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/biz/ - Business & Finance


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10556034 No.10556034 [Reply] [Original]

And I thought Americans are doing so well financially?

>> No.10556046

>>10556034
Only 20k in debt? I have two friends who work at target, 105k in debt with game design degrees from art institute San Francisco.

>> No.10556059

>>10556034
What? What made you think that lol

>> No.10556073

>>10556046
This. Median for 25 yos is 50k

>> No.10556090

>> "Fine arts degree."

Think I found the problem.

>> No.10556099

>>10556090
College debt. For a fine arts degree. Yep.

>> No.10556120

>mfw was +150k$ @25
*sipps* eyuuuup been repairing trucks since i was in high school

>> No.10556131

>>10556120
We're not all hillbillies

>> No.10556132
File: 14 KB, 364x405, images.jpg [View same] [iqdb] [saucenao] [google]
10556132

>>10556034
Hahahahahahahaha why would you even bither with STEM when you can change the world with fine arts. Cant believe these retards actually go to university thinking they are anywhere close to the same level as an engineer. You jnow that 25yr old could do 2 pathway courses then study an associate engineering course and be earning 70k+ a year start wage then 100k+ after another 2 years. But i guess that would actually be hard work. *sips* -ahh

>> No.10556167

>>10556073
They have 105k debt each, they’re both Bernie bros as well. They actually think bernie is going to beat trump in 2020 and he will pay off their student loans via college debt forgiveness. I don’t have the heart to tell them its not going to happen.

>> No.10556202

>>10556034
You wanted to be a starving artist.

>> No.10556204

>>10556090
greatest prime minister in Australia's history had an arts degree
but that was a different time where left hemisphere dominant people actually strived to create and the arts weren't treated as an easy course so you could spend more time messing around

>> No.10556215

>>10556034
when u support mass immigration, subsidize blacks, feminisim, sjws, womens studies etc ... what did u expect!

try a white only nation

>> No.10556237

>>10556090
I have an accounting degree with 40k of debt. Unemployed.

Though not on foodstamps. My mom feeds me.

>> No.10556262

>>10556034
I smell a “democratic socialist”, which is newspeak for commie.

>> No.10556263

>>10556034
All she has to do is get naked on cam and some thirsty betas will make sure her debt is taken care of.
If she chooses to simply leave her shitty apartment and venture into public, another thirsty beta will buy her food and drinks, and if she shows any interest at all, he will likely pay her bills eventually. If she actually fucks someone she's set for sure. Fuck this roastie cunt

>> No.10556300

>>10556131
But y'all sure are poor

>> No.10556305

>>10556263
>He actually believes this
when was the last time you left your basement?

>> No.10556306

>>10556046
>game design degree
Even worse than fine arts, lol

>> No.10556323

>>10556305
I see it all the fucking time, I wagecuck in a public atmosphere and am exposed to many types of people. I see how women act especially around men.

>> No.10556370

>>10556323
confirmation bias from spending too much time on 4chan
your view of reality isn't reality
a basic bitch like in OP would struggle to find a guy to support her, most women do, that's why the consider it winning the lottery unless they are literal super model tier

>> No.10556396

>>10556305
hes actually not wrong, any young woman between the ages of 18-25 who's a 5/10 or better can get a free ride easily, all she has to do is approach awkward guys who look like they might either have some wealth or a good career and just offer to suck & fuck them and she'll have a place to stay and food and all expenses paid instantly.

>> No.10556417

>>10556396
no they won't... if that were the case all you robots wouldn't be incels

>> No.10556423

>>10556204
My wife is a graphic artist. There's nothing wrong with arts degrees but you can't depend on degree related employment afterward.

>> No.10556443

>>10556396
Sounds like she should sign up on LSTR's website, find herself a man and get taken care of

>> No.10556468

>>10556046
When tuition spikes are brought up income expectations are taken into account. Fine arts and humanties and such often end up cheaper simply because it's preferable to them defaulting instead.
Alternatively, it might simply be a matter of country: canadians are indistinguishable on the internet, but canadian school fees are usually quite a bit less than comparable american schools.

>> No.10556489

>>10556370
>a basic bitch like in OP would struggle to find a guy to support her, most women do
You're so ugly even a basic bitch like her wouldn't fuck you, eh anon?

>>10556417
Confirmed. You're either an ugly cunt or a bitter beta. Either way, lol.

>> No.10556531

>>10556034
>>10556046
>>10556073
>>10556090
>>10556132
>>10556263
>>10556396
>She has a smartphone
>She has a laptop with internet
>She buys her coffee at Starbucks
>She eats at those hipster foodtrucks
>She studied fine arts, like what the fuck?

