/biz/ - Business & Finance

>>1183369
*The difference when buying used would obviously be 1200, not 7200.

>>1183369
>I'm thinking of going for the new car because the used one will be worth nothing in 5 years, but the new 1 will be worth around 6-8k


Never EVER buy a new car, buy a 2013 or higher year used car if you need one. The selling price won't drop as much as if you buy a new one. Trust me.

Just get the $7200 and research a bit about used car with that price range with good feature etc.

I will be monitoring this thread in case someone gives opinions on the i20 active (I also am being offered a great deal via my gf's brother)

>>1183393
sounds like you value the "deals" much more than your needs.

Take the €7200, and buy a well kept classic car that will go up in value, instead of something that is going to only drop.
There is not one single advantage in buying a modern or new car except for the warranty.

You probably wouldn't even want the Hyundai anyway if it wasn't for the "deal" on offer.

>>1183369
Cars confirmed for worst investment of all. Get a car that you KNOW will last many years and drive it to its' death or buy a used shitbox.

>>1183389
I'll ask the guy for used cars, maybe he can get me a deal on that too.

>>1183393
I've driven an i40 for a year, my sister is very happy with her i20 and my dads gf has an i35 (that suv thing) and is happy too.
No issues, great design and extras, drives really smooth and looks good enough. I've heard most of the research, design and production is done in germany and that most Hyundais are more german that VW for example.

>>1183413
I don't have the time or resources to maintain a 'classic car', and in germany you want a car that is as 'green' as possible and uses as little gas as possible. High emissions get taxed higher and gas is currently 1,25€/litre, down from 1,50 last year.

>>1183427
I'm not really looking at the car as an investment. It's something I need, I and my gf rely on it for work and uni. I was gonna drive my Peugeot until it fell apart, but I guess my gf took care of that...

I'm worried that if I buy a shit box, it will need repairs all the time and cost more in taxes and gas.
It's tempting to take the 7,2k and buy a used car for 5k, but when that fucks off I'll be left with nothing. Insurance will be higher for a used car as well.
With a new one (or almost new) I'm confident that I can drive it 10 years without major issues and still get a few thousand out of selling it.

And in 2-3 years I'll have graduated and will be working full time and likely get a company car (family business). So if I get a new car now, I'll have a decent used one in 3 years, if I buy a shit box, I might have to get another one in 3 years.

So yeah idk. I just don't really trust used cars desu senpai

>>1183369
Fellow kraut here.
Hyundais are ok, but you re literally burning money.
Neither of your choices are financial sound.
Go get yourself a used car with natural gas/ Erdgas and 30-40 tkm for 7/8k

I'm currently driving with about 4,5 kg gas/100km ca 4,80 Euro/100km. can t beat that.

>>1183499
Where do I even get gas for that?
And I doubt there are as many spare parts available so repairs would be more expensive, right?

I thought about getting a hybrid car gas/electricity because I mostly just drive inna city, but those cars are very expensive (20k for a Toyota yaris) and idk if using electricity would be much cheaper than gas..

>>1183506
Most smaller cities have designated gas stations. ( oft bei den Stadtwerken)
But if you don't find one- no problem. the car has an additional fuel tank.
95% of all repairs are normal stuff, breaks, ignition etc
the gas system itself is not complicated.

Informier dich halt mal selber. CNG/Autogas ist das Stichwort. LPG ist auch ok.

>>1183470
There's lots of choices in classic cars, and not all of them are expensive to maintain and tax.

You can say "I don't like old cars because I'm a faggot" and thats ok, but don't make bullshit excuses.

>High emissions get taxed higher.
The highest tax category for older than Euro I Petrols is something like €25 per 100cc of engine. Thats €400 for a 1600cc engine. Fucking nothing compared to the depreciation of a newer car.

>And gas is currently 1,25€/litre, down from 1,50 last year.
Older doesn't mean it uses more fuel. I get better mileage out of my 2000cc Alfa than my friends get in their heavy 1.0L Yaris, Mazda 2 or whatever.

>I don't have the time or resources to maintain a 'classic car'
The money you lose just by driving a new car off the showroom floor is way more than what you need to keep a car running and maintained properly for a number of years.

Oldtimers also have a special tax category in almost all EU countries. You should check carefully.
It is likely cheaper to tax and insure than what you are paying now.
In Germany you can get an H plate, with reduced insurance and vehicle tax rates and you don't need a color sticker to get into city centers.
This means you can be driving a S Class Mercedes coupe that gets over 30mpg in city driving and 50mpg on the motorway, and is way more comfortable and reliable than any new car.
Plus you will always make back the money when you sell it.

Or maybe just get the little Hyundai like you wanted. Then you can brag about the great "deal" you got and demonstrate your business skills and earn the respect of your peers.

