the waking up early part and the commute is probably worse than the actual waging.

>>14809267
it's very hard to get a good paying job without connections (since NEET I have no friends or connections of any kind). and the cost of living is high everywhere in the US.

>>14809267
You should be fucking grateful you have $12/hr while all I can do is settle for $7.25 mcwagie

>>14803858
same problem here in Italy.

software developer in a small firm in Rome:
typical monthly wage: 800-1200€, you may get to 1500 if you work for a large one

800sqft apartment in Rome outside the tourist zone:
typical monthly rent: 1280-1540€
typical bedroom in a shared apartment: 400-600€

also, gas costs: 1.60€/liter ($6.82/gallon)
have a look at the website prezzibenzina.it

Usual solutions:
- shared apartments
- couples both having a job
- when possible, live with parents and commute until you have enough for a down payment + notarization expenses (about ~32k to buy a 900sqft $140k apartment)

>>14803858
>1 br apartments are $2100/month
Nigger what? I had a two bedroom in a nice neighborhood, with in unit laundry for $500/month. You either need to move out of Jew York city, or lower your expectations. You arent getting an apartment with vaulted ceilings and a fireplace in the middle of a metropolis, just fucking deal with it.

Most college graduates are literally homeless these days and sleep in their car

>>14809608
they dont call it shitaly for nothing

>>14807750
You need to have enough melanin or else they'll turn you away.

>>14807750
I applied for one of those job training programs and got denied.

>>14803858
this is why buying enough UND for a staking node is the bet of the lifetime. Be a legend chad or be a neet.

I'm in aus and get paid $35 an hour in I.T. work with no formal qualifications, ( started off at an ISP doing customer service, moved into more complex work after a few years)

If you're on $12 an hour immediately look at leveling up, pump the gun a bit and get out of that bog paycheck

>>14809904

Also in aus it's around 400 Per week for rent for a 2-3 bedroom place, come live here!

>>14809484
>it's very hard to get a good paying job without connection
then go out and make connections. how do you think people get connected in the first place? not by sitting around and whining about how hard everything is. standing in line with 100 other schlubs to have your resume reviewed by some HR roasty is a loser move. go troll industry conferences and stalk down decision makers in person. I have a very comfy job and I havent used a resume since 2012.

>>14810084
You forgot the part about the firm handshake

>>14807838
dont you pull your pants down, rearing your bottowm end fully naked and let taxes anal you in minessota? and winsconsin> wwht the fuck is in winsonsin nigga

>>14809608
>800-1200
Amico non ho sottomano il tuo CCNL ma dubito che l'entry level sia così basso, in logistica che è letteralmente negri all'attacco e minimo 1100 euro al mese.
Riguardo all'affitto prendi un monolocale in culo a dio.

Comunque per il tuo stipendio ti stanno letteralmente scammando, a sto punto fatteli dare in nero se proprio devi farti fottere in culo.