>> No.10556569

>>10556531
>laptop
hundred bucks tops, two hundred gets you three times the value
>smartphone
hundred bucks tops

Even below the poverty line, folks can scrounge up enough for at least that

>> No.10556578
File: 9 KB, 570x374, median-and-average-net-worth-in-the-usa-and-canada-15-10-number-millionaires-by-country-credit-how-net-worth.png [View same] [iqdb] [saucenao] [google]
10556578

>>10556300
over 15 million households in the US have at least a millskie. not bad

>> No.10556591
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10556591

>>10556073

>> No.10556599

>>10556034
WHAT DID YOU EXPECT TO DO WITH AN ARTS DEGREE OTHER THAN BE HOMELESS

>> No.10556629
File: 2.65 MB, 320x240, 1531477932919.gif [View same] [iqdb] [saucenao] [google]
10556629

>>10556046
BTFO

>> No.10556636

>>10556034
I work as a tax associate at an accounting firm and I honestly wish I had majored in the liberal arts. I'd be making less money, but I'd probably be happier. I get so fucking nervous whenever we audit a client (my group helps audit the client's tax provision).

>> No.10556657

>>10556046
I was thinking this exact statement as the thread was loading.

>> No.10556662

>>10556569
Liberal Arts majors buy fucking expensive Macbooks. I've never seen one walk with a cheap Thinkpad. They take out loans to buy expensive shit which is why they get into massive debt.

>> No.10556669

>>10556636
>I'd be making no money, but I'd probably be happier.
FTFY. You wouldn't be happier. You'd simply change your problems.

>> No.10556702

Make some fine art then wtf

>> No.10556704

>>10556034
I've made around 4.5k a year, on average, my entire adult life. I'm 28 years old, and currently unemployed. Clean criminal record, college degree, and nobody will hire me.

Land of the free means you're free to fuck off and not get hired, or free to work at a job your body can only physically handle for 3 or 4 months.

>> No.10556713

>>10556704
lol there a million jobs that you could get but you just dont want to

go work for pepsi you nigger

>> No.10556714

>>10556034
> fine arts degree
I see your problem.

>> No.10556764

I have a BA in English and an MLS, make about 60k a year as a medical archivist.

>> No.10556775

>>10556034
You’re supposed to go to college to become a lawyer or brain surgeon. Although I do admire the marketing skills they have employed on the masses to convince them they have to go to college or their retarded. What a money maker. Wish I thought of it first.

>> No.10556781

>>10556034
The inability to see beyond 5 years into the future

>> No.10556809

>>10556578
Swiss dindu nuffin, they are not even rich
How about showing millionaires per capita

>> No.10556961
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10556961

>>10556034
>fine arts degree
>in debt
>jobless
<inhales>

>> No.10556970

>>10556034
>Fine arts degree

>> No.10557629

>>10556764
Library Science actually has enterprise value to it. I hate my job and may be interested in an MLS, 60k wouldn't make it worth it for me though.

>> No.10557670

With her fine art degree she finally has permission to create stupid shit nobody will buy on etsy

>> No.10557684

>>10556046
>game design degree

Their fault. Even with that fuck-up, it's an easy fix if they really wanted to go into the game industry.

>> No.10557713 [DELETED] 

>>10556775
They've got it made in that industry. I hope all people realize that it IS an industry, you have to vote with your wallets with the other markets under capitalism, higher education is no different.

It's a literal meme

>> No.10557758

>>10556046
>11k in Debt.
>AAS Comp Sci.
>22.
>Work in a call center.

anyone fuck it up like me

>> No.10557773

>>10556569
>Smartphone is a hundred bucks

Bro I don't know what the hell you're smoking but those shits run for easily $300 even if you buy the absolute lowest tier model

>> No.10557830

>>10556578
I wonder how many more have a networth of over a million in addition to that, but don't have a million in cash alone.

>> No.10557889

>>10556167
Do you know the politician with the highest approval rating in the US? It ain't Trump.

>> No.10557943
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10557943

>>10557889
Fuck off retard.

>> No.10557969

>>10556034
All she needs is a pair of knee pads

>> No.10557974

>>10557758

>41K debt
>BS Biochem
>30
>work in call center

I'm mega fucked broseph. Made a wrong turn in my chem career, starting over in finance at ground level.

>> No.10557996
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10557996

>>10556961
>you can be whatever you want when you grow up!
>you shouldn't have chosen a career that doesn't put value into the market

>> No.10558006

>>10557773
No you can buy one cheap

>> No.10558049
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10558049

>>10556034
>this bitch
I paid back almost $180k in 2 years after I graduated. A ton of credit goes to the 2017 crypto market in addition to my decent salary.

>> No.10558058

>>10558049
$4k/mo is reasonable. Where did you get $86k lump?

>> No.10558063

>>10556578
That's fucking 5% of the population if the US had 300 million people. You're saying 1 out of every 20 people lives in a millionaire household?

That actually sounds very believable. Lots of poeple are wealthy AF here.

>> No.10558076

>>10558006
Maybe in a third world country, but even the cheapest phones are $300 new in the US. It could be $100 used though if you buy an old one or someone wants to desperately sell thei phone

>> No.10558084

>>10558058
I cashed out some of my 2017 crypto gains.

>> No.10558088

wealthiest member of my family has no education past high school and repairs heavy duty diesel engines. Makes about 100-150k/yr. We have PhDs in the family making half that.

Who is smarter?

