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/biz/ - Business & Finance


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12136450 No.12136450 [Reply] [Original]

>$560,000 in assets
>27 y/o
>Live in Denmark

How do I retire by 35? I'm currently saving $1515 a month.

>> No.12136454

>>12136450

kek

>> No.12136465

bitcoin.

>> No.12136466

>>12136450

Please, STFU.

>> No.12136469

>>12136450
Do you think we'll crack immortality before you die? And how much do you spend per year?

>> No.12136471

start buying 50% bitcoin and 50% eth with those 1500 every month

>> No.12136479

>>12136471

yeah if he just DCA's for next 6 months, he'll have a huge wealth in 2020 bull run

>> No.12136522

>>12136465
>>12136471

I'm not buying crypto in this bear market

>>12136469
I'm spending around $1300 a month

>> No.12136571

>>12136522
You only answered my second question. But considering you're in a country with free healthcare, you can retire today. Park the money in government bonds and enjoy claiming your pension when your portfolio hits $0 in your 60s.

Working another 8 years just means you'll have a margin of safety, be able to die with some assets you can pass on to your children, or be able to live more extravagantly.

>> No.12136734 [DELETED] 

>>12136450
24 årig her med ca. samme formue. Hvis du vil spille efter reglerne (dvs. betale din skat), skal du holde dig fra krypto, da det bliver beskattet asymmetrisk.
- Hav som minimum ca. 750.000 kr. i aktier, så du kan forvente at realisere op til 27% skattegrænsen hvert år. Kob en veldiversificeret portefolje (mindst 10 aktier). Lad være med at trade.
- Indbetal maksimum (50.000 kr.) på aktiesparekontoen hvert år. Det starter fra 2019 og lober indtil videre til 2022.
- Kob en lejlighed, da "gevinster" (prisstigninger og sparet husleje) er skattefrie. Få dig et realkreditlån, hvis du kan og er villig til at lobe lidt mere risiko. Lej evt. et værelse ud.

Put resten i aktier eller kob en lejelejlighed. Aktier er nok bedst, hvis du ikke har erfaring med udlejning. Du kan også have noget af formune i kontanter/statsobligationer, men det reducerer selv sagt dit forventede afkast.

>> No.12136861

Stop being a greedy cunt and cash out your assets. Nobody needs half a million dollars for their entire life.

>> No.12136887

>>12136450
A fund that nets 7% gain per year should get you about 18dkk/month after taxes (if similar to Sweden), you can retire right now if you have a normal lifestyle

>> No.12136942

>>12136450
You made it nordic friend. Be thankful you were not born in Sweden.

>> No.12136955

>>12136450
Cool op. I need $15 to try something PayPal.me/Figpucker

>> No.12136979

>>12136861
Looks like somebody is an ignorant commie in here

>> No.12137160
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12137160

>>12136450
>How do I retire by 35?

oy vey another goyim doesn't want to participate in the (((economy)))

>> No.12137169

>>12136450
2 appartments and a house is what you need.
And good renters.

>> No.12137700

>live in Denmark
you already lost because of the nordic model op

>> No.12137834
File: 809 KB, 825x537, swedenyes.png [View same] [iqdb] [saucenao] [google]
12137834

>>12137700
I could leave tomorrow.. Feels good to not have any student loans and a master degree. Plus I could live abroad and then come home when I need free healthcare

>>12137160
Sorry greatest ally!

>>12137169
I would love to have that..

>>12136942
pic related

>>12136887
I need to spend some of the returns on more assets to counter inflation

>> No.12137881

>>12137834
Hav nok i aktier til, at du kan hæve op til 27% grænsen hvert år (ca. 750.000+). Invester i en meget diversificeret portefolje. Ej din egen lejlighed, da sparet husleje og prisstigninger er skattefrie. Put 50.000 (maksimum) ind på aktiesparekontoen, der starter fra 2019, hvert år. Undgå krypto, da det beskattes asymmetrisk i DK. Lad være med at prove at time markederne eller specifikke aktier - ingen af tingene er du som privat i stand til.

>> No.12137908

>>12137881
Har en lejlighed på norrebro kobt i 2013. Overvejer næsten at flytte ud af DK om 5 år til et sted hvor der ikke er så hoj skat på aktier..

>> No.12137935

>>12137881
>>12137908
what did they mean by this?

>> No.12138013
File: 41 KB, 564x467, 1543415528243.jpg [View same] [iqdb] [saucenao] [google]
12138013

>>12137908
Ja det er absurd.. Håber den bliver sænket på et tidspunkt.. Aktiesparekontoen hjælper ikke meget på det. Har ca. samme formue som dig og er 24 år. Går også selv med tanker om at flytte, hvis jeg får en god mulighed for det.

>> No.12138099

>>12137935
he bought

>>12138013
Overvejer Estland med deres lave skat - men skal lige op på ~$1M

>> No.12138559

>>12137834
Kapitalförsäkring

Counter inflation with crypto and largecap nordic tech

>> No.12138590

>>12136450
What can you tell me about Saxo Bank ?

>> No.12138604

>>12138590
High fees but very decent

>> No.12138646

>>12136450
Go to work

>> No.12138650

>>12136450
>$560,000 in assets
>27 y/o
How

>> No.12138652

>>12138604
Thanks fren. I have a managed portfolio with them and am getting kinda rek't with their investments (eg. Pandora, Danske Bank) but I guess it's not their fault.
Will hodl.

>> No.12138662

>>12136450
Go find a pussy to fuck and don't waste your time here bragging you scumbag.

>> No.12138700

>>12138650
Pretty doable if you have a good job and a high saving rate, e.g. 100k post tax and save 65k. One of my friends managed to save up 85k working part time while in college.

Or maybe OP inherited (some of) it.

>> No.12138784

two words: vending machine empire

>> No.12139473

>>12137834
Hope you paid your taxes my nigga, SKAT is coming for us

>> No.12139501

>>12138784
but thats 5 words

>>12139473
already paid all my taxes

>>12138650
Work + I finished my education at a good time to buy assets (2013)