>>1183369
>really great deal on a new car

normies ladies and gents

>>1183499

Why would a european need a car anyway? You are in a utopia of alternatives.

>>1183524
I'll look into it, if it stays that cheap it could be worth it. What's the typical range of a golf sized car running on autogas?

>>1183528
Look, it's not about showing off or impressing anybody. I need a reliable car that will get the job done and can get dirty now and again, obviously as cheap as possible but I also want some convenience like an a/c and some safety systems.
Your arguments are pretty solid tho, but I don't know the first thing about maintaining old cars or what kind of cars will go up in value, especially when driving around 25k km a year..
I also need one relatively quick, like 2 weeks tops. Any pointers where to look?
Thanks

>>1183538
Even if buying new cars is stupid, getting a 5k discount is still a good deal as far as deals go, no?

>>1183539
I often have to transport large pieces of cardboard and other materials, as well as plans and models. Can't take those on public transport. There is no public transport leading to my place of work and my gf's uni is 1 hour away when taking public transport, 20 mins with the car.
It's also full of rapefugees and crazy people.
I got a dog as well and got the occasional business trip. I really do need a car.

cars are a great investment in happiness if you like cars

if you are an autistic biznessman, then just reeee to work on the bus

>>1183715
I like cars but not like /o/, it's mainly a convenient and fast way of transport.

If I'd buy a car I really liked it would probably be some sort of truck or something american. I liked the dodge charger a lot when I visited the US.

>>1183708
Do you have a good mechanic?
If not, find one you can trust. Old cars don't need a lot of work besides the usual oil changes.

And they tend to be very simple to work on.
A service at a garage every four to six months is more than enough to keep a car that is in good condition running well.
Its better to buy a car that does not need any work, and has a visible service history, and original features.
Look for good condition interiors, and original wheels. That means its likely been taken care of.
And don't be afraid of high mileage either, especially on diesel Mercedes.

>I also need one relatively quick, like 2 weeks tops. Any pointers where to look?
autoscout24 is a good way to get ideas about prices.
But you should look at clubs that specialize in the particular brand or model that you're after. There are usually good deals in the for sale section. Clubs can also help you find knowledgeable technicians.

A/C is not something you're going to find on all cars.
So your choice will be limited to more luxury makes like BMW, Porsche, Mercedes or Jaguar.
If you want a diesel engine, its pretty much Mercedes only and thats not a bad thing.

>>1184085
As for appreciation, I'd suggest any Mercedes Coupe like SE, SEC, SL, or Porsche in your budget.

You can get a Porsche 924, 928, 944. In ten years, an average Porsche will likely be worth close to €20k or more. Ten years ago you could get a Porsche 911, Mercedes 230SEL Pagoda, Mercedes 220SEb or E-Type Jaguar for 20,000. Now they sell in the range of of €100,000.
Classic Fords like the MkI and MkII Escorts, the Capris, and even vans like MkI and MkII Transits have and will continue to see high rise in value.

Parts for Mercedes and Porsche are plentiful, because they have a good following.
Pretty much any Mercedes, Porsche, BMW built before 1985 will certainly retain or increase its value.

https://www.autoscout24.com/offers/-279017140
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https://www.autoscout24.com/offers/-279820005

The W124 250D pictured would make a great daily driver. It handles well and is C O M F Y as fuck to drive. Has an airbag too, and safety is not something to worry about especially in big Mercedes.
It won't see any crazy appreciation at least not in the next few years, but you won't lose value either.

>>1184090
The increase in value is a very strong argument and the Porsches and Fords look very nice. I'm not a big fan of Mercedes, it's considered to be a grandpa car here, but some of those you linked look nice as well.

I'm still not sure it would be a good idea. The car will be driven daily, it will often stand outside even during nights (I have a garage but what if I have to sleep elsewhere?), it will transport a small doge, models and model building materials like wood, metal and paint.
These requirements alone mean the Porsche is out of the question. And if I get an old timer like that I'd be afraid to use it like I'd use a regular car because any slight damage would hurt my investment.

And regarding safety, a modern system like those automatic emergency brakes could have prevented the accident that wrecked my car. Then there's all those other electronic helpers, rear view cameras etc etc

I like the idea of getting an Oldtimer as a fun weekend car, but I don't think it's suitable as an everyday workhorse. And I also doubt they will gain that much value when they have 300k+ km on the engine, because eventually it must crap out?

Idk I've never thought about this in detail so I really appreciate your input.

>>1183369
>>1183389
>>1183393
>>1183401
>>1183413
>>1183427
>>1183470
>>1183499
>>1183538
>>1183708
>>1183715
i really hate to be cancer and reply to everyone but does anyone have advice for my insurance situation?
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