>> No.10558100

>>10558076
New Chinese phones are that cheap and good used Android phones are that cheap

>> No.10558114

>>10558088
Smart does not equal successful

>> No.10558120

>>10556034
I don't know who to blame these dumbfucks who went thousands of dollars into debt getting largely unmarketable degrees like "fine arts" or "gender studies" -- them for believing their parents, their parents for believing the Jews, or the Jews for tricking all of them into becoming useless to their nation (but useful for the Jews in toppling their nation to make way for a Zion Occupational Government).

>> No.10558123

>25 y/o stemlord
>no debt
>high paying job
>it still sucks ass because you are still a wagecuck
>every request for time off has to be approved and you only get 3 weeks vacation (dont spend it all at once goy!)
>have to do this for the foreseeable future

someone just put a bullet in my brain desu

>> No.10558134

>>10556034
>fine arts
>no job
how is that news? i thought she wanted to tell us something insightful

>> No.10558147

>>10558088

I simply can't comprehend why American parents don't encourage their children to go into trades. The girl in OPs picture probably told her father she was getting an arts degree, and that fucker probably just smiled and encouraged her. Not once did anyone say to this girl, "Is that really a wise investment?".

>> No.10558211

>>10558049
how much are you making at your job? are you living at home? im guessing you made a fortune off shitcoins

>> No.10558249
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10558249

>>10557889
Did the (((media))) tell you this?

>> No.10558268

>>10558211
I make $140-150k a year in a low COL area. My rent is only $1200 a month.
ETH was the biggest part of my portfolio. Made the biggest gains off that and ADA,

>> No.10558356

>>10558049
>actually paid back his debt
retard

you could have started a business with that money

>> No.10558375

>>10557996
the thing is that these people aren't inspired or useful no matter what they pursued. you can be an artist and create value, these people don't know how to be an artist or how to create value. they were fucked anyway.

>> No.10558394

>>10557629
It's not a ton, but it's plenty enough to live on where I'm at.

>> No.10558405

>>10556204
Tony did arts?

>> No.10558428
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10558428

>gets fine arts degree

>> No.10558439
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10558439

>>10558268
>tfw someone on this board made it

good job anon

>> No.10558500

>>10557889
You're right and both of these faggots
>>10557943 >>10558249
are wrong, but it doesn't matter. American elections aren't determined by vote numbers, and most people vote against their own interests anyway. Combine that with incumbent bonus and there's just no way someone actually good might win.

>> No.10558973
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10558973

>>10558088
>trade school doesnt count as education

>> No.10559270

>>10556046

Did they at least tell them to tighten up those graphics?

>> No.10559290

>>10556034
https://youtu.be/dwZvm8xUnvw

>> No.10559341
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10559341

>>10558973
>if it ain't pushing pencils, designing art for millionaires, making youtube videos, or streaming on twich, it's not a real job!
>t. 20-30 year old zoomers

Granted a lot of people get 4 year degrees in serious fields and apply real effort to get top tier wage cuck jobs but that's like 20-35% of the stratosphere of college attendees. There are literal armies of brainlets who were designed for blue collar work and don't even realize it stuck in diploma mills raking up ridiculous college debt.

>> No.10559625

>>10556034
Lazy fuck. I have a fine arts degree, used it as a pathway to become a teacher.

>> No.10559681
File: 356 KB, 691x733, 1533408676077.jpg [View same] [iqdb] [saucenao] [google]
10559681

>>10556046

>could have invested $105k in stocks, crypto, and real estate

>> No.10559743
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10559743

>tfw 0 dollars in debt

>> No.10559774
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10559774

>>10556034
I think the problem is that the university system has become a glorified pyramid scheme. There are a shitload of professors who graduated with some really stupid degrees and had no choice but to take a job teaching the same slop that they were taught. Mathematically, there will never be enough jobs for every fine arts degree holder so they have to cling to that professorship and brainwash, shill, and lie to thousands of their students, ruining countless lives in the process, just so that they can justify their exorbitant salaries and their pointless fucking job to society.

>Any degree is a good degree
>Your fine arts degree is just as good as an engineering degree
>Follow your heart and the money will follow
>Of course you should major in Women's Studies

If anyone needs to be genocided it's these crusty ass barnacle covered hippie boomers who have ruined the lives of millennials by lying to them since they were kids just to stay on the gravy train as long as possible.

I think at this point if anyone believes their college professors have their students' best interests at heart, they are a fucking brainlet. The students ain't even #2 to these pieces of shit.

>> No.10559929
File: 138 KB, 1598x339, Diogenes.png [View same] [iqdb] [saucenao] [google]
10559929

>>10558375
what are you defining "value" as?

>> No.10559985

>>10556034

what kind of job are you expected to get with a fine arts degree? Museum Curator?

>> No.10560068

I never worked in whole life (27) never was in debt and have ~75k in crypto. Why people fall in degree meme?

>> No.10560086

>>10556578
I feel like this double counted a lot of people. Several people could be in a million dollar household and technically they're all millionaires.

>> No.10560128

>stem vs arts
>degree vs no degree
>debt vs no debt
>money vs degree
>art vs money
>happy vs stem
>crypto vs sad

god these threads are so fucking brainlet tier